Palomar Holdings (PLMR)
NASDAQ:PLMR
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PLMR Stock Chart & Stats
$132.55
$1.11(1.05%)
At close: 4:00 PM EST
$132.55
$1.11(1.05%)
Day’s Range― - ―
52-Week Range$107.51 - $175.85
Previous CloseN/A
Volume25.79K
Average Volume (3M)261.44K
Market Cap
$3.02B
Enterprise Value$3.26B
Total Cash (Recent Filing)$1.47B
Total Debt (Recent Filing)$297.43M
Price to Earnings (P/E)18.5
Beta0.37
Next Earnings
Aug 05, 2026EPS Estimate
2.23Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.41
Shares Outstanding26,503,872
10 Day Avg. Volume236,067
30 Day Avg. Volume261,435
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)3.81
Price to Sales (P/S)4.10
P/FCF Ratio8.93
Enterprise Value/Market Cap1.08
Enterprise Value/Revenue3.33
Enterprise Value/Gross Profit5.49
Enterprise Value/Ebitda12.21
Forecast
1Y Price Target
$155.20Price Target Upside17.09% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)9.68
Revenue Forecast (FY)$2.58B
Bulls Say, Bears Say
Bulls Say
Product Mix DiversificationAnalyst highlights that limiting exposure to any single product and shifting toward a balanced set of products reduces concentration risk and creates a more predictable, resilient earnings stream.
Reinsurance And Premium RetentionAnalyst notes that favorable reinsurance pricing, management's conservative baseline-setting, and an acquisition combined with higher premium retention are expected to lift written premiums and net investment income, creating upside to the outlook.
Underwriting Strength And Expense LeverageAnalyst points to strong underwriting performance, improved customer retention, and enhanced expense leverage as drivers that support consistent earnings outperformance and ongoing profitability compounding.
Bears Say
Catastrophe Loss AssumptionsAnalyst's higher assumed catastrophe losses versus management's assumptions produce a more conservative earnings baseline and reflect investor skepticism about catastrophe exposure.
Earthquake Concentration RiskAnalyst warns that a substantial portion of written premiums tied to earthquake coverage creates concentration risk as the business mix shifts, heightening vulnerability to large seismic losses.
Fronting Business DeclineAnalyst observes that a materially declining fronting business is creating a drag on overall portfolio performance and could pressure underwriting results.
Palomar Holdings News
PLMR FAQ
What was Palomar Holdings’s price range in the past 12 months?
Palomar Holdings lowest stock price was $107.51 and its highest was $175.85 in the past 12 months.
What is Palomar Holdings’s market cap?
Palomar Holdings’s market cap is $3.02B.
When is Palomar Holdings’s upcoming earnings report date?
Palomar Holdings’s upcoming earnings report date is Aug 05, 2026 which is in 72 days.
How were Palomar Holdings’s earnings last quarter?
Palomar Holdings released its earnings results on May 06, 2026. The company reported $2.31 earnings per share for the quarter, beating the consensus estimate of $2.211 by $0.099.
Is Palomar Holdings overvalued?
According to Wall Street analysts Palomar Holdings’s price is currently Undervalued.
Does Palomar Holdings pay dividends?
Palomar Holdings does not currently pay dividends.
What is Palomar Holdings’s EPS estimate?
Palomar Holdings’s EPS estimate is 2.23.
How many shares outstanding does Palomar Holdings have?
Palomar Holdings has 26,503,872 shares outstanding.
What happened to Palomar Holdings’s price movement after its last earnings report?
Palomar Holdings reported an EPS of $2.31 in its last earnings report, beating expectations of $2.211. Following the earnings report the stock price went up 2.546%.
Which hedge fund is a major shareholder of Palomar Holdings?
Currently, no hedge funds are holding shares in PLMR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Palomar Holdings Stock Smart Score
Underperform
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Analyst Consensus
Strong Buy
Average Price Target:
$155.20 (17.09% Upside)
$155.20 (17.09% Upside)
Blogger Sentiment
Bullish
PLMR Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 39.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 1.1%
Last 30 Days ▼ 1.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-29.19%
12-Months-Change
Fundamentals
Return on Equity
21.74%
Trailing 12-Months
Asset Growth
56.24%
Trailing 12-Months
Company Description
Palomar Holdings
Palomar Holdings, Inc., an insurance holding company, provides specialty property insurance to residential and commercial customers. The company offers personal and commercial specialty property insurance products, including residential and commercial earthquake, commercial all risk, specialty homeowners, inland marine, Hawaii hurricane, and residential flood, as well as other products, such as assumed reinsurance, commercial flood, real estate error and omission, and real estate investor products. It markets and distributes its products through retail agents, wholesale brokers, program administrators, and carrier partnerships. The company was formerly known as GC Palomar Holdings. Palomar Holdings, Inc. was incorporated in 2013 and is headquartered in La Jolla, California.
PLMR Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a largely positive operational and financial picture: substantial top-line growth (GWP +42%), strong segment-level performance (notably crop +82% and surety +131%), rising adjusted net income (+23%), improving investment income (+49%) and constructive capital actions (share repurchases and $200M authorization). Management also strengthened reinsurance and issued a $410M catastrophe bond. Offsetting these positives were higher loss and combined ratios driven by attritional growth, expense pressure from mix and integration, competitive rate pressure in commercial property and commercial earthquake (~18% decrease on renewals), and weather-related crop risks. Overall, the positives — broad-based premium growth, margin-retaining profitability, improved guidance, balance sheet strength, and successful integration of acquisitions — outweigh the challenges, which are being managed with underwriting discipline and conservative reserving.View all PLMR earnings summariesPLMR Stock 12 Month Forecast
Average Price Target
$155.20
▲(17.09% Upside)
Technical Analysis
Ownership Overview
2.43% Insiders
28.60% Mutual Funds
25.50% Other Institutional Investors
16.39% Public Companies and
Individual Investors