Palomar Holdings Inc (PLMR)
NASDAQ:PLMR
PLMR Stock Chart & Stats
$127.80
$1.11(1.05%)
At close: 4:00 PM EST
$127.80
$1.11(1.05%)
Day’s Range― - ―
52-Week Range$107.75 - $175.85
Previous CloseN/A
Volume25.79K
Average Volume (3M)217.22K
Market Cap
$3.41B
Enterprise Value$3.31B
Total Cash (Recent Filing)$725.15M
Total Debt (Recent Filing)$7.09M
Price to Earnings (P/E)18.2
Beta0.39
Next Earnings
May 06, 2026EPS Estimate
2.21Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.24
Shares Outstanding26,689,745
10 Day Avg. Volume179,749
30 Day Avg. Volume217,225
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)3.81
Price to Sales (P/S)4.10
P/FCF Ratio8.78
Enterprise Value/Market Cap0.97
Enterprise Value/Revenue3.79
Enterprise Value/Gross Profit6.75
Enterprise Value/Ebitda12.51
Forecast
1Y Price Target
$165.80Price Target Upside29.73% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)9.55
Revenue Forecast (FY)$2.52B
Bulls Say, Bears Say
Bulls Say
Product Mix DiversificationAnalyst highlights that limiting exposure to any single product and shifting toward a balanced set of products reduces concentration risk and creates a more predictable, resilient earnings stream.
Reinsurance And Premium RetentionAnalyst notes that favorable reinsurance pricing, management's conservative baseline-setting, and an acquisition combined with higher premium retention are expected to lift written premiums and net investment income, creating upside to the outlook.
Underwriting Strength And Expense LeverageAnalyst points to strong underwriting performance, improved customer retention, and enhanced expense leverage as drivers that support consistent earnings outperformance and ongoing profitability compounding.
Bears Say
Catastrophe Loss AssumptionsAnalyst's higher assumed catastrophe losses versus management's assumptions produce a more conservative earnings baseline and reflect investor skepticism about catastrophe exposure.
Earthquake Concentration RiskAnalyst warns that a substantial portion of written premiums tied to earthquake coverage creates concentration risk as the business mix shifts, heightening vulnerability to large seismic losses.
Fronting Business DeclineAnalyst observes that a materially declining fronting business is creating a drag on overall portfolio performance and could pressure underwriting results.
Palomar Holdings News
PLMR FAQ
What was Palomar Holdings Inc’s price range in the past 12 months?
Palomar Holdings Inc lowest stock price was $107.75 and its highest was $175.85 in the past 12 months.
What is Palomar Holdings Inc’s market cap?
Palomar Holdings Inc’s market cap is $3.41B.
When is Palomar Holdings Inc’s upcoming earnings report date?
Palomar Holdings Inc’s upcoming earnings report date is May 06, 2026 which is in 23 days.
How were Palomar Holdings Inc’s earnings last quarter?
Palomar Holdings Inc released its earnings results on Feb 11, 2026. The company reported $2.24 earnings per share for the quarter, beating the consensus estimate of $2.081 by $0.159.
Is Palomar Holdings Inc overvalued?
According to Wall Street analysts Palomar Holdings Inc’s price is currently Undervalued.
Does Palomar Holdings Inc pay dividends?
Palomar Holdings Inc does not currently pay dividends.
What is Palomar Holdings Inc’s EPS estimate?
Palomar Holdings Inc’s EPS estimate is 2.21.
How many shares outstanding does Palomar Holdings Inc have?
Palomar Holdings Inc has 26,689,745 shares outstanding.
What happened to Palomar Holdings Inc’s price movement after its last earnings report?
Palomar Holdings Inc reported an EPS of $2.24 in its last earnings report, beating expectations of $2.081. Following the earnings report the stock price went down -3.517%.
Which hedge fund is a major shareholder of Palomar Holdings Inc?
Currently, no hedge funds are holding shares in PLMR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Palomar Holdings Stock Smart Score
Outperform
1
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10
Analyst Consensus
Strong Buy
Average Price Target:
$165.80 (29.73% Upside)
$165.80 (29.73% Upside)
Blogger Sentiment
Bullish
PLMR Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 2.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 5.1%
Last 30 Days ▼ 5.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-10.62%
12-Months-Change
Fundamentals
Return on Equity
22.79%
Trailing 12-Months
Asset Growth
39.95%
Trailing 12-Months
Company Description
Palomar Holdings Inc
Palomar Holdings, Inc., an insurance holding company, provides specialty property insurance to residential and commercial customers. The company offers personal and commercial specialty property insurance products, including residential and commercial earthquake, commercial all risk, specialty homeowners, inland marine, Hawaii hurricane, and residential flood, as well as other products, such as assumed reinsurance, commercial flood, real estate error and omission, and real estate investor products. It markets and distributes its products through retail agents, wholesale brokers, program administrators, and carrier partnerships. The company was formerly known as GC Palomar Holdings. Palomar Holdings, Inc. was incorporated in 2013 and is headquartered in La Jolla, California.
PLMR Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong, broad-based financial and operational progress: robust top-line growth (+32% GWP), significant earnings expansion (+62% adjusted net income), attractive returns (ROE ~26%), improved reinsurance economics, successful acquisitions and growing scale/talent. Challenges include commercial earthquake rate pressure (rates down ~15%), a higher Q4 loss ratio driven by casualty and crop growth, near-term expense pressure, and modest 2026 accretion from the Gray Surety acquisition due to financing costs. Management provided positive 2026 guidance (midpoint implying ~24% adjusted net income growth) and clear strategic plans (AI, integration, disciplined underwriting), suggesting the positives materially outweigh the headwinds.View all PLMR earnings summariesPLMR Stock 12 Month Forecast
Average Price Target
$165.80
▲(29.73% Upside)
Technical Analysis
Ownership Overview
2.43% Insiders
28.64% Mutual Funds
24.07% Other Institutional Investors
18.01% Public Companies and
Individual Investors