First Community (FCCO)
NASDAQ:FCCO
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FCCO Stock Chart & Stats
$29.47
-$0.14(-0.60%)
At close: 4:00 PM EST
$29.47
-$0.14(-0.60%)
Day’s Range― - ―
52-Week Range$21.80 - $31.51
Previous CloseN/A
Volume5.63K
Average Volume (3M)63.41K
Market Cap
$285.89M
Enterprise Value$315.03M
Total Cash (Recent Filing)$35.44M
Total Debt (Recent Filing)$117.36M
Price to Earnings (P/E)12.2
Beta0.81
Next Earnings
Jul 22, 2026EPS Estimate
0.69Next Dividend Ex-DateN/A
Dividend Yield2.07%
Share Statistics
EPS (TTM)2.59
Shares Outstanding9,397,960
10 Day Avg. Volume75,281
30 Day Avg. Volume63,411
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)1.36
Price to Sales (P/S)2.05
P/FCF Ratio12.94
Enterprise Value/Market Cap1.10
Enterprise Value/Revenue2.74
Enterprise Value/Gross Profit4.00
Enterprise Value/Ebitda8.90
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.94
Revenue Forecast (FY)$98.76M
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent top-line expansion over multiple years demonstrates durable business momentum and market penetration. For a regional bank, rising revenue supports scale economics, strengthens net interest income prospects, and provides a larger earnings base to absorb credit losses and fund strategic initiatives over months.
Robust Operating ProfitabilitySustained margin improvement indicates effective pricing, cost control, and favorable mix of loan and fee income. Stable profitability enhances internal capital formation, supports dividend and repurchase capacity, and gives the bank resilience across typical regional banking cycles over the coming months.
Capital Management FlexibilityA formal repurchase authorization and confirmed governance continuity give management a flexible tool to manage capital and return excess capital when prudent. That structural flexibility helps optimize leverage, signal confidence in long-term cash flow, and preserve optionality amid regulatory and market shifts.
Bears Say
Negative Shareholders' EquityA negative equity balance is a significant structural capital concern that can constrain regulatory flexibility, limit lending and deposit growth, and increase scrutiny from regulators and counterparties. This elevates solvency perceptions and complicates long-term strategic planning.
Weakening Cash GenerationSharp decline in cash generation reduces the bank's ability to organically rebuild capital, fund loan growth, and sustain buybacks or dividends. Persistently weaker operating cash flow increases reliance on external funding or capital raises, raising structural risk over the medium term.
Earnings Exposed To Rate And Credit CyclesNoted sensitivity of margins and earnings to rate and credit cycles implies recurring volatility in net interest income and provisions. This structural exposure can trigger tougher provisioning and earnings swings in adverse cycles, complicating capital planning and long-term return predictability.
First Community News
FCCO FAQ
What was First Community’s price range in the past 12 months?
First Community lowest stock price was $21.80 and its highest was $31.51 in the past 12 months.
What is First Community’s market cap?
First Community’s market cap is $285.89M.
When is First Community’s upcoming earnings report date?
First Community’s upcoming earnings report date is Jul 22, 2026 which is in 56 days.
How were First Community’s earnings last quarter?
First Community released its earnings results on Apr 22, 2026. The company reported $0.72 earnings per share for the quarter, beating the consensus estimate of $0.633 by $0.087.
Is First Community overvalued?
According to Wall Street analysts First Community’s price is currently Overvalued.
Does First Community pay dividends?
First Community pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 2.07%. See more information on First Community dividends here
What is First Community’s EPS estimate?
First Community’s EPS estimate is 0.69.
How many shares outstanding does First Community have?
First Community has 9,397,960 shares outstanding.
What happened to First Community’s price movement after its last earnings report?
First Community reported an EPS of $0.72 in its last earnings report, beating expectations of $0.633. Following the earnings report the stock price went up 1.557%.
Which hedge fund is a major shareholder of First Community?
Currently, no hedge funds are holding shares in FCCO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Community Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
FCCO Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
19.81%
12-Months-Change
Fundamentals
Return on Equity
11.74%
Trailing 12-Months
Asset Growth
17.27%
Trailing 12-Months
Company Description
First Community
First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. The company operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. Its deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. The company's loan portfolio comprises commercial loans that consist of secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans, including secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. It also provides other banking services, which include online banking, internet banking, cash management, safe deposit boxes, travelers checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. In addition, the company offers non-deposit investment products and other investment brokerage services; VISA and MasterCard credit card services; investment advisory services; and insurance services. It operates 21 full-service offices located in the Lexington County, Richland County, Newberry County, Kershaw County, Greenville County, Anderson County, Pickens County, and Aiken County, South Carolina; and Richmond County and Columbia County, Georgia. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.
Technical Analysis
C&F Financial
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Bank of Princeton
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Virginia National Bankshares
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Chain Bridge Bancorp, Inc. Class A
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Ownership Overview
9.14% Insiders
12.61% Mutual Funds
19.50% Other Institutional Investors
49.60% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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