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Banco Santander US (SAN)
:SAN
Earnings Data
Report Date
Feb 04, 2026TBA (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.24Last Year’s EPS
0.21Same Quarter Last Year
Moderate Sell
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflects a positive overall sentiment, with record profits, strong fee income growth, and improved efficiency ratios. However, challenges such as currency depreciation, high cost of risk in Brazil, and litigation provisions present areas of concern.Company Guidance
Record Quarterly Profit
Santander achieved a record quarterly profit of EUR 3.5 billion, marking the best 9-month period ever in 2025, driven by strong revenue growth across global businesses and a solid customer base.
Increased Customer Base
The customer base increased by 7 million year-on-year to 178 million, enhancing customer experience through global platforms.
RoTE Increase
Return on Tangible Equity (RoTE) increased by 70 basis points to 16.1%, demonstrating efficiency gains and profitability.
Strong Capital Ratio
The capital ratio ended the quarter at an all-time high of 13.1%, with robust credit quality.
Shareholder Value Creation
Tangible Net Asset Value (TNAV) plus cash dividend per share grew 15% despite currency headwinds.
Fee Income Growth
Fee income achieved a record period with an 8% increase, supported by significant customer growth and product mix shift towards value-added products.
Efficiency Improvements
The efficiency ratio improved to 41.3%, the best in over 15 years, with costs dropping 1% year-on-year.
Growth in Payments and Cards
Payments revenue increased by 19%, with Cards and PagoNxt delivering double-digit growth, driving profit growth of more than 60%.
SAN Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
SAN Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 29, 2025 | $10.06 | $10.35 | +2.88% |
Jul 30, 2025 | $8.92 | $8.75 | -1.91% |
Apr 30, 2025 | $7.32 | $7.00 | -4.37% |
Feb 05, 2025 | $5.07 | $5.56 | +9.66% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Banco Santander US (SAN) report earnings?
Banco Santander US (SAN) is schdueled to report earning on Feb 04, 2026, TBA (Confirmed).
What is Banco Santander US (SAN) earnings time?
Banco Santander US (SAN) earnings time is at Feb 04, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is SAN EPS forecast?
SAN EPS forecast for the fiscal quarter 2025 (Q4) is 0.24.