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FCCO Stock Chart & Stats
$33.65
$0.45(1.34%)
At close: 4:00 PM EDT
$33.65
$0.45(1.34%)
Day’s Range― - ―
52-Week Range$25.92 - $35.74
Previous CloseN/A
Volume10.00
Average Volume (3M)63.41K
Market Cap
$316.96M
Enterprise Value$392.87
Total Cash (Recent Filing)$28.05M
Total Debt (Recent Filing)$113.95M
Price to Earnings (P/E)12.4
Beta0.79
Next Earnings
Oct 21, 2026EPS Estimate
0.8Next Dividend Ex-DateN/A
Dividend Yield1.93%
Share Statistics
EPS (TTM)2.72
Shares Outstanding9,399,731
10 Day Avg. Volume75,281
30 Day Avg. Volume63,411
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)1.36
Price to Sales (P/S)2.05
P/FCF Ratio12.94
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.14
Revenue Forecast (FY)$99.46M
Bulls Say, Bears Say
Bulls Say
Sustained Revenue And Earnings GrowthLong-term revenue expansion and healthy profitability indicate successful growth in the banking franchise. This supports internal capital generation and provides a durable foundation for continued investment in lending, technology and market development.
Improved Leverage And Stronger Capital BaseLower leverage and substantial equity growth improve financial resilience and funding flexibility. Consistent returns on equity also suggest the enlarged capital base is being used productively, strengthening the bank’s ability to absorb shocks and support measured expansion.
Market Expansion And Margin ImprovementEntry into the Atlanta market broadens FCCO’s geographic opportunity, while SBA lending and wealth-management expansion can diversify fee income. Sustained margin improvement and loan growth indicate the expanded platform is contributing to operating scale.
Bears Say
Margin Compression From Prior PeaksAlthough profitability remains healthy, lower margins than in earlier peak years indicate that earnings conversion has weakened. Persistent pressure from funding costs, competition or balance-sheet mix could limit how much revenue growth translates into durable bottom-line expansion.
Volatile Operating Cash GenerationThe bank remains cash generative, but uneven operating cash flow makes earnings quality and funding flexibility less predictable. Continued cash-flow weakness could constrain capital deployment, acquisition capacity or shareholder returns even if reported profits remain solid.
Balance-sheet Sensitivity During ExpansionFCCO is expanding its asset and loan base while retaining meaningful debt exposure. If credit losses rise or deposit funding becomes more expensive, leverage and growth could amplify pressure on capital, margins and earnings, particularly in a larger footprint.
First Community News
FCCO FAQ
What was First Community Corp.’s price range in the past 12 months?
First Community Corp. lowest stock price was $25.92 and its highest was $35.73 in the past 12 months.
What is First Community Corp.’s market cap?
First Community Corp.’s market cap is $316.96M.
When is First Community Corp.’s upcoming earnings report date?
First Community Corp.’s upcoming earnings report date is Oct 21, 2026 which is in 58 days.
How were First Community Corp.’s earnings last quarter?
First Community Corp. released its earnings results on Jul 22, 2026. The company reported $0.84 earnings per share for the quarter, beating the consensus estimate of $0.693 by $0.147.
Is First Community Corp. overvalued?
According to Wall Street analysts First Community Corp.’s price is currently Overvalued.
Does First Community Corp. pay dividends?
First Community Corp. pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 1.93%. See more information on First Community Corp. dividends here
What is First Community Corp.’s EPS estimate?
First Community Corp.’s EPS estimate is 0.8.
How many shares outstanding does First Community Corp. have?
First Community Corp. has 9,399,731 shares outstanding.
What happened to First Community Corp.’s price movement after its last earnings report?
First Community Corp. reported an EPS of $0.84 in its last earnings report, beating expectations of $0.693. Following the earnings report the stock price went up 0.792%.
Which hedge fund is a major shareholder of First Community Corp.?
Currently, no hedge funds are holding shares in FCCO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Community Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Blogger Sentiment
Bullish
FCCO Sentiment 100%
Sector Average 55%
Sector Average 55%
Insider Transactions
Sold Shares
Worth $345.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
19.81%
12-Months-Change
Fundamentals
Return on Equity
1.93%
Trailing 12-Months
Asset Growth
15.94%
Trailing 12-Months
Company Description
First Community Corp.
First Community Corporation serves as the parent entity for First Community Bank, which delivers a comprehensive array of commercial and retail banking services. These offerings are designed for individuals, professional practices, and small to medium-sized businesses. The company's operations are organized into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Investment Advisory along with Non-Deposit services. Customers can access diverse deposit products, such as checking, NOW, savings, and individual retirement accounts, in addition to demand deposits, daily money market accounts, and various certificates of deposit. The bank's extensive loan portfolio encompasses commercial financing for working capital, business expansion, and equipment acquisition, available on both secured and unsecured terms. It also provides consumer loans for purposes like vehicle purchases, home improvements, educational expenses, and personal investments. Further loan options include real estate construction and acquisition financing, alongside both fixed and variable rate mortgage products. Beyond its core banking functions, First Community Bank offers a suite of additional services. These include online and internet banking platforms, cash management solutions, safe deposit box rentals, traveler's checks, direct deposit for payroll and social security, and automated draft capabilities. Moreover, the company extends its services to non-deposit investment products, investment brokerage, VISA and MasterCard credit card facilities, professional investment advisory, and insurance solutions. The corporation maintains 21 full-service branches throughout several counties in South Carolina, specifically Lexington, Richland, Newberry, Kershaw, Greenville, Anderson, Pickens, and Aiken. Its presence also spans into Georgia, with offices located in Richmond and Columbia Counties. Incorporated in 1994, First Community Corporation's headquarters are situated in Lexington, South Carolina.
Technical Analysis
C&F Financial
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Bank of Princeton
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Virginia National Bankshares
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Chain Bridge Bancorp, Inc. Class A
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Ownership Overview
9.35% Insiders
11.68% Mutual Funds
12.71% Other Institutional Investors
54.65% Public Companies and
Individual Investors









