Market CompetitionThe attractive E&S market has grown increasingly competitive in recent quarters, which has put significant pressure on Kinsale’s top line.
Pricing And Growth PressureNear-term '25 growth likely to underwhelm consensus expectations by 2-3 percentage pts, predicated on meaningful pressures within the large account property sandbox overwhelming moderate pricing-power.
Top-line GrowthKinsale’s top-line growth has slowed for the sixth consecutive quarter, falling to just 5% in the second quarter.