Want to see SAN full AI Analyst Report?
SAN Stock Chart & Stats
$13.54
$0.36(2.66%)
At close: 4:00 PM EDT
$13.54
$0.36(2.66%)
Day’s Range― - ―
52-Week Range$9.31 - $15.00
Previous CloseN/A
Volume6.75M
Average Volume (3M)8.53M
Market Cap
$220.07B
Enterprise Value$567.72K
Total Cash (Recent Filing)$137.46B
Total Debt (Recent Filing)$434.25B
Price to Earnings (P/E)11.3
Beta1.08
Next Earnings
Oct 28, 2026EPS Estimate
0.3Next Dividend Ex-DateN/A
Dividend Yield2.08%
Share Statistics
EPS (TTM)1.03
Shares Outstanding15,019,166,000
10 Day Avg. Volume9,585,699
30 Day Avg. Volume8,531,033
Financial Highlights & Ratios
PEG Ratio0.79
Price to Book (P/B)1.50
Price to Sales (P/S)1.29
P/FCF Ratio-6.88
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.2
Revenue Forecast (FY)$72.78B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue And Profit GrowthBroad-based growth across net interest income, fees and underlying profit supports Santander’s core earnings engine. Fee growth exceeding NII also improves revenue diversification and may make performance more resilient across interest-rate cycles.
Efficiency And Capital StrengthImproving efficiency indicates that transformation benefits are translating into operating leverage, while strong CET1 and organic capital generation provide capacity to absorb shocks, fund growth and maintain strategic flexibility.
Scale And Diversified Franchise ExpansionSantander’s multinational customer base and exposure to retail, CIB, payments and wealth reduce reliance on one market or product. The Webster acquisition should deepen its U.S. franchise and broaden long-term earnings opportunities after integration.
Bears Say
Weak And Volatile Cash GenerationNegative recent operating and free cash flow weakens the reliability of internally generated funding, even if reported banking profits are improving. Continued volatility could constrain flexibility for investment, distributions or balance-sheet expansion.
Elevated Leverage And Funding SensitivityHigher leverage increases Santander’s sensitivity to funding costs, credit conditions and regulatory requirements. Additional TLAC/MREL issuance needs and a declining leverage ratio could reduce capacity for future growth or asset-mobilization activity.
Credit, Restructuring And Regulatory PressuresElevated credit costs in Argentina and Brazil, alongside substantial transformation charges and potential regulatory capital impacts, can suppress earnings and capital generation. These pressures may persist if local credit conditions or integration demands worsen.
SAN FAQ
What was Banco Santander US’s price range in the past 12 months?
Banco Santander US lowest stock price was $9.31 and its highest was $15.00 in the past 12 months.
What is Banco Santander US’s market cap?
Banco Santander US’s market cap is $220.07B.
When is Banco Santander US’s upcoming earnings report date?
Banco Santander US’s upcoming earnings report date is Oct 28, 2026 which is in 66 days.
How were Banco Santander US’s earnings last quarter?
Banco Santander US released its earnings results on Jul 22, 2026. The company reported $0.262 earnings per share for the quarter, missing the consensus estimate of $0.285 by -$0.023.
Is Banco Santander US overvalued?
According to Wall Street analysts Banco Santander US’s price is currently Overvalued.
Does Banco Santander US pay dividends?
Banco Santander US pays a Semiannually dividend of $0.172 which represents an annual dividend yield of 2.08%. See more information on Banco Santander US dividends here
What is Banco Santander US’s EPS estimate?
Banco Santander US’s EPS estimate is 0.3.
How many shares outstanding does Banco Santander US have?
Banco Santander US has 15,019,166,000 shares outstanding.
What happened to Banco Santander US’s price movement after its last earnings report?
Banco Santander US reported an EPS of $0.262 in its last earnings report, missing expectations of $0.285. Following the earnings report the stock price went up 0.659%.
Which hedge fund is a major shareholder of Banco Santander US?
Currently, no hedge funds are holding shares in SAN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Banco Santander SA Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
― (―)
― (―)
Blogger Sentiment
Bullish
SAN Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 6.4M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 301.6%
Last 30 Days ▲ 312.3%
Last 30 Days ▲ 312.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
55.27%
12-Months-Change
Fundamentals
Return on Equity
2.08%
Trailing 12-Months
Asset Growth
4.83%
Trailing 12-Months
Company Description
Banco Santander US
Banco Santander, S.A. operates as a global financial institution, delivering a comprehensive suite of retail and commercial banking products and services. It caters to a diverse clientele, including individual consumers, small and medium-sized enterprises (SMEs), and major corporations across the world. The bank's extensive offerings encompass various deposit options, such as checking, savings, and fixed-term accounts. Its lending solutions span mortgages, consumer finance, syndicated corporate loans, and structured financing. Additionally, Santander provides critical business services like cash management, export and agency finance, trade and working capital solutions, and corporate finance, alongside a range of insurance products. The institution further specializes in cash, asset, and wealth management, as well as private banking services. Its operations also extend to corporate banking, treasury functions, risk hedging, foreign trade services, confirming, custody, and investment banking. These services are facilitated by its expansive network of 9,879 branches. Established in 1856 and based in Madrid, Spain, the company adopted its current name, Banco Santander, S.A., in June 2007, having previously been known as Banco Santander Central Hispano S.A.
SAN Company Deck
SAN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented broad and tangible progress: record profit, top‑line growth across multiple businesses, strong customer and capital metrics, and clear execution on ONE Transformation. Headwinds are present—notably Argentina‑related provisions, motor finance charges in Openbank Europe, transformation costs and localized pressures in Brazil and some CIB trading volatility—but these are described as manageable, often one‑off, and offset by diversified revenue growth and capital generation. Management reiterated targets (including synergies from TSB and expected Webster close) and highlighted continued asset‑mobilization and buybacks.View all SAN earnings summariesSAN Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
―Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
―
Insiders
0.09% Mutual Funds
0.85% Other Institutional Investors
98.93% Public Companies and Individual Investors










