Lemonade Inc (LMND)
NYSE:LMND
Want to see LMND full AI Analyst Report?
LMND Stock Chart & Stats
$70.94
-$1.54(-4.26%)
At close: 4:00 PM EST
$70.94
-$1.54(-4.26%)
Day’s Range― - ―
52-Week Range$32.62 - $99.90
Previous CloseN/A
Volume975.37K
Average Volume (3M)1.63M
Market Cap
$4.46B
Enterprise Value$4.28B
Total Cash (Recent Filing)$577.80M
Total Debt (Recent Filing)$200.40M
Price to Earnings (P/E)―
Beta1.38
Next Earnings
Aug 05, 2026EPS Estimate
-0.56Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.91
Shares Outstanding76,820,786
10 Day Avg. Volume1,360,954
30 Day Avg. Volume1,634,200
Financial Highlights & Ratios
PEG Ratio1.60
Price to Book (P/B)9.58
Price to Sales (P/S)6.93
P/FCF Ratio-197.38
Enterprise Value/Market Cap0.96
Enterprise Value/Revenue5.21
Enterprise Value/Gross Profit10.96
Enterprise Value/Ebitda-35.47
Forecast
1Y Price Target
$65.14Price Target Upside-8.17% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering8
EPS Forecast (FY)-1.73
Revenue Forecast (FY)$1.21B
Bulls Say, Bears Say
Bulls Say
Capital Allocation And Customer EconomicsManagement's disciplined balance of growth reinvestment and a commitment to achieve EBITDA profitability while preserving favorable customer economics supports scalable margin improvement.
Operating PerformanceRobust premium growth and improving unit economics create a clearer path to EBITDA profitability and reinforce operating cashflow momentum.
Technology And Strategic PartnershipAn AI-native platform combined with a strategic partnership with Tesla positions the company to capture early, higher-margin opportunities from autonomous vehicle insurance.
Bears Say
Growth Spending And Execution RiskHigher-than-expected growth spending and the need to expand the auto insurance product cost-efficiently introduce execution risk that may delay expense ratio improvement if underwriting discipline is not maintained.
Loss ExperienceA persistently elevated trailing gross loss ratio indicates claims experience remains high and could continue to pressure margins and profitability.
Profitability Timing UncertaintyInvestor concern that EBITDA losses may not compress quickly enough increases uncertainty about the timing of sustainable profitability and could weigh on sentiment.
Lemonade News
LMND FAQ
What was Lemonade Inc’s price range in the past 12 months?
Lemonade Inc lowest stock price was $32.62 and its highest was $99.90 in the past 12 months.
What is Lemonade Inc’s market cap?
Lemonade Inc’s market cap is $4.46B.
When is Lemonade Inc’s upcoming earnings report date?
Lemonade Inc’s upcoming earnings report date is Aug 05, 2026 which is in 63 days.
How were Lemonade Inc’s earnings last quarter?
Lemonade Inc released its earnings results on Apr 29, 2026. The company reported -$0.47 earnings per share for the quarter, beating the consensus estimate of -$0.566 by $0.096.
Is Lemonade Inc overvalued?
According to Wall Street analysts Lemonade Inc’s price is currently Overvalued.
Does Lemonade Inc pay dividends?
Lemonade Inc does not currently pay dividends.
What is Lemonade Inc’s EPS estimate?
Lemonade Inc’s EPS estimate is -0.56.
How many shares outstanding does Lemonade Inc have?
Lemonade Inc has 76,820,786 shares outstanding.
What happened to Lemonade Inc’s price movement after its last earnings report?
Lemonade Inc reported an EPS of -$0.47 in its last earnings report, beating expectations of -$0.566. Following the earnings report the stock price went down -14.855%.
Which hedge fund is a major shareholder of Lemonade Inc?
Currently, no hedge funds are holding shares in LMND
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lemonade Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$65.14 (-8.17% Downside)
$65.14 (-8.17% Downside)
Blogger Sentiment
Bullish
LMND Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 90.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $207.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.8%
Last 30 Days ▼ 2.9%
Last 30 Days ▼ 2.9%
News Sentiment
Bullish
Bullish news 79%
Bearish news 25%
Bearish news 25%
Technicals
SMA
Negative
20 days / 200 days
Momentum
75.28%
12-Months-Change
Fundamentals
Return on Equity
-26.52%
Trailing 12-Months
Asset Growth
19.68%
Trailing 12-Months
Company Description
Lemonade Inc
Lemonade, Inc. provides various insurance products in the United States and Europe. Its insurance products include stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. The company also offers renters, homeowners, pet, car, and life insurance products, as well as landlord insurance policies. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. and changed its name to Lemonade, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.
LMND Company Deck
LMND Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong and accelerating top-line growth (IFP +32% YoY, revenue +71% YoY), substantial expansion in gross profit (+159%) and improving profitability measures (adjusted EBITDA loss narrowed 64% and adjusted free cash flow positive). Management highlighted sustainable unit economics (LTV:CAC >3), operational leverage from AI-driven automation (IFP per employee >$1M, LAE ~6%), and material progress in key product lines (Pet IFP $500M). Key challenges remain: a relatively high gross loss/combined ratio (~138% combined per analyst), rising operating expenses and stock-based comp, ADR pressure from prior book clean-up, and remaining GAAP net losses. Given the pronounced improvements in growth, margins, cash flow, and explicit targets toward breakeven (positive EBITDA quarter expected in Q4), the positive developments materially outweigh the lingering lowlights.View all LMND earnings summariesLMND Stock 12 Month Forecast
Average Price Target
$65.14
▼(-8.17% Downside)
Technical Analysis
Ownership Overview
11.87% Insiders
14.12% Mutual Funds
11.68% Other Institutional Investors
49.30% Public Companies and Individual Investors