The earnings call reflected a strong start to the year with significant growth in deposits, loans, and sustainable finance initiatives. Despite macroeconomic challenges and higher operating expenses, ING demonstrated robust capital management and continued focus on shareholder returns.
Company Guidance -
Q3 2025
In the first quarter of 2025, ING reported robust commercial growth driven by a €8.6 billion increase in net core lending, primarily in residential mortgages. The bank also experienced a significant inflow of deposits, particularly in Retail Germany following a promotional campaign, which contributed to a 10% year-on-year rise in fee income. ING mobilized €30 billion in sustainable finance, marking a 23% increase from the previous year, and maintained a CET1 ratio of 13.6%. The bank announced a €2 billion share buyback, bringing total shareholder distributions since 2021 to over €28 billion. Despite macroeconomic uncertainties and tariff impacts, ING reaffirmed its 2025 outlook and 2027 targets, citing strong fundamentals and diversified growth across geographies and sectors.
Strong Commercial Growth
ING achieved strong commercial growth with net core lending and retail banking growing by €8.6 billion, driven primarily by mortgages. Fee income increased by 10% from the first quarter of last year.
Sustainable Finance Initiatives
The volume of sustainable finance mobilized increased by 23% from the first quarter of last year to €30 billion. ING is the first global systematically important bank to have climate targets validated by the Science-based Targets Initiative.
Shareholder Returns
ING announced a share buyback of €2 billion. Including this amount, over €28 billion has been distributed to shareholders since 2021.
Robust Capital Position
The CET1 ratio was at 13.6% at the end of the first quarter, despite the implementation of Basel IV.
ING Groep (ING) Earnings, Revenues Date & History
The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ING Earnings-Related Price Changes
Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 31, 2025
$23.08
$23.03
-0.22%
May 02, 2025
$19.02
$20.35
+6.99%
Feb 06, 2025
$15.83
$15.68
-0.95%
Oct 31, 2024
$15.84
$15.99
+0.95%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does ING Groep (ING) report earnings?
ING Groep (ING) is schdueled to report earning on Oct 30, 2025, Before Open (Confirmed).
What is ING Groep (ING) earnings time?
ING Groep (ING) earnings time is at Oct 30, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.