Virginia National Bankshares Corporation (VABK)
NASDAQ:VABK
VABK Stock Chart & Stats
$39.83
$0.35(0.99%)
At close: 4:00 PM EST
$39.83
$0.35(0.99%)
Day’s Range― - ―
52-Week Range$34.12 - $44.57
Previous CloseN/A
Volume1.98K
Average Volume (3M)15.91K
Market Cap
$208.10M
Enterprise Value$230.94M
Total Cash (Recent Filing)$60.06M
Total Debt (Recent Filing)$29.75M
Price to Earnings (P/E)11.1
Beta0.76
Next Earnings
Apr 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.41%
Share Statistics
EPS (TTM)1.10
Shares Outstanding5,422,082
10 Day Avg. Volume9,389
30 Day Avg. Volume15,908
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)1.17
Price to Sales (P/S)2.58
P/FCF Ratio10.35
Enterprise Value/Market Cap1.11
Enterprise Value/Revenue2.77
Enterprise Value/Gross Profit4.02
Enterprise Value/Ebitda8.87
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Re-accelerationA large 2025 revenue re-acceleration signals strengthening core franchise and improved loan and asset deployment. Durable top-line momentum supports continued net interest income and fee generation, enabling sustainable operating leverage and reinvestment over the next several quarters.
Net Interest Margin ExpansionSequential and year-over-year NIM expansion reflects the bank's ability to preserve asset yields and control funding costs amid changing rates. Sustained margin management is a structural driver of bank earnings and can materially lift recurring profitability across upcoming reporting periods.
Conservative Capital & LiquidityLower leverage and rising shareholders' equity provide a durable capital buffer, supporting dividend payments and measured loan growth without risking solvency. Strong capital and liquidity enhance resilience to credit cycles and regulatory pressures over the medium term.
Bears Say
Modest Return On EquityA flat ROE around 10.5% indicates the bank is generating only moderate profitability on capital. Without clear uplift in leverage or structural margin expansion, persistent mid-single-digit improvement limits equity returns and constrains the pace of organic capital buildup over time.
Uneven Cash Flow TrendsAlthough 2025 cash generation improved, historical volatility in cash flows and low cash-to-asset coverage reduce financial flexibility. Uneven free cash flow can limit the bank's capacity to fund growth, absorb credit stress, or maintain payouts if operating conditions deteriorate.
Modest Loan Growth & Margin NormalizationLimited loan expansion constrains scalable net interest income, and margins that have normalized below 2022 highs suggest structural pressure on profitability. Together these trends could slow earnings traction absent sustained balance-sheet repricing or new revenue streams.
Virginia National Bankshares News
VABK FAQ
What was Virginia National Bankshares Corporation’s price range in the past 12 months?
Virginia National Bankshares Corporation lowest stock price was $34.12 and its highest was $44.57 in the past 12 months.
What is Virginia National Bankshares Corporation’s market cap?
Virginia National Bankshares Corporation’s market cap is $208.10M.
When is Virginia National Bankshares Corporation’s upcoming earnings report date?
Virginia National Bankshares Corporation’s upcoming earnings report date is Apr 23, 2026 which is in 19 days.
How were Virginia National Bankshares Corporation’s earnings last quarter?
Virginia National Bankshares Corporation released its earnings results on Jan 29, 2026. The company reported $1.098 earnings per share for the quarter, beating the consensus estimate of N/A by $1.098.
Is Virginia National Bankshares Corporation overvalued?
According to Wall Street analysts Virginia National Bankshares Corporation’s price is currently Overvalued.
Does Virginia National Bankshares Corporation pay dividends?
Virginia National Bankshares Corporation pays a Quarterly dividend of $0.36 which represents an annual dividend yield of 3.41%. See more information on Virginia National Bankshares Corporation dividends here
What is Virginia National Bankshares Corporation’s EPS estimate?
Virginia National Bankshares Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Virginia National Bankshares Corporation have?
Virginia National Bankshares Corporation has 5,422,082 shares outstanding.
What happened to Virginia National Bankshares Corporation’s price movement after its last earnings report?
Virginia National Bankshares Corporation reported an EPS of $1.098 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.676%.
Which hedge fund is a major shareholder of Virginia National Bankshares Corporation?
Currently, no hedge funds are holding shares in VABK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Virginia National Bankshares Stock Smart Score
Underperform
1
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5
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9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-2.78%
12-Months-Change
Fundamentals
Return on Equity
11.02%
Trailing 12-Months
Asset Growth
1.98%
Trailing 12-Months
Company Description
Virginia National Bankshares Corporation
Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial banking services. The company operates through four segments: Bank, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. It provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. The company also offers commercial and industrial loans, real estate construction and land loans, commercial real estate loans, and 1-4 family residential mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans. In addition, it provides automated teller machines, internet banking, treasury, and cash management services, as well as merchant and debit card services; and wealth and investment advisory, brokerage, insurance, consulting, and related services. Further, the company offers investment management, corporate trustee, trust and estate administration, IRA administration, house investment management, and custody services. It serves individuals, businesses, and charitable organizations. As of December 31, 2021, the company operated sixteen full-service banking facilities in the cities of Charlottesville, Manassas, Richmond, and Winchester, as well as the counties of Albemarle, Fauquier, and Prince William. Virginia National Bankshares Corporation was founded in 1998 and is headquartered in Charlottesville, Virginia.
Technical Analysis
LCNB
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First National
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Franklin Financial Services
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Eagle Financial Services
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Ownership Overview
12.21% Insiders
9.88% Mutual Funds
15.57% Other Institutional Investors
53.15% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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