American Financial (AFG)
NYSE:AFG
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AFG Stock Chart & Stats
$131.46
$0.23(0.17%)
At close: 4:00 PM EST
$131.46
$0.23(0.17%)
Day’s Range― - ―
52-Week Range$122.11 - $150.02
Previous CloseN/A
Volume50.94K
Average Volume (3M)498.98K
Market Cap
$11.04B
Enterprise Value$11.55B
Total Cash (Recent Filing)$1.35B
Total Debt (Recent Filing)$1.82B
Price to Earnings (P/E)12.6
Beta0.50
Next Earnings
Aug 05, 2026EPS Estimate
2.34Next Dividend Ex-DateN/A
Dividend Yield6.71%
Share Statistics
EPS (TTM)10.51
Shares Outstanding83,086,080
10 Day Avg. Volume671,131
30 Day Avg. Volume498,978
Financial Highlights & Ratios
PEG Ratio-2.76
Price to Book (P/B)2.38
Price to Sales (P/S)1.40
P/FCF Ratio8.19
Enterprise Value/Market Cap1.05
Enterprise Value/Revenue1.42
Enterprise Value/Gross Profit4.38
Enterprise Value/Ebitda8.96
Forecast
1Y Price Target
$146.00Price Target Upside11.06% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)11.57
Revenue Forecast (FY)$7.57B
Bulls Say, Bears Say
Bulls Say
Underwriting ImprovementA materially improved combined ratio and a large jump in specialty P&C underwriting profit indicate durable underwriting discipline and better risk selection. Sustained lower loss costs and reserve tail benefits reduce earnings volatility and support recurring underwriting profitability over quarters.
High ROE And Core EarningsConsistently strong core earnings and a mid-teens ROE reflect efficient capital deployment in insurance operations. This level of return supports ongoing dividends, buybacks and reinvestment, and signals long-term shareholder capital generation beyond transitory market swings.
Moderate Leverage & Cash GenerationModerate, stable leverage combined with near-par free cash flow conversion underpins financial flexibility. That balance-sheet profile allows durable capital returns, opportunistic M&A or reserves build, and resilience against underwriting or investment stress over a multi-quarter horizon.
Bears Say
Alternative Investment VolatilityExposure to CLOs and other alternatives introduces mark-to-market swings that can materially affect quarterly earnings and regulatory capital. Even modest allocations can produce persistent earnings volatility and complicate forecasting of investment returns and surplus over the medium term.
Top-line VolatilityNon-linear revenue trends reflect underwriting cycle dynamics, reserve development and portfolio mix shifts. Such variability reduces predictability of growth and can constrain planning for investment, dividends, or acquisitions if pricing and premium flows revert or catastrophes spike.
Pricing / Competitive PressureSoftness in specific renewal cohorts and heightened competition in excess & surplus markets can compress pricing power and margin sustainability in longer-tail casualty lines. If persistent, this pressures combined ratios and slows capital rebuild after loss periods across multiple quarters.
American Financial Group News
AFG FAQ
What was American Financial’s price range in the past 12 months?
American Financial lowest stock price was $122.11 and its highest was $150.02 in the past 12 months.
What is American Financial’s market cap?
American Financial’s market cap is $11.04B.
When is American Financial’s upcoming earnings report date?
American Financial’s upcoming earnings report date is Aug 05, 2026 which is in 43 days.
How were American Financial’s earnings last quarter?
American Financial released its earnings results on Apr 29, 2026. The company reported $2.47 earnings per share for the quarter, missing the consensus estimate of $2.537 by -$0.067.
Is American Financial overvalued?
According to Wall Street analysts American Financial’s price is currently Undervalued.
Does American Financial pay dividends?
American Financial pays a Notavailable dividend of $0.88 which represents an annual dividend yield of 6.71%. See more information on American Financial dividends here
What is American Financial’s EPS estimate?
American Financial’s EPS estimate is 2.34.
How many shares outstanding does American Financial have?
American Financial has 83,086,080 shares outstanding.
What happened to American Financial’s price movement after its last earnings report?
American Financial reported an EPS of $2.47 in its last earnings report, missing expectations of $2.537. Following the earnings report the stock price went up 2.975%.
Which hedge fund is a major shareholder of American Financial?
Currently, no hedge funds are holding shares in AFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
American Financial Group Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$146.00 (11.06% Upside)
$146.00 (11.06% Upside)
Blogger Sentiment
Bullish
AFG Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 310.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.8%
Last 30 Days ▼ 3.9%
Last 30 Days ▼ 3.9%
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.08%
12-Months-Change
Fundamentals
Return on Equity
18.76%
Trailing 12-Months
Asset Growth
6.58%
Trailing 12-Months
Company Description
American Financial
American Financial Group, Inc. (AFG) operates as an insurance holding company, specializing in providing a broad array of property and casualty insurance solutions across the United States. Its comprehensive product portfolio encompasses various lines of business, including property and transportation coverage, which offers protection for physical damage and liability concerning vehicles like buses and trucks, along with inland and ocean marine policies, agricultural-related products, and other commercial property and niche transportation insurance types. The company's specialty casualty segment delivers products such as excess and surplus lines, executive and professional liability, general liability, and umbrella and excess liability policies. It also develops customized programs for small to mid-sized enterprises and provides workers' compensation coverage. Furthermore, AFG extends specialty financial insurance products, including risk management solutions tailored for lending and leasing institutions, fidelity and surety bonds, and trade credit insurance. Distribution of these property and casualty policies is primarily conducted through a network of independent insurance agents and brokers. Established in 1872, American Financial Group, Inc. maintains its corporate headquarters in Cincinnati, Ohio.
AFG Company Deck
AFG Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive: AFG reported strong underwriting performance across its specialty insurance businesses, a 36% YoY increase in core net operating earnings per share, a 17% annualized ROE for the quarter, premium growth and sustained renewal-rate momentum, substantial shareholder returns, and a forthcoming ~$125 million pretax gain from the planned asset sale. Key risks discussed included short-term mark-to-market losses in CLOs/alternatives, modest expense-ratio pressure from strategic investments and contingent commissions, some competitive pressure in excess & surplus lines, and modest private-credit exposure; management characterizes these risks as manageable given portfolio structure and capital generation. On balance, the positive underwriting and capital-management developments materially outweigh the quarter-specific investment volatility and other headwinds.View all AFG earnings summariesAFG Stock 12 Month Forecast
Average Price Target
$146.00
▲(11.06% Upside)
Technical Analysis
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Ownership Overview
14.01% Insiders
22.38% Mutual Funds
9.92% Other Institutional Investors
27.69% Public Companies and
Individual Investors