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Kemper Corp (KMPR)
NYSE:KMPR
Earnings Data
Report Date
Aug 11, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.52Last Year’s EPS
1.42Same Quarter Last Year
Strong Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 07, 2025
|% Change Since: 3.82%
|Next Earnings Date:Aug 11, 2025
Earnings Call Sentiment|Positive
Kemper reported strong financial and operational performance, particularly in its Specialty Auto segment, and improved its capital position significantly. The company is confident in its ability to manage the potential impacts of tariffs. However, challenges in the Florida market and lower-than-expected investment income posed some concerns.Company Guidance
During the Kemper First Quarter 2025 Earnings Call, the company reported strong financial results with net income of $100 million, a return on equity of 14%, and a return on adjusted equity of 21%. Book value per share and adjusted book value per share increased by approximately 13% and 16% year-over-year, respectively. Kemper's Specialty Auto business showed impressive performance with a 92% underlying combined ratio and a nearly 14% year-over-year growth in policies in force. Written premiums saw a significant 24% increase, indicating future growth in earned premiums. The company maintained a debt-to-capital ratio in the low 20s and achieved an operating cash flow of approximately $520 million over the trailing 12 months. Additionally, the company expressed confidence in its resilience to tariffs, with only about one-third of loss costs exposed to potential tariff-related increases. Looking ahead, Kemper remains optimistic about its capacity to sustain profitable growth within its long-term margin and growth ranges.Strong Financial Performance
Kemper reported net income of $100 million, a return on equity of 14%, and a return on adjusted equity of 21% for Q1 2025. Book value per share and adjusted book value per share grew by approximately 13% and 16% year-over-year, respectively.
Specialty Auto Growth
The Specialty Auto segment generated a 92% underlying combined ratio and strong policy-in-force (PIF) growth of nearly 14% year-over-year. Written premiums grew by 24%.
Improved Capital Position
Kemper returned its debt-to-capital ratio to the low 20s and improved it to 22.9%, an 8.1-point improvement since last quarter. The company also repurchased $4 million of common stock and has $130 million left in its share repurchase authorization.
Tariff Resilience
Kemper demonstrated confidence in its ability to navigate potential tariff impacts due to its strong starting position and quick response capabilities. The company emphasized that only about one-third of its loss costs are directly exposed to potential tariff-related cost increases.
KMPR Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
KMPR Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 07, 2025 | $61.30 | $62.17 | +1.42% |
Feb 05, 2025 | $67.89 | $68.83 | +1.38% |
Oct 30, 2024 | $63.26 | $61.40 | -2.94% |
Aug 05, 2024 | $60.54 | $56.77 | -6.23% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Kemper Corp (KMPR) report earnings?
Kemper Corp (KMPR) is schdueled to report earning on Aug 11, 2025, TBA Not Confirmed.
What is Kemper Corp (KMPR) earnings time?
Kemper Corp (KMPR) earnings time is at Aug 11, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is KMPR EPS forecast?
KMPR EPS forecast for the fiscal quarter 2025 (Q2) is 1.52.