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LMND Stock Chart & Stats
$61.99
$1.85(3.08%)
At close: 4:00 PM EDT
$61.99
$1.85(3.08%)
Day’s Range― - ―
52-Week Range$46.16 - $99.90
Previous Close$61.24
Volume933.45K
Average Volume (3M)1.33M
Market Cap
$4.17B
Enterprise Value$5.21K
Total Cash (Recent Filing)$559.90M
Total Debt (Recent Filing)$206.40M
Price to Earnings (P/E)―
Beta1.45
Next Earnings
Nov 10, 2026EPS Estimate
-0.6Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.87
Shares Outstanding77,396,614
10 Day Avg. Volume1,093,853
30 Day Avg. Volume1,330,361
Financial Highlights & Ratios
PEG Ratio1.60
Price to Book (P/B)9.58
Price to Sales (P/S)6.93
P/FCF Ratio-197.38
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$52.50Price Target Upside-15.31% Downside
Rating ConsensusHold
Number of Analyst Covering6
EPS Forecast (FY)-1.85
Revenue Forecast (FY)$1.22B
Bulls Say, Bears Say
Bulls Say
Accelerating Premium And Customer GrowthRapid growth in premiums, customers and premium per customer indicates expanding adoption of Lemonade’s digital insurance platform. Sustained IFP acceleration across 11 consecutive quarters could improve scale economics and support broader product distribution over the next several quarters.
Improving Underwriting And Claims EconomicsHigher gross profit and materially lower loss-adjustment expense show improving unit economics, supported by AI-driven claims automation. If these efficiency gains persist as the policy base expands, Lemonade can convert growth into stronger margins without proportional increases in servicing costs.
Broadening Product Reach And Cross-sellExpansion across states and product categories increases the addressable market while cross-selling can lower acquisition costs and deepen customer relationships. Car availability and strong cross-sell provide additional routes to premium growth beyond the established renters and homeowners franchises.
Bears Say
Persistent GAAP LossesLemonade remains dependent on continued scaling and operating improvements to reach GAAP profitability. Ongoing losses can consume capital and weaken returns on equity, making the improving margin trajectory less durable if growth slows or claims and operating costs rise.
High Operating And Customer Acquisition CostsExpense growth materially exceeds the company’s current profitability base, particularly in sales, marketing, technology and G&A. Although management cites an LTV:CAC ratio near 3x, sustained heavy investment could delay breakeven and make future earnings sensitive to customer acquisition efficiency.
Claims Inflation And Reserve UncertaintyVeterinary cost inflation can pressure pet insurance margins and require rate increases that may affect retention or growth. In addition, recent favorable reserve releases may not recur, so future results could provide a less favorable view of underlying claims performance as the business scales.
Lemonade News
LMND FAQ
What was Lemonade’s price range in the past 12 months?
Lemonade lowest stock price was $46.16 and its highest was $99.90 in the past 12 months.
What is Lemonade’s market cap?
Lemonade’s market cap is $4.17B.
When is Lemonade’s upcoming earnings report date?
Lemonade’s upcoming earnings report date is Nov 10, 2026 which is in 75 days.
How were Lemonade’s earnings last quarter?
Lemonade released its earnings results on Jul 29, 2026. The company reported -$0.56 earnings per share for the quarter, beating the consensus estimate of -$0.564 by $0.004.
Is Lemonade overvalued?
According to Wall Street analysts Lemonade’s price is currently Overvalued.
Does Lemonade pay dividends?
Lemonade does not currently pay dividends.
What is Lemonade’s EPS estimate?
Lemonade’s EPS estimate is -0.6.
How many shares outstanding does Lemonade have?
Lemonade has 77,396,614 shares outstanding.
What happened to Lemonade’s price movement after its last earnings report?
Lemonade reported an EPS of -$0.56 in its last earnings report, beating expectations of -$0.564. Following the earnings report the stock price went down -23.716%.
Which hedge fund is a major shareholder of Lemonade?
Currently, no hedge funds are holding shares in LMND
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lemonade Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$52.50 (-15.31% Downside)
$52.50 (-15.31% Downside)
Blogger Sentiment
Bullish
LMND Sentiment 81%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 136.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $853.6K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 0.3%
Last 30 Days ▲ 2.7%
Last 30 Days ▲ 2.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
48.27%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
18.93%
Trailing 12-Months
Company Description
Lemonade
Lemonade, Inc. functions as an insurance provider operating across the United States and Europe, offering a diverse array of policies. Their core coverage options encompass protection against stolen or damaged personal property, as well as personal liability insurance designed to safeguard customers if they are deemed responsible for accidents or harm to others or their assets. Specifically, they provide renters, homeowners, pet, auto, life, and landlord insurance products. Additionally, the company extends its services by acting as an agent for other insurance carriers. Founded in 2015 as Lemonade Group, Inc., the New York-headquartered firm later adopted its current name, Lemonade, Inc.
LMND Company Deck
LMND Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive: strong top-line acceleration (revenue +79%, IFP +32.5%), record gross profit, meaningful improvements in adjusted EBITDA and free cash flow, industry-leading claims efficiency (LAE 5%), and positive operating momentum across car and product expansion. Key near-term challenges include elevated operating expenses, ongoing GAAP net losses, seasonal negative operating cash flow, and pressure in pet insurance from vet cost inflation. Management provided reassuring context on capital (reinsurance and financing improvements), sustainable unit economics (LTV:CAC ~3x), and guidance that targets adjusted EBITDA breakeven in Q4, supporting an overall constructive outlook.View all LMND earnings summariesLMND Stock 12 Month Forecast
Average Price Target
$52.50
▼(-15.31% Downside)
Technical Analysis
Ownership Overview
11.70% Insiders
13.99% Mutual Funds
10.26% Other Institutional Investors
49.92% Public Companies and Individual Investors