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HCI Stock Chart & Stats
$157.65
$1.06(0.94%)
At close: 4:00 PM EST
$157.65
$1.06(0.94%)
Day’s Range― - ―
52-Week Range$136.37 - $210.50
Previous CloseN/A
Volume15.76K
Average Volume (3M)179.89K
Market Cap
$2.30B
Enterprise Value$1.15B
Total Cash (Recent Filing)$1.05B
Total Debt (Recent Filing)$67.67M
Price to Earnings (P/E)6.9
Beta0.54
Next Earnings
Aug 06, 2026EPS Estimate
5.05Next Dividend Ex-DateN/A
Dividend Yield0.82%
Share Statistics
EPS (TTM)25.71
Shares Outstanding12,764,808
10 Day Avg. Volume166,306
30 Day Avg. Volume179,892
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.10
Price to Sales (P/S)2.43
P/FCF Ratio4.92
Enterprise Value/Market Cap0.50
Enterprise Value/Revenue1.24
Enterprise Value/Gross Profit1.86
Enterprise Value/Ebitda2.49
Forecast
1Y Price Target
$235.00Price Target Upside49.06% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)17.32
Revenue Forecast (FY)$993.86M
Bulls Say, Bears Say
Bulls Say
Underwriting ProfitabilitySustained high underwriting margins and a sub-60% combined ratio indicate durable underwriting discipline and pricing execution. Over the medium term this drives repeatable underwriting earnings, strong cash generation and flexibility to retain risk or deploy capital into buybacks or acquisitions.
Conservative Balance Sheet & LiquidityVery low leverage and nearly $2B of liquid assets provide a material buffer against catastrophe losses and underwriting volatility. This capital strength supports reinsurance purchases, holding-company liquidity and sustained capital returns without compromising solvency over multiple storm cycles.
Structured Catastrophe Reinsurance ProgramA fully placed, multi-tower reinsurance program with defined single-event limits and reinstatement protection materially reduces tail-risk to capital. Continued use of collateralized participations and external cessions lowers earnings volatility and preserves surplus through large hurricane events.
Bears Say
Softening Florida Rate EnvironmentA structural shift toward softer pricing in core Florida markets can compress underwriting margins and slow premium per-policy growth. Over months this forces tighter expense control, higher underwriting selectivity, or reliance on investment income to sustain returns, limiting durable margin expansion.
Weather And Catastrophe ExposureHurricane-driven loss volatility remains an inherent risk in homeowners insurance. Even with reinsurance, timing/severity of storms can produce large capital swings, strain holding-company liquidity and spike reinsurance costs, affecting multi-quarter underwriting results and capital deployment plans.
Dependence On Unrealized Non-core Asset ValuationsPro forma capital metrics lean on sizable unrealized values in Exzeo and real estate. If those fair values don't crystallize, reported capital cushions and shareholder-return capacity could be overstated, constraining M&A or buybacks and creating realization risk over the medium term.
HCI Group News
HCI FAQ
What was Hci Group, Inc.’s price range in the past 12 months?
Hci Group, Inc. lowest stock price was $136.37 and its highest was $210.50 in the past 12 months.
What is Hci Group, Inc.’s market cap?
Hci Group, Inc.’s market cap is $2.30B.
When is Hci Group, Inc.’s upcoming earnings report date?
Hci Group, Inc.’s upcoming earnings report date is Aug 06, 2026 which is in 37 days.
How were Hci Group, Inc.’s earnings last quarter?
Hci Group, Inc. released its earnings results on May 06, 2026. The company reported $5.45 earnings per share for the quarter, beating the consensus estimate of $5.263 by $0.187.
Is Hci Group, Inc. overvalued?
According to Wall Street analysts Hci Group, Inc.’s price is currently Undervalued.
Does Hci Group, Inc. pay dividends?
Hci Group, Inc. pays a Quarterly dividend of $0.4 which represents an annual dividend yield of 0.82%. See more information on Hci Group, Inc. dividends here
What is Hci Group, Inc.’s EPS estimate?
Hci Group, Inc.’s EPS estimate is 5.05.
How many shares outstanding does Hci Group, Inc. have?
Hci Group, Inc. has 12,764,808 shares outstanding.
What happened to Hci Group, Inc.’s price movement after its last earnings report?
Hci Group, Inc. reported an EPS of $5.45 in its last earnings report, beating expectations of $5.263. Following the earnings report the stock price went down -0.708%.
Which hedge fund is a major shareholder of Hci Group, Inc.?
Currently, no hedge funds are holding shares in HCI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
HCI Group Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$235.00 (49.06% Upside)
$235.00 (49.06% Upside)
Blogger Sentiment
Bullish
HCI Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 343.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 3.9%
Last 30 Days ▼ 3.9%
Technicals
SMA
Negative
20 days / 200 days
Momentum
21.05%
12-Months-Change
Fundamentals
Return on Equity
32.64%
Trailing 12-Months
Asset Growth
33.28%
Trailing 12-Months
Company Description
Hci Group, Inc.
Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.
HCI Company Deck
HCI Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operating and financial results: double-digit revenue growth, 15% pretax income growth, very low loss and combined ratios, substantial balance sheet strength, and active share repurchases. Management also highlighted new reinsurance capabilities and value creation from Exzeo. The primary risks discussed were a softening rate environment, uncertainty around final reinsurance placements, and weather/catastrophe exposure. Overall, the positives — robust profitability, capital strength, and clear capital deployment plans — materially outweigh the discussed risks.View all HCI earnings summariesHCI Stock 12 Month Forecast
Average Price Target
$235.00
▲(49.06% Upside)
Technical Analysis
Horace Mann Educators
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ProAssurance
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Stewart Information Services
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Root
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Skyward Specialty Insurance Group, Inc.
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Ownership Overview
14.32% Insiders
15.74% Mutual Funds
18.89% Other Institutional Investors
27.60% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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