Nu Holdings' Strategic AI and Pricing Initiatives Drive Buy RatingWe hosted an investor roundtable with Nubank's CFO following 3Q25 results. Key topics included: the path for NIM, deposits and funding costs in the CLIP program, SME lending, personal loans in Mexico, US expansion, and NuPay. For our 3Q25 earnings report, please see: Top Pick, Top Print. Below are the key takeaways from our CFO Deep Dive.