LCNB Corporation (LCNB)
NASDAQ:LCNB
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LCNB Stock Chart & Stats
$15.88
-$0.13(-0.85%)
At close: 4:00 PM EST
$15.88
-$0.13(-0.85%)
Day’s Range― - ―
52-Week Range$13.75 - $17.89
Previous CloseN/A
Volume6.71K
Average Volume (3M)25.25K
Market Cap
$232.08M
Enterprise Value$318.69M
Total Cash (Recent Filing)$250.62M
Total Debt (Recent Filing)$118.18M
Price to Earnings (P/E)12.4
Beta0.68
Next Earnings
Jul 28, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend Yield5.32%
Share Statistics
EPS (TTM)1.64
Shares Outstanding14,237,966
10 Day Avg. Volume35,438
30 Day Avg. Volume25,247
Financial Highlights & Ratios
PEG Ratio0.14
Price to Book (P/B)0.84
Price to Sales (P/S)1.86
P/FCF Ratio6.90
Enterprise Value/Market Cap1.37
Enterprise Value/Revenue2.56
Enterprise Value/Gross Profit3.54
Enterprise Value/Ebitda11.11
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.69
Revenue Forecast (FY)$95.80M
Bulls Say, Bears Say
Bulls Say
Improved 2025 ProfitabilityA meaningful rebound in net income and margin enhances the bank’s internal capital generation and long-run earnings power. Sustained higher profitability supports dividend payouts, loan loss absorption, and reinvestment capacity, improving resilience across business cycles.
Stronger Leverage Profile / Equity BaseMaterial improvement in leverage and a larger equity base provide regulatory and creditor cushion, increasing tolerance for credit stress. Lower leverage raises financial flexibility for strategic lending, M&A or capital returns without immediate reliance on volatile market funding.
Growing Wealth Management FranchiseExpanding wealth management diversifies fee revenue away from interest income and deepens client relationships. Durable AUM growth builds recurring fiduciary income, reduces sensitivity to loan/deposit cycles, and supports cross-sell opportunities with persistent long-term revenue streams.
Bears Say
Flat-to-Declining Revenue TrendStagnant or modestly negative revenue growth constrains scalability and makes earnings more reliant on margin expansion or noninterest fees. Over several quarters this reduces operating leverage, limits reinvestment capacity, and heightens dependence on rate or credit tailwinds to drive profits.
Volatile Cash Flow GenerationLarge swings in operating and free cash flow undermine predictable funding for dividends, loan growth, and capital expenditures. Volatility reduces financial flexibility, raises refinancing and liquidity risk, and limits management’s ability to execute multi-quarter strategic initiatives reliably.
Credit Stress In Specific Sector ExposureSector-specific problem credits required elevated provisions and charge-offs, signaling concentration risk. Even with low headline NPLs, episodic losses can increase earnings volatility, pressure loan-loss reserves, and necessitate tighter underwriting that could slow loan growth over ensuing quarters.
LCNB News
LCNB FAQ
What was LCNB Corporation’s price range in the past 12 months?
LCNB Corporation lowest stock price was $13.75 and its highest was $17.89 in the past 12 months.
What is LCNB Corporation’s market cap?
LCNB Corporation’s market cap is $232.08M.
When is LCNB Corporation’s upcoming earnings report date?
LCNB Corporation’s upcoming earnings report date is Jul 28, 2026 which is in 85 days.
How were LCNB Corporation’s earnings last quarter?
LCNB Corporation released its earnings results on Apr 22, 2026. The company reported $0.31 earnings per share for the quarter, missing the consensus estimate of $0.35 by -$0.04.
Is LCNB Corporation overvalued?
According to Wall Street analysts LCNB Corporation’s price is currently Overvalued.
Does LCNB Corporation pay dividends?
LCNB Corporation pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 5.32%. See more information on LCNB Corporation dividends here
What is LCNB Corporation’s EPS estimate?
LCNB Corporation’s EPS estimate is 0.44.
How many shares outstanding does LCNB Corporation have?
LCNB Corporation has 14,237,966 shares outstanding.
What happened to LCNB Corporation’s price movement after its last earnings report?
LCNB Corporation reported an EPS of $0.31 in its last earnings report, missing expectations of $0.35. Following the earnings report the stock price went down -3.486%.
Which hedge fund is a major shareholder of LCNB Corporation?
Currently, no hedge funds are holding shares in LCNB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
LCNB Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
LCNB Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $40.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.42%
12-Months-Change
Fundamentals
Return on Equity
8.48%
Trailing 12-Months
Asset Growth
-2.82%
Trailing 12-Months
Company Description
LCNB Corporation
LCNB Corp. is a financial holding company based in the United States, primarily engaged in providing a range of banking and financial services through its wholly owned subsidiary, LCNB National Bank. The company operates in the banking sector, offering services such as commercial and retail banking, mortgage lending, and wealth management. LCNB serves individual and business clients, focusing on delivering personalized financial solutions and fostering community relationships across its operating regions.
Technical Analysis
C&F Financial
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First Community
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Hawthorn Bancshares
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Bank of Princeton
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Chain Bridge Bancorp, Inc. Class A
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Ownership Overview
6.40% Insiders
9.73% Mutual Funds
1.41% Other Institutional Investors
73.10% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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