American Financial Group (AFG)
NYSE:AFG
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AFG Stock Chart & Stats
$131.46
$0.23(0.17%)
At close: 4:00 PM EST
$131.46
$0.23(0.17%)
Day’s Range― - ―
52-Week Range$120.52 - $150.02
Previous CloseN/A
Volume50.94K
Average Volume (3M)507.78K
Market Cap
$10.99B
Enterprise Value$11.08B
Total Cash (Recent Filing)$2.44B
Total Debt (Recent Filing)$1.82B
Price to Earnings (P/E)13.9
Beta0.54
Next Earnings
Aug 11, 2026EPS Estimate
2.37Next Dividend Ex-DateN/A
Dividend Yield6.71%
Share Statistics
EPS (TTM)10.06
Shares Outstanding83,086,296
10 Day Avg. Volume435,148
30 Day Avg. Volume507,777
Financial Highlights & Ratios
PEG Ratio-2.77
Price to Book (P/B)2.38
Price to Sales (P/S)1.40
P/FCF Ratio8.19
Enterprise Value/Market Cap1.01
Enterprise Value/Revenue1.36
Enterprise Value/Gross Profit5.62
Enterprise Value/Ebitda8.94
Forecast
1Y Price Target
$141.33Price Target Upside7.51% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)11.34
Revenue Forecast (FY)$7.65B
Bulls Say, Bears Say
Bulls Say
Durable Pricing And Renewal MomentumSustained renewal-rate increases across P&C (39 consecutive quarters) and recent premium growth indicate long-term pricing power in specialty niches. This durable pricing advantage supports underwriting leverage, helps absorb loss variability, and underpins medium-term margin stability and predictable premium income.
Strong Capital Generation And Shareholder ReturnsConsistent free cash flow and capital generation allow regular dividends, buybacks and special payouts, reflecting robust retained earnings and flexibility. Moderate leverage and deliberate capital allocation enable reallocation from non-core assets into core operations, supporting long-term ROE and strategic M&A optionality.
Investment Portfolio Positioned To Support IncomeA large, predominantly fixed-income portfolio with above-5% yields and short duration provides durable investment income and limits rate sensitivity. Modest, structured private-credit exposure (direct ~1.5%, indirect <5%) balances yield pickup with prudence, supporting underwriting economics and annuity spread over the medium term.
Bears Say
Choppier Revenue And Growth VariabilityIntermittent revenue declines and earnings variability reduce predictability of underwriting and investment returns. This cyclicality complicates reserve planning, capital allocation and long-term EPS compounding, meaning management may need conservative pricing or capital cushions during adverse cycles to preserve solvency metrics.
Alternatives/CLO Mark-to-market VolatilityEven modest exposure to CLOs and alternative investments can produce outsized quarterly mark-to-market swings that affect capital and book value. In stress scenarios these exposures may pressure surplus and create earnings volatility, complicating regulatory capital planning and dividend/buyback policies over the medium term.
Expense And Competitive Pressure In Key LinesStrategic investments in technology and elevated contingent commissions raise fixed costs, while heightened competition in excess & surplus and some casualty lines can limit rate realization. Combined, these forces risk compressing underwriting margins and require sustained pricing discipline to maintain combined-ratio improvements.
American Financial Group News
AFG FAQ
What was American Financial Group’s price range in the past 12 months?
American Financial Group lowest stock price was $120.52 and its highest was $150.02 in the past 12 months.
What is American Financial Group’s market cap?
American Financial Group’s market cap is $10.99B.
When is American Financial Group’s upcoming earnings report date?
American Financial Group’s upcoming earnings report date is Aug 11, 2026 which is in 96 days.
How were American Financial Group’s earnings last quarter?
American Financial Group released its earnings results on Apr 29, 2026. The company reported $2.47 earnings per share for the quarter, missing the consensus estimate of $2.537 by -$0.067.
Is American Financial Group overvalued?
According to Wall Street analysts American Financial Group’s price is currently Undervalued.
Does American Financial Group pay dividends?
American Financial Group pays a Notavailable dividend of $2 which represents an annual dividend yield of 6.71%. See more information on American Financial Group dividends here
What is American Financial Group’s EPS estimate?
American Financial Group’s EPS estimate is 2.37.
How many shares outstanding does American Financial Group have?
American Financial Group has 83,086,296 shares outstanding.
What happened to American Financial Group’s price movement after its last earnings report?
American Financial Group reported an EPS of $2.47 in its last earnings report, missing expectations of $2.537. Following the earnings report the stock price went up 2.975%.
Which hedge fund is a major shareholder of American Financial Group?
Currently, no hedge funds are holding shares in AFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
American Financial Group Stock Smart Score
Outperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$141.33 (7.51% Upside)
$141.33 (7.51% Upside)
Blogger Sentiment
Bullish
AFG Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 192.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $222.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 0.8%
Last 30 Days ▲ 7.4%
Last 30 Days ▲ 7.4%
Company Description
American Financial Group
American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. It offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, inland and ocean marine, agricultural-related products, and other commercial property and specialty transportation coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers' compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. The company sells its property and casualty insurance products through independent insurance agents and brokers. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio.
AFG Company Deck
AFG Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive: AFG reported strong underwriting performance across its specialty insurance businesses, a 36% YoY increase in core net operating earnings per share, a 17% annualized ROE for the quarter, premium growth and sustained renewal-rate momentum, substantial shareholder returns, and a forthcoming ~$125 million pretax gain from the planned asset sale. Key risks discussed included short-term mark-to-market losses in CLOs/alternatives, modest expense-ratio pressure from strategic investments and contingent commissions, some competitive pressure in excess & surplus lines, and modest private-credit exposure; management characterizes these risks as manageable given portfolio structure and capital generation. On balance, the positive underwriting and capital-management developments materially outweigh the quarter-specific investment volatility and other headwinds.View all AFG earnings summariesAFG Stock 12 Month Forecast
Average Price Target
$141.33
▲(7.51% Upside)
Technical Analysis
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Ownership Overview
14.00% Insiders
22.97% Mutual Funds
3.40% Other Institutional Investors
34.62% Public Companies and
Individual Investors