National Bankshares (NKSH)
NASDAQ:NKSH
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NKSH Stock Chart & Stats
$33.01
$0.10(0.37%)
At close: 4:00 PM EST
$33.01
$0.10(0.37%)
Day’s Range― - ―
52-Week Range$24.74 - $40.00
Previous CloseN/A
Volume746.00
Average Volume (3M)10.28K
Market Cap
$224.10M
Enterprise Value$218.04M
Total Cash (Recent Filing)$666.09M
Total Debt (Recent Filing)$1.91M
Price to Earnings (P/E)12.7
Beta0.66
Next Earnings
Jul 22, 2026EPS Estimate
0.8Next Dividend Ex-DateN/A
Dividend Yield4.47%
Share Statistics
EPS (TTM)2.75
Shares Outstanding6,368,410
10 Day Avg. Volume13,549
30 Day Avg. Volume10,278
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.15
Price to Sales (P/S)2.50
P/FCF Ratio14.07
Enterprise Value/Market Cap0.97
Enterprise Value/Revenue2.53
Enterprise Value/Gross Profit3.74
Enterprise Value/Ebitda10.06
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.82
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Debt-free Balance SheetA zero-debt balance sheet materially lowers financial risk and enhances capital flexibility. This durable strength supports continued dividend payments, opportunistic buybacks, and the ability to deploy capital into lending or M&A without near-term refinancing pressure, improving long-term resilience.
Improved Cash GenerationConsistent free cash flow above net income and recent FCF growth indicate strong earnings quality and cash conversion. Over a multi-month horizon this supports capital returns, internal investment, and buffers credit losses, making operating performance more sustainable despite earlier volatility.
Strategic Growth & Operational UpgradesTargeted M&A, branch expansion in Roanoke/Lynchburg, and a core systems conversion that improved interchange economics strengthen market share and fee income. Operational efficiency under 60% and disciplined expense management should support durable margin improvement and scalable growth in priority Virginia markets.
Bears Say
Earnings VolatilitySignificant year-to-year swings in margins and returns complicate forecasting and capital planning. Persistent volatility reduces confidence in sustained profitability, making dividend and buyback sustainability more sensitive to credit cycles, deposit cost swings, and interest-rate dynamics over the medium term.
Regional Concentration & Small ScaleModest scale and concentration in core Virginia counties limit geographic diversification and increase exposure to regional economic trends. This structural constraint can magnify local downturns, constrain large-client wins, and put the bank at a competitive disadvantage versus larger regional peers over several months.
Lending Leadership TransitionChange in chief lending leadership creates execution risk for credit strategy and portfolio management. Given lending is central to revenue, a transition can affect underwriting consistency, relationship management, and growth execution, potentially impacting loan originations and credit quality during the 2–6 month adjustment period.
National Bankshares News
NKSH FAQ
What was National Bankshares’s price range in the past 12 months?
National Bankshares lowest stock price was $24.74 and its highest was $40.00 in the past 12 months.
What is National Bankshares’s market cap?
National Bankshares’s market cap is $224.10M.
When is National Bankshares’s upcoming earnings report date?
National Bankshares’s upcoming earnings report date is Jul 22, 2026 which is in 51 days.
How were National Bankshares’s earnings last quarter?
National Bankshares released its earnings results on Apr 14, 2026. The company reported $0.75 earnings per share for the quarter, the consensus estimate of $0.75 by $0.
Is National Bankshares overvalued?
According to Wall Street analysts National Bankshares’s price is currently Overvalued.
Does National Bankshares pay dividends?
National Bankshares pays a Semiannually dividend of $0.78 which represents an annual dividend yield of 4.47%. See more information on National Bankshares dividends here
What is National Bankshares’s EPS estimate?
National Bankshares’s EPS estimate is 0.8.
How many shares outstanding does National Bankshares have?
National Bankshares has 6,368,410 shares outstanding.
What happened to National Bankshares’s price movement after its last earnings report?
National Bankshares reported an EPS of $0.75 in its last earnings report, expectations of $0.75. Following the earnings report the stock price went down -0.108%.
Which hedge fund is a major shareholder of National Bankshares?
Currently, no hedge funds are holding shares in NKSH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
National Bankshares Stock Smart Score
Neutral
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Hedge Fund Trend
Decreased
By 51.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $8.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.80%
12-Months-Change
Fundamentals
Return on Equity
9.76%
Trailing 12-Months
Asset Growth
-0.37%
Trailing 12-Months
Company Description
National Bankshares
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial and agricultural, commercial real estate, residential real estate, home equity, and various consumer loan products, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services. It operates 23 branch offices, a loan production office, and 22 automated teller machines in Southwest Virginia. National Bankshares, Inc. was founded in 1891 and is headquartered in Blacksburg, Virginia.
Technical Analysis
Ames National
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First Internet Bancorp
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Franklin Financial Services
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Eagle Financial Services
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Ownership Overview
2.49% Insiders
9.27% Mutual Funds
11.01% Other Institutional Investors
67.99% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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