Want to see SAN full AI Analyst Report?
SAN Stock Chart & Stats
$13.54
$0.36(2.66%)
At close: 4:00 PM EDT
$13.54
$0.36(2.66%)
Day’s Range― - ―
52-Week Range$8.29 - $14.39
Previous CloseN/A
Volume6.75M
Average Volume (3M)8.53M
Market Cap
$207.34B
Enterprise Value$567.72K
Total Cash (Recent Filing)$137.46B
Total Debt (Recent Filing)$434.25B
Price to Earnings (P/E)11.1
Beta1.11
Next Earnings
Oct 28, 2026EPS Estimate
0.3Next Dividend Ex-DateN/A
Dividend Yield2.16%
Share Statistics
EPS (TTM)1.03
Shares Outstanding14,689,319,000
10 Day Avg. Volume9,585,699
30 Day Avg. Volume8,531,033
Financial Highlights & Ratios
PEG Ratio0.79
Price to Book (P/B)1.50
Price to Sales (P/S)1.29
P/FCF Ratio-6.88
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.19
Revenue Forecast (FY)$72.46B
Bulls Say, Bears Say
Bulls Say
Diversified Revenue Mix And Fee GrowthSustained fee growth alongside net interest income indicates a more diversified revenue base that reduces reliance on trading or rate swings. Persistent fee expansion (payments, wealth, custody) supports more predictable margins and resilience through economic cycles over the next 2–6 months.
Strong Regulatory Capital And Active BuybacksA CET1 ratio around 14% combined with executed buybacks signals capacity to return capital while maintaining buffers. Robust regulatory capital provides headroom for growth, strategic M&A or further shareholder returns, underpinning durable RoE improvement if earnings persist.
Large Retail Scale And Efficiency Gains (ONE Transformation)Scale across geographies and customer growth increases low‑cost deposit funding and cross‑sell potential. Continued ONE Transformation efficiency gains lower structural costs and improve operating leverage, supporting sustainable margin expansion and higher returns over the medium term.
Bears Say
Weak Recent Cash GenerationNegative OCF and FCF in consecutive years erode internal financing capacity, forcing reliance on external funding or capital markets to support buybacks, TLAC/MREL needs and asset mobilization. Persistent weak cash generation raises funding and flexibility risks over coming quarters.
Elevated Leverage And Higher Debt IntensityMaterially higher leverage increases sensitivity to funding stress and limits balance‑sheet maneuverability. Elevated debt ratios can constrain securitization/SRT capacity, raise funding costs, and reduce resilience to regulatory changes or prolonged market tightening over the medium term.
Credit And Regional Portfolio PressureDeterioration in high‑risk markets like Argentina and elevated Brazil cost of risk increase expected loan‑loss provisioning and compress returns. These structural regional credit pressures can persist, weighing on net profits, capital generation and volatility of earnings for several quarters.
SAN FAQ
What was Banco Santander US’s price range in the past 12 months?
Banco Santander US lowest stock price was $8.29 and its highest was $14.39 in the past 12 months.
What is Banco Santander US’s market cap?
Banco Santander US’s market cap is $207.34B.
When is Banco Santander US’s upcoming earnings report date?
Banco Santander US’s upcoming earnings report date is Oct 28, 2026 which is in 88 days.
How were Banco Santander US’s earnings last quarter?
Banco Santander US released its earnings results on Jul 22, 2026. The company reported $0.262 earnings per share for the quarter, missing the consensus estimate of $0.285 by -$0.023.
Is Banco Santander US overvalued?
According to Wall Street analysts Banco Santander US’s price is currently Overvalued.
Does Banco Santander US pay dividends?
Banco Santander US pays a Semiannually dividend of $0.172 which represents an annual dividend yield of 2.16%. See more information on Banco Santander US dividends here
What is Banco Santander US’s EPS estimate?
Banco Santander US’s EPS estimate is 0.3.
How many shares outstanding does Banco Santander US have?
Banco Santander US has 14,689,319,000 shares outstanding.
What happened to Banco Santander US’s price movement after its last earnings report?
Banco Santander US reported an EPS of $0.262 in its last earnings report, missing expectations of $0.285. Following the earnings report the stock price went up 0.659%.
Which hedge fund is a major shareholder of Banco Santander US?
Currently, no hedge funds are holding shares in SAN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Banco Santander SA Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
― (―)
― (―)
Blogger Sentiment
Bullish
SAN Sentiment 75%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 57.3M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▲ 0.9%
Last 30 Days ▲ 1.5%
Last 30 Days ▲ 1.5%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
55.27%
12-Months-Change
Fundamentals
Return on Equity
2.16%
Trailing 12-Months
Asset Growth
4.83%
Trailing 12-Months
Company Description
Banco Santander US
Banco Santander, S.A. operates as a global financial institution, delivering a comprehensive suite of retail and commercial banking products and services. It caters to a diverse clientele, including individual consumers, small and medium-sized enterprises (SMEs), and major corporations across the world. The bank's extensive offerings encompass various deposit options, such as checking, savings, and fixed-term accounts. Its lending solutions span mortgages, consumer finance, syndicated corporate loans, and structured financing. Additionally, Santander provides critical business services like cash management, export and agency finance, trade and working capital solutions, and corporate finance, alongside a range of insurance products. The institution further specializes in cash, asset, and wealth management, as well as private banking services. Its operations also extend to corporate banking, treasury functions, risk hedging, foreign trade services, confirming, custody, and investment banking. These services are facilitated by its expansive network of 9,879 branches. Established in 1856 and based in Madrid, Spain, the company adopted its current name, Banco Santander, S.A., in June 2007, having previously been known as Banco Santander Central Hispano S.A.
SAN Company Deck
SAN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented broad and tangible progress: record profit, top‑line growth across multiple businesses, strong customer and capital metrics, and clear execution on ONE Transformation. Headwinds are present—notably Argentina‑related provisions, motor finance charges in Openbank Europe, transformation costs and localized pressures in Brazil and some CIB trading volatility—but these are described as manageable, often one‑off, and offset by diversified revenue growth and capital generation. Management reiterated targets (including synergies from TSB and expected Webster close) and highlighted continued asset‑mobilization and buybacks.View all SAN earnings summariesSAN Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
―Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
―
Insiders
0.09% Mutual Funds
0.18% Other Institutional Investors
99.59% Public Companies and
Individual Investors










