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Kinsale Capital Group (KNSL)
NYSE:KNSL
Earnings Data
Report Date
Jul 24, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
4.39Last Year’s EPS
3.75Same Quarter Last Year
Based on 10 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 24, 2025
|% Change Since: -8.34%
|Next Earnings Date:Jul 24, 2025
Earnings Call Sentiment|Neutral
Kinsale Capital Group demonstrated strong profitability and investment income growth despite challenges in their Commercial Property division and the impact of wildfires. The company maintained efficient cost management and saw positive trends in their casualty and professional lines. However, increased competition and a decline in new business submissions present ongoing challenges.Company Guidance
During the Kinsale Capital Group's first quarter 2025 earnings call, management provided guidance reflecting a robust financial performance despite challenges. Operating earnings per share increased by 6%, with a gross written premium growth of 8% compared to the first quarter of 2024. The company reported a combined ratio of 82% and an annualized operating return on equity of 22.5%. Kinsale's disciplined underwriting and conservative risk management approach were credited for maintaining profitability, even amidst a significant $22 million net loss from the Palisades wildfire. The company experienced an 18% decrease in its largest division, Commercial Property, due to increased competition and rate declines, impacting overall growth expectations of 10% to 20%. However, excluding Commercial Property, direct written premium rose by 16.7%. Kinsale's personal lines and small commercial property segments continued to expand at double-digit rates. Despite a 1% overall rate decline in the quarter, casualty rates increased modestly, particularly in construction and general casualty, while maintaining optimism for future growth driven by the company's low-cost model and market position.Operating Earnings and Premium Growth
Kinsale’s operating earnings per share increased by 6% and gross written premium grew by 8% over the first quarter of 2024.
Strong Profitability Metrics
The company posted a combined ratio of 82% and an annualized operating return on equity of 22.5%.
Investment Income Growth
Net investment income increased by 33.1% compared to the previous year, driven by growth in the investment portfolio.
Efficient Cost Management
The expense ratio was maintained at 20%, showing strong cost management and efficiency.
Positive Indicators in Casualty and Professional Lines
Casualty lines, particularly commercial auto and general casualty, showed overall growth, and professional lines saw growth in allied health and excess professional areas.
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KNSL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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KNSL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 24, 2025 | $501.97 | $419.99 | -16.33% |
| Feb 13, 2025 | $486.91 | $449.16 | -7.75% |
| Oct 24, 2024 | $458.10 | $433.85 | -5.29% |
| Jul 25, 2024 | $376.87 | $442.84 | +17.50% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Kinsale Capital Group (KNSL) report earnings?
Kinsale Capital Group (KNSL) is schdueled to report earning on Jul 24, 2025, TBA Not Confirmed.
What is Kinsale Capital Group (KNSL) earnings time?
Kinsale Capital Group (KNSL) earnings time is at Jul 24, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is KNSL EPS forecast?
KNSL EPS forecast for the fiscal quarter 2025 (Q2) is 4.39.
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