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Ing Groep N.V. (ING)
NYSE:ING
ING Stock Chart & Stats
$29.39
-$0.18(-1.16%)
At close: 4:00 PM EST
$29.39
-$0.18(-1.16%)
Day’s Range― - ―
52-Week Range$16.22 - $31.14
Previous CloseN/A
Volume1.21M
Average Volume (3M)1.80M
Market Cap
$84.98B
Enterprise Value$163.30B
Total Cash (Recent Filing)$162.04B
Total Debt (Recent Filing)$169.33B
Price to Earnings (P/E)12.7
Beta0.69
Next Earnings
Apr 30, 2026EPS Estimate
0.61Next Dividend Ex-DateN/A
Dividend Yield4.14%
Share Statistics
EPS (TTM)0.57
Shares Outstanding2,920,349,400
10 Day Avg. Volume2,556,653
30 Day Avg. Volume1,798,933
Financial Highlights & Ratios
PEG Ratio0.39
Price to Book (P/B)1.43
Price to Sales (P/S)3.27
P/FCF Ratio0.00
Enterprise Value/Market Cap1.92
Enterprise Value/Revenue3.93
Enterprise Value/Gross Profit4.06
Enterprise Value/Ebitda17.85
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Retail Customer AcquisitionSustained digital customer additions expand low-cost deposit funding and deepen cross-sell opportunities across banking products. Persistent growth in mobile primary customers supports durable deposit stability, higher lifetime revenue per client, and a scalable channel for product adoption over the next several quarters.
Rising, Diversified Fee IncomeHigher recurring fee income reduces reliance on net interest margins and smooths revenue volatility from rates. Structural fee growth across Retail and Wholesale strengthens revenue mix, supports margin durability, and provides a steadier earnings base for reinvestment and shareholder returns over the medium term.
Improved Capital Buffer And Active DistributionsA stronger CET1 position plus completed and ongoing buybacks and dividends signal capital generation and management confidence. Maintaining a ~13% CET1 target provides regulatory headroom while disciplined distributions indicate durable capital management and shareholder-aligned capital allocation policy.
Bears Say
Negative Free Cash FlowPersistently negative free cash flow suggests the bank struggles to convert accounting profits into cash, limiting internal funding for growth, buybacks or buffers. Over months this raises reliance on external funding and constrains flexibility to absorb shocks or opportunistic investments.
Relatively High LeverageMaterial leverage increases sensitivity to credit and market stress, raises regulatory capital consumption and reduces shock-absorption capacity. Over the medium term, elevated leverage can limit growth flexibility and necessitate tighter risk controls or higher capital targets, constraining strategic actions.
Wholesale Credit DeteriorationRising Stage 3 provisions in Wholesale indicate emerging asset-quality pressure that can persist into future quarters. Increased defaults require higher provisioning, depress net income and ROE, and may force more conservative lending or higher pricing, affecting long-term earnings quality.
ING Groep News
ING FAQ
What was Ing Groep N.V.’s price range in the past 12 months?
Ing Groep N.V. lowest stock price was $16.21 and its highest was $31.14 in the past 12 months.
What is Ing Groep N.V.’s market cap?
Ing Groep N.V.’s market cap is $84.98B.
When is Ing Groep N.V.’s upcoming earnings report date?
Ing Groep N.V.’s upcoming earnings report date is Apr 30, 2026 which is in 85 days.
How were Ing Groep N.V.’s earnings last quarter?
Ing Groep N.V. released its earnings results on Jan 29, 2026. The company reported $0.573 earnings per share for the quarter, beating the consensus estimate of $0.523 by $0.05.
Is Ing Groep N.V. overvalued?
According to Wall Street analysts Ing Groep N.V.’s price is currently Overvalued.
Does Ing Groep N.V. pay dividends?
Ing Groep N.V. pays a Quarterly dividend of $0.344 which represents an annual dividend yield of 4.14%. See more information on Ing Groep N.V. dividends here
What is Ing Groep N.V.’s EPS estimate?
Ing Groep N.V.’s EPS estimate is 0.61.
How many shares outstanding does Ing Groep N.V. have?
Ing Groep N.V. has 2,920,349,400 shares outstanding.
What happened to Ing Groep N.V.’s price movement after its last earnings report?
Ing Groep N.V. reported an EPS of $0.573 in its last earnings report, beating expectations of $0.523. Following the earnings report the stock price went up 0.606%.
Which hedge fund is a major shareholder of Ing Groep N.V.?
Currently, no hedge funds are holding shares in ING
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ING Groep Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
― (―)
― (―)
Blogger Sentiment
Bullish
ING Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 3.7M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 6.2%
Last 30 Days ▲ 1.5%
Last 30 Days ▲ 1.5%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
101.07%
12-Months-Change
Fundamentals
Return on Equity
12.79%
Trailing 12-Months
Asset Growth
17.18%
Trailing 12-Months
Company Description
Ing Groep N.V.
ING Groep N.V., a financial institution, provides various banking products and services in the Netherlands, Belgium, Germany, Poland, Rest of Europe, North America, Latin America, Asia, and Australia. It operates in six segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, Wholesale Banking, and Corporate Line Banking. The company accepts various deposits, such as current and savings accounts; and offers business lending products, as well as consumer lending products, such as residential mortgage loans, term loans, and revolver and personal loans. It also provides debt capital market, working capital, export finance, daily banking, treasury and risk, and corporate finance solutions; and specialized lending, equity market, finance, payments and cash management, and trade services and solutions, as well as savings, investment, insurance, mortgage, and digital banking services. The company serves customers, corporate clients, and financial institutions, including small and medium-sized, and mid-corporates. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.
ING Company Deck
ING Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated multiple strong operational and financial achievements — including robust customer acquisition (>1 million annually), double‑digit fee growth (15% FY, 22% Q4 YoY), record total income for the third consecutive year, solid NII (EUR 15.3 billion) and upgraded 2026–2027 guidance — underpinning upgraded profitability and continued shareholder distributions. At the same time, management disclosed several risks and challenges: notable Stage‑3 provisioning and elevated risk costs in Q4, a quarter‑on‑quarter decline in CET1 driven by distributions and RWA increases, deposit‑to‑loan mix pressure (loan growth outpacing deposits), cost/inflationary headwinds and uncertainty around liability margin pass‑through and treasury hedging income. Overall, the positive momentum, upgraded outlook and strong capital and shareholder return actions outweigh the listed headwinds, while the bank acknowledges and is taking steps to manage the highlighted risks.View all ING earnings summariesING Stock 12 Month Forecast
Average Price Target
―Technical Analysis
Ownership Overview
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Insiders
0.06% Mutual Funds
0.02% Other Institutional Investors
99.80% Public Companies and Individual Investors