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Citigroup Inc (C)
NYSE:C
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Citigroup (C) Price & Analysis

16,858 Followers

C Stock Chart & Stats

$132.19
$2.24(1.69%)
At close: 4:00 PM EDT
$132.19
$2.24(1.69%)

Bulls Say, Bears Say

Bulls Say
Diversified, Improving ProfitabilityCitigroup's revenue and profit gains across multiple franchises reduce reliance on any single business cycle. Broad-based double-digit growth and a 13% ROTCE reflect durable operating improvements, higher returns on capital and a more resilient earnings base over coming quarters.
Strong Capital And Liquidity BufferA CET1 well above minimum, ample liquidity and active capital returns signal balance-sheet strength. This structural cushion supports regulatory compliance, absorbs shocks, funds buybacks/dividends and preserves strategic optionality for investments or M&A over the medium term.
Product Innovation In Trade & TreasuryCiti Consolidate is a structural product expansion for trade and working-capital services, improving client stickiness and fee generation. Digitizing payables and accelerating supplier financing strengthens long-term cross-sell, recurring revenue and competitive positioning in corporate cash management.
Bears Say
Weak Cash GenerationSustained negative operating and free cash flow materially constrain financial flexibility. Over time this limits the bank's ability to self-fund investments, absorb credit shocks or sustain buybacks/dividends without relying on external funding or balance-sheet actions.
Elevated Consumer Card Credit LossesHigher card net credit losses and a multi-percent NCL guide indicate ongoing credit-cost pressure in a core consumer franchise. Persistent elevated losses raise provisions, compress net interest and non-interest margins, and can slow sustainable loan growth in the retail portfolio.
Investment-driven Expense PressureManagement's plan to accelerate investments and take severance will raise expense growth above revenues near term. A structurally higher efficiency ratio compresses operating margins and limits ROTCE upside despite revenue gains, slowing durable margin improvement.

Citigroup News

C FAQ

What was Citigroup Inc’s price range in the past 12 months?
Citigroup Inc lowest stock price was $90.68 and its highest was $147.96 in the past 12 months.
    What is Citigroup Inc’s market cap?
    Citigroup Inc’s market cap is $230.78B.
      When is Citigroup Inc’s upcoming earnings report date?
      Citigroup Inc’s upcoming earnings report date is Oct 13, 2026 which is in 60 days.
        How were Citigroup Inc’s earnings last quarter?
        Citigroup Inc released its earnings results on Jul 14, 2026. The company reported $3.15 earnings per share for the quarter, beating the consensus estimate of $2.739 by $0.411.
          Is Citigroup Inc overvalued?
          According to Wall Street analysts Citigroup Inc’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Citigroup Inc pay dividends?
            Citigroup Inc pays a Quarterly dividend of $0.67 which represents an annual dividend yield of 1.78%. See more information on Citigroup Inc dividends here
              What is Citigroup Inc’s EPS estimate?
              Citigroup Inc’s EPS estimate is 2.68.
                How many shares outstanding does Citigroup Inc have?
                Citigroup Inc has 1,677,436,800 shares outstanding.
                  What happened to Citigroup Inc’s price movement after its last earnings report?
                  Citigroup Inc reported an EPS of $3.15 in its last earnings report, beating expectations of $2.739. Following the earnings report the stock price went down -5.288%.
                    Which hedge fund is a major shareholder of Citigroup Inc?
                    Currently, no hedge funds are holding shares in C
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Citigroup Inc

                      Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Services, Markets, Banking, Wealth, U.S. Personal Banking (USPB), and All Other. The Services segment includes Treasury and Trade Solutions (TTS) which provides an integrated suite of tailored cash management, trade, and working capital solutions to multinational corporations, financial institutions and public sector organizations, and Securities Services, which offers cross-border support for clients, providing on-the-ground local market expertise, post-trade technologies, customized data solutions, and a wide range of securities services solutions that can be tailored to meet client needs. The Markets segment provides corporate, institutional, and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products, and commodities. The Banking segment offers Investment Banking and Corporate Lending services. The Wealth segment includes Private Bank, Wealth at Work, and Citigold and provides financial services to a range of client segments through banking, lending, mortgages, investment, custody, and trust product offerings. The USPB segment includes Branded Cards and Retail Services, which have proprietary card portfolios and co-branded card portfolios within Branded Cards, and co-brand and private label relationships within Retail Services. The All Other segment consists of activities not assigned to the reportable operating segments, including certain unallocated costs of global functions, other corporate expenses, and net treasury results. The company was founded in 1812 and is headquartered in New York, NY.

                      Citigroup (C) Earnings & Revenues

                      C Company Deck

                      C Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presented a strong set of operating and financial results across most businesses — double-digit revenue growth in 4 of 5 businesses, record revenues, improved ROTCE and meaningful capital returns (buybacks and higher dividend). Management emphasized continued investments (AI, front-office talent, product and marketing) to drive durable, higher returns, while candidly flagging near-term headwinds: elevated credit losses in cards, meaningful investments and severance that will pressure efficiency and a historically seasonal slowdown in markets that could compress second-half results. On balance the positives (broad-based revenue strength, capital flexibility, transformation progress and very strong performance in services, markets, banking and wealth) materially outweigh the disclosed challenges and planned near-term investments.View all C earnings summaries

                      C Revenue Breakdown

                      70.16%70.16%29.84%
                      70.16% Net interest income
                      29.84% Non-interest revenue
                      tipranks

                      C Stock 12 Month Forecast

                      Average Price Target

                      $156.00
                      ▲(18.01% Upside)
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<span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 36,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 7, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":94.569,"date":1756684800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 36,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 14, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":96.665,"date":1759276800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n        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                      Ownership Overview

                      0.28%22.09%13.38%41.62%
                      13.38% Other Institutional Investors
                      41.62% Public Companies and Individual Investors
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