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Lemonade (LMND)
NYSE:LMND
Earnings Data
Report Date
Mar 03, 2026TBA (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
-0.43Last Year’s EPS
-0.42Same Quarter Last Year
Moderate Sell
Based on 8 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
Lemonade reported significant revenue growth and improved profitability metrics, driven by strong performance in the auto segment and operational efficiencies. However, the company continues to face challenges in the home insurance segment and reported an EBITDA loss, though the loss has improved. The positive cash flow and financial position provide a strong foundation for future growth.Company Guidance
Revenue and Growth Metrics
Lemonade's in-force premium grew to $1.16 billion, marking the eighth consecutive quarter of accelerating growth. Revenue was up 42% year-on-year, while in-force premium enjoyed 30% growth.
Automobile Segment Performance
The car segment saw 40% growth with more than half coming from existing Lemonade customers, which led to transformative unit economics and a 16% improvement in the loss ratio year-on-year.
Gross Profit and Margin Improvements
Gross profit more than doubled to $18 million, and gross margin climbed into the 40s. The company achieved a 261% surge in gross profit over the past two years with underlying expenses increasing by single digits.
Operational Efficiency via AI
Lemonade achieved a superior level of efficiency with an LAE of 7% on average across all products due to investment in automation, despite being a relatively small carrier.
Financial Position and Guidance
Adjusted free cash flow was positive for the second consecutive quarter at $18 million. The company ended the quarter with just under $1.1 billion in cash and investments. Revenue guidance for Q4 implies a 49% year-on-year growth rate at the high end.
LMND Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
LMND Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 05, 2025 | $58.66 | $78.73 | +34.21% |
Aug 05, 2025 | $37.00 | $47.93 | +29.54% |
May 06, 2025 | $30.00 | $30.31 | +1.03% |
Feb 25, 2025 | $31.99 | $31.48 | -1.59% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Lemonade (LMND) report earnings?
Lemonade (LMND) is schdueled to report earning on Mar 03, 2026, TBA (Confirmed).
What is Lemonade (LMND) earnings time?
Lemonade (LMND) earnings time is at Mar 03, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is LMND EPS forecast?
LMND EPS forecast for the fiscal quarter 2025 (Q4) is -0.43.
