Horace Mann Educators ( (HMN) ) has released its Q2 earnings. Here is a breakdown of the information Horace Mann Educators presented to its investors.
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Horace Mann Educators Corporation is a leading multiline financial services company dedicated to providing insurance and financial solutions tailored to the needs of educators and the educational community. Based in Springfield, Illinois, the company has been serving its niche market since 1945.
Horace Mann has reported impressive financial results for the second quarter of 2025, showcasing strong profitability and growth momentum. The company achieved a record core earnings of $44.2 million, or $1.06 per share, and a significant increase in total revenue by 6% compared to the previous year.
Key financial highlights include a substantial improvement in the Property & Casualty segment’s combined ratio, which improved by 15 points to 97.0%, and an increase in net premiums and contract charges by 8%. The company’s net income saw a remarkable rise of 673.7% year-over-year, reaching $29.4 million for the quarter.
Looking ahead, Horace Mann has raised its full-year 2025 core EPS guidance to a range of $4.15 to $4.45, reflecting confidence in achieving sustained, profitable growth. The company remains focused on delivering value to shareholders through a solid balance sheet and a compelling dividend strategy.