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Horace Mann Educators Corp. (HMN)
NYSE:HMN
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Horace Mann Educators (HMN) Stock Statistics & Valuation Metrics

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Total Valuation

Horace Mann Educators has a market cap or net worth of $1.92B. The enterprise value is $2.47B.
Market Cap$1.92B
Enterprise Value$2.47B

Share Statistics

Horace Mann Educators has 40,381,172 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding40,381,172
Owned by Insiders1.64%
Owned by Institutions16.76%

Financial Efficiency

Horace Mann Educators’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 1.06%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.06%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee928.51K
Profits Per Employee92.63K
Employee Count1,750
Asset Turnover0.11
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Horace Mann Educators is 10.7. Horace Mann Educators’s PEG ratio is 0.20.
PE Ratio10.7
PS Ratio1.18
PB Ratio1.29
Price to Fair Value1.29
Price to FCF19.59
Price to Operating Cash Flow4.07
PEG Ratio0.20

Income Statement

In the last 12 months, Horace Mann Educators had revenue of 1.62B and earned 162.10M in profits. Earnings per share was 3.93.
Revenue1.62B
Gross Profit572.00M
Operating Income201.20M
Pretax Income201.20M
Net Income162.10M
EBITDA264.70M
Earnings Per Share (EPS)3.93

Cash Flow

In the last 12 months, operating cash flow was 473.70M and capital expenditures 0.00, giving a free cash flow of 473.70M billion.
Operating Cash Flow473.70M
Free Cash Flow473.70M
Free Cash Flow per Share11.73

Dividends & Yields

Horace Mann Educators pays an annual dividend of $0.35, resulting in a dividend yield of 3.01%
Dividend Per Share$0.35
Dividend Yield3.01%
Payout Ratio27.37%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.32
52-Week Price Change12.66%
50-Day Moving Average44.41
200-Day Moving Average44.21
Relative Strength Index (RSI)61.38
Average Volume (3m)252.62K

Important Dates

Horace Mann Educators upcoming earnings date is Aug 5, 2026, After Close (Confirmed).
Last Earnings DateMay 6, 2026
Next Earnings DateAug 5, 2026
Ex-Dividend Date

Financial Position

Horace Mann Educators as a current ratio of 0.00, with Debt / Equity ratio of 40.39%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.31
Net Debt to EBITDA2.14
Interest Coverage Ratio5.53

Taxes

In the past 12 months, Horace Mann Educators has paid 39.10M in taxes.
Income Tax39.10M
Effective Tax Rate0.19

Enterprise Valuation

Horace Mann Educators EV to EBITDA ratio is 9.39, with an EV/FCF ratio of 25.37.
EV to Sales1.53
EV to EBITDA9.39
EV to Free Cash Flow25.37
EV to Operating Cash Flow25.37

Balance Sheet

Horace Mann Educators has $497.50M in cash and marketable securities with $593.80M in debt, giving a net cash position of -$96.30M billion.
Cash & Marketable Securities$497.50M
Total Debt$593.80M
Net Cash-$96.30M
Net Cash Per Share-$2.38
Tangible Book Value Per Share$22.34

Margins

Gross margin is 41.85%, with operating margin of 12.38%, and net profit margin of 9.98%.
Gross Margin41.85%
Operating Margin12.38%
Pretax Margin12.38%
Net Profit Margin9.98%
EBITDA Margin16.29%
EBIT Margin14.62%

Analyst Forecast

The average price target for Horace Mann Educators is $51.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$51.00
Price Target Upside12.31% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast5.46%
EPS Growth Forecast44.56%

Scores

Smart Score8
AI Score