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Citigroup Inc (C)
NYSE:C
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Citigroup (C) Price & Analysis

16,765 Followers

C Stock Chart & Stats

$132.18
-$0.68(-0.92%)
At close: 4:00 PM EST
$132.18
-$0.68(-0.92%)

Bulls Say, Bears Say

Bulls Say
Diversified Revenue Base And Improving ProfitabilityBroad-based double-digit revenue growth and positive operating leverage reflect durable revenue diversification across cards, banking, markets and services. Improved efficiency (58% ratio) and rising margins support sustainable core earnings and reduce reliance on any single business cycle.
Strong Capital Buffer With Active Share RepurchasesA CET1 ratio ~110 bps above requirements and sizable repurchases signal robust capital generation and board confidence. Combined with LCR ~114% and >$1tn liquidity, this provides durable flexibility for buybacks, investment and loss absorption over the medium term.
High‑return Services (TTS) Franchise And Client WinsTreasury & Securities Services produces sticky fee income, strong deposit and custody growth, and high ROTCE (27%). Large client mandate wins and cross-border transaction growth underpin a scalable, high‑margin franchise that should sustain fee revenue through cycles.
Bears Say
Persistent Negative Operating And Free Cash FlowMulti-year negative operating and free cash flows materially reduce financial flexibility and increase reliance on balance-sheet management to fund buybacks, lending and transformations. Persistent cash outflows constrain the durability of capital returns and strategic investments.
Elevated Leverage With Only Mid‑level ROEHigher leverage versus recent years raises sensitivity to credit shocks and funding stress. Coupled with modest ROE, this limits internal capital generation and raises the bar for management to improve returns while meeting regulatory and liquidity requirements over the medium term.
Regulatory Constraints And Disallowed DTA HeadwindAn open consent order and lingering disallowed deferred tax assets constrain capital treatment and timing of regulatory clearance. These structural constraints can delay full benefit recognition from transformation initiatives and limit capital redeployment over multiple years.

Citigroup News

C FAQ

What was Citigroup Inc’s price range in the past 12 months?
Citigroup Inc lowest stock price was $77.50 and its highest was $147.96 in the past 12 months.
    What is Citigroup Inc’s market cap?
    Citigroup Inc’s market cap is $245.33B.
      When is Citigroup Inc’s upcoming earnings report date?
      Citigroup Inc’s upcoming earnings report date is Jul 14, 2026 which is in 12 days.
        How were Citigroup Inc’s earnings last quarter?
        Citigroup Inc released its earnings results on Apr 14, 2026. The company reported $3.06 earnings per share for the quarter, beating the consensus estimate of $2.653 by $0.407.
          Is Citigroup Inc overvalued?
          According to Wall Street analysts Citigroup Inc’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Citigroup Inc pay dividends?
            Citigroup Inc pays a Quarterly dividend of $0.6 which represents an annual dividend yield of 1.94%. See more information on Citigroup Inc dividends here
              What is Citigroup Inc’s EPS estimate?
              Citigroup Inc’s EPS estimate is 2.69.
                How many shares outstanding does Citigroup Inc have?
                Citigroup Inc has 1,714,907,500 shares outstanding.
                  What happened to Citigroup Inc’s price movement after its last earnings report?
                  Citigroup Inc reported an EPS of $3.06 in its last earnings report, beating expectations of $2.653. Following the earnings report the stock price went up 2.613%.
                    Which hedge fund is a major shareholder of Citigroup Inc?
                    Currently, no hedge funds are holding shares in C
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Citigroup Inc

                      Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Services, Markets, Banking, Wealth, U.S. Personal Banking (USPB), and All Other. The Services segment includes Treasury and Trade Solutions (TTS) which provides an integrated suite of tailored cash management, trade, and working capital solutions to multinational corporations, financial institutions and public sector organizations, and Securities Services, which offers cross-border support for clients, providing on-the-ground local market expertise, post-trade technologies, customized data solutions, and a wide range of securities services solutions that can be tailored to meet client needs. The Markets segment provides corporate, institutional, and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products, and commodities. The Banking segment offers Investment Banking and Corporate Lending services. The Wealth segment includes Private Bank, Wealth at Work, and Citigold and provides financial services to a range of client segments through banking, lending, mortgages, investment, custody, and trust product offerings. The USPB segment includes Branded Cards and Retail Services, which have proprietary card portfolios and co-branded card portfolios within Branded Cards, and co-brand and private label relationships within Retail Services. The All Other segment consists of activities not assigned to the reportable operating segments, including certain unallocated costs of global functions, other corporate expenses, and net treasury results. The company was founded in 1812 and is headquartered in New York, NY.

                      Citigroup (C) Earnings & Revenues

                      C Company Deck

                      C Earnings Call

                      Q1 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presented material and broad-based operational momentum: double-digit revenue growth firm-wide, particularly strong performance in Services and Markets, improved efficiency, solid capital metrics, and active capital returns. Headline credit reserves, near-term severance and transformation-related costs, lower returns in parts of consumer banking, lingering disallowed DTA, and macro/regulatory uncertainty are notable cautions. Overall, the positives across core businesses, capital returns, and transformation progress outweigh these challenges.View all C earnings summaries

                      C Revenue Breakdown

                      70.16%70.16%29.84%
                      70.16% Net interest income
                      29.84% Non-interest revenue
                      tipranks

                      C Stock 12 Month Forecast

                      Average Price Target

                      $152.19
                      ▲(15.14% Upside)
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<span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 40,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 8, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":89.794,"date":1754006400000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 36,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 7, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":95.05,"date":1756684800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n          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style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":114.757,"date":1775001600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 36,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 3, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":126.84,"date":1777593600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 47,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 5, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      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                      Ownership Overview

                      0.28%21.61%<0.01%56.22%
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                      56.22% Public Companies and Individual Investors
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