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American Financial (AFG)
NYSE:AFG
AFG Stock Chart & Stats
$134.50
$0.23(0.17%)
At close: 4:00 PM EST
$134.50
$0.23(0.17%)
Day’s Range― - ―
52-Week Range$114.73 - $150.02
Previous CloseN/A
Volume50.94K
Average Volume (3M)810.62K
Market Cap
$11.20B
Enterprise Value-$4.33B
Total Cash (Recent Filing)$17.18B
Total Debt (Recent Filing)$1.82B
Price to Earnings (P/E)13.2
Beta0.53
Next Earnings
May 05, 2026EPS Estimate
2.52Next Dividend Ex-DateN/A
Dividend Yield6.71%
Share Statistics
EPS (TTM)3.65
Shares Outstanding83,298,836
10 Day Avg. Volume1,076,553
30 Day Avg. Volume810,618
Financial Highlights & Ratios
PEG Ratio-2.77
Price to Book (P/B)2.38
Price to Sales (P/S)1.40
P/FCF Ratio8.19
Enterprise Value/Market Cap-0.39
Enterprise Value/Revenue-0.53
Enterprise Value/Gross Profit-2.20
Enterprise Value/Ebitda-3.50
Forecast
1Y Price Target
$144.33Price Target Upside7.31% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)11.05
Revenue Forecast (FY)$7.45B
Bulls Say, Bears Say
Bulls Say
Underwriting Discipline & ProfitabilitySustained underwriting strength and low combined ratios reflect disciplined pricing, risk selection and portfolio diversification. This underpins durable margin sustainability and reduces earnings volatility over the medium term, supporting predictable operating performance and capital generation.
Strong Balance Sheet & RatingsLow leverage, high credit ratings and deferred debt maturities provide capital flexibility for underwriting cycles, catastrophes, and opportunistic capital returns or M&A. This foundation enhances solvency resilience and supports consistent long-term capital allocation.
Cash Generation & Capital ReturnsConsistent operating and free cash flow enabling large dividends and buybacks demonstrates durable cash conversion from underwriting and investment operations. Strong cash generation supports shareholder returns while preserving flexibility for reinvestment and reserves.
Bears Say
Alternatives Investment WeaknessHeavy exposure to lower-performing alternatives, especially multifamily, reduces investment income and float economics. Given alternatives are a sizable portfolio component, protracted underperformance can compress net investment income and annuity spreads, affecting long-term profitability.
Elevated Casualty Loss & Reserve RiskAdverse casualty trends and conservative reserve actions signal heightened loss emergence risk in liability-exposed lines. Persistent social inflation or reserve volatility can materially depress combined ratios and require additional capital, challenging underwriting returns over multiple quarters.
Net Written Premium Softness / CompetitionDeclines in net written premiums and increased ceding in select segments reduce organic growth and underwriting scale. Coupled with competitive rate softening in executive liability and E&S lines, this can limit margin expansion and slow durable top-line recovery across underwriting cycles.
American Financial Group News
AFG FAQ
What was American Financial’s price range in the past 12 months?
American Financial lowest stock price was $114.73 and its highest was $150.02 in the past 12 months.
What is American Financial’s market cap?
American Financial’s market cap is $11.20B.
When is American Financial’s upcoming earnings report date?
American Financial’s upcoming earnings report date is May 05, 2026 which is in 62 days.
How were American Financial’s earnings last quarter?
American Financial released its earnings results on Feb 03, 2026. The company reported $3.65 earnings per share for the quarter, beating the consensus estimate of $3.269 by $0.381.
Is American Financial overvalued?
According to Wall Street analysts American Financial’s price is currently Undervalued.
Does American Financial pay dividends?
American Financial pays a Notavailable dividend of $2 which represents an annual dividend yield of 6.71%. See more information on American Financial dividends here
What is American Financial’s EPS estimate?
American Financial’s EPS estimate is 2.52.
How many shares outstanding does American Financial have?
American Financial has 83,298,836 shares outstanding.
What happened to American Financial’s price movement after its last earnings report?
American Financial reported an EPS of $3.65 in its last earnings report, beating expectations of $3.269. Following the earnings report the stock price went down -3.125%.
Which hedge fund is a major shareholder of American Financial?
Currently, no hedge funds are holding shares in AFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
American Financial Group Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$144.33 (7.31% Upside)
$144.33 (7.31% Upside)
Blogger Sentiment
Bullish
AFG Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 192.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $222.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 0.9%
Last 30 Days ▲ 2.9%
Last 30 Days ▲ 2.9%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.90%
12-Months-Change
Fundamentals
Return on Equity
18.13%
Trailing 12-Months
Asset Growth
5.99%
Trailing 12-Months
Company Description
American Financial
American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. It offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, inland and ocean marine, agricultural-related products, and other commercial property and specialty transportation coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers' compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. The company sells its property and casualty insurance products through independent insurance agents and brokers. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio.
AFG Company Deck
AFG Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong financial and operational highlights — record underwriting profit, robust core earnings and ROE, disciplined capital returns (over $700M returned in 2025 plus ongoing dividends), solid balance sheet and multi-quarter renewal rate momentum. These positives are tempered by meaningful near-term challenges in alternative investment returns (particularly multifamily), some deterioration and caution in casualty loss trends (including California workers' comp), and selective premium softness or increased ceding in parts of the portfolio. Management provided constructive 2026 planning assumptions (EPS ~$11, ROE ~18%) and reiterated disciplined underwriting and capital management. On balance, the company's strong earnings, capital position, and underwriting performance outweigh the identifiable headwinds, though execution on alternatives recovery and casualty reserve trends are key risks to monitor.View all AFG earnings summariesAFG Stock 12 Month Forecast
Average Price Target
$144.33
▲(7.31% Upside)
Technical Analysis
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Ownership Overview
13.90% Insiders
23.14% Mutual Funds
11.12% Other Institutional Investors
26.11% Public Companies and
Individual Investors