Education
About Us
Working with TipRanks
Follow Us
Horace Mann Educators (HMN)
:HMN
Earnings Data
Report Date
Jul 30, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.57Last Year’s EPS
0.2Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 06, 2025
|% Change Since: 1.82%
|Next Earnings Date:Jul 30, 2025
Earnings Call Sentiment|Positive
The earnings call reflects a strong overall performance with record-breaking core EPS, robust growth in sales across multiple segments, and significant improvements in the Property and Casualty segment. However, there were challenges such as increased catastrophe losses and higher mortality in the Life and Retirement segment. Despite these challenges, the company demonstrated solid progress towards its long-term goals and remains confident in its growth strategy.Company Guidance
During the first quarter of 2025, Horace Mann Educators reported a record core EPS of $1.07, marking a 73% increase over the prior year. The company achieved a core return on equity of 10.6%, a 4.9 percentage point improvement from the previous year. Their Property and Casualty segment showed a robust performance with a combined ratio of 89.4%, improving by 10.5 points compared to the prior year. This segment's net written premiums rose by 8%, driven by higher average premiums. The Life and Retirement segment experienced lower earnings due to higher mortality but remained within actuarial expectations. The Individual Supplemental and Group Benefits segments witnessed a slight increase in core earnings, supported by strong customer demand and a 61% rise in individual supplemental sales. Total net investment income reached $116 million, a 10% increase from the previous year, with a notable 15% increase in income from their internally managed portfolio. Horace Mann reaffirmed its 2025 core EPS guidance range of $3.85 to $4.15, emphasizing its strategic focus on sustained profitable growth, backed by a diversified multiline business model.Record First Quarter Core EPS
Reported core EPS of $1.07, marking a 73% increase over the prior year and a record for the first quarter.
Strong Property and Casualty Segment Performance
Property and Casualty segment reported a combined ratio of 89.4%, a 10.5 point improvement over the prior year.
Significant Net Investment Income Growth
Total net investment income of $116 million, a 10% increase over prior year, with income on the internally managed portfolio up by 15%.
Robust Sales Growth Across Segments
Individual supplemental sales up 61%, auto sales up 8%, and annuity net contract deposits up 6%.
Increased Shareholder Returns
Board approved a dividend increase for the 17th consecutive year and executed $7 million in share repurchases.
Environmental Commitment Achievements
Achieved a 61% reduction in Scope 1 and Scope 2 emissions from the 2019 baseline.
HMN Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
HMN Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 06, 2025 | $41.27 | $41.37 | +0.24% |
Feb 05, 2025 | $38.19 | $40.15 | +5.13% |
Nov 04, 2024 | $36.46 | $38.31 | +5.07% |
Aug 07, 2024 | $32.74 | $32.25 | -1.50% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Horace Mann Educators (HMN) report earnings?
Horace Mann Educators (HMN) is schdueled to report earning on Jul 30, 2025, TBA Not Confirmed.
What is Horace Mann Educators (HMN) earnings time?
Horace Mann Educators (HMN) earnings time is at Jul 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is HMN EPS forecast?
HMN EPS forecast for the fiscal quarter 2025 (Q2) is 0.57.