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Ames National (ATLO)
NASDAQ:ATLO
US Market
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Ames National (ATLO) Price & Analysis

137 Followers

ATLO Stock Chart & Stats

$21.86
$0.10(0.61%)
At close: 4:00 PM EST
$21.86
$0.10(0.61%)

Bulls Say, Bears Say

Bulls Say
Revenue And Margin RecoveryThe rebound in revenue and profitability indicates stronger earning power across the bank’s lending and deposit franchise. If sustained, improved margins can support internal capital generation and provide a stronger base for dividends and future growth.
Strengthened Balance SheetMeaningful deleveraging improves financial resilience and reduces funding-related risk. Higher returns on equity also show better use of the capital base, giving the community bank greater capacity to absorb credit stress and maintain operations.
Ongoing Capital ReturnThe continued dividend demonstrates that management is still allocating capital to shareholders while operating the Iowa community banking franchise. Sustained distributions can enhance shareholder returns and signal confidence in balance-sheet stability.
Bears Say
Cyclical EarningsThe pronounced swings in profitability show that earnings are not yet consistently durable. Changes in funding costs, loan demand, credit losses, and interest rates can materially affect net interest income and regional-bank results.
Limited Cash-Flow FlexibilityAlthough free cash flow broadly tracks net income, negative recent growth and thin asset coverage reduce flexibility during a downturn. Weaker internally generated cash could constrain lending, capital deployment, or resilience during stress.
Profitability Below Prior PeaksThe recovery has not yet restored the bank’s strongest historical earning profile. Sub-peak profitability suggests that current results may represent normalization rather than a fully established improvement in long-term returns.

Ames National News

ATLO FAQ

What was Ames National’s price range in the past 12 months?
Ames National lowest stock price was $19.56 and its highest was $32.30 in the past 12 months.
    What is Ames National’s market cap?
    Ames National’s market cap is $281.31M.
      When is Ames National’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were Ames National’s earnings last quarter?
      Currently, no data Available
      Is Ames National overvalued?
      According to Wall Street analysts Ames National’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does Ames National pay dividends?
        Ames National pays a Quarterly dividend of $0.24 which represents an annual dividend yield of 2.76%. See more information on Ames National dividends here
          What is Ames National’s EPS estimate?
          Ames National’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does Ames National have?
          Ames National has 8,857,220 shares outstanding.
            What happened to Ames National’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of Ames National?
            Currently, no hedge funds are holding shares in ATLO
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Company Description

              Ames National

              Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. The company also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, it offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is headquartered in Ames, Iowa.

              Ames National (ATLO) Earnings & Revenues

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              Ownership Overview

              0.98%9.89%3.51%71.78%
              3.51% Other Institutional Investors
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