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Ing Groep N.V. (ING)
:ING
Earnings Data
Report Date
Jan 29, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.4Last Year’s EPS
0.38Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflects a strong quarter for ING Groep with significant customer and lending growth, as well as increased fee income and sustainable finance. Despite some challenges with core deposit declines and incidental expenses, the bank has improved its ROE outlook and continues to deliver strong shareholder returns.Company Guidance
Strong Customer Growth
Added nearly 200,000 mobile primary customers in Q3 2025, with over 1.1 million new customers in the last 12 months, surpassing targets.
Net Core Lending Growth
Retail Banking saw EUR 8.6 billion in net core lending growth, largely from residential mortgages. Wholesale Banking also delivered strong growth supported by trade finance services.
Fee Income Increase
Fee income grew by 15% year-on-year, with structural revenue drivers across both Retail and Wholesale Banking. Full-year fee growth outlook raised to more than 10%.
Sustainable Finance Growth
Sustainable finance volumes increased by 29% compared to the same period last year, emphasizing commitment to sustainability.
Strong Capital Returns
Announced an additional EUR 1.6 billion distribution, including a EUR 1.1 billion share buyback and EUR 500 million cash dividend.
Improved ROE Outlook
Full year ROE expectation raised to more than 12.5% for 2025.
ING Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ING Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 30, 2025 | $24.17 | $25.47 | +5.38% |
Jul 31, 2025 | $23.08 | $23.03 | -0.22% |
May 02, 2025 | $19.02 | $20.35 | +6.99% |
Feb 06, 2025 | $15.83 | $15.68 | -0.95% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Ing Groep N.V. (ING) report earnings?
Ing Groep N.V. (ING) is schdueled to report earning on Jan 29, 2026, Before Open (Confirmed).
What is Ing Groep N.V. (ING) earnings time?
Ing Groep N.V. (ING) earnings time is at Jan 29, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ING EPS forecast?
ING EPS forecast for the fiscal quarter 2025 (Q4) is 0.4.