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KMPR Stock Chart & Stats
$28.81
$1.17(4.23%)
At close: 4:00 PM EDT
$28.81
$1.17(4.23%)
Day’s Range― - ―
52-Week Range$22.69 - $54.64
Previous Close$28.81
Volume894.46K
Average Volume (3M)639.87K
Market Cap
$1.59B
Enterprise Value$2.52K
Total Cash (Recent Filing)$352.00
Total Debt (Recent Filing)$944.50M
Price to Earnings (P/E)―
Beta0.62
Next Earnings
Nov 04, 2026EPS Estimate
0.57Next Dividend Ex-DateN/A
Dividend Yield4.74%
Share Statistics
EPS (TTM)-8.41
Shares Outstanding58,923,153
10 Day Avg. Volume783,619
30 Day Avg. Volume639,865
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)0.94
Price to Sales (P/S)0.52
P/FCF Ratio4.54
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$35.50Price Target Upside23.22% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)1.97
Revenue Forecast (FY)$4.50B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationSustained positive operating and free cash flow supports liquidity, policyholder obligations, and investment capacity. The cash buffer provides resilience while underwriting profitability is being repaired, although the earnings-to-cash gap requires monitoring.
Improved Capital PositionLower leverage gives Kemper greater financial flexibility to absorb claims volatility and fund operations. Management also reported $766M of holding-company liquidity and said major charges did not affect statutory capital.
Commercial Auto GrowthCommercial auto is demonstrating attractive underlying underwriting performance alongside policy growth, creating a potential durable earnings engine. Continued underwriting tightening may help preserve margins as the portfolio expands.
Bears Say
Severe Profitability DeteriorationThe sharp shift from profitability to a substantial TTM loss signals material underwriting and claims volatility. Weaker revenue and negative operating earnings reduce visibility into sustainable returns and could constrain strategic investment.
Personal Auto Underwriting PressurePersonal auto remains structurally loss-making at the normalized level, particularly in California, requiring further pricing and underwriting action. Portfolio contraction may improve risk quality but can also pressure premium growth and scale.
Reserve And Goodwill RisksThe impairment highlights lasting earnings sensitivity in specialty auto, while adverse reserve development suggests claims assumptions remain uncertain. Further reserve strengthening could weaken reported capital generation and delay profitability restoration.
Kemper News
KMPR FAQ
What was Kemper Corp’s price range in the past 12 months?
Kemper Corp lowest stock price was $22.69 and its highest was $54.64 in the past 12 months.
What is Kemper Corp’s market cap?
Kemper Corp’s market cap is $1.59B.
When is Kemper Corp’s upcoming earnings report date?
Kemper Corp’s upcoming earnings report date is Nov 04, 2026 which is in 72 days.
How were Kemper Corp’s earnings last quarter?
Kemper Corp released its earnings results on Aug 05, 2026. The company reported $0.45 earnings per share for the quarter, beating the consensus estimate of $0.341 by $0.109.
Is Kemper Corp overvalued?
According to Wall Street analysts Kemper Corp’s price is currently Undervalued.
Does Kemper Corp pay dividends?
Kemper Corp pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 4.74%. See more information on Kemper Corp dividends here
What is Kemper Corp’s EPS estimate?
Kemper Corp’s EPS estimate is 0.57.
How many shares outstanding does Kemper Corp have?
Kemper Corp has 58,923,153 shares outstanding.
What happened to Kemper Corp’s price movement after its last earnings report?
Kemper Corp reported an EPS of $0.45 in its last earnings report, beating expectations of $0.341. Following the earnings report the stock price went up 1.912%.
Which hedge fund is a major shareholder of Kemper Corp?
Currently, no hedge funds are holding shares in KMPR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kemper Stock Smart Score
Neutral
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Analyst Consensus
Moderate Sell
Average Price Target:
$35.50 (23.22% Upside)
$35.50 (23.22% Upside)
Blogger Sentiment
Bullish
KMPR Sentiment 75%
Sector Average 55%
Sector Average 55%
Hedge Fund Trend
Decreased
By 85.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $367.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-40.74%
12-Months-Change
Fundamentals
Return on Equity
4.74%
Trailing 12-Months
Asset Growth
-5.36%
Trailing 12-Months
Company Description
Kemper Corp
Kemper Corporation functions as a comprehensive insurance holding entity, providing a wide array of property and casualty, alongside life and health insurance coverage throughout the United States. Its operations are divided into three primary segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. The company offers individual clients a variety of property and casualty protection, such as automobile, homeowners', renters', fire, umbrella, and general liability policies. Additionally, it supplies commercial automobile insurance for businesses. Regarding life and health offerings, Kemper delivers diverse life insurance products, including both permanent and term options. It also provides supplementary accident and health plans, Medicare supplemental insurance, fixed hospital indemnity, home health care services, specific disease policies, and accident-only coverage, tailored for individuals across rural, suburban, and urban environments. Its insurance solutions are primarily distributed via a network of independent agents and brokers. Established in 1990 and based in Chicago, Illinois, the company rebranded as Kemper Corporation in August 2011, having previously operated under the name Unitrin, Inc.
KMPR Company Deck
KMPR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The quarter shows a mixed outcome: underlying operating trends improved across P&C (sequential combined-ratio improvements), commercial auto had strong underlying performance, life remained stable and cash-generative, and cost savings are accelerating. Offsetting these positives were significant GAAP charges — a $460 million goodwill impairment and a surplus-note allowance — plus ongoing personal auto profitability challenges (particularly in California) and prior-year reserve strengthening in commercial auto. Management has prioritized restoring profitability, tightened organizational accountability, and signaled further rate and underwriting discipline.View all KMPR earnings summariesKMPR Stock 12 Month Forecast
Average Price Target
$35.50
▲(23.22% Upside)
Technical Analysis
Ownership Overview
1.53% Insiders
23.62% Mutual Funds
15.89% Other Institutional Investors
26.97% Public Companies and
Individual Investors