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KNSL Stock Chart & Stats
$360.78
-$0.98(-0.23%)
At close: 4:00 PM EST
$360.78
-$0.98(-0.23%)
Day’s Range― - ―
52-Week Range$287.20 - $512.76
Previous CloseN/A
Volume64.07K
Average Volume (3M)276.92K
Market Cap
$8.18B
Enterprise Value$7.13B
Total Cash (Recent Filing)$2.79B
Total Debt (Recent Filing)$224.47M
Price to Earnings (P/E)15.5
Beta0.39
Next Earnings
Jul 23, 2026EPS Estimate
5.09Next Dividend Ex-DateN/A
Dividend Yield0.17%
Share Statistics
EPS (TTM)22.82
Shares Outstanding23,062,819
10 Day Avg. Volume268,490
30 Day Avg. Volume276,924
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)4.62
Price to Sales (P/S)4.83
P/FCF Ratio9.14
Enterprise Value/Market Cap0.87
Enterprise Value/Revenue3.72
Enterprise Value/Gross Profit7.98
Enterprise Value/Ebitda10.51
Forecast
1Y Price Target
$354.57Price Target Upside-1.72% Downside
Rating ConsensusHold
Number of Analyst Covering8
EPS Forecast (FY)20.69
Revenue Forecast (FY)$1.64B
Bulls Say, Bears Say
Bulls Say
Cash Generation And Free Cash FlowKinsale's operating cash flow and free cash flow have scaled materially, with TTM FCF growth cited at +239% and FCF running close to net income (~95%). Durable cash conversion underpins capital flexibility for reinsurance, reserves, dividends, and tech investment over months.
Underwriting Profitability And ROEA combined ratio of 77.4% and annualized operating ROE near 24% reflect persistent underwriting discipline and margin resilience. Sustained underwriting profits drive internal capital generation and support selective growth without eroding returns across the insurance cycle.
Technology & Analytics ConsolidationConsolidating analytics and technology under a Chief Analytics & Technology Officer signals a structural push to embed data, pricing models and AI across underwriting. That durable capability can sustain pricing advantage, loss selection and operational efficiency over quarters.
Bears Say
Soft Pricing And GWP PressureA decline in gross written premium and management's note of broad rate softness (Amwins index weakness) suggest revenue headwinds. Persistently softer pricing can compress future underwriting margins and slow premium growth absent targeted product or market shifts.
Declining Average Policy PremiumA notable drop in average policy premium (from $14,200 to $12,200) indicates a shift toward smaller, lower-premium placements or reduced participation on large accounts. That mix change can limit top-line durability and pressure margin leverage over multiple quarters.
Rising Expense And Commission RatiosAn increase in the expense ratio (to 21.1%) driven by higher net commission ratios and reinsurance retention choices can persistently raise acquisition and operating costs. Higher fixed or structural expense ratios erode underwriting profit and constrain long-term margin expansion.
Kinsale Capital Group News
KNSL FAQ
What was Kinsale Capital Group’s price range in the past 12 months?
Kinsale Capital Group lowest stock price was $287.20 and its highest was $512.76 in the past 12 months.
What is Kinsale Capital Group’s market cap?
Kinsale Capital Group’s market cap is $8.18B.
When is Kinsale Capital Group’s upcoming earnings report date?
Kinsale Capital Group’s upcoming earnings report date is Jul 23, 2026 which is in 17 days.
How were Kinsale Capital Group’s earnings last quarter?
Kinsale Capital Group released its earnings results on Apr 23, 2026. The company reported $5.11 earnings per share for the quarter, beating the consensus estimate of $4.655 by $0.455.
Is Kinsale Capital Group overvalued?
According to Wall Street analysts Kinsale Capital Group’s price is currently Overvalued.
Does Kinsale Capital Group pay dividends?
Kinsale Capital Group pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 0.17%. See more information on Kinsale Capital Group dividends here
What is Kinsale Capital Group’s EPS estimate?
Kinsale Capital Group’s EPS estimate is 5.09.
How many shares outstanding does Kinsale Capital Group have?
Kinsale Capital Group has 23,062,819 shares outstanding.
What happened to Kinsale Capital Group’s price movement after its last earnings report?
Kinsale Capital Group reported an EPS of $5.11 in its last earnings report, beating expectations of $4.655. Following the earnings report the stock price went down -0.782%.
Which hedge fund is a major shareholder of Kinsale Capital Group?
Currently, no hedge funds are holding shares in KNSL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kinsale Capital Group Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$354.57 (-1.72% Downside)
$354.57 (-1.72% Downside)
Blogger Sentiment
Bullish
KNSL Sentiment 70%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 128.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $22.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.2%
Last 30 Days ▲ 8.3%
Last 30 Days ▲ 8.3%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-24.82%
12-Months-Change
Fundamentals
Return on Equity
28.05%
Trailing 12-Months
Asset Growth
20.30%
Trailing 12-Months
Company Description
Kinsale Capital Group
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
KNSL Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong profitability and clear operational advantages: sizable EPS growth (+37.7%), a healthy combined ratio (77.4%), robust investment income (+26.5%), and meaningful new-business momentum (submissions +6%, quotes +8%, binds +9%). These positives were tempered by modest top-line pressure in gross written premium (-0.5%), pronounced weakness in the large Commercial Property segment, average policy premium decline (~14%), and continued market-wide rate softness (Amwins index -3.33%). Management emphasized discipline, technology-driven cost advantages, and a preference for profitability over volume. Overall, the financial and operational highlights outweigh the headwinds described, reflecting a confident but cautious tone.View all KNSL earnings summariesKNSL Stock 12 Month Forecast
Average Price Target
$354.57
▼(-1.72% Downside)
Technical Analysis
Ownership Overview
4.59% Insiders
33.10% Mutual Funds
1.11% Other Institutional Investors
38.94% Public Companies and Individual Investors