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NKSH Stock Chart & Stats
$33.01
$0.10(0.37%)
At close: 4:00 PM EST
$33.01
$0.10(0.37%)
Day’s Range― - ―
52-Week Range$27.00 - $42.95
Previous CloseN/A
Volume746.00
Average Volume (3M)10.28K
Market Cap
$269.00M
Enterprise Value$224.25
Total Cash (Recent Filing)$661.51M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)13.4
Beta0.60
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.59%
Share Statistics
EPS (TTM)3.18
Shares Outstanding6,368,410
10 Day Avg. Volume13,549
30 Day Avg. Volume10,278
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.15
Price to Sales (P/S)2.50
P/FCF Ratio14.07
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.22
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet (no Reported Debt)Maintaining zero reported debt materially lowers financial distress risk and preserves funding flexibility during rate cycles. This durable capital structure supports lending capacity, dividend/buyback programs and cushions credit shocks, improving long-term solvency and strategic optionality.
Solid Cash Generation; FCF Exceeds Net IncomeFree cash flow modestly outpacing net income signals earnings quality and genuine cash conversion that can sustainably fund dividends, buybacks, and targeted branch or tech investments. Strong FCF underpins capital returns and internal growth without heavy external financing.
Securities Portfolio Repositioning To Higher YieldsShifting available-for-sale securities toward higher-yield instruments is a structural move to lift net interest margin and recurring earnings. While a near-term pre-tax loss occurred, management expects recovery in ~1.8 years, implying a durable improvement in earning asset yield and interest income profile.
Bears Say
Multi-year Earnings VolatilityHistorical swings—very high margins in 2022, a sharp drop in 2024 and a partial rebound—indicate inconsistent earnings power. Persistent volatility complicates capital planning, investor visibility and stress testing, and raises the chance that improved margins may not persist through economic or rate-cycle shifts.
Geographic Concentration In VirginiaA focused footprint in core Virginia counties limits diversification and exposes revenues and credit performance to local economic cycles. Even with recent branch openings and a small acquisition, the regional concentration constrains scale benefits and heightens sensitivity to adverse regional business or employment trends.
Reliance On One-time Asset Sale To Offset Restructuring LossUsing proceeds from the Bearing Insurance Group sale to offset a $6.55M securities restructuring loss relies on non-operating, non-repeatable gains. Dependence on one-offs masks underlying earnings sustainability and makes near-term reported profitability contingent on discrete transactions rather than core banking performance.
National Bankshares News
NKSH FAQ
What was National Bankshares’s price range in the past 12 months?
National Bankshares lowest stock price was $27.00 and its highest was $42.95 in the past 12 months.
What is National Bankshares’s market cap?
National Bankshares’s market cap is $269.00M.
When is National Bankshares’s upcoming earnings report date?
National Bankshares’s upcoming earnings report date is Oct 22, 2026 which is in 70 days.
How were National Bankshares’s earnings last quarter?
National Bankshares released its earnings results on Jul 22, 2026. The company reported $0.79 earnings per share for the quarter, the consensus estimate of $0.79 by $0.
Is National Bankshares overvalued?
According to Wall Street analysts National Bankshares’s price is currently Overvalued.
Does National Bankshares pay dividends?
National Bankshares pays a Semiannually dividend of $0.75 which represents an annual dividend yield of 3.59%. See more information on National Bankshares dividends here
What is National Bankshares’s EPS estimate?
National Bankshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does National Bankshares have?
National Bankshares has 6,368,410 shares outstanding.
What happened to National Bankshares’s price movement after its last earnings report?
National Bankshares reported an EPS of $0.79 in its last earnings report, expectations of $0.79. Following the earnings report the stock price went down -2.254%.
Which hedge fund is a major shareholder of National Bankshares?
Currently, no hedge funds are holding shares in NKSH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
National Bankshares Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
NKSH Sentiment 100%
Sector Average 55%
Sector Average 55%
Hedge Fund Trend
Decreased
By 51.1K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.80%
12-Months-Change
Fundamentals
Return on Equity
3.59%
Trailing 12-Months
Asset Growth
1.44%
Trailing 12-Months
Company Description
National Bankshares
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.
Technical Analysis
Ames National
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First Internet Bancorp
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Franklin Financial Services
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Eagle Financial Services
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Ownership Overview
2.52% Insiders
9.22% Mutual Funds
1.13% Other Institutional Investors
76.66% Public Companies and
Individual Investors