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Hagerty Inc Class A (HGTY)
NYSE:HGTY
US Market
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Hagerty Inc Class A (HGTY) Price & Analysis

67 Followers

HGTY Stock Chart & Stats

$10.83
-$0.04(-0.42%)
At close: 4:00 PM EST
$10.83
-$0.04(-0.42%)

Bulls Say, Bears Say

Bulls Say
Top-line Growth & DistributionSustained premium and policy growth, plus industry-leading 89% retention, indicate durable demand in the collector-insurance niche. Strong new-business flow and retention expand lifetime customer value and create a reliable recurring revenue base, supporting multi-year premium momentum.
Underwriting ProfitabilityImproved adjusted EBITDA and an ~87% combined ratio show underwriting discipline and operating leverage in the insurance book. Favorable reserve development reduces future loss uncertainty, strengthening sustainable profitability and capital generation over coming years.
Cash Generation & LiquidityConsistent positive operating and free cash flow, plus sizable cash and investments, provide financial flexibility to fund claims, underwriting, and strategic investments. This liquidity profile supports growth initiatives and buffers cyclical insurance volatility over the medium term.
Bears Say
TTM Revenue And Margin DecelerationTrailing-twelve-month revenue decline and compressed margins represent a meaningful slowdown from 2025 levels. If sustained, lower growth and profitability reduce reinvestment capacity and make the business more sensitive to underwriting or market shocks across the 2–6 month horizon and beyond.
GAAP Accounting HeadwindsThe large deferred ceding-commission amortization is a material GAAP drag on reported results and can distort performance comparability, incentive metrics, and covenant tests. Even if transitory, the accounting hit affects investor and stakeholder perception until it fully amortizes by year-end.
Execution Risk From Large Conversions & ExpansionConverting hundreds of thousands of policies and expanding distribution across states and internationally creates regulatory, systems, and claims operational complexity. Execution missteps or delays could raise costs, slow premium realization, and pressure margins over the multi-year conversion window.

Hagerty Inc Class A News

HGTY FAQ

What was Hagerty Inc Class A’s price range in the past 12 months?
Hagerty Inc Class A lowest stock price was $8.81 and its highest was $14.00 in the past 12 months.
    What is Hagerty Inc Class A’s market cap?
    Hagerty Inc Class A’s market cap is $4.22B.
      When is Hagerty Inc Class A’s upcoming earnings report date?
      Hagerty Inc Class A’s upcoming earnings report date is Aug 11, 2026 which is in 31 days.
        How were Hagerty Inc Class A’s earnings last quarter?
        Hagerty Inc Class A released its earnings results on May 06, 2026. The company reported -$0.04 earnings per share for the quarter, beating the consensus estimate of -$0.055 by $0.015.
          Is Hagerty Inc Class A overvalued?
          According to Wall Street analysts Hagerty Inc Class A’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Hagerty Inc Class A pay dividends?
            Hagerty Inc Class A does not currently pay dividends.
            What is Hagerty Inc Class A’s EPS estimate?
            Hagerty Inc Class A’s EPS estimate is -0.09.
              How many shares outstanding does Hagerty Inc Class A have?
              Hagerty Inc Class A has 101,802,246 shares outstanding.
                What happened to Hagerty Inc Class A’s price movement after its last earnings report?
                Hagerty Inc Class A reported an EPS of -$0.04 in its last earnings report, beating expectations of -$0.055. Following the earnings report the stock price went down -2.138%.
                  Which hedge fund is a major shareholder of Hagerty Inc Class A?
                  Currently, no hedge funds are holding shares in HGTY
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Hagerty Inc Class A

                    Hagerty, Inc. operates globally, serving as an insurance agency that specializes in policies for automobiles and boats, in addition to offering reinsurance products. Beyond its core insurance offerings, the company provides a suite of services and platforms: Hagerty Media distributes content through its HDC Magazine, various video productions, and a dedicated YouTube channel. HDC (Hagerty Drivers Club) is a subscription service that grants members access to the HDC Magazine, exclusive automotive events, proprietary vehicle valuation tools, emergency roadside assistance, and special vehicle-related discounts. HVT (Hagerty Valuation Tools) allows customers to access both current and historical pricing data for collector vehicles such as cars, trucks, SUVs, and motorcycles. Hagerty Events organizes a wide variety of gatherings, from intimate meetings to large-scale productions. DriveShare functions as a peer-to-peer platform for renting out classic and unique vehicles. MotorsportReg is an online system that streamlines membership, licensing, and event management for motorsports, automating aspects like event listings, registration processes, and payment collection. Hagerty Garage + Social furnishes clubhouses and secure storage facilities for vehicles. The company's primary operations are based in Traverse City, Michigan.

                    Hagerty Inc Class A (HGTY) Earnings & Revenues

                    HGTY Company Deck

                    HGTY Earnings Call

                    Q1 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call communicated robust operational momentum: high single-digit to mid-teens premium growth, record new policy additions, a 77% increase in adjusted EBITDA, strong auction results, and a material structural improvement from assuming 100% of U.S. underwriting economics. The primary negatives are temporary GAAP and cash-flow impacts driven by the Markel fronting transition (notably an $89M deferred ceding commission amortization) and some marketplace revenue volatility and upfront investment/seasonality. Given management’s reaffirmed guidance and commentary that the GAAP hits will normalize by year-end, the positives outweigh the near-term accounting and timing headwinds.View all HGTY earnings summaries

                    HGTY Stock 12 Month Forecast

                    Average Price Target

                    $11.97
                    ▲(10.56% Upside)
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<span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 0,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 2, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#828080","enabled":true,"symbol":"circle"}},{"y":10.02,"date":1754006400000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 2, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":11.25,"date":1756684800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div 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