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Lemonade Inc (LMND)
:LMND
LMND Stock Chart & Stats
$58.45
-$1.54(-4.26%)
At close: 4:00 PM EST
$58.45
-$1.54(-4.26%)
Day’s Range― - ―
52-Week Range$17.91 - $62.00
Previous CloseN/A
Volume975.37K
Average Volume (3M)2.48M
Market Cap
$3.85B
Enterprise Value$3.36B
Total Cash (Recent Filing)$670.30M
Total Debt (Recent Filing)$143.70M
Price to Earnings (P/E)―
Beta2.09
Next Earnings
Nov 05, 2025EPS Estimate
-0.7Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.60
Shares Outstanding73,886,410
10 Day Avg. Volume2,113,976
30 Day Avg. Volume2,476,453
Financial Highlights & Ratios
PEG Ratio0.80
Price to Book (P/B)4.39
Price to Sales (P/S)4.95
P/FCF Ratio-125.25
Enterprise Value/Market Cap0.87
Enterprise Value/Revenue5.59
Enterprise Value/Gross Profit14.03
Enterprise Value/Ebitda-17.82
Forecast
1Y Price Target
$43.86Price Target Upside-24.96% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering9
Bulls Say, Bears Say
Bulls Say
Capital EfficiencyLemonade's growth will require less capital compared to personal insurance peers, due to less restriction from a rating agency perspective.
Financial PerformanceIn-force premiums (IFP) grew 29%, slightly above the 27% estimate, and revenue grew 35%, to $164 million, above the $161 million estimate, reflecting favorable ceding commissions.
Profitability OutlookThe net loss ratio of 69% was better than the 80% estimate and improved 10% year-over-year.
Bears Say
Expense RatioSuccess in the D2C auto and home channel requires a low-cost competitive advantage, but Lemonade's current expense ratio is far above peers.
Reinsurance DependencyLemonade is still more reliant than peers on reinsurance, which is a risk as reinsurance appetites could shrink if loss ratios deteriorate.
Valuation ConcernsA best-case scenario is needed to justify Lemonade's current stock valuation, as it hasn't yet demonstrated profitability and runs at a higher operating leverage.
Lemonade News
LMND FAQ
What was Lemonade Inc’s price range in the past 12 months?
Lemonade Inc lowest stock price was $17.91 and its highest was $62.00 in the past 12 months.
What is Lemonade Inc’s market cap?
Lemonade Inc’s market cap is $3.85B.
When is Lemonade Inc’s upcoming earnings report date?
Lemonade Inc’s upcoming earnings report date is Nov 05, 2025 which is in 7 days.
How were Lemonade Inc’s earnings last quarter?
Lemonade Inc released its earnings results on Aug 05, 2025. The company reported -$0.6 earnings per share for the quarter, beating the consensus estimate of -$0.79 by $0.19.
Is Lemonade Inc overvalued?
According to Wall Street analysts Lemonade Inc’s price is currently Overvalued.
Does Lemonade Inc pay dividends?
Lemonade Inc does not currently pay dividends.
What is Lemonade Inc’s EPS estimate?
Lemonade Inc’s EPS estimate is -0.7.
How many shares outstanding does Lemonade Inc have?
Lemonade Inc has 73,886,410 shares outstanding.
What happened to Lemonade Inc’s price movement after its last earnings report?
Lemonade Inc reported an EPS of -$0.6 in its last earnings report, beating expectations of -$0.79. Following the earnings report the stock price went up 29.541%.
Which hedge fund is a major shareholder of Lemonade Inc?
Currently, no hedge funds are holding shares in LMND
Lemonade Stock Smart Score
Neutral
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Analyst Consensus
Moderate Sell
Average Price Target:
$43.86 (-24.96% Downside)
$43.86 (-24.96% Downside)
Blogger Sentiment
Bullish
LMND Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 24.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $297.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.2%
Last 30 Days ▼ 3.5%
Last 30 Days ▼ 3.5%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
217.14%
12-Months-Change
Fundamentals
Return on Equity
-35.10%
Trailing 12-Months
Asset Growth
14.12%
Trailing 12-Months
Company Description
Lemonade Inc
Lemonade, Inc. (LMND) is an insurance technology company that leverages artificial intelligence and behavioral economics to offer homeowners and renters insurance, as well as pet insurance. Founded in 2015, the company operates primarily in the insurtech sector, providing a digital platform that simplifies the process of purchasing, managing, and claiming insurance. Lemonade's core offerings include customizable insurance policies, instant claims processing, and a focus on social impact through its Giveback program, which donates a portion of unclaimed premiums to charitable causes chosen by its customers.
LMND Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a strong financial performance with significant growth in key metrics such as IFP, gross profit, and adjusted free cash flow. However, challenges remain with non-renewals affecting annual dollar retention and increased operating expenses. The strategic expansion in Europe and improvements in Lemonade Car are positive indicators for future growth.View all LMND earnings summariesLMND Stock 12 Month Forecast
Average Price Target
$43.86
▼(-24.96% Downside)
Technical Analysis
Stewart Information Services
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Kemper
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Palomar Holdings
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Root
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Aspen Insurance Holdings Ltd Class A
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Ownership Overview
19.15% Insiders
12.78% Mutual Funds
0.94% Other Institutional Investors
50.63% Public Companies and Individual Investors