Education
About Us
Working with TipRanks
Follow Us
Hanover Insurance (THG)
NYSE:THG
Total Valuation
Hanover Insurance has a market cap or net worth of $6.09B. The enterprise value is $5.90B.
Market Cap$6.09B
Enterprise Value$5.90B
Share Statistics
Hanover Insurance has 35,916,283 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding35,916,283
Owned by Insiders0.92%
Owned by Institutions17.99%
Financial Efficiency
Hanover Insurance’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 25.21%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)25.21%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee1.27M
Profits Per Employee86.94K
Employee Count4,900
Asset Turnover0.41
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Hanover Insurance is 13.03. Hanover Insurance’s PEG ratio is 0.85.
PE Ratio13.03
PS Ratio0.00
PB Ratio1.87
Price to Fair Value1.95
Price to FCF9.27
Price to Operating Cash Flow9.07
PEG Ratio0.85
Income Statement
In the last 12 months, Hanover Insurance had revenue of 6.22B and earned 426.00M in profits. Earnings per share was 11.85.
Revenue6.22B
Gross Profit1.24B
Operating Income571.90M
Pretax Income537.80M
Net Income426.00M
EBITDA573.40M
Earnings Per Share (EPS)11.85
Cash Flow
In the last 12 months, operating cash flow was 786.60M and capital expenditures -9.40M, giving a free cash flow of 777.20M billion.
Operating Cash Flow786.60M
Free Cash Flow777.20M
Free Cash Flow per Share21.64
Dividends & Yields
Hanover Insurance pays an annual dividend of $0.899, resulting in a dividend yield of 2.12%
Dividend Per Share$0.899
Dividend Yield2.12%
Payout Ratio25.12%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.34
52-Week Price Change40.57%
50-Day Moving Average165.53
200-Day Moving Average157.51
Relative Strength Index (RSI)49.47
Average Volume (3m)203.61K
Important Dates
Hanover Insurance upcoming earnings date is Jul 30, 2025, TBA Not Confirmed.
Last Earnings DateApr 30, 2025
Next Earnings DateJul 30, 2025
Ex-Dividend DateJun 13, 2025
Financial Position
Hanover Insurance as a current ratio of 2.61, with Debt / Equity ratio of 22.41%
Current Ratio2.61
Quick Ratio2.61
Debt to Market Cap0.14
Net Debt to EBITDA0.61
Interest Coverage Ratio16.77
Taxes
In the past 12 months, Hanover Insurance has paid 112.50M in taxes.
Income Tax112.50M
Effective Tax Rate0.21
Enterprise Valuation
Hanover Insurance EV to EBITDA ratio is 10.29, with an EV/FCF ratio of 7.41.
EV to Sales0.95
EV to EBITDA10.29
EV to Free Cash Flow7.41
EV to Operating Cash Flow7.32
Balance Sheet
Hanover Insurance has $315.10M in cash and marketable securities with $784.30M in debt, giving a net cash position of $469.20M billion.
Cash & Marketable Securities$315.10M
Total Debt$784.30M
Net Cash$469.20M
Net Cash Per Share$13.06
Tangible Book Value Per Share$74.18
Margins
Gross margin is 100.00%, with operating margin of 9.20%, and net profit margin of 6.85%.
Gross Margin100.00%
Operating Margin9.20%
Pretax Margin8.65%
Net Profit Margin6.85%
EBITDA Margin9.22%
EBIT Margin9.20%
Analyst Forecast
The average price target for Hanover Insurance is $187.40, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$187.40
Price Target Upside10.56% Upside
Analyst ConsensusModerate Buy
Analyst Count5
Revenue Growth Forecast3.09%
EPS Growth Forecast168.29%