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Eagle Financial Services Inc (EFSI)
NASDAQ:EFSI
EFSI Stock Chart & Stats
$34.71
$0.00(0.00%)
At close: 4:00 PM EST
$34.71
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$28.70 - $41.12
Previous CloseN/A
Volume2.00
Average Volume (3M)19.01K
Market Cap
$186.61M
Enterprise Value$242.25M
Total Cash (Recent Filing)$226.66M
Total Debt (Recent Filing)$69.66M
Price to Earnings (P/E)21.8
Beta0.29
Next Earnings
May 05, 2026EPS Estimate
0.92Next Dividend Ex-DateN/A
Dividend Yield3.11%
Share Statistics
EPS (TTM)0.81
Shares Outstanding5,376,346
10 Day Avg. Volume8,761
30 Day Avg. Volume19,012
Financial Highlights & Ratios
PEG Ratio0.14
Price to Book (P/B)1.09
Price to Sales (P/S)1.22
P/FCF Ratio7.29
Enterprise Value/Market Cap1.30
Enterprise Value/Revenue2.37
Enterprise Value/Gross Profit4.01
Enterprise Value/Ebitda18.15
Forecast
1Y Price Target
$43.00Price Target Upside23.88% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.99
Revenue Forecast (FY)$86.55M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationSustained free cash flow roughly matching net income provides durable financial flexibility: it funds dividends, debt reduction, and strategic investments without relying on equity issuance. Reliable cash conversion reduces refinancing risk and supports multi-quarter execution of growth plans.
Improved Balance-sheet LeverageMeaningful deleveraging materially lowers solvency and funding risk, improving capital cushions and lending capacity. A stronger capital structure increases resilience to credit cycles, provides flexibility for targeted acquisitions or returns, and supports steady operations over the medium term.
Governance And Strategic RepositioningBoard refresh brings expertise in technology, risk oversight and complex accounting during a strategic transition (uplisting, capital raise). Stronger governance should improve execution of strategic initiatives, risk controls and reporting quality over the next several quarters.
Bears Say
Sharp Revenue DeclineA near-30% top-line drop and margin compression materially reduce the firm’s core earnings power, limiting reinvestment capacity and making dividend and capital-return plans more vulnerable. Persistent revenue weakness would strain long-term profitability and strategic optionality.
Collapsed Return On EquityVery low ROE signals poor capital efficiency and weak profitability relative to equity base; this undermines shareholder returns and may force management to reprice risk, cut costs, or pursue structural changes to lift long-term returns, constraining growth decisions.
Rising Noninterest Costs And Revenue Mix RiskHigher operating expenses coupled with a greater dependence on fee-based income increases earnings volatility and compresses sustainable margins. If fee inflows or wealth volumes slow, elevated expense levels could persistently weigh on profitability and cash returns over multiple quarters.
Eagle Financial Services News
EFSI FAQ
What was Eagle Financial Services Inc’s price range in the past 12 months?
Eagle Financial Services Inc lowest stock price was $28.70 and its highest was $41.12 in the past 12 months.
What is Eagle Financial Services Inc’s market cap?
Eagle Financial Services Inc’s market cap is $186.61M.
When is Eagle Financial Services Inc’s upcoming earnings report date?
Eagle Financial Services Inc’s upcoming earnings report date is May 05, 2026 which is in 62 days.
How were Eagle Financial Services Inc’s earnings last quarter?
Eagle Financial Services Inc released its earnings results on Jan 26, 2026. The company reported $0.81 earnings per share for the quarter, missing the consensus estimate of $0.865 by -$0.055.
Is Eagle Financial Services Inc overvalued?
According to Wall Street analysts Eagle Financial Services Inc’s price is currently Undervalued.
Does Eagle Financial Services Inc pay dividends?
Eagle Financial Services Inc pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 3.11%. See more information on Eagle Financial Services Inc dividends here
What is Eagle Financial Services Inc’s EPS estimate?
Eagle Financial Services Inc’s EPS estimate is 0.92.
How many shares outstanding does Eagle Financial Services Inc have?
Eagle Financial Services Inc has 5,376,346 shares outstanding.
What happened to Eagle Financial Services Inc’s price movement after its last earnings report?
Eagle Financial Services Inc reported an EPS of $0.81 in its last earnings report, missing expectations of $0.865. Following the earnings report the stock price went down -0.627%.
Which hedge fund is a major shareholder of Eagle Financial Services Inc?
Currently, no hedge funds are holding shares in EFSI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Eagle Financial Services Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$43.00 (23.88% Upside)
$43.00 (23.88% Upside)
Hedge Fund Trend
Decreased
By 73.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $20.5K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
19.11%
12-Months-Change
Fundamentals
Return on Equity
6.63%
Trailing 12-Months
Asset Growth
13.67%
Trailing 12-Months
Company Description
Eagle Financial Services Inc
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke County that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. The company also offers personal and retirement plan services; investment services comprising tax-deferred annuities, IRAs and rollovers, mutual funds, retirement plans, college savings plans, life insurance, long term care insurance, fixed income investing, brokerage CDs, and full service or discount brokerage services; non-deposit investment products; and title insurance products. In addition, it provides ATM and debit cards; and telephone, internet, and mobile banking services, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. The company operates through twelve full-service branches, two loan production offices, one wealth management office, and one drive-through only facility, as well as 13 ATM locations in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.
EFSI Earnings Call
Q4 2026
0:00 / 0:00
EFSI Stock 12 Month Forecast
Average Price Target
$43.00
▲(23.88% Upside)
Technical Analysis
Hawthorn Bancshares
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OP Bancorp
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First National
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Franklin Financial Services
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Virginia National Bankshares
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Ownership Overview
3.83% Insiders
7.40% Mutual Funds
13.92% Other Institutional Investors
66.97% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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