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OPBK Stock Chart & Stats
$15.66
$0.87(5.88%)
At close: 4:00 PM EDT
$15.66
$0.87(5.88%)
Day’s Range― - ―
52-Week Range$12.41 - $16.80
Previous CloseN/A
Volume74.75K
Average Volume (3M)43.61K
Market Cap
$232.35M
Enterprise Value$311.66
Total Cash (Recent Filing)$169.76M
Total Debt (Recent Filing)$110.11M
Price to Earnings (P/E)8.0
Beta0.72
Next Earnings
Oct 22, 2026EPS Estimate
0.5Next Dividend Ex-DateN/A
Dividend Yield3.21%
Share Statistics
EPS (TTM)1.83
Shares Outstanding14,894,239
10 Day Avg. Volume60,146
30 Day Avg. Volume43,607
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)0.92
Price to Sales (P/S)1.26
P/FCF Ratio8.99
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$17.75Price Target Upside13.35% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.01
Revenue Forecast (FY)$103.65M
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained top-line expansion over multiple years indicates a durable ability to grow core banking volumes and fee income. This trend supports scalable operating leverage, underpins loan/deposit growth, and provides a broader earnings base that can sustain capital returns and reinvestment over the next several quarters.
Strong Asset Quality & CapitalConsistently low charge-offs, maintained allowance coverage, and strengthened CET1 ratios signal disciplined underwriting and capital cushions. These structural strengths reduce downside credit risk, enable prudent dividend and growth policies, and support resilience through economic cycles over the medium term.
Positive Cash GenerationMeaningful positive operating and free cash flow that cover a large portion of earnings indicates solid earnings quality and internal funding capacity. This persistent cash generation supports dividends, capital needs, and measured balance sheet growth without immediate reliance on external financing.
Bears Say
Margin CompressionA structural decline from peak net margins suggests the business faces sustained pressure on spread income or fee mix. If margins remain compressed, returns on new growth will be lower, reducing internal capital generation and making long-term profit expansion more dependent on cost control or higher-yield assets.
Higher Leverage Than Historical LowsA structurally more levered balance sheet raises sensitivity to funding and interest-rate cycles and reduces financial flexibility versus earlier low-leverage periods. Higher leverage can magnify earnings volatility and constrain the ability to absorb credit or market shocks without altering capital returns or raising equity.
Volatile Cash Flow HistoryHistorical swings in operating and free cash flow indicate earnings can be less predictable across cycles. This volatility complicates planning for dividends, loan growth, and reserves, and means sustained performance relies on management maintaining tight discipline over credit, funding and operating costs.
OP Bancorp News
OPBK FAQ
What was OP Bancorp’s price range in the past 12 months?
OP Bancorp lowest stock price was $12.41 and its highest was $16.80 in the past 12 months.
What is OP Bancorp’s market cap?
OP Bancorp’s market cap is $232.35M.
When is OP Bancorp’s upcoming earnings report date?
OP Bancorp’s upcoming earnings report date is Oct 22, 2026 which is in 80 days.
How were OP Bancorp’s earnings last quarter?
OP Bancorp released its earnings results on Jul 23, 2026. The company reported $0.53 earnings per share for the quarter, beating the consensus estimate of $0.445 by $0.085.
Is OP Bancorp overvalued?
According to Wall Street analysts OP Bancorp’s price is currently Undervalued.
Does OP Bancorp pay dividends?
OP Bancorp pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 3.21%. See more information on OP Bancorp dividends here
What is OP Bancorp’s EPS estimate?
OP Bancorp’s EPS estimate is 0.5.
How many shares outstanding does OP Bancorp have?
OP Bancorp has 14,894,239 shares outstanding.
What happened to OP Bancorp’s price movement after its last earnings report?
OP Bancorp reported an EPS of $0.53 in its last earnings report, beating expectations of $0.445. Following the earnings report the stock price went up 5.882%.
Which hedge fund is a major shareholder of OP Bancorp?
Currently, no hedge funds are holding shares in OPBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
OP Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$17.75 (13.35% Upside)
$17.75 (13.35% Upside)
Blogger Sentiment
Bullish
OPBK Sentiment 100%
Sector Average 57%
Sector Average 57%
Hedge Fund Trend
Decreased
By 94.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $309.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-6.50%
12-Months-Change
Fundamentals
Return on Equity
3.21%
Trailing 12-Months
Asset Growth
7.05%
Trailing 12-Months
Company Description
OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, home mortgage, and consumer loans. It operates full branch offices in Los Angeles and Orange Counties in California, as well as Santa Clara, California; Carrollton, Texas; Las Vegas, Nevada Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.
OPBK Stock 12 Month Forecast
Average Price Target
$17.75
▲(13.35% Upside)
Technical Analysis
Hawthorn Bancshares
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LCNB
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First Internet Bancorp
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Bank of Princeton
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Franklin Financial Services
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Ownership Overview
9.55% Insiders
13.55% Mutual Funds
13.75% Other Institutional Investors
51.72% Public Companies and
Individual Investors