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Total Valuation
Hanover Insurance has a market cap or net worth of $7.44B. The enterprise value is $7.59B.
Market Cap$7.44B
Enterprise Value$7.59B
Share Statistics
Hanover Insurance has 34,986,786 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding34,986,786
Owned by Insiders1.05%
Owned by Institutions15.99%
Financial Efficiency
Hanover Insurance’s return on equity (ROE) is 0.19 and return on invested capital (ROIC) is 11.58%.
Return on Equity (ROE)0.19
Return on Assets (ROA)0.04
Return on Invested Capital (ROIC)11.58%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee1.35M
Profits Per Employee135.20K
Employee Count4,900
Asset Turnover0.39
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Hanover Insurance is 10.6. Hanover Insurance’s PEG ratio is 0.18.
PE Ratio10.6
PS Ratio0.99
PB Ratio1.83
Price to Fair Value1.83
Price to FCF5.59
Price to Operating Cash Flow6.05
PEG Ratio0.18
Income Statement
In the last 12 months, Hanover Insurance had revenue of 6.60B and earned 662.50M in profits. Earnings per share was 18.51.
Revenue6.60B
Gross Profit2.87B
Operating Income843.80M
Pretax Income843.80M
Net Income662.50M
EBITDA882.40M
Earnings Per Share (EPS)18.51
Cash Flow
In the last 12 months, operating cash flow was 1.26B and capital expenditures -9.40M, giving a free cash flow of 1.25B billion.
Operating Cash Flow1.26B
Free Cash Flow1.25B
Free Cash Flow per Share35.69
Dividends & Yields
Hanover Insurance pays an annual dividend of $0.95, resulting in a dividend yield of 1.97%
Dividend Per Share$0.95
Dividend Yield1.97%
Payout Ratio19.59%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.31
52-Week Price Change30.84%
50-Day Moving Average190.10
200-Day Moving Average178.70
Relative Strength Index (RSI)73.31
Average Volume (3m)292.45K
Important Dates
Hanover Insurance upcoming earnings date is Jul 28, 2026, After Close (Confirmed).
Last Earnings DateApr 29, 2026
Next Earnings DateJul 28, 2026
Ex-Dividend Date―
Financial Position
Hanover Insurance as a current ratio of 0.62, with Debt / Equity ratio of 23.63%
Current Ratio0.62
Quick Ratio0.62
Debt to Market Cap0.19
Net Debt to EBITDA0.11
Interest Coverage Ratio19.53
Taxes
In the past 12 months, Hanover Insurance has paid 183.10M in taxes.
Income Tax183.10M
Effective Tax Rate0.22
Enterprise Valuation
Hanover Insurance EV to EBITDA ratio is 7.52, with an EV/FCF ratio of 5.67.
EV to Sales1.01
EV to EBITDA7.52
EV to Free Cash Flow5.67
EV to Operating Cash Flow5.63
Balance Sheet
Hanover Insurance has $2.03B in cash and marketable securities with $843.80M in debt, giving a net cash position of $1.18B billion.
Cash & Marketable Securities$2.03B
Total Debt$843.80M
Net Cash$1.18B
Net Cash Per Share$33.83
Tangible Book Value Per Share$75.14
Margins
Gross margin is 34.52%, with operating margin of 12.79%, and net profit margin of 10.04%.
Gross Margin34.52%
Operating Margin12.79%
Pretax Margin12.79%
Net Profit Margin10.04%
EBITDA Margin13.37%
EBIT Margin13.44%
Analyst Forecast
The average price target for Hanover Insurance is $207.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$207.00
Price Target Upside13.83% Upside
Analyst ConsensusModerate Buy
Analyst Count7
Revenue Growth Forecast6.41%
EPS Growth Forecast66.30%