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Horace Mann Educators Corp. (HMN)
NYSE:HMN
HMN Stock Chart & Stats
$45.18
-$0.32(-0.84%)
At close: 4:00 PM EST
$45.18
-$0.32(-0.84%)
Day’s Range― - ―
52-Week Range$36.20 - $48.33
Previous CloseN/A
Volume21.15K
Average Volume (3M)252.62K
Market Cap
$1.84B
Enterprise Value$2.72B
Total Cash (Recent Filing)$674.90M
Total Debt (Recent Filing)$842.90M
Price to Earnings (P/E)11.4
Beta0.24
Next Earnings
Feb 11, 2026EPS Estimate
1.16Next Dividend Ex-DateN/A
Dividend Yield3.01%
Share Statistics
EPS (TTM)1.36
Shares Outstanding40,684,967
10 Day Avg. Volume330,917
30 Day Avg. Volume252,622
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.26
Price to Sales (P/S)1.02
P/FCF Ratio3.58
Enterprise Value/Market Cap1.48
Enterprise Value/Revenue1.70
Enterprise Value/Gross Profit4.87
Enterprise Value/Ebitda10.23
Forecast
1Y Price Target
$48.00Price Target Upside6.24% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Capital ManagementHigh confidence in the near-term P&C margin improvement thesis plus capital management outlook.
Sales StrategyHorace Mann's strategy of selling mainly to schoolteachers via its captive salesforce is one that can bear meaningful fruit.
ValuationValuation remains more than 10% less expensive compared to peers.
Bears Say
Management GuidanceManagement's recent KPI guidance track record is mixed.
Horace Mann Educators News
HMN FAQ
What was Horace Mann Educators Corp.’s price range in the past 12 months?
Horace Mann Educators Corp. lowest stock price was $36.20 and its highest was $48.33 in the past 12 months.
What is Horace Mann Educators Corp.’s market cap?
Horace Mann Educators Corp.’s market cap is $1.84B.
When is Horace Mann Educators Corp.’s upcoming earnings report date?
Horace Mann Educators Corp.’s upcoming earnings report date is Feb 11, 2026 which is in 36 days.
How were Horace Mann Educators Corp.’s earnings last quarter?
Horace Mann Educators Corp. released its earnings results on Nov 04, 2025. The company reported $1.36 earnings per share for the quarter, beating the consensus estimate of $1.161 by $0.199.
Is Horace Mann Educators Corp. overvalued?
According to Wall Street analysts Horace Mann Educators Corp.’s price is currently Undervalued.
Does Horace Mann Educators Corp. pay dividends?
Horace Mann Educators Corp. pays a Quarterly dividend of $0.35 which represents an annual dividend yield of 3.01%. See more information on Horace Mann Educators Corp. dividends here
What is Horace Mann Educators Corp.’s EPS estimate?
Horace Mann Educators Corp.’s EPS estimate is 1.16.
How many shares outstanding does Horace Mann Educators Corp. have?
Horace Mann Educators Corp. has 40,684,967 shares outstanding.
What happened to Horace Mann Educators Corp.’s price movement after its last earnings report?
Horace Mann Educators Corp. reported an EPS of $1.36 in its last earnings report, beating expectations of $1.161. Following the earnings report the stock price went up 3.341%.
Which hedge fund is a major shareholder of Horace Mann Educators Corp.?
Currently, no hedge funds are holding shares in HMN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Horace Mann Educators Stock Smart Score
Underperform
1
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10
Analyst Consensus
Hold
Average Price Target:
$48.00 (6.24% Upside)
$48.00 (6.24% Upside)
Blogger Sentiment
Bullish
HMN Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 359.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $200.6K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
21.86%
12-Months-Change
Fundamentals
Return on Equity
12.03%
Trailing 12-Months
Asset Growth
6.81%
Trailing 12-Months
Company Description
Horace Mann Educators Corp.
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products. It also offers student loan solutions, including online student loan management accounts for educators. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.
HMN Company Deck
HMN Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a very strong performance with record EPS, increased guidance, strong segment performances, and significant strategic growth initiatives. Despite minor challenges such as decreased auto retention and elevated expenses due to growth investments, the overall sentiment is highly positive due to the company's robust execution and strategic positioning.View all HMN earnings summariesHMN Stock 12 Month Forecast
Average Price Target
$48.00
▲(6.24% Upside)
Technical Analysis
Safety Insurance Group
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Stewart Information Services
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HCI Group
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Root
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Skyward Specialty Insurance Group, Inc.
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Ownership Overview
1.38% Insiders
40.54% Mutual Funds
18.74% Other Institutional Investors
7.46% Public Companies and
Individual Investors