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Hanover Insurance (THG)
NYSE:THG

Hanover Insurance (THG) Stock Statistics & Valuation Metrics

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Total Valuation

Hanover Insurance has a market cap or net worth of $5.91B. The enterprise value is $6.44B.
Market Cap$5.91B
Enterprise Value$6.44B

Share Statistics

Hanover Insurance has 36,039,406 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding36,039,406
Owned by Insiders0.94%
Owned by Institutions0.34%

Financial Efficiency

Hanover Insurance’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 18.75%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)18.75%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee1.27M
Profits Per Employee86.94K
Employee Count4,900
Asset Turnover0.41
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Hanover Insurance is 13.03. Hanover Insurance’s PEG ratio is 0.01.
PE Ratio13.03
PS Ratio0.98
PB Ratio1.95
Price to Fair Value1.95
Price to FCF6.97
Price to Operating Cash Flow6.89
PEG Ratio0.01

Income Statement

In the last 12 months, Hanover Insurance had revenue of 6.24B and earned 426.00M in profits. Earnings per share was 11.87.
Revenue6.24B
Gross Profit6.24B
Operating Income425.30M
Pretax Income537.80M
Net Income426.00M
EBITDA425.30M
Earnings Per Share (EPS)11.87

Cash Flow

In the last 12 months, operating cash flow was 806.40M and capital expenditures -10.20M, giving a free cash flow of 796.20M billion.
Operating Cash Flow806.40M
Free Cash Flow796.20M
Free Cash Flow per Share22.09

Dividends & Yields

Hanover Insurance pays an annual dividend of $3.498, resulting in a dividend yield of 2.15%
Dividend Per Share$3.498
Dividend Yield2.15%
Payout Ratio26.24%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.34
52-Week Price Change27.17%
50-Day Moving Average164.68
200-Day Moving Average151.56
Relative Strength Index (RSI)47.95
Average Volume (3m)275.60K

Important Dates

Hanover Insurance upcoming earnings date is Apr 30, 2025, TBA Not Confirmed.
Last Earnings DateFeb 4, 2025
Next Earnings DateApr 30, 2025
Ex-Dividend DateMar 14, 2025

Financial Position

Hanover Insurance as a current ratio of 2.61, with Debt / Equity ratio of 27.59%
Current Ratio2.61
Quick Ratio2.61
Debt to Market Cap0.14
Net Debt to EBITDA0.82
Interest Coverage Ratio12.47

Taxes

In the past 12 months, Hanover Insurance has paid 112.50M in taxes.
Income Tax112.50M
Effective Tax Rate0.21

Enterprise Valuation

Hanover Insurance EV to EBITDA ratio is 13.87, with an EV/FCF ratio of 7.41.
EV to Sales0.95
EV to EBITDA13.87
EV to Free Cash Flow7.41
EV to Operating Cash Flow7.32

Balance Sheet

Hanover Insurance has $2.02B in cash and marketable securities with $632.30M in debt, giving a net cash position of -$1.24B billion.
Cash & Marketable Securities$2.02B
Total Debt$632.30M
Net Cash-$1.24B
Net Cash Per Share-$34.38
Tangible Book Value Per Share$74.18

Margins

Gross margin is 92.07%, with operating margin of 6.82%, and net profit margin of 6.83%.
Gross Margin92.07%
Operating Margin6.82%
Pretax Margin8.62%
Net Profit Margin6.83%
EBITDA Margin6.82%
EBIT Margin9.17%

Analyst Forecast

The average price target for Hanover Insurance is $183.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$183.00
Price Target Upside13.19% Upside
Analyst ConsensusModerate Buy
Analyst Count5
Revenue Growth Forecast4.07%
EPS Growth Forecast1110.92%

Scores

Smart Score9
AI Score75.6
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