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LMND Stock Chart & Stats
$61.99
$1.85(3.08%)
At close: 4:00 PM EDT
$61.99
$1.85(3.08%)
Day’s Range― - ―
52-Week Range$45.35 - $99.90
Previous Close$61.24
Volume933.45K
Average Volume (3M)1.33M
Market Cap
$3.71B
Enterprise Value$5.21K
Total Cash (Recent Filing)$380.30M
Total Debt (Recent Filing)$206.40M
Price to Earnings (P/E)―
Beta1.61
Next Earnings
Nov 10, 2026EPS Estimate
-0.6Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.87
Shares Outstanding76,820,786
10 Day Avg. Volume1,093,853
30 Day Avg. Volume1,330,361
Financial Highlights & Ratios
PEG Ratio1.60
Price to Book (P/B)9.58
Price to Sales (P/S)6.93
P/FCF Ratio-197.38
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$62.20Price Target Upside0.34% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)-1.82
Revenue Forecast (FY)$1.21B
Bulls Say, Bears Say
Bulls Say
AI-driven Claims EfficiencySustained LAE improvement from AI claims automation reduces per-claim costs and creates a durable unit-cost advantage. Lower cost-to-serve supports underwriting margins as volumes scale, making profitable underwriting more achievable without proportional increases in claims staffing.
Improving Underwriting MarginsMaterial and sustained gross margin expansion signals improving core underwriting economics from pricing, product mix and claims control. Higher gross margins create a larger buffer to absorb operating spend and accelerate a path to sustained underwriting profitability over the coming quarters.
Stronger Liquidity And Cash GenerationLarge cash position plus recurring positive adjusted free cash flow provide durable capital to fund growth, satisfy regulatory surplus needs, and absorb underwriting volatility. This reduces near-term dilution risk and supports multi-quarter customer acquisition and product expansion investments.
Bears Say
Persistent GAAP Losses & Negative ROEOngoing GAAP losses and negative ROE reflect capital being consumed rather than returns being generated. Until underwriting profit and operating leverage consistently convert to GAAP profitability, the company risks capital erosion, potential dilution and constrained ability to reinvest at scale.
High Operating Spend And Growth CadenceElevated sales, marketing and tech spend can delay durable profitability if growth does not sustainably outpace costs. Even with LTV:CAC ~3x, outsized growth spend risks margin pressure and cash volatility if cohorts perform below expectations or unit economics reprice.
Reliance On Structured External FinancingDependence on third-party growth financing introduces leverage, covenant constraints and funding costs tied to Treasury rates. This structural financing model can limit marketing flexibility, amplify funding costs if rates rise, and create execution risk if premium collection or cohort economics slip.
Lemonade News
LMND FAQ
What was Lemonade’s price range in the past 12 months?
Lemonade lowest stock price was $45.35 and its highest was $99.90 in the past 12 months.
What is Lemonade’s market cap?
Lemonade’s market cap is $3.71B.
When is Lemonade’s upcoming earnings report date?
Lemonade’s upcoming earnings report date is Nov 10, 2026 which is in 96 days.
How were Lemonade’s earnings last quarter?
Lemonade released its earnings results on Jul 29, 2026. The company reported -$0.56 earnings per share for the quarter, beating the consensus estimate of -$0.564 by $0.004.
Is Lemonade overvalued?
According to Wall Street analysts Lemonade’s price is currently Undervalued.
Does Lemonade pay dividends?
Lemonade does not currently pay dividends.
What is Lemonade’s EPS estimate?
Lemonade’s EPS estimate is -0.6.
How many shares outstanding does Lemonade have?
Lemonade has 76,820,786 shares outstanding.
What happened to Lemonade’s price movement after its last earnings report?
Lemonade reported an EPS of -$0.56 in its last earnings report, beating expectations of -$0.564. Following the earnings report the stock price went down -23.716%.
Which hedge fund is a major shareholder of Lemonade?
Currently, no hedge funds are holding shares in LMND
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lemonade Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$62.20 (0.34% Upside)
$62.20 (0.34% Upside)
Blogger Sentiment
Bullish
LMND Sentiment 79%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 90.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $275.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▲ 1.0%
Last 30 Days ▼ 0.8%
Last 30 Days ▼ 0.8%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
48.27%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
18.93%
Trailing 12-Months
Company Description
Lemonade
Lemonade, Inc. functions as an insurance provider operating across the United States and Europe, offering a diverse array of policies. Their core coverage options encompass protection against stolen or damaged personal property, as well as personal liability insurance designed to safeguard customers if they are deemed responsible for accidents or harm to others or their assets. Specifically, they provide renters, homeowners, pet, auto, life, and landlord insurance products. Additionally, the company extends its services by acting as an agent for other insurance carriers. Founded in 2015 as Lemonade Group, Inc., the New York-headquartered firm later adopted its current name, Lemonade, Inc.
LMND Company Deck
LMND Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive: strong top-line acceleration (revenue +79%, IFP +32.5%), record gross profit, meaningful improvements in adjusted EBITDA and free cash flow, industry-leading claims efficiency (LAE 5%), and positive operating momentum across car and product expansion. Key near-term challenges include elevated operating expenses, ongoing GAAP net losses, seasonal negative operating cash flow, and pressure in pet insurance from vet cost inflation. Management provided reassuring context on capital (reinsurance and financing improvements), sustainable unit economics (LTV:CAC ~3x), and guidance that targets adjusted EBITDA breakeven in Q4, supporting an overall constructive outlook.View all LMND earnings summariesLMND Stock 12 Month Forecast
Average Price Target
$62.20
▲(0.34% Upside)
Technical Analysis
Ownership Overview
11.80% Insiders
14.09% Mutual Funds
3.03% Other Institutional Investors
56.88% Public Companies and Individual Investors