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Hanover Insurance (THG)
NYSE:THG
THG Stock Chart & Stats
Day’s Range― - ―
52-Week Range$119.66 - $175.88
Previous CloseN/A
Volume24.42K
Average Volume (3M)244.62K
Market Cap
$6.24B
Enterprise Value$6.44B
Total Cash (Recent Filing)$168.50M
Total Debt (Recent Filing)$653.00M
Price to Earnings (P/E)14.8
Beta0.28
Next Earnings
Apr 30, 2025EPS Estimate
3.62Last Dividend Ex-Date
Mar 14, 2025Dividend Yield2%
Share Statistics
EPS (TTM)11.68
Shares Outstanding35,926,567
10 Day Avg. Volume242,583
30 Day Avg. Volume244,618
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)N/A
Price to Sales (P/S)0.98
Price to Cash Flow (P/CF)7.20
P/FCF Ratio6.90
Enterprise Value/Market Cap1.03
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit1.03
Enterprise Value/Ebitda21.24
Forecast
1Y Price Target
$179.60Price Target Upside2.86% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
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Hanover Insurance News
PremiumCompany Announcements
Hanover Insurance Announces Leadership Transition in 2025
PremiumCompany Announcements
The Hanover Insurance Achieves Record Q4 Earnings
PremiumCompany Announcements
Hanover Insurance Reports Record Returns, Optimistic 2025 Outlook
PremiumPre-Earnings
Is THG a Buy, Before Earnings?---
Bulls Say, Bears Say
Bulls Say
Casualty ReservesTHG's casualty reserves are considered to be in a healthier spot relative to peers.
Investment IncomeMaterial uplift from net investment income is expected relative to peers.
Management ActionsDecisive actions taken by management to reduce exposure to troubled classes and geographies have positioned Hanover well against a worsening industry backdrop related to casualty loss reserves.
Profit MarginsHanover’s home-insurance profit margins are on track to beat consensus, potentially by a meaningful margin.
Bears Say
Core Commercial SegmentCore loss ratio for the Core Commercial segment came in at 58.9%, which was slightly higher than consensus of 57.9%.
Expense RatioTotal company expense ratio of 32.3% was above consensus expectations of 30.9%.
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Ownership Overview
0.94% Insiders
38.43% Mutual Funds
16.53% Other Institutional Investors
18.67% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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THG FAQ
What was Hanover Insurance’s price range in the past 12 months?
Hanover Insurance lowest stock price was $119.66 and its highest was $175.88 in the past 12 months.
What is Hanover Insurance’s market cap?
Hanover Insurance’s market cap is $6.24B.
When is Hanover Insurance’s upcoming earnings report date?
Hanover Insurance’s upcoming earnings report date is Apr 30, 2025 which is in 33 days.
How were Hanover Insurance’s earnings last quarter?
Hanover Insurance released its earnings results on Feb 04, 2025. The company reported $5.32 earnings per share for the quarter, beating the consensus estimate of $3.365 by $1.955.
Is Hanover Insurance overvalued?
According to Wall Street analysts Hanover Insurance’s price is currently Undervalued.
Does Hanover Insurance pay dividends?
Hanover Insurance pays a Quarterly dividend of $3.498 which represents an annual dividend yield of 2%. See more information on Hanover Insurance dividends here
What is Hanover Insurance’s EPS estimate?
Hanover Insurance’s EPS estimate is 3.62.
How many shares outstanding does Hanover Insurance have?
Hanover Insurance has 35,926,567 shares outstanding.
What happened to Hanover Insurance’s price movement after its last earnings report?
Hanover Insurance reported an EPS of $5.32 in its last earnings report, beating expectations of $3.365. Following the earnings report the stock price went up 4.759%.
Which hedge fund is a major shareholder of Hanover Insurance?
Currently, no hedge funds are holding shares in THG
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Hanover Insurance Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$179.60 (2.86% Upside)
$179.60 (2.86% Upside)
Blogger Sentiment
Bullish
THG Sentiment 100%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 104.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $295.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
35.11%
12-Months-Change
Fundamentals
Return on Equity
16.03%
Trailing 12-Months
Asset Growth
5.72%
Trailing 12-Months
Company Description
Hanover Insurance
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through three segments: Commercial Lines, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, and workers' compensation insurance products, as well as management and professional liability, marine, specialty industrial and commercial property, monoline general liability, surety, umbrella, fidelity, crime, and other commercial coverages. The Personal Lines segment provides personal automobile and homeowner's coverages, as well as other personal coverages, such as personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. The Other segment markets investment management services to institutions, pension funds, and other organizations. The Hanover Insurance Group, Inc. markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.
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THG Company Deck
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THG Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflects a strong performance for The Hanover Insurance Group in 2024, marked by record returns on equity, substantial improvements in underwriting results, and successful implementation of catastrophe mitigation strategies. The company demonstrated significant growth in specialty lines and increased investment income. However, challenges remain in managing commercial umbrella reserves and temporary spikes in expense ratios.Read More>---
THG Stock 12 Month Forecast
Average Price Target
$179.60
▲(2.86% Upside)
Technical Analysis
Allstate
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W. R. Berkley Corporation
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Best Analysts Covering THG
1 Year
1 Year Success Rate
26/29 ratings generated profit
1 Year Average Return
+16.74%
reiterated a buy rating 2 months ago
Copying Paul Newsome's trades and holding each position for 1 Year would result in 89.66% of your transactions generating a profit, with an average return of +16.74% per trade.
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