Palomar Holdings (PLMR)
NASDAQ:PLMR
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PLMR Stock Chart & Stats
$132.55
$1.11(1.05%)
At close: 4:00 PM EST
$132.55
$1.11(1.05%)
Day’s Range― - ―
52-Week Range$100.81 - $165.10
Previous CloseN/A
Volume25.79K
Average Volume (3M)287.05K
Market Cap
$3.04B
Enterprise Value$3.08B
Total Cash (Recent Filing)$1.47B
Total Debt (Recent Filing)$297.43M
Price to Earnings (P/E)15.5
Beta0.35
Next Earnings
Aug 05, 2026EPS Estimate
2.24Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.41
Shares Outstanding26,503,872
10 Day Avg. Volume235,303
30 Day Avg. Volume287,054
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)3.81
Price to Sales (P/S)4.10
P/FCF Ratio8.93
Enterprise Value/Market Cap1.01
Enterprise Value/Revenue3.15
Enterprise Value/Gross Profit5.19
Enterprise Value/Ebitda11.53
Forecast
1Y Price Target
$153.80Price Target Upside16.03% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)9.77
Revenue Forecast (FY)$2.58B
Bulls Say, Bears Say
Bulls Say
Strong Revenue And ScaleSustained multi-year top-line growth and scale across product lines (TTM revenue near $1B) supports durable underwriting leverage, broader distribution and cross-sell opportunities. Scale helps absorb fixed costs, improves negotiation with reinsurers, and underpins long-term profitability.
High Cash ConversionVery strong cash conversion (FCF roughly equal to net income) gives durable internal funding for claims, reinsurance, and capital returns. Reliable cash generation increases financial flexibility for buybacks, M&A and reserve strengthening during multi-quarter volatility.
Robust Reinsurance & Cat‑bond Risk TransferExecution of large catastrophe bond and multiple treaty placements materially transfers peak catastrophe risk off the balance sheet, lowering tail exposure and cost of protection. This structural risk‑transfer enhances underwriting capacity and reduces capital volatility over years.
Bears Say
Rising LeverageA material step-up in debt increases sensitivity to underwriting losses and interest rate moves, reducing capital flexibility. Higher leverage can constrain reinsurance buying, limit near-term capacity for opportunistic investments or buybacks, and amplify downside in adverse claim cycles.
Higher Loss And Combined RatiosRising loss and combined ratios signal underwriting margin pressure from attritional losses and mix shifts. If sustained, these trends reduce underwriting profitability, require higher pricing or more reinsurance, and could weigh on multi-quarter earnings durability despite revenue growth.
Expense And Integration PressureHigher acquisition and integration costs, plus ongoing amortization from recent deals, erode underwriting margins over the medium term. Persistent expense pressure requires sustained underwriting discipline or efficiency gains to preserve combined‑ratio targets and ROE.
Palomar Holdings News
PLMR FAQ
What was Palomar Holdings’s price range in the past 12 months?
Palomar Holdings lowest stock price was $100.81 and its highest was $165.10 in the past 12 months.
What is Palomar Holdings’s market cap?
Palomar Holdings’s market cap is $3.04B.
When is Palomar Holdings’s upcoming earnings report date?
Palomar Holdings’s upcoming earnings report date is Aug 05, 2026 which is in 50 days.
How were Palomar Holdings’s earnings last quarter?
Palomar Holdings released its earnings results on May 06, 2026. The company reported $2.31 earnings per share for the quarter, beating the consensus estimate of $2.211 by $0.099.
Is Palomar Holdings overvalued?
According to Wall Street analysts Palomar Holdings’s price is currently Undervalued.
Does Palomar Holdings pay dividends?
Palomar Holdings does not currently pay dividends.
What is Palomar Holdings’s EPS estimate?
Palomar Holdings’s EPS estimate is 2.24.
How many shares outstanding does Palomar Holdings have?
Palomar Holdings has 26,503,872 shares outstanding.
What happened to Palomar Holdings’s price movement after its last earnings report?
Palomar Holdings reported an EPS of $2.31 in its last earnings report, beating expectations of $2.211. Following the earnings report the stock price went up 2.546%.
Which hedge fund is a major shareholder of Palomar Holdings?
Currently, no hedge funds are holding shares in PLMR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Palomar Holdings Stock Smart Score
Underperform
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Analyst Consensus
Strong Buy
Average Price Target:
$153.80 (16.03% Upside)
$153.80 (16.03% Upside)
Blogger Sentiment
Bullish
PLMR Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 39.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.2%
Last 30 Days ▲ 4.3%
Last 30 Days ▲ 4.3%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-28.69%
12-Months-Change
Fundamentals
Return on Equity
21.74%
Trailing 12-Months
Asset Growth
56.24%
Trailing 12-Months
Company Description
Palomar Holdings
Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies. Furthermore, the company extends its services to include residential and commercial flood insurance, along with other specialized financial products like assumed reinsurance, real estate error and omission (E&O) coverage, and specific solutions for real estate investors. Palomar distributes its policies through a varied network, including independent retail agents, wholesale brokers, program administrators, and collaborative agreements with other insurance carriers. The company, which was previously named GC Palomar Holdings, was founded in 2013 and maintains its corporate headquarters in La Jolla, California.
PLMR Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a largely positive operational and financial picture: substantial top-line growth (GWP +42%), strong segment-level performance (notably crop +82% and surety +131%), rising adjusted net income (+23%), improving investment income (+49%) and constructive capital actions (share repurchases and $200M authorization). Management also strengthened reinsurance and issued a $410M catastrophe bond. Offsetting these positives were higher loss and combined ratios driven by attritional growth, expense pressure from mix and integration, competitive rate pressure in commercial property and commercial earthquake (~18% decrease on renewals), and weather-related crop risks. Overall, the positives — broad-based premium growth, margin-retaining profitability, improved guidance, balance sheet strength, and successful integration of acquisitions — outweigh the challenges, which are being managed with underwriting discipline and conservative reserving.View all PLMR earnings summariesPLMR Stock 12 Month Forecast
Average Price Target
$153.80
▲(16.03% Upside)
Technical Analysis
Ownership Overview
2.50% Insiders
29.28% Mutual Funds
25.50% Other Institutional Investors
15.34% Public Companies and
Individual Investors