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HCI Stock Chart & Stats
$178.83
-$2.89(-1.62%)
At close: 4:00 PM EDT
$178.83
-$2.89(-1.62%)
Day’s Range― - ―
52-Week Range$144.75 - $210.50
Previous Close$175.94
Volume191.23K
Average Volume (3M)177.50K
Market Cap
$2.28B
Enterprise Value$2.38K
Total Cash (Recent Filing)$876.71M
Total Debt (Recent Filing)$31.46M
Price to Earnings (P/E)7.2
Beta0.62
Next Earnings
Nov 10, 2026EPS Estimate
2.89Next Dividend Ex-DateN/A
Dividend Yield0.86%
Share Statistics
EPS (TTM)25.92
Shares Outstanding12,438,867
10 Day Avg. Volume151,794
30 Day Avg. Volume177,497
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.10
Price to Sales (P/S)2.43
P/FCF Ratio4.92
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$241.67Price Target Upside35.14% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)18.43
Revenue Forecast (FY)$959.83M
Bulls Say, Bears Say
Bulls Say
Sustained ProfitabilityConsistently high TTM margins and ROE reflect durable underwriting discipline and effective investment income contribution. Strong profitability supports surplus accumulation and recurring capital returns, enabling strategic reinvestment and resilience across the insurance cycle.
Strengthened Capital PositionDramatic deleveraging and a doubled equity base materially improve solvency and financial flexibility. Lower leverage reduces default and liquidity risk, enabling sustained reinsurance purchases, buybacks and opportunistic M&A while better absorbing catastrophe shocks over the medium term.
Reinsurance & Risk-Transfer ProgramA structured, multi-tower reinsurance program with strong reinsurer participation and collateralized partner layers materially reduces single-event capital strain. This structural risk-transfer supports predictable underwriting capacity and limits balance-sheet volatility from major hurricane events.
Bears Say
Catastrophe ExposureHCI's homeowners focus in Florida creates persistent exposure to hurricanes; even with reinsurance, severe storms can trigger outsized multi-quarter losses, strain surplus and drive capital volatility, meaning underwriting results remain inherently cyclical and unpredictable.
Cash-Flow VolatilityLarge swings in free cash flow and prior negative operating cash in 2022 indicate timing and underwriting-related volatility. Inconsistent cash generation complicates planning for buybacks, M&A and reinsurance collateral, reducing the predictability of capital deployment over months.
Reinsurance Placement UncertaintyManagement noted final reinsurance terms were still being finalized. Uncertainty around placement and pricing can materially affect net retained exposures and ceded costs, creating execution risk that may compress underwriting margins or leave residual capital at risk.
HCI Group News
HCI FAQ
What was Hci Group, Inc.’s price range in the past 12 months?
Hci Group, Inc. lowest stock price was $144.75 and its highest was $210.50 in the past 12 months.
What is Hci Group, Inc.’s market cap?
Hci Group, Inc.’s market cap is $2.28B.
When is Hci Group, Inc.’s upcoming earnings report date?
Hci Group, Inc.’s upcoming earnings report date is Nov 10, 2026 which is in 87 days.
How were Hci Group, Inc.’s earnings last quarter?
Hci Group, Inc. released its earnings results on Aug 06, 2026. The company reported $5.6 earnings per share for the quarter, beating the consensus estimate of $5.037 by $0.563.
Is Hci Group, Inc. overvalued?
According to Wall Street analysts Hci Group, Inc.’s price is currently Undervalued.
Does Hci Group, Inc. pay dividends?
Hci Group, Inc. pays a Quarterly dividend of $0.4 which represents an annual dividend yield of 0.86%. See more information on Hci Group, Inc. dividends here
What is Hci Group, Inc.’s EPS estimate?
Hci Group, Inc.’s EPS estimate is 2.89.
How many shares outstanding does Hci Group, Inc. have?
Hci Group, Inc. has 12,438,867 shares outstanding.
What happened to Hci Group, Inc.’s price movement after its last earnings report?
Hci Group, Inc. reported an EPS of $5.6 in its last earnings report, beating expectations of $5.037. Following the earnings report the stock price went up 4.312%.
Which hedge fund is a major shareholder of Hci Group, Inc.?
Currently, no hedge funds are holding shares in HCI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
HCI Group Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$241.67 (35.14% Upside)
$241.67 (35.14% Upside)
Blogger Sentiment
Bullish
HCI Sentiment 88%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 343.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Neutral
Last 7 Days ▼ 2.3%
Last 30 Days ▲ 2.6%
Last 30 Days ▲ 2.6%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.96%
12-Months-Change
Fundamentals
Return on Equity
0.86%
Trailing 12-Months
Asset Growth
24.93%
Trailing 12-Months
Company Description
Hci Group, Inc.
Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.
HCI Company Deck
HCI Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operating and financial results: double-digit revenue growth, 15% pretax income growth, very low loss and combined ratios, substantial balance sheet strength, and active share repurchases. Management also highlighted new reinsurance capabilities and value creation from Exzeo. The primary risks discussed were a softening rate environment, uncertainty around final reinsurance placements, and weather/catastrophe exposure. Overall, the positives — robust profitability, capital strength, and clear capital deployment plans — materially outweigh the discussed risks.View all HCI earnings summariesHCI Stock 12 Month Forecast
Average Price Target
$241.67
▲(35.14% Upside)
Technical Analysis
Safety Insurance Group
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Universal Insurance Holdings
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American Coastal Insurance
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Heritage Insurance Holdings
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American Integrity Insurance Group, Inc.
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Ownership Overview
14.70% Insiders
16.16% Mutual Funds
3.77% Other Institutional Investors
39.95% Public Companies and
Individual Investors