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Kemper Corp (KMPR)
NYSE:KMPR
KMPR Stock Chart & Stats
$38.49
-$0.09(-0.14%)
At close: 4:00 PM EST
$38.49
-$0.09(-0.14%)
Day’s Range― - ―
52-Week Range$33.91 - $72.25
Previous CloseN/A
Volume54.59K
Average Volume (3M)703.79K
Market Cap
$2.25B
Enterprise Value$4.17B
Total Cash (Recent Filing)$496.10M
Total Debt (Recent Filing)$943.10M
Price to Earnings (P/E)10.0
Beta0.63
Next Earnings
Feb 02, 2026EPS Estimate
0.9Next Dividend Ex-DateN/A
Dividend Yield3.15%
Share Statistics
EPS (TTM)0.33
Shares Outstanding58,546,860
10 Day Avg. Volume704,870
30 Day Avg. Volume703,795
Financial Highlights & Ratios
PEG Ratio-0.06
Price to Book (P/B)1.53
Price to Sales (P/S)13.30
P/FCF Ratio12.93
Enterprise Value/Market Cap1.85
Enterprise Value/Revenue0.86
Enterprise Value/Gross Profit67.73
Enterprise Value/Ebitda10.12
Forecast
1Y Price Target
$35.00Price Target Upside-9.07% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering2
EPS Forecast (FY)4.86
Revenue Forecast (FY)$4.97B
Bulls Say, Bears Say
Bulls Say
Capital Allocation FlexibilityAnalyst suggests that recurring cost savings could free cash to support growth initiatives or enhance shareholder distributions.
Margin Expansion PotentialAnalyst highlights that sustained cost reductions from the restructuring should support operating margin expansion and improved profitability metrics.
Restructuring And Cost SavingsAnalyst notes the restructuring program is projected to deliver about $30 million in annual cost savings, directly supporting improved operating cash flow.
Bears Say
Combined Ratio Normalization And Earnings OutlookAnalyst cautions that normalization of the combined ratio into the upper-90s, paired with deteriorating specialty P&C results and competitive pressures on bodily injury claims, is likely to constrain forward earnings growth and produce below-peer returns.
Management UncertaintyAnalyst points out that the abrupt CEO departure and recent management changes introduce execution risk and uncertainty about near-term strategic direction.
Personal Auto Underwriting PressureAnalyst warns that upward pressure on the personal auto loss ratio from inflation and higher coverage limits is eroding underwriting profitability.
Kemper News
KMPR FAQ
What was Kemper Corp’s price range in the past 12 months?
Kemper Corp lowest stock price was $33.91 and its highest was $72.25 in the past 12 months.
What is Kemper Corp’s market cap?
Kemper Corp’s market cap is $2.25B.
When is Kemper Corp’s upcoming earnings report date?
Kemper Corp’s upcoming earnings report date is Feb 02, 2026 which is in 15 days.
How were Kemper Corp’s earnings last quarter?
Kemper Corp released its earnings results on Nov 05, 2025. The company reported $0.33 earnings per share for the quarter, missing the consensus estimate of $1.34 by -$1.01.
Is Kemper Corp overvalued?
According to Wall Street analysts Kemper Corp’s price is currently Overvalued.
Does Kemper Corp pay dividends?
Kemper Corp pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 3.15%. See more information on Kemper Corp dividends here
What is Kemper Corp’s EPS estimate?
Kemper Corp’s EPS estimate is 0.9.
How many shares outstanding does Kemper Corp have?
Kemper Corp has 58,546,860 shares outstanding.
What happened to Kemper Corp’s price movement after its last earnings report?
Kemper Corp reported an EPS of $0.33 in its last earnings report, missing expectations of $1.34. Following the earnings report the stock price went down -14.309%.
Which hedge fund is a major shareholder of Kemper Corp?
Currently, no hedge funds are holding shares in KMPR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kemper Stock Smart Score
Underperform
1
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5
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9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$35.00 (-9.07% Downside)
$35.00 (-9.07% Downside)
Blogger Sentiment
Bullish
KMPR Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 490.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $920.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▲ 2.5%
Last 30 Days ▼ 1.7%
Last 30 Days ▼ 1.7%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-41.09%
12-Months-Change
Fundamentals
Return on Equity
9.03%
Trailing 12-Months
Asset Growth
-3.34%
Trailing 12-Months
Company Description
Kemper Corp
Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance, as well as supplemental accident and health insurance products; and Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.
KMPR Company Deck
KMPR Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Negative
The earnings call revealed significant challenges, including a quarterly net loss, increased competition, and elevated claims severity, particularly in California. However, the company took steps to address these issues, including a restructuring initiative and strategic share repurchases. There was also positive performance in the Life segment and strong cash flow. Despite these efforts, the negative aspects, particularly in the auto segment, outweighed the positives.View all KMPR earnings summariesKMPR Stock 12 Month Forecast
Average Price Target
$35.00
▼(-9.07% Downside)
Technical Analysis
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Ownership Overview
1.24% Insiders
28.50% Mutual Funds
0.14% Other Institutional Investors
44.13% Public Companies and
Individual Investors