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PLMR Stock Chart & Stats
$137.56
$8.38(6.49%)
At close: 4:00 PM EDT
$137.56
$8.38(6.49%)
Day’s Range― - ―
52-Week Range$100.81 - $147.62
Previous CloseN/A
Volume241.80K
Average Volume (3M)315.01K
Market Cap
$3.39B
Enterprise Value$3.72K
Total Cash (Recent Filing)$1.57B
Total Debt (Recent Filing)$295.77M
Price to Earnings (P/E)17.0
Beta0.28
Next Earnings
Nov 04, 2026EPS Estimate
2.67Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.67
Shares Outstanding26,317,682
10 Day Avg. Volume299,574
30 Day Avg. Volume315,010
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)3.81
Price to Sales (P/S)4.10
P/FCF Ratio8.93
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$162.75Price Target Upside18.31% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)10.05
Revenue Forecast (FY)$2.63B
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthExtremely low leverage and material equity compounding provide durable capital to support growth, absorb catastrophe volatility, and fund reinsurance and shareholder returns. Strong ROE indicates efficient capital use, underpinning sustainable underwriting scale and strategic optionality over 2–6 months.
Robust Cash GenerationHigh and consistent operating and free cash flow that closely tracks net income underpins reinvestment in underwriting, technology, and reinsurance purchase, while enabling dividends and buybacks. That cash provenance supports durable capital returns and resilience to underwriting cycles.
Diversified Specialty Growth & TechRapid, multi-line growth combined with an AI policy platform and expanded catastrophe reinsurance increases scale and distribution diversification. These structural moves improve underwriting leverage, operational efficiency and capacity to pursue the Palomar 2X growth target sustainably over the medium term.
Bears Say
Underwriting VolatilityLarge swings in gross profitability reflect uneven claims timing and line mix (e.g., rapid crop scale), which reduces predictability of underwriting performance. Persisting volatility can complicate pricing, reserving and capital planning and raise the cost of maintaining target ROE.
Rising Loss & Expense PressureHigher loss ratios and a rising combined ratio—driven by mix shifts and earlier crop losses—pressure underwriting margins. If persistent, elevated loss and acquisition/other expense trends will erode underwriting returns and force either rate increases or tighter underwriting constraints.
Reinsurance & Quota-Share SensitivityGrowing reliance on quota share and timing-sensitive reinsurance structures increases earnings and capital sensitivity to reinsurance pricing, availability and accounting timing. Changes in reinsurance economics or placements could materially affect net premiums, margins and capital efficiency.
Palomar Holdings News
PLMR FAQ
What was Palomar Holdings’s price range in the past 12 months?
Palomar Holdings lowest stock price was $100.81 and its highest was $147.62 in the past 12 months.
What is Palomar Holdings’s market cap?
Palomar Holdings’s market cap is $3.39B.
When is Palomar Holdings’s upcoming earnings report date?
Palomar Holdings’s upcoming earnings report date is Nov 04, 2026 which is in 73 days.
How were Palomar Holdings’s earnings last quarter?
Palomar Holdings released its earnings results on Aug 04, 2026. The company reported $2.36 earnings per share for the quarter, beating the consensus estimate of $2.189 by $0.171.
Is Palomar Holdings overvalued?
According to Wall Street analysts Palomar Holdings’s price is currently Undervalued.
Does Palomar Holdings pay dividends?
Palomar Holdings pays a N/A dividend of $0.45 which represents an annual dividend yield of N/A. See more information on Palomar Holdings dividends here
What is Palomar Holdings’s EPS estimate?
Palomar Holdings’s EPS estimate is 2.67.
How many shares outstanding does Palomar Holdings have?
Palomar Holdings has 26,317,682 shares outstanding.
What happened to Palomar Holdings’s price movement after its last earnings report?
Palomar Holdings reported an EPS of $2.36 in its last earnings report, beating expectations of $2.189. Following the earnings report the stock price went down -1.55%.
Which hedge fund is a major shareholder of Palomar Holdings?
Currently, no hedge funds are holding shares in PLMR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Palomar Holdings Stock Smart Score
Outperform
1
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4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$162.75 (18.31% Upside)
$162.75 (18.31% Upside)
Blogger Sentiment
Bullish
PLMR Sentiment 75%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 106.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 3.7%
Last 30 Days ▼ 15.6%
Last 30 Days ▼ 15.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
4.39%
12-Months-Change
Fundamentals
Return on Equity
0.34%
Trailing 12-Months
Asset Growth
42.18%
Trailing 12-Months
Company Description
Palomar Holdings
Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies. Furthermore, the company extends its services to include residential and commercial flood insurance, along with other specialized financial products like assumed reinsurance, real estate error and omission (E&O) coverage, and specific solutions for real estate investors. Palomar distributes its policies through a varied network, including independent retail agents, wholesale brokers, program administrators, and collaborative agreements with other insurance carriers. The company, which was previously named GC Palomar Holdings, was founded in 2013 and maintains its corporate headquarters in La Jolla, California.
PLMR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a strongly positive operational and financial performance: record adjusted earnings, robust top-line growth (GWP +27%), meaningful franchise expansions (crop +96%, surety +236%), favorable reinsurance placements, and capital returns (share repurchases and dividend). Challenges were acknowledged — higher losses and an increased loss ratio due to mix and timing (notably crop), competitive rate pressure in large commercial earthquake and property, and modestly higher expense ratios — but management emphasized disciplined underwriting, conservative reserving, and line-by-line reinsurance and capital management actions to mitigate these headwinds. On balance, the positive execution, guidance raise, and material franchise expansions outweigh the manageable lowlights.View all PLMR earnings summariesPLMR Stock 12 Month Forecast
Average Price Target
$162.75
▲(18.31% Upside)
Technical Analysis
Ownership Overview
2.72% Insiders
28.87% Mutual Funds
25.20% Other Institutional Investors
15.27% Public Companies and
Individual Investors