Kinsale Capital Group reported strong growth in earnings per share and book value, as well as significant advancements in technology and management structure. However, challenges remain in the Commercial Property segment with declining premiums and a higher expense ratio. Overall, the company seems well-positioned to navigate these challenges with a solid financial foundation and strategic leadership changes.
Company Guidance
In Kinsale Capital Group's third-quarter 2025 earnings call, the company reported a 24% increase in operating earnings per share and an 8.4% growth in gross written premium compared to the same period in 2024. The combined ratio for the quarter was 74.9%, with a nine-month operating return on equity reaching 25.4%. The company noted a 25.8% increase in book value per share since the end of 2024 and a 20% rise in float. Excluding the Commercial Property division, which experienced an 8% decline in premiums, the overall growth rate was 12.3%. Kinsale's disciplined underwriting and efficient business model continue to be competitive advantages, with net investment income rising by 25.1% in the quarter. The company's float grew to $3 billion by the end of September 2025, up from $2.5 billion at the end of 2024. Diluted operating earnings per share improved to $5.21, up from $4.20 in the third quarter of 2024. Kinsale remains optimistic about its growth prospects, leveraging its low-cost model to gain market share and deliver strong returns to investors.
Strong Financial Metrics
Kinsale's operating earnings per share increased by 24% and gross written premium grew by 8.4% over the third quarter of 2024. The company posted a combined ratio of 74.9% and a 9-month operating return on equity of 25.4%.
Book Value Growth
Book value per share has increased by 25.8% since the year-end 2024.
Investment Income Surge
Net investment income increased by 25.1% in the third quarter over last year, driven by continued growth in the investment portfolio.
Technological Advancements
Kinsale is advancing its tech capabilities with a complete rewrite of their enterprise system and integrating AI for automation in business processes.
Management Changes
Brian Haney was elected to the Board of Directors and will take on a new role as Senior Adviser, while Stuart Winston was promoted to Executive Vice President and Chief Underwriting Officer.
Kinsale Capital Group (KNSL) Earnings, Revenues Date & History
The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
KNSL Earnings-Related Price Changes
Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 23, 2025
$453.15
$422.38
-6.79%
Jul 24, 2025
$476.34
$477.17
+0.17%
Apr 24, 2025
$501.60
$419.68
-16.33%
Feb 13, 2025
$486.55
$448.83
-7.75%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Kinsale Capital Group (KNSL) report earnings?
Kinsale Capital Group (KNSL) is schdueled to report earning on Feb 12, 2026, After Close (Confirmed).
What is Kinsale Capital Group (KNSL) earnings time?
Kinsale Capital Group (KNSL) earnings time is at Feb 12, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.