Hagerty Inc Class A (HGTY)
NYSE:HGTY
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HGTY Stock Chart & Stats
$10.83
-$0.04(-0.42%)
At close: 4:00 PM EST
$10.83
-$0.04(-0.42%)
Day’s Range― - ―
52-Week Range$8.81 - $14.00
Previous CloseN/A
Volume23.23K
Average Volume (3M)114.25K
Market Cap
$3.72B
Enterprise Value$3.42B
Total Cash (Recent Filing)$1.04B
Total Debt (Recent Filing)$279.14M
Price to Earnings (P/E)30.3
Beta0.62
Next Earnings
Aug 11, 2026EPS Estimate
-0.09Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.52
Shares Outstanding101,802,246
10 Day Avg. Volume121,833
30 Day Avg. Volume114,248
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)4.12
Price to Sales (P/S)0.87
P/FCF Ratio6.52
Enterprise Value/Market Cap0.92
Enterprise Value/Revenue2.41
Enterprise Value/Gross Profit3.09
Enterprise Value/Ebitda27.77
Forecast
1Y Price Target
$12.00Price Target Upside10.80% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)-0.11
Revenue Forecast (FY)$1.29B
Bulls Say, Bears Say
Bulls Say
Integrated Insurance, Membership & Marketplace EcosystemHagerty’s integrated model — specialty insurance plus membership services, auctions and events — creates durable cross-sell and customer-acquisition advantages. Recurring policy and membership revenue combined with high-profile auctions feed new business, lowering acquisition costs and reinforcing brand loyalty over years.
Improved Underwriting Economics After Hagerty Re TransitionAssuming full underwriting economics materially improves margin capture and long-term underwriting returns. The structural move to Hagerty Re and favorable combined ratios indicate sustainable underwriting discipline and better long-run profitability as reinsurance economics and retention convert to Hagerty’s P&L.
Healthy Liquidity And Consistent Cash GenerationConsistent positive operating and free cash flow plus sizeable liquid investments provide financial flexibility to fund growth, absorb loss volatility, and invest in claims and platform initiatives. Strong liquidity supports execution of multi-year conversion plans and runway for marketplace investments.
Bears Say
TTM Revenue Decline And Margin CompressionTrailing-twelve-month deterioration in top-line and margins signals weakening operating momentum versus 2025. If sustained, lower revenue and compressed margins reduce reinvestment capacity, increase sensitivity to underwriting losses, and could slow multi-year targets for policy growth and margin restoration.
GAAP And Cash-flow Headwinds From Fronting TransitionThe transition to 100% economics created a large, one-time deferred ceding commission amortization and overlapping claims payments that depressed GAAP profits and operating cash flow. Even if temporary, these effects complicate near-term free cash flow and earnings comparability and raise execution and investor-communication risks.
Execution Risk Scaling State Farm Conversions And International ExpansionConverting hundreds of thousands of policies and expanding distribution is structurally large but operationally complex. Regulatory approvals, systems integration, claims handling scale-up and staffing could delay expected premium accretion, elevate short-term loss or expense ratios, and strain execution over the multi-quarter rollout.
Hagerty Inc Class A News
HGTY FAQ
What was Hagerty Inc Class A’s price range in the past 12 months?
Hagerty Inc Class A lowest stock price was $8.81 and its highest was $14.00 in the past 12 months.
What is Hagerty Inc Class A’s market cap?
Hagerty Inc Class A’s market cap is $3.72B.
When is Hagerty Inc Class A’s upcoming earnings report date?
Hagerty Inc Class A’s upcoming earnings report date is Aug 11, 2026 which is in 57 days.
How were Hagerty Inc Class A’s earnings last quarter?
Hagerty Inc Class A released its earnings results on May 06, 2026. The company reported -$0.04 earnings per share for the quarter, beating the consensus estimate of -$0.055 by $0.015.
Is Hagerty Inc Class A overvalued?
According to Wall Street analysts Hagerty Inc Class A’s price is currently Undervalued.
Does Hagerty Inc Class A pay dividends?
Hagerty Inc Class A does not currently pay dividends.
What is Hagerty Inc Class A’s EPS estimate?
Hagerty Inc Class A’s EPS estimate is -0.09.
How many shares outstanding does Hagerty Inc Class A have?
Hagerty Inc Class A has 101,802,246 shares outstanding.
What happened to Hagerty Inc Class A’s price movement after its last earnings report?
Hagerty Inc Class A reported an EPS of -$0.04 in its last earnings report, beating expectations of -$0.055. Following the earnings report the stock price went down -2.138%.
Which hedge fund is a major shareholder of Hagerty Inc Class A?
Currently, no hedge funds are holding shares in HGTY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hagerty Inc Class A Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$12.00 (10.80% Upside)
$12.00 (10.80% Upside)
Blogger Sentiment
Bullish
HGTY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 238.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $137.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.01%
12-Months-Change
Fundamentals
Return on Equity
14.47%
Trailing 12-Months
Asset Growth
9.25%
Trailing 12-Months
Company Description
Hagerty Inc Class A
Hagerty, Inc. operates globally, serving as an insurance agency that specializes in policies for automobiles and boats, in addition to offering reinsurance products. Beyond its core insurance offerings, the company provides a suite of services and platforms: Hagerty Media distributes content through its HDC Magazine, various video productions, and a dedicated YouTube channel. HDC (Hagerty Drivers Club) is a subscription service that grants members access to the HDC Magazine, exclusive automotive events, proprietary vehicle valuation tools, emergency roadside assistance, and special vehicle-related discounts. HVT (Hagerty Valuation Tools) allows customers to access both current and historical pricing data for collector vehicles such as cars, trucks, SUVs, and motorcycles. Hagerty Events organizes a wide variety of gatherings, from intimate meetings to large-scale productions. DriveShare functions as a peer-to-peer platform for renting out classic and unique vehicles. MotorsportReg is an online system that streamlines membership, licensing, and event management for motorsports, automating aspects like event listings, registration processes, and payment collection. Hagerty Garage + Social furnishes clubhouses and secure storage facilities for vehicles. The company's primary operations are based in Traverse City, Michigan.
HGTY Company Deck
HGTY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated robust operational momentum: high single-digit to mid-teens premium growth, record new policy additions, a 77% increase in adjusted EBITDA, strong auction results, and a material structural improvement from assuming 100% of U.S. underwriting economics. The primary negatives are temporary GAAP and cash-flow impacts driven by the Markel fronting transition (notably an $89M deferred ceding commission amortization) and some marketplace revenue volatility and upfront investment/seasonality. Given management’s reaffirmed guidance and commentary that the GAAP hits will normalize by year-end, the positives outweigh the near-term accounting and timing headwinds.View all HGTY earnings summariesHGTY Stock 12 Month Forecast
Average Price Target
$12.00
▲(10.80% Upside)
Technical Analysis
Ownership Overview
3.75% Insiders
17.46% Mutual Funds
72.59% Other Institutional Investors
1.70% Public Companies and
Individual Investors