National Bankshares (NKSH)
NASDAQ:NKSH
NKSH Stock Chart & Stats
$33.01
$0.10(0.37%)
At close: 4:00 PM EST
$33.01
$0.10(0.37%)
Day’s Range― - ―
52-Week Range$24.51 - $40.00
Previous CloseN/A
Volume746.00
Average Volume (3M)10.28K
Market Cap
$236.27M
Enterprise Value$229.63M
Total Cash (Recent Filing)$662.80M
Total Debt (Recent Filing)$2.04M
Price to Earnings (P/E)13.5
Beta0.70
Next Earnings
Jul 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.47%
Share Statistics
EPS (TTM)0.92
Shares Outstanding6,368,410
10 Day Avg. Volume13,549
30 Day Avg. Volume10,278
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.15
Price to Sales (P/S)2.50
P/FCF Ratio14.07
Enterprise Value/Market Cap0.97
Enterprise Value/Revenue2.69
Enterprise Value/Gross Profit4.14
Enterprise Value/Ebitda11.56
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.82
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Debt-free, Well-capitalized Balance SheetZero reported debt and a tangible equity base on ~$1.82B of assets provide durable financial flexibility. A debt-free capital structure reduces refinancing and interest-rate funding risk, enabling the bank to support lending, dividends, and strategic investments without leverage-driven strain.
Multi-year Revenue Growth And Margin RecoverySustained revenue expansion paired with a sharp margin recovery in 2025 shows strengthening core earnings power. Persistent top-line growth from loans, deposits and fee income, together with branch/market expansion, supports a structurally improving earnings base if management maintains disciplined underwriting.
Improved Cash Generation And Free Cash FlowMaterial strengthening of operating and free cash flow in 2025 enhances the bank's ability to fund dividends, branch growth and core banking upgrades internally. Improved cash conversion increases resilience to shocks and supports repeatable capital allocation once volatility trends moderate.
Bears Say
Earnings And Margin VolatilityLarge swings in margins and profitability reduce predictability of returns and complicate long-term planning. For a small regional bank, such sensitivity can impair consistent capital generation, make ROE unstable, and constrain strategic initiatives during adverse rate or credit cycles.
Choppy Free Cash Flow HistoryIrregular free cash flow undermines reliable internal funding for loan growth, technology upgrades, and dividends. Even with a 2025 rebound, historical swings suggest cash conversion is not yet stable, which raises execution risk for multi-quarter investments and shareholder distributions.
Lending Leadership Transition RiskThe CLO role is central to credit decisions and relationship-driven commercial lending in a community bank. A mid‑year departure introduces execution and underwriting continuity risk; even with an internal successor, transitions can disrupt origination, credit oversight and local customer relationships during integration.
National Bankshares News
NKSH FAQ
What was National Bankshares’s price range in the past 12 months?
National Bankshares lowest stock price was $24.51 and its highest was $40.00 in the past 12 months.
What is National Bankshares’s market cap?
National Bankshares’s market cap is $236.27M.
When is National Bankshares’s upcoming earnings report date?
National Bankshares’s upcoming earnings report date is Jul 22, 2026 which is in 98 days.
How were National Bankshares’s earnings last quarter?
National Bankshares released its earnings results on Apr 14, 2026. The company reported $0.92 earnings per share for the quarter, beating the consensus estimate of N/A by $0.92.
Is National Bankshares overvalued?
According to Wall Street analysts National Bankshares’s price is currently Overvalued.
Does National Bankshares pay dividends?
National Bankshares pays a Semiannually dividend of $0.78 which represents an annual dividend yield of 4.47%. See more information on National Bankshares dividends here
What is National Bankshares’s EPS estimate?
National Bankshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does National Bankshares have?
National Bankshares has 6,368,410 shares outstanding.
What happened to National Bankshares’s price movement after its last earnings report?
National Bankshares reported an EPS of $0.92 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.108%.
Which hedge fund is a major shareholder of National Bankshares?
Currently, no hedge funds are holding shares in NKSH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
National Bankshares Stock Smart Score
Neutral
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Hedge Fund Trend
Increased
By 12.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $8.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.80%
12-Months-Change
Fundamentals
Return on Equity
9.04%
Trailing 12-Months
Asset Growth
0.40%
Trailing 12-Months
Company Description
National Bankshares
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial and agricultural, commercial real estate, residential real estate, home equity, and various consumer loan products, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services. It operates 23 branch offices, a loan production office, and 22 automated teller machines in Southwest Virginia. National Bankshares, Inc. was founded in 1891 and is headquartered in Blacksburg, Virginia.
Technical Analysis
Ames National
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First Internet Bancorp
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Franklin Financial Services
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Eagle Financial Services
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Ownership Overview
2.49% Insiders
8.87% Mutual Funds
14.41% Other Institutional Investors
65.21% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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