Want to see HCI full AI Analyst Report?
HCI Stock Chart & Stats
$157.65
$1.06(0.94%)
At close: 4:00 PM EST
$157.65
$1.06(0.94%)
Day’s Range― - ―
52-Week Range$136.37 - $210.50
Previous CloseN/A
Volume15.76K
Average Volume (3M)177.37K
Market Cap
$2.29B
Enterprise Value$2.15K
Total Cash (Recent Filing)$1.05B
Total Debt (Recent Filing)$67.67M
Price to Earnings (P/E)7.0
Beta0.58
Next Earnings
Aug 06, 2026EPS Estimate
5.13Next Dividend Ex-DateN/A
Dividend Yield0.89%
Share Statistics
EPS (TTM)25.71
Shares Outstanding12,764,808
10 Day Avg. Volume158,752
30 Day Avg. Volume177,365
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.10
Price to Sales (P/S)2.43
P/FCF Ratio4.92
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$230.00Price Target Upside45.89% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)17.75
Revenue Forecast (FY)$957.63M
Bulls Say, Bears Say
Bulls Say
High And Durable ProfitabilitySustained high margins (TTM net ~33%, EBIT ~49%) reflect durable underwriting discipline and profitable product mix. Over 2–6 months this supports strong internal capital generation, buffer for catastrophe volatility, and the ability to reinvest in growth or return capital to shareholders.
Conservative Balance Sheet And Capital BaseVery low leverage and >$1B equity provide lasting financial flexibility to absorb losses, support ratings-sensitive reinsurance placements, and fund opportunistic M&A or buybacks. This structural strength reduces refinancing and solvency risk through stress periods.
Strong Cash Generation And Active Capital DeploymentRobust operating and free cash flow closely tracking earnings funds durable capital returns and reinvestment. Ongoing buybacks and large liquid securities preserve shareholder optionality and demonstrate management's ability to convert underwriting profit into persistent value.
Bears Say
Catastrophe/weather ExposureConcentration in Florida homeowners business creates structural exposure to hurricanes. Even with reinsurance, storm timing and severity can materially swing combined ratios and capital metrics over 2–6 months, pressuring underwriting margins and contingency capital needs.
Reinsurance Cost And Placement UncertaintyDependence on third‑party reinsurance terms introduces execution and cost risk that persist over treaty renewals. Adverse market pricing or incomplete placements can raise ceded premium expense, compress underwriting margins, and force retention changes that affect profitability structurally.
Softening Primary Rate EnvironmentA structurally softer rate environment in key markets reduces the firm's pricing leverage over multiple quarters. If rate drift continues, underwriting margins and future premium growth could be curtailed, limiting the durability of recent high returns absent cost or product mix offsets.
HCI Group News
HCI FAQ
What was Hci Group, Inc.’s price range in the past 12 months?
Hci Group, Inc. lowest stock price was $136.37 and its highest was $210.50 in the past 12 months.
What is Hci Group, Inc.’s market cap?
Hci Group, Inc.’s market cap is $2.29B.
When is Hci Group, Inc.’s upcoming earnings report date?
Hci Group, Inc.’s upcoming earnings report date is Aug 06, 2026 which is in 15 days.
How were Hci Group, Inc.’s earnings last quarter?
Hci Group, Inc. released its earnings results on May 06, 2026. The company reported $5.45 earnings per share for the quarter, beating the consensus estimate of $5.263 by $0.187.
Is Hci Group, Inc. overvalued?
According to Wall Street analysts Hci Group, Inc.’s price is currently Undervalued.
Does Hci Group, Inc. pay dividends?
Hci Group, Inc. pays a Quarterly dividend of $0.4 which represents an annual dividend yield of 0.89%. See more information on Hci Group, Inc. dividends here
What is Hci Group, Inc.’s EPS estimate?
Hci Group, Inc.’s EPS estimate is 5.13.
How many shares outstanding does Hci Group, Inc. have?
Hci Group, Inc. has 12,764,808 shares outstanding.
What happened to Hci Group, Inc.’s price movement after its last earnings report?
Hci Group, Inc. reported an EPS of $5.45 in its last earnings report, beating expectations of $5.263. Following the earnings report the stock price went down -0.708%.
Which hedge fund is a major shareholder of Hci Group, Inc.?
Currently, no hedge funds are holding shares in HCI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
HCI Group Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$230.00 (45.89% Upside)
$230.00 (45.89% Upside)
Blogger Sentiment
Bullish
HCI Sentiment 70%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Decreased
By 343.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▲ 0.7%
Last 30 Days ▲ 1.9%
Last 30 Days ▲ 1.9%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.73%
12-Months-Change
Fundamentals
Return on Equity
0.89%
Trailing 12-Months
Asset Growth
33.28%
Trailing 12-Months
Company Description
Hci Group, Inc.
Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.
HCI Stock 12 Month Forecast
Average Price Target
$230.00
▲(45.89% Upside)
Technical Analysis
Horace Mann Educators
―
―
Stewart Information Services
―
Root
―
Skyward Specialty Insurance Group, Inc.
―
Ownership Overview
14.32% Insiders
15.74% Mutual Funds
0.25% Other Institutional Investors
46.56% Public Companies and
Individual Investors