HCI Group Inc (HCI)
NYSE:HCI
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HCI Stock Chart & Stats
$157.65
$1.06(0.94%)
At close: 4:00 PM EST
$157.65
$1.06(0.94%)
Day’s Range― - ―
52-Week Range$136.37 - $210.50
Previous CloseN/A
Volume15.76K
Average Volume (3M)169.03K
Market Cap
$2.00B
Enterprise Value$1.05B
Total Cash (Recent Filing)$1.02B
Total Debt (Recent Filing)$67.67M
Price to Earnings (P/E)6.0
Beta0.60
Next Earnings
Aug 06, 2026EPS Estimate
5.17Next Dividend Ex-DateN/A
Dividend Yield0.82%
Share Statistics
EPS (TTM)25.71
Shares Outstanding12,764,808
10 Day Avg. Volume252,768
30 Day Avg. Volume169,032
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.10
Price to Sales (P/S)2.43
P/FCF Ratio4.92
Enterprise Value/Market Cap0.52
Enterprise Value/Revenue1.13
Enterprise Value/Gross Profit1.70
Enterprise Value/Ebitda2.26
Forecast
1Y Price Target
$235.00Price Target Upside49.06% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)17.17
Revenue Forecast (FY)$993.86M
Bulls Say, Bears Say
Bulls Say
Underwriting ProfitabilityConsistently low loss and combined ratios reflect durable underwriting discipline and risk selection. Delivering ~57% vs a 60%±5% target suggests margin buffer, enabling sustained underwriting profits that compound capital, fund reserves, and support long-term shareholder returns even through cycles.
Conservative Capital StructureVery low leverage and >$1B equity provide durable financial flexibility to absorb catastrophe losses, secure favorable reinsurance, and fund strategic initiatives. Strengthened capital reduces refinancing risk, supports higher ratings, and underpins sustained capacity to grow premiums without excessive leverage.
Strong Cash GenerationRobust, recurring operating and free cash flow that track net income demonstrates high earnings quality and durable internal funding. This supports reserve funding, reinsurance purchases, dividends/buybacks, and opportunistic M&A without relying on external capital over the medium term.
Bears Say
Catastrophe / Weather ExposureConcentration in homeowners/property insurance leaves results materially sensitive to hurricane frequency and severity. Large catastrophe events can quickly erode underwriting gains, capital, and free cash flow, creating persistent earnings volatility and necessitating conservative capital buffers.
Reinsurance Placement UncertaintyFinal program terms and counterparties determine retained risk and catastrophe capacity. Uncertainty in placement affects loss volatility, pricing leverage, and capital adequacy. Poor reinsurance terms or gaps would structurally raise retained exposure and could impair underwriting returns for multiple quarters.
Softening Rate EnvironmentStructural premium rate softness in core markets reduces pricing power and compresses underwriting margins over time. If competitive or regulatory pressures persist, the company may face sustained rate inadequacy versus loss trends, making it harder to maintain current combined-ratio outperformance.
HCI Group News
HCI FAQ
What was HCI Group Inc’s price range in the past 12 months?
HCI Group Inc lowest stock price was $136.37 and its highest was $210.50 in the past 12 months.
What is HCI Group Inc’s market cap?
HCI Group Inc’s market cap is $2.00B.
When is HCI Group Inc’s upcoming earnings report date?
HCI Group Inc’s upcoming earnings report date is Aug 06, 2026 which is in 81 days.
How were HCI Group Inc’s earnings last quarter?
HCI Group Inc released its earnings results on May 06, 2026. The company reported $5.45 earnings per share for the quarter, beating the consensus estimate of $5.263 by $0.187.
Is HCI Group Inc overvalued?
According to Wall Street analysts HCI Group Inc’s price is currently Undervalued.
Does HCI Group Inc pay dividends?
HCI Group Inc pays a Quarterly dividend of $0.4 which represents an annual dividend yield of 0.82%. See more information on HCI Group Inc dividends here
What is HCI Group Inc’s EPS estimate?
HCI Group Inc’s EPS estimate is 5.17.
How many shares outstanding does HCI Group Inc have?
HCI Group Inc has 12,764,808 shares outstanding.
What happened to HCI Group Inc’s price movement after its last earnings report?
HCI Group Inc reported an EPS of $5.45 in its last earnings report, beating expectations of $5.263. Following the earnings report the stock price went down -0.708%.
Which hedge fund is a major shareholder of HCI Group Inc?
Currently, no hedge funds are holding shares in HCI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
HCI Group Stock Smart Score
Underperform
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Analyst Consensus
Moderate Buy
Average Price Target:
$235.00 (49.06% Upside)
$235.00 (49.06% Upside)
Blogger Sentiment
Bullish
HCI Sentiment 88%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 84.8K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 7.2%
Last 30 Days ▼ 7.2%
Technicals
SMA
Negative
20 days / 200 days
Momentum
8.98%
12-Months-Change
Fundamentals
Return on Equity
32.64%
Trailing 12-Months
Asset Growth
33.28%
Trailing 12-Months
Company Description
HCI Group Inc
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
HCI Company Deck
HCI Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operating and financial results: double-digit revenue growth, 15% pretax income growth, very low loss and combined ratios, substantial balance sheet strength, and active share repurchases. Management also highlighted new reinsurance capabilities and value creation from Exzeo. The primary risks discussed were a softening rate environment, uncertainty around final reinsurance placements, and weather/catastrophe exposure. Overall, the positives — robust profitability, capital strength, and clear capital deployment plans — materially outweigh the discussed risks.View all HCI earnings summariesHCI Stock 12 Month Forecast
Average Price Target
$235.00
▲(49.06% Upside)
Technical Analysis
Horace Mann Educators
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ProAssurance
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Stewart Information Services
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Root
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Skyward Specialty Insurance Group, Inc.
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Ownership Overview
14.67% Insiders
17.64% Mutual Funds
18.89% Other Institutional Investors
25.94% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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