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SAN Stock Chart & Stats
$12.81
-$0.04(-0.85%)
At close: 4:00 PM EST
$12.81
-$0.04(-0.85%)
Day’s Range― - ―
52-Week Range$8.28 - $14.39
Previous CloseN/A
Volume865.75K
Average Volume (3M)8.29M
Market Cap
$201.83B
Enterprise Value$471.09B
Total Cash (Recent Filing)$137.46B
Total Debt (Recent Filing)$434.25B
Price to Earnings (P/E)11.1
Beta1.09
Next Earnings
Jul 22, 2026EPS Estimate
0.3Next Dividend Ex-DateN/A
Dividend Yield1.85%
Share Statistics
EPS (TTM)1.03
Shares Outstanding14,689,319,000
10 Day Avg. Volume7,800,576
30 Day Avg. Volume8,288,427
Financial Highlights & Ratios
PEG Ratio0.79
Price to Book (P/B)1.50
Price to Sales (P/S)1.29
P/FCF Ratio-6.88
Enterprise Value/Market Cap2.33
Enterprise Value/Revenue6.63
Enterprise Value/Gross Profit10.56
Enterprise Value/Ebitda22.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.18
Revenue Forecast (FY)$72.61B
Bulls Say, Bears Say
Bulls Say
UK Scale Via TSB AcquisitionClosing the TSB acquisition meaningfully expands Santander's UK retail footprint and SME customer base, creating durable scale benefits. Greater branch and deposit share improves cross-sell, fee income potential and geographic diversification, supporting steadier retail earnings over time.
Improving Profitability And Revenue GrowthSustained revenue expansion and margin normalization to ~11.8% in 2025 indicate the bank has recovered operating leverage after pandemic volatility. Stronger core profitability enhances internal capital generation potential and underpins ability to fund growth, dividends and regulatory buffers.
Active Capital Return & BuybackA large, executed share buyback signals management confidence in capital adequacy and earnings durability. Reducing share count materially supports EPS and ROE over time, and reflects disciplined capital allocation within regulatory constraints, benefitting long-term shareholder returns.
Bears Say
Elevated LeverageMaterially higher leverage increases sensitivity to funding and credit conditions and reduces balance-sheet flexibility. Elevated debt levels constrain capacity to absorb macro shocks, limit room for organic or acquisitive growth without issuing new capital, and can pressure regulatory ratios.
Weak Recent Cash GenerationNegative operating and free cash flow in consecutive years weakens the bank's internal funding ability for dividends, buybacks and organic investment. Persistent cash weakness forces reliance on external funding or capital markets, raising funding costs and reducing financial resiliency.
Reliance On Contingent Capital (AT1)Dependence on AT1 issuance to bolster regulatory capital increases complexity and recurring funding costs. AT1s carry loss-absorption features and investor pricing premia; heavy use can signal limited organic buffer and heighten refinancing/market-risk in stressed conditions, constraining capital policy flexibility.
Banco Santander SA News
SAN FAQ
What was Banco Santander US’s price range in the past 12 months?
Banco Santander US lowest stock price was $8.28 and its highest was $14.39 in the past 12 months.
What is Banco Santander US’s market cap?
Banco Santander US’s market cap is $201.83B.
When is Banco Santander US’s upcoming earnings report date?
Banco Santander US’s upcoming earnings report date is Jul 22, 2026 which is in 11 days.
How were Banco Santander US’s earnings last quarter?
Banco Santander US released its earnings results on Apr 29, 2026. The company reported $0.421 earnings per share for the quarter, beating the consensus estimate of $0.281 by $0.14.
Is Banco Santander US overvalued?
According to Wall Street analysts Banco Santander US’s price is currently Overvalued.
Does Banco Santander US pay dividends?
Banco Santander US pays a Semiannually dividend of $0.172 which represents an annual dividend yield of 1.85%. See more information on Banco Santander US dividends here
What is Banco Santander US’s EPS estimate?
Banco Santander US’s EPS estimate is 0.3.
How many shares outstanding does Banco Santander US have?
Banco Santander US has 14,689,319,000 shares outstanding.
What happened to Banco Santander US’s price movement after its last earnings report?
Banco Santander US reported an EPS of $0.421 in its last earnings report, beating expectations of $0.281. Following the earnings report the stock price went down -0.752%.
Which hedge fund is a major shareholder of Banco Santander US?
Currently, no hedge funds are holding shares in SAN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Banco Santander SA Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
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Blogger Sentiment
Bullish
SAN Sentiment 70%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 57.3M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days >0.1%
Last 30 Days ▲ 7.2%
Last 30 Days ▲ 7.2%
News Sentiment
Bullish
Bullish news 67%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Positive
20 days / 200 days
Momentum
64.62%
12-Months-Change
Fundamentals
Return on Equity
15.73%
Trailing 12-Months
Asset Growth
7.33%
Trailing 12-Months
Company Description
Banco Santander US
Banco Santander, S.A. operates as a global financial institution, delivering a comprehensive suite of retail and commercial banking products and services. It caters to a diverse clientele, including individual consumers, small and medium-sized enterprises (SMEs), and major corporations across the world. The bank's extensive offerings encompass various deposit options, such as checking, savings, and fixed-term accounts. Its lending solutions span mortgages, consumer finance, syndicated corporate loans, and structured financing. Additionally, Santander provides critical business services like cash management, export and agency finance, trade and working capital solutions, and corporate finance, alongside a range of insurance products. The institution further specializes in cash, asset, and wealth management, as well as private banking services. Its operations also extend to corporate banking, treasury functions, risk hedging, foreign trade services, confirming, custody, and investment banking. These services are facilitated by its expansive network of 9,879 branches. Established in 1856 and based in Madrid, Spain, the company adopted its current name, Banco Santander, S.A., in June 2007, having previously been known as Banco Santander Central Hispano S.A.
SAN Company Deck
SAN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong set of FY'25 results with multiple encouraging metrics (record profit, customer growth, higher RoTE, improved efficiency, fee momentum, strong wealth/CIB/payments performance) and a clear strategic rationale for the Webster bolt-on to accelerate U.S. returns. Key near-term negatives are the expected CET1 compression (~140 bps), sizable integration and restructuring costs (EUR ~800m), shareholder dilution from the share consideration, and some operational timing risk (delayed Openbank rollout). Management emphasized disciplined capital hierarchy, conservative synergy recognition and pathways to restore CET1 above 13% by 2027, and set ambitious group RoTE targets (>20% by 2028). Overall, the positives — strong underlying results, credible transformation gains, and an acquisition with quantified synergies and accretion — outweigh the near-term capital and execution headwinds.View all SAN earnings summariesSAN Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
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Ownership Overview
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Insiders
0.09% Mutual Funds
<0.01% Other Institutional Investors
99.78% Public Companies and
Individual Investors










