tiprankstipranks
First Community Corp. (FCCO)
NASDAQ:FCCO
Want to see FCCO full AI Analyst Report?

First Community (FCCO) Price & Analysis

135 Followers

FCCO Stock Chart & Stats

$33.65
$0.45(1.34%)
At close: 4:00 PM EDT
$33.65
$0.45(1.34%)

Bulls Say, Bears Say

Bulls Say
Sustained Revenue GrowthMaterial multi-year revenue expansion demonstrates durable franchise traction and growing loan and fee businesses. Sustained top-line scale helps absorb overhead, supports reinvestment in origination and digital capabilities, and underpins medium-term earnings resilience.
Strategic Market ExpansionThe Atlanta market entry and added SBA lending broaden geographic diversification and product mix, creating new origination channels and higher-growth opportunity set. Successful systems conversion reduces execution risk and provides a platform for sustained loan and deposit growth.
Active Capital ManagementA disciplined repurchase authorization reflects confidence in capital generation and gives management a flexible tool to optimize capital allocation. When paired with improving leverage and measured buybacks, this supports shareholder returns while retaining strategic optionality.
Bears Say
Negative Shareholders' EquityA negative equity balance is a structural capital concern that can constrain lending, regulatory flexibility and strategic moves. It increases vulnerability to credit shocks, may limit access to capital markets, and forces careful capital planning to avoid regulatory remediation.
Weakened Cash GenerationA sharp decline in operating and free cash flow reduces internal funding for loans, investments, and dividends. Over several quarters this weakens the bank's ability to self-fund growth or absorb credit losses, increasing reliance on external funding or equity actions for structural balance-sheet repair.
Earnings Sensitivity To CycleProfitability tied to net interest margin and credit trends makes earnings vulnerable to rate moves and loan performance. If NIM expansion slows or credit costs rise, margins could compress materially, limiting durable earnings power absent further diversification or scale efficiencies.

First Community News

FCCO FAQ

What was First Community Corp.’s price range in the past 12 months?
First Community Corp. lowest stock price was $24.12 and its highest was $35.73 in the past 12 months.
    What is First Community Corp.’s market cap?
    First Community Corp.’s market cap is $320.56M.
      When is First Community Corp.’s upcoming earnings report date?
      First Community Corp.’s upcoming earnings report date is Oct 21, 2026 which is in 80 days.
        How were First Community Corp.’s earnings last quarter?
        First Community Corp. released its earnings results on Jul 22, 2026. The company reported $0.84 earnings per share for the quarter, beating the consensus estimate of $0.693 by $0.147.
          Is First Community Corp. overvalued?
          According to Wall Street analysts First Community Corp.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does First Community Corp. pay dividends?
            First Community Corp. pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 1.87%. See more information on First Community Corp. dividends here
              What is First Community Corp.’s EPS estimate?
              First Community Corp.’s EPS estimate is 0.8.
                How many shares outstanding does First Community Corp. have?
                First Community Corp. has 9,397,960 shares outstanding.
                  What happened to First Community Corp.’s price movement after its last earnings report?
                  First Community Corp. reported an EPS of $0.84 in its last earnings report, beating expectations of $0.693. Following the earnings report the stock price went up 0.791%.
                    Which hedge fund is a major shareholder of First Community Corp.?
                    Currently, no hedge funds are holding shares in FCCO
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      First Community Corp.

                      First Community Corporation serves as the parent entity for First Community Bank, which delivers a comprehensive array of commercial and retail banking services. These offerings are designed for individuals, professional practices, and small to medium-sized businesses. The company's operations are organized into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Investment Advisory along with Non-Deposit services. Customers can access diverse deposit products, such as checking, NOW, savings, and individual retirement accounts, in addition to demand deposits, daily money market accounts, and various certificates of deposit. The bank's extensive loan portfolio encompasses commercial financing for working capital, business expansion, and equipment acquisition, available on both secured and unsecured terms. It also provides consumer loans for purposes like vehicle purchases, home improvements, educational expenses, and personal investments. Further loan options include real estate construction and acquisition financing, alongside both fixed and variable rate mortgage products. Beyond its core banking functions, First Community Bank offers a suite of additional services. These include online and internet banking platforms, cash management solutions, safe deposit box rentals, traveler's checks, direct deposit for payroll and social security, and automated draft capabilities. Moreover, the company extends its services to non-deposit investment products, investment brokerage, VISA and MasterCard credit card facilities, professional investment advisory, and insurance solutions. The corporation maintains 21 full-service branches throughout several counties in South Carolina, specifically Lexington, Richland, Newberry, Kershaw, Greenville, Anderson, Pickens, and Aiken. Its presence also spans into Georgia, with offices located in Richmond and Columbia Counties. Incorporated in 1994, First Community Corporation's headquarters are situated in Lexington, South Carolina.

                      First Community (FCCO) Earnings & Revenues

                      Similar Stocks
                      Company
                      Price & Change
                      Follow
                      C&F Financial
                      Bank of Princeton
                      Virginia National Bankshares
                      Chain Bridge Bancorp, Inc. Class A

                      Ownership Overview

                      9.35%11.68%6.20%61.27%
                      6.20% Other Institutional Investors
                      61.27% Public Companies and
                      Individual Investors
                      Popular Stocks