Hci Group, Inc. (HCI)
NYSE:HCI
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HCI Stock Chart & Stats
$157.65
$1.06(0.94%)
At close: 4:00 PM EST
$157.65
$1.06(0.94%)
Day’s Range― - ―
52-Week Range$136.37 - $210.50
Previous CloseN/A
Volume15.76K
Average Volume (3M)177.67K
Market Cap
$2.00B
Enterprise Value$1.02B
Total Cash (Recent Filing)$1.02B
Total Debt (Recent Filing)$67.67M
Price to Earnings (P/E)5.9
Beta0.58
Next Earnings
Aug 06, 2026EPS Estimate
5.15Next Dividend Ex-DateN/A
Dividend Yield0.82%
Share Statistics
EPS (TTM)25.71
Shares Outstanding12,764,808
10 Day Avg. Volume171,003
30 Day Avg. Volume177,666
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.10
Price to Sales (P/S)2.43
P/FCF Ratio4.92
Enterprise Value/Market Cap0.51
Enterprise Value/Revenue1.10
Enterprise Value/Gross Profit1.65
Enterprise Value/Ebitda2.20
Forecast
1Y Price Target
$235.00Price Target Upside49.06% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)17.17
Revenue Forecast (FY)$993.86M
Bulls Say, Bears Say
Bulls Say
Underwriting ProfitabilitySustained low combined and loss ratios show disciplined underwriting and risk selection across the book. A sub-60% combined ratio provides a durable margin buffer that supports earnings quality, capital accumulation and repeatable cash generation even if investment returns normalize.
Conservative Balance SheetVery low leverage, materially increased equity and ample liquid investments give the company strong loss-absorbing capacity and holding-company flexibility. This balance sheet profile supports catastrophe resilience, buybacks and M&A optionality without relying on external financing.
Reinsurance Towers PlacedStructuring multi-tower reinsurance with sizable limits and defined retentions materially reduces earnings and capital volatility from hurricanes. Fully placed towers expand underwriting capacity and shift extreme-event risk to rated reinsurers, supporting stable operations over upcoming treaty years.
Bears Say
Catastrophe ExposureConcentration in Florida homeowners business means hurricane frequency and severity remain structural drivers of earnings and capital. Even with reinsurance, retained loss layers and timing of events can produce meaningful swings in combined ratio, surplus and solvency metrics over multi-month horizons.
Reinsurance Placement UncertaintyUncertainty around final treaty terms can change the level and cost of catastrophe protection. If placement outcomes worsen or costs rise, expected ceded protection and underwriting economics can shift materially, affecting margins, capital planning and near-term risk tolerance.
Softening Rate EnvironmentA softer pricing cycle in core markets undermines long-term pricing power and can compress underwriting margins absent offsetting expense discipline or tighter underwriting. Over the next several quarters, slower premium growth and rate erosion could limit profit expansion and require stricter risk selection.
HCI Group News
HCI FAQ
What was Hci Group, Inc.’s price range in the past 12 months?
Hci Group, Inc. lowest stock price was $136.37 and its highest was $210.50 in the past 12 months.
What is Hci Group, Inc.’s market cap?
Hci Group, Inc.’s market cap is $2.00B.
When is Hci Group, Inc.’s upcoming earnings report date?
Hci Group, Inc.’s upcoming earnings report date is Aug 06, 2026 which is in 58 days.
How were Hci Group, Inc.’s earnings last quarter?
Hci Group, Inc. released its earnings results on May 06, 2026. The company reported $5.45 earnings per share for the quarter, beating the consensus estimate of $5.263 by $0.187.
Is Hci Group, Inc. overvalued?
According to Wall Street analysts Hci Group, Inc.’s price is currently Undervalued.
Does Hci Group, Inc. pay dividends?
Hci Group, Inc. pays a Quarterly dividend of $0.4 which represents an annual dividend yield of 0.82%. See more information on Hci Group, Inc. dividends here
What is Hci Group, Inc.’s EPS estimate?
Hci Group, Inc.’s EPS estimate is 5.15.
How many shares outstanding does Hci Group, Inc. have?
Hci Group, Inc. has 12,764,808 shares outstanding.
What happened to Hci Group, Inc.’s price movement after its last earnings report?
Hci Group, Inc. reported an EPS of $5.45 in its last earnings report, beating expectations of $5.263. Following the earnings report the stock price went down -0.708%.
Which hedge fund is a major shareholder of Hci Group, Inc.?
Currently, no hedge funds are holding shares in HCI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
HCI Group Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$235.00 (49.06% Upside)
$235.00 (49.06% Upside)
Blogger Sentiment
Bullish
HCI Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 343.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.5%
Last 30 Days ▼ 4.1%
Last 30 Days ▼ 4.1%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-5.50%
12-Months-Change
Fundamentals
Return on Equity
32.64%
Trailing 12-Months
Asset Growth
33.28%
Trailing 12-Months
Company Description
Hci Group, Inc.
Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.
HCI Company Deck
HCI Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operating and financial results: double-digit revenue growth, 15% pretax income growth, very low loss and combined ratios, substantial balance sheet strength, and active share repurchases. Management also highlighted new reinsurance capabilities and value creation from Exzeo. The primary risks discussed were a softening rate environment, uncertainty around final reinsurance placements, and weather/catastrophe exposure. Overall, the positives — robust profitability, capital strength, and clear capital deployment plans — materially outweigh the discussed risks.View all HCI earnings summariesHCI Stock 12 Month Forecast
Average Price Target
$235.00
▲(49.06% Upside)
Technical Analysis
Horace Mann Educators
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ProAssurance
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Stewart Information Services
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Root
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Skyward Specialty Insurance Group, Inc.
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Ownership Overview
14.25% Insiders
16.73% Mutual Funds
18.89% Other Institutional Investors
26.99% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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