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Ames National (ATLO)
NASDAQ:ATLO
ATLO Stock Chart & Stats
$21.86
$0.10(0.61%)
At close: 4:00 PM EST
$21.86
$0.10(0.61%)
Day’s Range― - ―
52-Week Range$16.09 - $28.35
Previous CloseN/A
Volume1.84K
Average Volume (3M)22.55K
Market Cap
$239.20M
Enterprise Value$278.87M
Total Cash (Recent Filing)$315.91M
Total Debt (Recent Filing)$64.13M
Price to Earnings (P/E)10.8
Beta0.53
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.49%
Share Statistics
EPS (TTM)N/A
Shares Outstanding8,892,167
10 Day Avg. Volume38,730
30 Day Avg. Volume22,548
Financial Highlights & Ratios
PEG Ratio-2.89
Price to Book (P/B)0.85
Price to Sales (P/S)1.60
P/FCF Ratio10.55
Enterprise Value/Market Cap1.17
Enterprise Value/Revenue2.90
Enterprise Value/Gross Profit4.55
Enterprise Value/Ebitda12.93
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
De-risked Balance Sheet / Lower LeverageMaterial reduction in leverage meaningfully lowers solvency and funding risk, increasing flexibility to absorb credit losses, support lending or dividends, and pursue strategic initiatives. A stronger capital base supports durable operations and resilience through credit cycles over the next several quarters.
Revenue Rebound Driven By Net Interest IncomeSustained NII improvement reflects successful asset repricing and funding mix management, which can provide a more durable earnings base if rate and funding advantages persist. Stronger margins and diversified loan/investment yields support stable core revenue over the medium term.
Return Of Cash To Shareholders (dividend)A recurring cash dividend signals management confidence in capital and cash generation, anchoring shareholder returns and indicating sufficient capital buffers. For a regional bank, a sustainable dividend policy can support investor trust and discipline in capital allocation decisions.
Bears Say
Below‑peak Profitability / Modest ROEAn ROE around mid-single digits to low double-digits constrains long-term capital accumulation and makes it harder to outpace peers or reinvest organically. Persistently below-peak returns could limit growth capacity, dividend sustainability, and competitiveness in attracting capital.
Volatile Cash Flow And Weak Cash Conversion ConsistencyIrregular free cash flow and low coverage reduce predictability for dividends, loan growth, and capital investments. Volatility implies earnings may not reliably convert to spendable cash through cycles, increasing risk to investment plans and shareholder distributions over 2–6 months.
Earnings Sensitivity To Rate And Credit CyclesIf core profitability depends heavily on net interest margin swings and credit‑related items, earnings may revert quickly when rates normalise or credit conditions shift. This structural sensitivity raises uncertainty around sustaining recent profit gains across varying macro environments.
Ames National News
ATLO FAQ
What was Ames National’s price range in the past 12 months?
Ames National lowest stock price was $16.09 and its highest was $28.35 in the past 12 months.
What is Ames National’s market cap?
Ames National’s market cap is $239.20M.
When is Ames National’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Ames National’s earnings last quarter?
Currently, no data Available
Is Ames National overvalued?
According to Wall Street analysts Ames National’s price is currently Overvalued.
Does Ames National pay dividends?
Ames National pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 3.49%. See more information on Ames National dividends here
What is Ames National’s EPS estimate?
Ames National’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ames National have?
Ames National has 8,892,167 shares outstanding.
What happened to Ames National’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Ames National?
Currently, no hedge funds are holding shares in ATLO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ames National Stock Smart Score
Neutral
1
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8
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10
Blogger Sentiment
Neutral
ATLO Sentiment 50%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $17.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.48%
12-Months-Change
Fundamentals
Return on Equity
8.35%
Trailing 12-Months
Asset Growth
-0.71%
Trailing 12-Months
Company Description
Ames National
Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, and Union counties in central, north-central, and south-central Iowa. The company accepts a range of deposits, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. It also provides loans, such as short-term and medium-term commercial and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; personal loans and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, the company offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit of payroll and social security check, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is based in Ames, Iowa.
Technical Analysis
National Bankshares
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Ownership Overview
1.18% Insiders
9.84% Mutual Funds
8.50% Other Institutional Investors
70.10% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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