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NKSH Stock Chart & Stats
$33.01
$0.10(0.37%)
At close: 4:00 PM EST
$33.01
$0.10(0.37%)
Day’s Range― - ―
52-Week Range$27.00 - $40.00
Previous CloseN/A
Volume746.00
Average Volume (3M)10.28K
Market Cap
$233.59M
Enterprise Value$225.73
Total Cash (Recent Filing)$103.80M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)13.7
Beta0.61
Next Earnings
Jul 22, 2026EPS Estimate
0.8Next Dividend Ex-DateN/A
Dividend Yield4.47%
Share Statistics
EPS (TTM)2.75
Shares Outstanding6,368,410
10 Day Avg. Volume13,549
30 Day Avg. Volume10,278
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.15
Price to Sales (P/S)2.50
P/FCF Ratio14.07
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.82
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet (no Debt)Zero reported debt and rising equity materially reduce financial leverage and insolvency risk, giving management durable capacity to lend, absorb shocks, and return capital. An improved TTM ROE (~9.8%) signals the bank is converting capital to earnings more effectively, supporting strategic flexibility over months.
Solid Free-cash-flow GenerationFCF that exceeds reported earnings and recent positive FCF growth reflect high earnings quality and internal funding for dividends, buybacks, and loan growth. Reliable cash conversion supports durable capital returns and reinvestment without needing to tap external markets in normal conditions.
Strategic Securities Repositioning To Higher YieldsShifting the available-for-sale portfolio materially raises structural yield on earning assets, which should lift net interest margin over time. Management expects to recover the pre-tax repositioning loss in ~1.8 years, implying a deliberate, durable tilt toward higher-yield assets that improves future earnings power.
Bears Say
Multi-year Earnings And Margin VolatilityWide swings in margins and profitability across years reduce confidence in recurring earnings and complicate capital planning. For a regional bank, volatile margins hinder forecasting for credit loss provisioning, dividend pacing, and strategic investments, making sustained performance less predictable over quarters.
Limited Scale And Geographic ConcentrationModest asset scale and a concentrated Virginia footprint limit diversification and economies of scale. This constrains fee diversification and lending product breadth, increases vulnerability to regional economic downturns, and can raise unit costs versus larger peers over a multi‑month horizon.
Profitability Tied To Rate And Deposit DynamicsEarnings depend heavily on net interest margin, which is sensitive to deposit cost changes and asset-liability repricing. Structural shifts in local deposit pricing or a faster rise in funding costs versus asset yields could compress margins and earnings power over the medium term.
National Bankshares News
NKSH FAQ
What was National Bankshares’s price range in the past 12 months?
National Bankshares lowest stock price was $27.00 and its highest was $40.00 in the past 12 months.
What is National Bankshares’s market cap?
National Bankshares’s market cap is $233.59M.
When is National Bankshares’s upcoming earnings report date?
National Bankshares’s upcoming earnings report date is Jul 22, 2026 which is in 5 days.
How were National Bankshares’s earnings last quarter?
National Bankshares released its earnings results on Apr 14, 2026. The company reported $0.75 earnings per share for the quarter, the consensus estimate of $0.75 by $0.
Is National Bankshares overvalued?
According to Wall Street analysts National Bankshares’s price is currently Overvalued.
Does National Bankshares pay dividends?
National Bankshares pays a Semiannually dividend of $0.75 which represents an annual dividend yield of 4.47%. See more information on National Bankshares dividends here
What is National Bankshares’s EPS estimate?
National Bankshares’s EPS estimate is 0.8.
How many shares outstanding does National Bankshares have?
National Bankshares has 6,368,410 shares outstanding.
What happened to National Bankshares’s price movement after its last earnings report?
National Bankshares reported an EPS of $0.75 in its last earnings report, expectations of $0.75. Following the earnings report the stock price went down -0.108%.
Which hedge fund is a major shareholder of National Bankshares?
Currently, no hedge funds are holding shares in NKSH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
National Bankshares Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.80%
12-Months-Change
Fundamentals
Return on Equity
9.76%
Trailing 12-Months
Asset Growth
-0.37%
Trailing 12-Months
Company Description
National Bankshares
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.
Technical Analysis
Ames National
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First Internet Bancorp
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Franklin Financial Services
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Eagle Financial Services
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Ownership Overview
2.52% Insiders
9.22% Mutual Funds
0.20% Other Institutional Investors
77.67% Public Companies and
Individual Investors