Hanover Bancorp Inc (HNVR)
NASDAQ:HNVR
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HNVR Stock Chart & Stats
$22.67
-$0.13(-0.56%)
At close: 4:00 PM EST
$22.67
-$0.13(-0.56%)
Day’s Range― - ―
52-Week Range$19.91 - $24.49
Previous CloseN/A
Volume3.42K
Average Volume (3M)13.02K
Market Cap
$164.67M
Enterprise Value$98.90M
Total Cash (Recent Filing)$194.45M
Total Debt (Recent Filing)$127.60M
Price to Earnings (P/E)21.4
Beta0.76
Next Earnings
Jul 29, 2026EPS Estimate
0.57Next Dividend Ex-DateN/A
Dividend Yield1.7%
Share Statistics
EPS (TTM)1.05
Shares Outstanding7,156,661
10 Day Avg. Volume10,333
30 Day Avg. Volume13,023
Financial Highlights & Ratios
PEG Ratio-0.57
Price to Book (P/B)0.86
Price to Sales (P/S)1.20
P/FCF Ratio14.17
Enterprise Value/Market Cap0.60
Enterprise Value/Revenue0.71
Enterprise Value/Gross Profit1.61
Enterprise Value/Ebitda9.37
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.46
Revenue Forecast (FY)$82.20M
Bulls Say, Bears Say
Bulls Say
Tier 2 Capital RaiseThe $35M subordinated note placement bolsters regulatory capital and funded redemption of $25M higher-cost notes. Stronger Tier 2 capital expands the bank’s capacity to support loan growth, absorb losses, and meet regulatory cushions — a durable improvement to balance-sheet flexibility.
Deleveraging TrendA decline in leverage to ~0.68 DE from prior highs reduces financial risk and strengthens solvency metrics. Lower leverage gives management more room to grow assets conservatively, maintain regulatory buffers, and better withstand credit stress, supporting medium-term stability.
Deposit‑funded Community Banking ModelA deposit-funded franchise focused on commercial and consumer lending and fee services produces a stable mix of net interest income and service fees. That business model provides durable cash-generation potential and local competitive advantages versus non-deposit-funded lenders over the coming months.
Bears Say
Slowing Revenue & Margin CompressionA multiyear revenue slowdown with net margin reset from prior peaks to mid-single digits meaningfully reduces earnings power and ROE. Persistently lower top-line momentum and compressed margins limit internal capital generation and constrain the ability to invest or absorb adverse credit events without structural improvement.
Volatile Free Cash FlowMaterial FCF volatility and a recent ~53% TTM decline undermine predictable funding for growth, dividends, and capital needs. Less-consistent cash generation complicates planning, increases reliance on external funding, and reduces resilience to earnings or credit shocks over the medium term.
Higher-cost Subordinated FundingWhile supportive of capital, the new subordinated notes impose a 7.25% fixed coupon through 2031, raising long-term funding costs. Elevated fixed interest expense can modestly compress net interest margins and profitability versus prior, cheaper funding, tempering the capital raise's net benefit over multiple years.
Hanover Bancorp Inc News
HNVR FAQ
What was Hanover Bancorp Inc’s price range in the past 12 months?
Hanover Bancorp Inc lowest stock price was $19.91 and its highest was $24.49 in the past 12 months.
What is Hanover Bancorp Inc’s market cap?
Hanover Bancorp Inc’s market cap is $164.67M.
When is Hanover Bancorp Inc’s upcoming earnings report date?
Hanover Bancorp Inc’s upcoming earnings report date is Jul 29, 2026 which is in 68 days.
How were Hanover Bancorp Inc’s earnings last quarter?
Hanover Bancorp Inc released its earnings results on Apr 22, 2026. The company reported $0.54 earnings per share for the quarter, beating the consensus estimate of $0.53 by $0.01.
Is Hanover Bancorp Inc overvalued?
According to Wall Street analysts Hanover Bancorp Inc’s price is currently Overvalued.
Does Hanover Bancorp Inc pay dividends?
Hanover Bancorp Inc pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 1.7%. See more information on Hanover Bancorp Inc dividends here
What is Hanover Bancorp Inc’s EPS estimate?
Hanover Bancorp Inc’s EPS estimate is 0.57.
How many shares outstanding does Hanover Bancorp Inc have?
Hanover Bancorp Inc has 7,156,661 shares outstanding.
What happened to Hanover Bancorp Inc’s price movement after its last earnings report?
Hanover Bancorp Inc reported an EPS of $0.54 in its last earnings report, beating expectations of $0.53. Following the earnings report the stock price went down -0.045%.
Which hedge fund is a major shareholder of Hanover Bancorp Inc?
Currently, no hedge funds are holding shares in HNVR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hanover Bancorp Inc Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
10.21%
12-Months-Change
Fundamentals
Return on Equity
3.91%
Trailing 12-Months
Asset Growth
3.47%
Trailing 12-Months
Company Description
Hanover Bancorp Inc
Hanover Bancorp, Inc. operates as the bank holding company for Hanover Community Bank that provides banking products and services for small and medium-sized businesses, municipalities, and individuals in the New York metro area. The company offers checking, savings, money market, NOW, and individual retirement accounts, as well as certificates of deposits and time deposits; cards; and residential and commercial real estate mortgages, commercial and industrial loans, lines of credit, and small business administration loans, as well as home equity, multi-family, business, bridge, and other personal purpose loans. It operates branch offices located in Manhattan, Brooklyn, Queens, and Nassau County, New York; and administrative office in Suffolk County, New York. The company was founded in 2008 and is headquartered in Mineola, New York.
Technical Analysis
Ames National
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Peoples Bancorp Of North Carolina
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BV Financial, Inc.
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Ownership Overview
25.04% Insiders
6.43% Mutual Funds
9.55% Other Institutional Investors
52.78% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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