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Natwest Group Plc (NWG)
NYSE:NWG

NatWest Group (NWG) Price & Analysis

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NWG Stock Chart & Stats

$16.38
-$0.13(-1.31%)
At close: 4:00 PM EST
$16.38
-$0.13(-1.31%)

Bulls Say, Bears Say

Bulls Say
Capital Generation & CET1 StrengthConsistent, multi-hundred-basis-point capital generation and a 14% CET1 ratio materially strengthen loss-absorbing capacity and strategic optionality. This durable capital build supports dividends/buybacks, buffers impending RWA changes, and underpins capacity for acquisitions and lending over the medium term.
Wealth And AUMA MomentumStrong net flows and double-digit AUMA growth indicate durable fee income diversification away from net interest reliance. Scale in private banking/wealth increases recurring fee revenue, raises customer stickiness, and supports RoTE durability by reducing cyclicality of lending income over a multi-year horizon.
Technology, AI And Efficiency GainsSustained tech simplification and AI adoption create structural cost advantages and productivity gains. Decommissioning legacy apps and reinvesting savings expands capacity for digital products, helps lower future operating costs, and supports management's multi-year cost/income targets, improving long-term margin sustainability.
Bears Say
Weak Cash GenerationRecurrent negative operating and free cash flow in several years signals that reported earnings have not consistently converted to cash. This reduces financial flexibility, increases reliance on wholesale funding and capital markets, and constrains the bank's ability to absorb shocks or fund organic growth without raising costs or capital.
Regulatory RWA Headwinds (Basel 3.1 / CRD IV)Material, structural RWA increases raise required capital and reduce return-on-assets unless offset by business adjustments. The Jan‑2027 Basel implementation timeline forces ongoing capital planning, may limit capital return flexibility, and could depress lending returns if risk-weighted assets cannot be optimised quickly.
Acquisition Day-one CET1 Impact & Execution RiskThe sizable immediate CET1 hit from purchase accounting and potential adviser/client attrition create a durable near-term capital and earnings drag. Realising projected revenue and cost synergies requires retention and integration success; failure would permanently weaken RoTE and delay restoration of pre-acquisition capital metrics.

NatWest Group News

NWG FAQ

What was Natwest Group Plc’s price range in the past 12 months?
Natwest Group Plc lowest stock price was $10.40 and its highest was $19.36 in the past 12 months.
    What is Natwest Group Plc’s market cap?
    Natwest Group Plc’s market cap is $61.65B.
      When is Natwest Group Plc’s upcoming earnings report date?
      Natwest Group Plc’s upcoming earnings report date is May 01, 2026 which is in 28 days.
        How were Natwest Group Plc’s earnings last quarter?
        Natwest Group Plc released its earnings results on Feb 13, 2026. The company reported $0.474 earnings per share for the quarter, beating the consensus estimate of $0.371 by $0.103.
          Is Natwest Group Plc overvalued?
          According to Wall Street analysts Natwest Group Plc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Natwest Group Plc pay dividends?
            Natwest Group Plc pays a Notavailable dividend of $0.255 which represents an annual dividend yield of 3.67%. See more information on Natwest Group Plc dividends here
              What is Natwest Group Plc’s EPS estimate?
              Natwest Group Plc’s EPS estimate is 0.48.
                How many shares outstanding does Natwest Group Plc have?
                Natwest Group Plc has 3,990,828,600 shares outstanding.
                  What happened to Natwest Group Plc’s price movement after its last earnings report?
                  Natwest Group Plc reported an EPS of $0.474 in its last earnings report, beating expectations of $0.371. Following the earnings report the stock price went down -1.595%.
                    Which hedge fund is a major shareholder of Natwest Group Plc?
                    Currently, no hedge funds are holding shares in NWG
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Natwest Group Plc

                      NatWest Group plc, together with its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers in the United Kingdom and internationally. It operates through Retail Banking, Commercial Banking, Private Banking, RBS International, and NatWest Markets segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. The Commercial Banking segment offers banking and financing solutions to start-up, SME, commercial, corporate, and institutional customers. The Private Banking segment provides private banking and wealth management products for high-net-worth individuals and their business interests. The RBS International segment offers banking various products and services to institutional customers. It also operates in wholesale branches and fund depositary service businesses. The NatWest Markets segment provides services to corporate and institutional customers for the management of financial risks for achieving short-term and long-term sustainable financial goals. NatWest Group plc operates approximately 800 branches and 16,000 physical points of presence. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.

                      NatWest Group (NWG) Earnings & Revenues

                      NWG Company Deck

                      NWG Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presented a strong operating performance in 2025 with double‑digit income growth, robust lending and AUMA expansion, meaningful cost savings and high capital generation. Management set ambitious 2028 targets (RoTE >18%, CAL growth >4% p.a., cost/income <45%, CET1 ~13%) and articulated strategic rationale for the Evelyn Partners acquisition to accelerate wealth capabilities. Key risks highlighted include near‑term rate cut headwinds, regulatory RWA increases (Basel 3.1/CRD IV), integration and day‑one CET1 impact from the Evelyn deal, and sensitivity of future hedge income to reinvestment rates. On balance the positives (growth, profitability, capital generation, efficiency gains and strategic scale in wealth) outweigh the manageable and disclosed risks, though outcomes remain sensitive to macro, regulatory and execution dynamics.View all NWG earnings summaries
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                      Ownership Overview

                      0.06%2.01%97.75%
                      Insiders
                      2.01% Other Institutional Investors
                      97.75% Public Companies and
                      Individual Investors
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