HCI Group Inc (HCI)
NYSE:HCI
HCI Stock Chart & Stats
$154.61
$1.06(0.94%)
At close: 4:00 PM EST
$154.61
$1.06(0.94%)
Day’s Range― - ―
52-Week Range$129.58 - $210.50
Previous CloseN/A
Volume15.76K
Average Volume (3M)130.69K
Market Cap
$2.01B
Enterprise Value$857.17M
Total Cash (Recent Filing)$1.81B
Total Debt (Recent Filing)$67.32M
Price to Earnings (P/E)5.6
Beta0.59
Next Earnings
May 13, 2026EPS Estimate
5.38Next Dividend Ex-DateN/A
Dividend Yield0.82%
Share Statistics
EPS (TTM)7.25
Shares Outstanding12,991,955
10 Day Avg. Volume151,687
30 Day Avg. Volume130,688
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.10
Price to Sales (P/S)2.43
P/FCF Ratio4.92
Enterprise Value/Market Cap0.43
Enterprise Value/Revenue0.95
Enterprise Value/Gross Profit1.50
Enterprise Value/Ebitda1.91
Forecast
1Y Price Target
$235.00Price Target Upside52.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)16.58
Revenue Forecast (FY)$975.23M
Bulls Say, Bears Say
Bulls Say
Strong Profitability & Cash GenerationSustained high net margins and very strong operating cash flow provide durable internal funding for underwriting volatility, reinsurance purchasing, and capital returns. Consistent cash generation improves solvency cushions and funds buybacks or opportunistic M&A without stressing liquidity over the medium term.
De-risked Balance Sheet / Low LeverageVery low leverage and a tripled equity base materially increase financial flexibility. This structural strength reduces default and refinancing risk, supports underwriting capacity during-cat years, and permits disciplined capital deployment while maintaining ratings and regulatory surplus requirements.
Strong Liquidity And Capital OptionalityLarge cash reserves and explicit share repurchase authorization signal capacity to return capital and support operations. Ample liquidity cushions underwriting cycles, enables prefunding of assumed policies and selective M&A, and underpins a strategic pivot into non-insurance assets if needed.
Bears Say
Catastrophe / Weather ExposureConcentration in homeowners P&C leaves earnings and capital sensitive to large weather events. A major hurricane can produce outsized losses and elevated combined ratios in a single year, creating persistent volatility in underwriting results and pressuring reinsurance needs and pricing over multiple periods.
Rate Pressure / Pricing EasingA softer pricing environment reduces near-term underwriting margin potential and constrains the company’s ability to fully offset loss cost inflation. Persistent competitive rate easing can compress long-term profitability and require stricter underwriting or increased reliance on investment returns to sustain ROE.
Limited Transparency / Accounting NoiseOne-time accounting timing and blanked operating line items impair assessment of recurring underwriting and operating margins. Reduced transparency makes it harder to distinguish durable improvements from transitory items, complicating capital allocation and valuation of long-term earnings quality.
HCI Group News
HCI FAQ
What was HCI Group Inc’s price range in the past 12 months?
HCI Group Inc lowest stock price was $129.58 and its highest was $210.50 in the past 12 months.
What is HCI Group Inc’s market cap?
HCI Group Inc’s market cap is $2.01B.
When is HCI Group Inc’s upcoming earnings report date?
HCI Group Inc’s upcoming earnings report date is May 13, 2026 which is in 41 days.
How were HCI Group Inc’s earnings last quarter?
HCI Group Inc released its earnings results on Feb 25, 2026. The company reported $7.25 earnings per share for the quarter, beating the consensus estimate of $5.129 by $2.121.
Is HCI Group Inc overvalued?
According to Wall Street analysts HCI Group Inc’s price is currently Undervalued.
Does HCI Group Inc pay dividends?
HCI Group Inc pays a Quarterly dividend of $0.4 which represents an annual dividend yield of 0.82%. See more information on HCI Group Inc dividends here
What is HCI Group Inc’s EPS estimate?
HCI Group Inc’s EPS estimate is 5.38.
How many shares outstanding does HCI Group Inc have?
HCI Group Inc has 12,991,955 shares outstanding.
What happened to HCI Group Inc’s price movement after its last earnings report?
HCI Group Inc reported an EPS of $7.25 in its last earnings report, beating expectations of $5.129. Following the earnings report the stock price went up 4.098%.
Which hedge fund is a major shareholder of HCI Group Inc?
Currently, no hedge funds are holding shares in HCI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
HCI Group Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$235.00 (52.00% Upside)
$235.00 (52.00% Upside)
Blogger Sentiment
Bullish
HCI Sentiment 87%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 84.8K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days >0.1%
Last 30 Days ▲ 5.0%
Last 30 Days ▲ 5.0%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
4.17%
12-Months-Change
Fundamentals
Return on Equity
38.04%
Trailing 12-Months
Asset Growth
38.56%
Trailing 12-Months
Company Description
HCI Group Inc
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
HCI Company Deck
HCI Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong, broad-based financial performance: robust earnings, double-digit premium growth, materially low loss and combined ratios, a strengthened balance sheet, significant liquidity and a high ROE. Strategic milestones (Exzeo IPO, Citizens policy assumptions, disciplined reinsurance positioning) and an $80 million buyback reinforce shareholder-focused capital deployment. The primary negatives are competitive rate pressure, an acknowledged softening of pricing (including a 3.5% rate reduction in one product), M&A valuation friction, exposure to potential hurricane losses, and some one-time accounting noise in Q4 expense reporting. Overall, the positives materially outweigh the negatives.View all HCI earnings summariesHCI Stock 12 Month Forecast
Average Price Target
$235.00
▲(52.00% Upside)
Technical Analysis
Horace Mann Educators
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ProAssurance
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Stewart Information Services
―
Root
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Skyward Specialty Insurance Group, Inc.
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Ownership Overview
14.42% Insiders
17.24% Mutual Funds
23.05% Other Institutional Investors
22.69% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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