Kinsale Capital Group (KNSL)
NYSE:KNSL
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Earnings Data
Report Date
Jul 23, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
5.04Last Year’s EPS
4.78Same Quarter Last Year
Based on 10 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call conveyed strong profitability and clear operational advantages: sizable EPS growth (+37.7%), a healthy combined ratio (77.4%), robust investment income (+26.5%), and meaningful new-business momentum (submissions +6%, quotes +8%, binds +9%). These positives were tempered by modest top-line pressure in gross written premium (-0.5%), pronounced weakness in the large Commercial Property segment, average policy premium decline (~14%), and continued market-wide rate softness (Amwins index -3.33%). Management emphasized discipline, technology-driven cost advantages, and a preference for profitability over volume. Overall, the financial and operational highlights outweigh the headwinds described, reflecting a confident but cautious tone.Company Guidance
Strong Earnings and EPS Growth
Diluted operating earnings per share increased 37.7% year-over-year (Q1 2026 vs Q1 2025) to $5.11, driving an annualized operating return on equity of 24%.
Healthy Underwriting Profitability
Combined ratio was a strong 77.4% for the quarter, aided by 4.5 points of favorable prior-year loss reserve development (up from 3.9 points a year ago) and less than 1 point of catastrophe losses (vs ~6 points in Q1 2025).
Net Written Premium Growth
Net written premium grew 5.6% for the quarter, reflecting growth in business lines with lower reinsurance participation; excluding the Commercial Property division, gross written premium grew 6%.
New Business Momentum
New business submissions increased 6%, new business quotes rose 8%, and new business bind orders grew 9% year-over-year, with ex-Commercial Property submissions up 9%—indicating demand and traction in small- to medium-sized risks.
Investment Income and Portfolio Strength
Net investment income increased 26.5% year-over-year; float grew to $3.3 billion from $3.1 billion, annual gross return was 4.5% (vs 4.3% prior year), and new money yields average ~5% with portfolio duration just above 4 years.
Operational Efficiency and Analytics Advantage
Other underwriting expense (a proxy for operational efficiency) improved slightly to 10.3% from 10.5% year-over-year, while management emphasized a long-term technology and analytics advantage (including AI adoption) and a disciplined, in-house underwriting model that supports lower cost structure and service differentiation.
Segment-Level Wins
Several divisions reported favorable underwriting conditions and growth in the quarter: small business property, Inland Marine, Agribusiness property, Personal Insurance, Agribusiness Casualty, Allied Health, General Casualty, Healthcare, Entertainment and Product Liability.
Cash Flow Trajectory
Cash from operations was noted as up roughly 8% and management indicated operating cash flows are supporting investment portfolio growth (CFO suggested trending cash flow with net written premiums).
KNSL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
KNSL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 23, 2026 | $347.80 | $345.08 | -0.78% |
Feb 12, 2026 | $400.73 | $371.07 | -7.40% |
Oct 23, 2025 | $452.64 | $421.91 | -6.79% |
Jul 24, 2025 | $475.81 | $476.64 | +0.17% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Kinsale Capital Group (KNSL) report earnings?
Kinsale Capital Group (KNSL) is schdueled to report earning on Jul 23, 2026, After Close (Confirmed).
What is Kinsale Capital Group (KNSL) earnings time?
Kinsale Capital Group (KNSL) earnings time is at Jul 23, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is KNSL EPS forecast?
KNSL EPS forecast for the fiscal quarter 2026 (Q2) is 5.04.