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HCI Group Inc (HCI)
NYSE:HCI
HCI Stock Chart & Stats
$169.42
$1.06(0.94%)
At close: 4:00 PM EST
$169.42
$1.06(0.94%)
Day’s Range― - ―
52-Week Range$129.58 - $210.50
Previous CloseN/A
Volume15.76K
Average Volume (3M)125.86K
Market Cap
$2.20B
Enterprise Value$1.06B
Total Cash (Recent Filing)$1.81B
Total Debt (Recent Filing)$67.32M
Price to Earnings (P/E)7.3
Beta0.55
Next Earnings
May 13, 2026EPS Estimate
5.45Next Dividend Ex-DateN/A
Dividend Yield0.82%
Share Statistics
EPS (TTM)7.25
Shares Outstanding12,991,955
10 Day Avg. Volume137,715
30 Day Avg. Volume125,865
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.10
Price to Sales (P/S)2.43
P/FCF Ratio4.92
Enterprise Value/Market Cap0.48
Enterprise Value/Revenue1.17
Enterprise Value/Gross Profit1.86
Enterprise Value/Ebitda2.35
Forecast
1Y Price Target
$235.00Price Target Upside38.71% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)16.58
Revenue Forecast (FY)$975.23M
Bulls Say, Bears Say
Bulls Say
Revenue & Profitability ScalingHCI has materially grown top-line scale while converting to high reported profitability in 2025. Sustained revenue expansion and a large net margin provide durable earnings power, supporting reinvestment, underwriting capacity and shareholder returns over the medium term.
De-risked Balance SheetExtremely low leverage and a much larger equity base materially improve financial flexibility. This capital structure strengthens the company’s ability to absorb catastrophe losses, pursue accretive acquisitions, and support dividend/buyback programs without stressing solvency metrics.
Strong Cash GenerationRobust operating and free cash flow that tracks net income indicates high cash conversion in profitable years. This durable cash generation underpins organic growth, M&A, debt reduction and capital returns, and provides a buffer through insurance-cycle variability.
Bears Say
Limited Operating DisclosureKey 2025 operating-line items are reported as zero, reducing visibility into underlying underwriting and core operating margin drivers. That opacity makes it harder to assess sustainability of the unusually high net margin and to separate investment or one-off impacts from recurring operating performance.
Prior-cycle VolatilityThe company exhibited meaningful earnings and cash-flow volatility in the recent cycle, including 2022 losses and weak cash. Such cyclicality in P&C underwriting implies that favorable recent results could reverse in adverse loss years, pressuring capital and returns.
Geographic Concentration / Weather RiskHeavy concentration in Florida homeowners insurance exposes HCI to hurricane and weather-driven loss shocks. Even with a low current loss ratio driven by favorable weather, geographic concentration creates persistent tail-risk that can quickly erode underwriting margins and capital in severe seasons.
HCI Group News
HCI FAQ
What was HCI Group Inc’s price range in the past 12 months?
HCI Group Inc lowest stock price was $129.58 and its highest was $210.50 in the past 12 months.
What is HCI Group Inc’s market cap?
HCI Group Inc’s market cap is $2.20B.
When is HCI Group Inc’s upcoming earnings report date?
HCI Group Inc’s upcoming earnings report date is May 13, 2026 which is in 65 days.
How were HCI Group Inc’s earnings last quarter?
HCI Group Inc released its earnings results on Feb 25, 2026. The company reported $7.25 earnings per share for the quarter, beating the consensus estimate of $5.129 by $2.121.
Is HCI Group Inc overvalued?
According to Wall Street analysts HCI Group Inc’s price is currently Undervalued.
Does HCI Group Inc pay dividends?
HCI Group Inc pays a Quarterly dividend of $0.4 which represents an annual dividend yield of 0.82%. See more information on HCI Group Inc dividends here
What is HCI Group Inc’s EPS estimate?
HCI Group Inc’s EPS estimate is 5.45.
How many shares outstanding does HCI Group Inc have?
HCI Group Inc has 12,991,955 shares outstanding.
What happened to HCI Group Inc’s price movement after its last earnings report?
HCI Group Inc reported an EPS of $7.25 in its last earnings report, beating expectations of $5.129. Following the earnings report the stock price went up 4.098%.
Which hedge fund is a major shareholder of HCI Group Inc?
Currently, no hedge funds are holding shares in HCI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
HCI Group Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$235.00 (38.71% Upside)
$235.00 (38.71% Upside)
Blogger Sentiment
Bullish
HCI Sentiment 85%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 84.8K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 0.1%
Last 30 Days ▲ 11.2%
Last 30 Days ▲ 11.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
26.87%
12-Months-Change
Fundamentals
Return on Equity
38.04%
Trailing 12-Months
Asset Growth
38.56%
Trailing 12-Months
Company Description
HCI Group Inc
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
HCI Company Deck
HCI Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted a strong financial performance with significant achievements such as the Exzeo IPO, successful real estate ventures, and insurance policy growth. Although there is a slight negative impact on earnings per share from the Exzeo IPO, the overall outlook is very positive.View all HCI earnings summariesHCI Stock 12 Month Forecast
Average Price Target
$235.00
▲(38.71% Upside)
Technical Analysis
Horace Mann Educators
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ProAssurance
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Stewart Information Services
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Root
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Skyward Specialty Insurance Group, Inc.
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Ownership Overview
6.24% Insiders
17.27% Mutual Funds
5.49% Other Institutional Investors
47.70% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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