National Bankshares (NKSH)
NASDAQ:NKSH
Want to see NKSH full AI Analyst Report?
NKSH Stock Chart & Stats
$33.01
$0.10(0.37%)
At close: 4:00 PM EST
$33.01
$0.10(0.37%)
Day’s Range― - ―
52-Week Range$24.74 - $40.00
Previous CloseN/A
Volume746.00
Average Volume (3M)10.28K
Market Cap
$228.56M
Enterprise Value$224.22M
Total Cash (Recent Filing)$82.73M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)11.6
Beta0.70
Next Earnings
Jul 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.47%
Share Statistics
EPS (TTM)2.48
Shares Outstanding6,368,410
10 Day Avg. Volume13,549
30 Day Avg. Volume10,278
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.15
Price to Sales (P/S)2.50
P/FCF Ratio14.07
Enterprise Value/Market Cap0.98
Enterprise Value/Revenue2.63
Enterprise Value/Gross Profit4.04
Enterprise Value/Ebitda11.29
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.82
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Debt-free Balance SheetA zero-reported debt position and a solid equity base provide durable financial flexibility: the bank can absorb credit losses, fund organic growth or opportunistic M&A, and meet regulatory capital needs without near-term refinancing pressure, supporting long-term stability.
Steady Revenue Growth 2020–2025Consistent top-line expansion over multiple years reflects successful local market penetration and product mix gains. Sustained revenue growth supports scalable operating leverage and helps fund investment in technology, branches, and credit capacity across the Virginia footprint.
Insurance Divestiture Strengthens CapitalThe sale of the non‑bank insurance unit crystallizes a material one-time gain, improves capital and liquidity, and narrows non-core exposure. That structural move enhances focus on core community banking and increases optionality for reinvestment or balance sheet fortification.
Bears Say
Choppy Cash Flow & Margin VolatilityIrregular cash conversion and margin swings reduce predictability of internal funding and make capital allocation harder. Episodic volatility can pressure dividend sustainability, provisioning buffers, and long‑term planning, raising execution and earnings reliability risks.
Chief Lending Officer ResignationA leadership change in the lending function creates near‑term operational and underwriting risk at the core of a community bank's earnings engine. Even with an internal successor, transitions can disrupt origination, credit oversight, and relationship continuity across commercial portfolios.
ROE Still Below Prior PeakReturn on equity remains materially below earlier peaks despite a 2025 rebound, indicating the bank is not yet fully converting capital into high returns. Persistent underperformance versus prior levels constrains shareholder returns and signals potential structural or competitive headwinds.
National Bankshares News
NKSH FAQ
What was National Bankshares’s price range in the past 12 months?
National Bankshares lowest stock price was $24.74 and its highest was $40.00 in the past 12 months.
What is National Bankshares’s market cap?
National Bankshares’s market cap is $228.56M.
When is National Bankshares’s upcoming earnings report date?
National Bankshares’s upcoming earnings report date is Jul 22, 2026 which is in 76 days.
How were National Bankshares’s earnings last quarter?
National Bankshares released its earnings results on Apr 14, 2026. The company reported $0.782 earnings per share for the quarter, beating the consensus estimate of $0.75 by $0.032.
Is National Bankshares overvalued?
According to Wall Street analysts National Bankshares’s price is currently Overvalued.
Does National Bankshares pay dividends?
National Bankshares pays a Semiannually dividend of $0.78 which represents an annual dividend yield of 4.47%. See more information on National Bankshares dividends here
What is National Bankshares’s EPS estimate?
National Bankshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does National Bankshares have?
National Bankshares has 6,368,410 shares outstanding.
What happened to National Bankshares’s price movement after its last earnings report?
National Bankshares reported an EPS of $0.782 in its last earnings report, beating expectations of $0.75. Following the earnings report the stock price went down -0.108%.
Which hedge fund is a major shareholder of National Bankshares?
Currently, no hedge funds are holding shares in NKSH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
National Bankshares Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Hedge Fund Trend
Increased
By 12.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $8.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.80%
12-Months-Change
Fundamentals
Return on Equity
9.76%
Trailing 12-Months
Asset Growth
-0.37%
Trailing 12-Months
Company Description
National Bankshares
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial and agricultural, commercial real estate, residential real estate, home equity, and various consumer loan products, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services. It operates 23 branch offices, a loan production office, and 22 automated teller machines in Southwest Virginia. National Bankshares, Inc. was founded in 1891 and is headquartered in Blacksburg, Virginia.
Technical Analysis
Ames National
―
First Internet Bancorp
―
Franklin Financial Services
―
Eagle Financial Services
―
―
Ownership Overview
2.49% Insiders
9.13% Mutual Funds
0.36% Other Institutional Investors
78.86% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---