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Lemonade (LMND)
NYSE:LMND
Earnings Data
Report Date
Jul 30, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
-0.75Last Year’s EPS
-0.81Same Quarter Last Year
Moderate Sell
Based on 8 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:May 06, 2025
|% Change Since: 8.57%
|Next Earnings Date:Jul 30, 2025
Earnings Call Sentiment|Positive
The earnings call showcased strong top-line growth, efficient cost management due to AI, and promising developments in Lemonade Car, contributing to a positive outlook. However, challenges such as the impact of the California wildfires and increased operating expenses temper the overall sentiment.Company Guidance
During the Lemonade Q1 2025 earnings call, the company provided several key metrics and guidance for the fiscal year. The firm reported a year-on-year growth of 27% in the first quarter, marking the sixth consecutive quarter of accelerating top-line growth. Despite the impact of the California wildfires, which contributed 16 percentage points to the gross loss ratio, the trailing 12-month gross loss ratio remained stable at 73%, with an adjusted gross profit increase of 25% year-over-year. Lemonade reiterated its expectation of achieving EBITDA breakeven by the end of 2026 and adjusted free cash flow in 2025. For Q2 2025, the company anticipates in-force premium between $1.061 billion and $1.064 billion, gross earned premium between $246 million and $248 million, and revenue between $157 million and $159 million. For the full year 2025, it expects in-force premium at December 31 of between $1.203 billion and $1.208 billion, with an adjusted EBITDA loss of between $140 million and $135 million.Consistent Top-Line Growth
Q1 2025 marked the sixth consecutive quarter of accelerating top-line growth at 27% year-on-year, with no material rise in expenses except for growth spend.
AI Impact on Operating Efficiency
Over the past 10 quarters, expenses have declined in real terms while the book increased by over 65%, demonstrating AI's contribution to efficiency gains.
Lemonade Car Momentum
Lemonade Car's quarter-over-quarter IFP growth outpaced the rest of the business for the first time, with significant improvements in conversion rates and cross-sales.
Cash Position and Investment Income
Total cash, cash equivalents, and investments ended the quarter at approximately $996 million, up $69 million year-on-year, with a 26% increase in investment income.
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LMND Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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LMND Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 06, 2025 | $30.00 | $30.31 | +1.03% |
Feb 25, 2025 | $31.99 | $31.48 | -1.59% |
Oct 30, 2024 | $18.75 | $23.77 | +26.77% |
Jul 30, 2024 | $22.63 | $18.03 | -20.33% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Lemonade (LMND) report earnings?
Lemonade (LMND) is schdueled to report earning on Jul 30, 2025, TBA Not Confirmed.
What is Lemonade (LMND) earnings time?
Lemonade (LMND) earnings time is at Jul 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is LMND EPS forecast?
LMND EPS forecast for the fiscal quarter 2025 (Q2) is -0.75.
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