Want to see ATLO full AI Analyst Report?
ATLO Stock Chart & Stats
$21.86
$0.10(0.61%)
At close: 4:00 PM EST
$21.86
$0.10(0.61%)
Day’s Range― - ―
52-Week Range$19.56 - $32.30
Previous CloseN/A
Volume1.84K
Average Volume (3M)22.55K
Market Cap
$281.31M
Enterprise Value$243.31
Total Cash (Recent Filing)$807.68M
Total Debt (Recent Filing)$47.35M
Price to Earnings (P/E)12.3
Beta0.36
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.76%
Share Statistics
EPS (TTM)N/A
Shares Outstanding8,857,220
10 Day Avg. Volume38,730
30 Day Avg. Volume22,548
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)0.99
Price to Sales (P/S)2.09
P/FCF Ratio9.90
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Margin RecoveryThe rebound in revenue and profitability indicates stronger earning power across the bank’s lending and deposit franchise. If sustained, improved margins can support internal capital generation and provide a stronger base for dividends and future growth.
Strengthened Balance SheetMeaningful deleveraging improves financial resilience and reduces funding-related risk. Higher returns on equity also show better use of the capital base, giving the community bank greater capacity to absorb credit stress and maintain operations.
Ongoing Capital ReturnThe continued dividend demonstrates that management is still allocating capital to shareholders while operating the Iowa community banking franchise. Sustained distributions can enhance shareholder returns and signal confidence in balance-sheet stability.
Bears Say
Cyclical EarningsThe pronounced swings in profitability show that earnings are not yet consistently durable. Changes in funding costs, loan demand, credit losses, and interest rates can materially affect net interest income and regional-bank results.
Limited Cash-Flow FlexibilityAlthough free cash flow broadly tracks net income, negative recent growth and thin asset coverage reduce flexibility during a downturn. Weaker internally generated cash could constrain lending, capital deployment, or resilience during stress.
Profitability Below Prior PeaksThe recovery has not yet restored the bank’s strongest historical earning profile. Sub-peak profitability suggests that current results may represent normalization rather than a fully established improvement in long-term returns.
Ames National News
ATLO FAQ
What was Ames National’s price range in the past 12 months?
Ames National lowest stock price was $19.56 and its highest was $32.30 in the past 12 months.
What is Ames National’s market cap?
Ames National’s market cap is $281.31M.
When is Ames National’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Ames National’s earnings last quarter?
Currently, no data Available
Is Ames National overvalued?
According to Wall Street analysts Ames National’s price is currently Overvalued.
Does Ames National pay dividends?
Ames National pays a Quarterly dividend of $0.24 which represents an annual dividend yield of 2.76%. See more information on Ames National dividends here
What is Ames National’s EPS estimate?
Ames National’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ames National have?
Ames National has 8,857,220 shares outstanding.
What happened to Ames National’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Ames National?
Currently, no hedge funds are holding shares in ATLO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ames National Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Neutral
ATLO Sentiment 50%
Sector Average 55%
Sector Average 55%
Insider Transactions
Bought Shares
Worth $29.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.48%
12-Months-Change
Fundamentals
Return on Equity
2.76%
Trailing 12-Months
Asset Growth
1.44%
Trailing 12-Months
Company Description
Ames National
Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. The company also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, it offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is headquartered in Ames, Iowa.
Technical Analysis
National Bankshares
―
Ohio Valley Banc
―
Peoples Bancorp Of North Carolina
―
CB Financial Services
―
Meridian Bank
―
Ownership Overview
0.98% Insiders
9.89% Mutual Funds
3.51% Other Institutional Investors
71.78% Public Companies and
Individual Investors








