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FXNC Stock Chart & Stats
$25.56
$0.09(0.41%)
At close: 4:00 PM EST
$25.56
$0.09(0.41%)
Day’s Range― - ―
52-Week Range$20.78 - $32.18
Previous CloseN/A
Volume1.79K
Average Volume (3M)17.30K
Market Cap
$287.05M
Enterprise Value$291.68
Total Cash (Recent Filing)$488.97M
Total Debt (Recent Filing)$42.74M
Price to Earnings (P/E)13.2
Beta0.66
Next Earnings
Oct 22, 2026EPS Estimate
0.63Next Dividend Ex-DateN/A
Dividend Yield2.09%
Share Statistics
EPS (TTM)2.40
Shares Outstanding9,040,967
10 Day Avg. Volume18,705
30 Day Avg. Volume17,295
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.22
Price to Sales (P/S)2.02
P/FCF Ratio10.81
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.42
Revenue Forecast (FY)$94.45M
Bulls Say, Bears Say
Bulls Say
Revenue & Margin ReboundA sharp TTM revenue rise with materially higher net and EBIT margins demonstrates improved core earning power from lending and fee activities. Sustained margin expansion supports internal reinvestment, dividend capacity and resilience to modest rate or credit headwinds when maintained.
Controlled Leverage & Improving ROELow leverage for a regional bank and rising ROE indicate prudent balance-sheet management and improving capital efficiency. Controlled debt levels increase resilience to stress, preserve lending capacity, and allow measured growth without excessive funding risk over the medium term.
Governance Continuity & DividendAn orderly board succession with experienced directors plus a recurring cash dividend signals disciplined capital allocation and governance continuity. This fosters confidence in strategic stability, supports shareholder returns, and aligns management incentives with long-term value creation.
Bears Say
Cash-Flow VariabilityDeclining and volatile cash conversion reduces the company's ability to reliably fund loan growth, reserves, and dividends from internal cash. Even with positive TTM FCF, past drawdowns highlight sensitivity to operating cycles and elevate refinancing or liquidity risk under stress.
Earnings Quality VolatilityMeaningful swings in profitability and returns suggest sensitivity to credit costs, margin pressure, or one-time items. Persistent volatility hampers compounding returns and makes capital planning and predictable dividend policy harder to sustain over multiple cycles.
Limited Ongoing DisclosureChoosing to furnish rather than file forward-looking materials and declining to update statements reduces transparency for investors. This limits visibility into management's evolving assumptions and complicates monitoring of strategy execution and risk trends over time.
First National News
FXNC FAQ
What was First National Corporation’s price range in the past 12 months?
First National Corporation lowest stock price was $20.78 and its highest was $32.18 in the past 12 months.
What is First National Corporation’s market cap?
First National Corporation’s market cap is $287.05M.
When is First National Corporation’s upcoming earnings report date?
First National Corporation’s upcoming earnings report date is Oct 22, 2026 which is in 80 days.
How were First National Corporation’s earnings last quarter?
First National Corporation released its earnings results on Jul 29, 2026. The company reported $0.63 earnings per share for the quarter, beating the consensus estimate of $0.589 by $0.041.
Is First National Corporation overvalued?
According to Wall Street analysts First National Corporation’s price is currently Overvalued.
Does First National Corporation pay dividends?
First National Corporation pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 2.09%. See more information on First National Corporation dividends here
What is First National Corporation’s EPS estimate?
First National Corporation’s EPS estimate is 0.63.
How many shares outstanding does First National Corporation have?
First National Corporation has 9,040,967 shares outstanding.
What happened to First National Corporation’s price movement after its last earnings report?
First National Corporation reported an EPS of $0.63 in its last earnings report, beating expectations of $0.589. Following the earnings report the stock price went up 3.567%.
Which hedge fund is a major shareholder of First National Corporation?
Currently, no hedge funds are holding shares in FXNC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First National Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
3.39%
12-Months-Change
Fundamentals
Return on Equity
2.09%
Trailing 12-Months
Asset Growth
2.09%
Trailing 12-Months
Company Description
First National Corporation
First National Corporation serves as the holding company for First Bank, which offers a diverse array of financial solutions and commercial banking services. It caters to a broad clientele across Virginia, including individuals, small and medium-sized enterprises, estates, local governmental bodies, and non-profit organizations. The bank's deposit offerings encompass essential accounts such as checking, savings, money market, and individual retirement accounts (IRAs), along with certificates of deposit (CDs) and sophisticated treasury management services. Its lending portfolio is extensive, featuring construction financing for residential properties, land acquisition, and development. It also provides mortgages for 1-4 family homes and commercial real estate loans, which are secured by various property types like multi-family residences, office and retail buildings, hotels, industrial sites, and religious facilities. For businesses, the bank extends commercial and industrial (C&I) loans, often collateralized by assets such as accounts receivable, equipment, and inventory. Furthermore, personal financing options range from home equity loans to a variety of secured and unsecured consumer loans, including lines of credit, vehicle financing, loans against deposits, and both installment and demand loans. Beyond traditional banking, First National Corporation delivers comprehensive wealth management services. These include estate planning, investment management for assets, and acting as a trustee for agreements and wills, in addition to estate settlement. Complementary services provided by the company include title insurance and investment advisory. Customers also benefit from modern conveniences such as internet and mobile banking, and remote deposit capture. The bank's presence spans 20 branch locations, a dedicated loan production office, a customer service center, and an expansive network of ATMs. The company was established in 1907 and its headquarters are situated in Strasburg, Virginia.
Technical Analysis
LCNB
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OP Bancorp
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Franklin Financial Services
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Eagle Financial Services
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Virginia National Bankshares
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Ownership Overview
13.72% Insiders
7.27% Mutual Funds
0.47% Other Institutional Investors
67.85% Public Companies and
Individual Investors