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HGTY Stock Chart & Stats
$10.83
-$0.04(-0.42%)
At close: 4:00 PM EST
$10.83
-$0.04(-0.42%)
Day’s Range― - ―
52-Week Range$8.81 - $14.00
Previous CloseN/A
Volume23.23K
Average Volume (3M)114.25K
Market Cap
$4.22B
Enterprise Value$3.63B
Total Cash (Recent Filing)$476.32M
Total Debt (Recent Filing)$317.26M
Price to Earnings (P/E)23.3
Beta0.57
Next Earnings
Aug 11, 2026EPS Estimate
-0.09Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.52
Shares Outstanding101,802,246
10 Day Avg. Volume121,833
30 Day Avg. Volume114,248
Financial Highlights & Ratios
PEG Ratio0.09
Price to Book (P/B)4.12
Price to Sales (P/S)0.87
P/FCF Ratio6.52
Enterprise Value/Market Cap0.86
Enterprise Value/Revenue2.56
Enterprise Value/Gross Profit3.28
Enterprise Value/Ebitda29.47
Forecast
1Y Price Target
$11.97Price Target Upside10.56% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)-0.1
Revenue Forecast (FY)$1.30B
Bulls Say, Bears Say
Bulls Say
Top-line Growth & DistributionSustained premium and policy growth, plus industry-leading 89% retention, indicate durable demand in the collector-insurance niche. Strong new-business flow and retention expand lifetime customer value and create a reliable recurring revenue base, supporting multi-year premium momentum.
Underwriting ProfitabilityImproved adjusted EBITDA and an ~87% combined ratio show underwriting discipline and operating leverage in the insurance book. Favorable reserve development reduces future loss uncertainty, strengthening sustainable profitability and capital generation over coming years.
Cash Generation & LiquidityConsistent positive operating and free cash flow, plus sizable cash and investments, provide financial flexibility to fund claims, underwriting, and strategic investments. This liquidity profile supports growth initiatives and buffers cyclical insurance volatility over the medium term.
Bears Say
TTM Revenue And Margin DecelerationTrailing-twelve-month revenue decline and compressed margins represent a meaningful slowdown from 2025 levels. If sustained, lower growth and profitability reduce reinvestment capacity and make the business more sensitive to underwriting or market shocks across the 2–6 month horizon and beyond.
GAAP Accounting HeadwindsThe large deferred ceding-commission amortization is a material GAAP drag on reported results and can distort performance comparability, incentive metrics, and covenant tests. Even if transitory, the accounting hit affects investor and stakeholder perception until it fully amortizes by year-end.
Execution Risk From Large Conversions & ExpansionConverting hundreds of thousands of policies and expanding distribution across states and internationally creates regulatory, systems, and claims operational complexity. Execution missteps or delays could raise costs, slow premium realization, and pressure margins over the multi-year conversion window.
Hagerty Inc Class A News
HGTY FAQ
What was Hagerty Inc Class A’s price range in the past 12 months?
Hagerty Inc Class A lowest stock price was $8.81 and its highest was $14.00 in the past 12 months.
What is Hagerty Inc Class A’s market cap?
Hagerty Inc Class A’s market cap is $4.22B.
When is Hagerty Inc Class A’s upcoming earnings report date?
Hagerty Inc Class A’s upcoming earnings report date is Aug 11, 2026 which is in 31 days.
How were Hagerty Inc Class A’s earnings last quarter?
Hagerty Inc Class A released its earnings results on May 06, 2026. The company reported -$0.04 earnings per share for the quarter, beating the consensus estimate of -$0.055 by $0.015.
Is Hagerty Inc Class A overvalued?
According to Wall Street analysts Hagerty Inc Class A’s price is currently Undervalued.
Does Hagerty Inc Class A pay dividends?
Hagerty Inc Class A does not currently pay dividends.
What is Hagerty Inc Class A’s EPS estimate?
Hagerty Inc Class A’s EPS estimate is -0.09.
How many shares outstanding does Hagerty Inc Class A have?
Hagerty Inc Class A has 101,802,246 shares outstanding.
What happened to Hagerty Inc Class A’s price movement after its last earnings report?
Hagerty Inc Class A reported an EPS of -$0.04 in its last earnings report, beating expectations of -$0.055. Following the earnings report the stock price went down -2.138%.
Which hedge fund is a major shareholder of Hagerty Inc Class A?
Currently, no hedge funds are holding shares in HGTY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hagerty Inc Class A Stock Smart Score
Neutral
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7
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$11.97 (10.56% Upside)
$11.97 (10.56% Upside)
Blogger Sentiment
Bullish
HGTY Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 238.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $99.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.01%
12-Months-Change
Fundamentals
Return on Equity
14.47%
Trailing 12-Months
Asset Growth
9.25%
Trailing 12-Months
Company Description
Hagerty Inc Class A
Hagerty, Inc. operates globally, serving as an insurance agency that specializes in policies for automobiles and boats, in addition to offering reinsurance products. Beyond its core insurance offerings, the company provides a suite of services and platforms: Hagerty Media distributes content through its HDC Magazine, various video productions, and a dedicated YouTube channel. HDC (Hagerty Drivers Club) is a subscription service that grants members access to the HDC Magazine, exclusive automotive events, proprietary vehicle valuation tools, emergency roadside assistance, and special vehicle-related discounts. HVT (Hagerty Valuation Tools) allows customers to access both current and historical pricing data for collector vehicles such as cars, trucks, SUVs, and motorcycles. Hagerty Events organizes a wide variety of gatherings, from intimate meetings to large-scale productions. DriveShare functions as a peer-to-peer platform for renting out classic and unique vehicles. MotorsportReg is an online system that streamlines membership, licensing, and event management for motorsports, automating aspects like event listings, registration processes, and payment collection. Hagerty Garage + Social furnishes clubhouses and secure storage facilities for vehicles. The company's primary operations are based in Traverse City, Michigan.
HGTY Company Deck
HGTY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated robust operational momentum: high single-digit to mid-teens premium growth, record new policy additions, a 77% increase in adjusted EBITDA, strong auction results, and a material structural improvement from assuming 100% of U.S. underwriting economics. The primary negatives are temporary GAAP and cash-flow impacts driven by the Markel fronting transition (notably an $89M deferred ceding commission amortization) and some marketplace revenue volatility and upfront investment/seasonality. Given management’s reaffirmed guidance and commentary that the GAAP hits will normalize by year-end, the positives outweigh the near-term accounting and timing headwinds.View all HGTY earnings summariesHGTY Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$11.97
▲(10.56% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
3.74% Insiders
17.16% Mutual Funds
1.13% Other Institutional Investors
73.74% Public Companies and
Individual Investors









