LCNB Corporation (LCNB)
NASDAQ:LCNB
LCNB Stock Chart & Stats
$15.88
-$0.13(-0.85%)
At close: 4:00 PM EST
$15.88
-$0.13(-0.85%)
Day’s Range― - ―
52-Week Range$13.34 - $17.89
Previous CloseN/A
Volume6.71K
Average Volume (3M)25.25K
Market Cap
$229.66M
Enterprise Value$329.49M
Total Cash (Recent Filing)$250.62M
Total Debt (Recent Filing)$118.18M
Price to Earnings (P/E)10.2
Beta0.65
Next Earnings
Apr 28, 2026EPS Estimate
0.35Next Dividend Ex-DateN/A
Dividend Yield5.32%
Share Statistics
EPS (TTM)0.40
Shares Outstanding14,237,966
10 Day Avg. Volume35,438
30 Day Avg. Volume25,247
Financial Highlights & Ratios
PEG Ratio0.14
Price to Book (P/B)0.84
Price to Sales (P/S)1.86
P/FCF Ratio6.90
Enterprise Value/Market Cap1.43
Enterprise Value/Revenue2.65
Enterprise Value/Gross Profit3.66
Enterprise Value/Ebitda11.49
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.73
Revenue Forecast (FY)$95.80M
Bulls Say, Bears Say
Bulls Say
Profitability RecoveryLCNB’s 2025 net income rebound to $23.1M and expanded net margin (18.6%) suggest the franchise can convert revenue into durable earnings. Strong 2025 profitability builds retained earnings, supports capital and dividends, and provides a buffer to absorb future credit or rate shocks.
Improved Capital & LeverageMaterial improvement in leverage and a 13.6% rise in tangible book indicate stronger balance-sheet resilience. Lower debt-to-equity increases shock absorption, preserves lending capacity, and gives management flexibility to fund growth or maintain dividends through economic cycles.
Wealth Management Growth Diversifies RevenueGrowing wealth AUM and record fiduciary income provide recurring noninterest fee revenue that is less rate-sensitive than NII. This diversification supports margin stability, reduces reliance on loan-driven NII, and gives a scalable fee business to smooth overall earnings volatility.
Bears Say
Weak/Flat Revenue TrendA slight top-line decline signals limited organic growth momentum; with earnings driven largely by NII, sustained revenue softness constrains long-term profit expansion. Without durable loan or fee growth, earnings gains may prove cyclical rather than structural.
Volatile Cash FlowsLarge swings in operating and free cash flow reduce financial flexibility to fund lending, cover dividends, or absorb losses. Even if FCF covered net income historically, volatility increases refinancing and liquidity risk and could force tighter capital allocation in stress periods.
Asset/Deposit Contraction & Funding Mix RiskStrategic runoff of higher-cost deposits trimmed assets and deposit funding, which can improve margins but reduces scale and core funding. Shrinking deposit base limits loan growth without replacing funding, raising pressure to use higher-cost borrowings or slow business expansion.
LCNB News
LCNB FAQ
What was LCNB Corporation’s price range in the past 12 months?
LCNB Corporation lowest stock price was $13.34 and its highest was $17.89 in the past 12 months.
What is LCNB Corporation’s market cap?
LCNB Corporation’s market cap is $229.66M.
When is LCNB Corporation’s upcoming earnings report date?
LCNB Corporation’s upcoming earnings report date is Apr 28, 2026 which is in 23 days.
How were LCNB Corporation’s earnings last quarter?
LCNB Corporation released its earnings results on Jan 29, 2026. The company reported $0.4 earnings per share for the quarter, missing the consensus estimate of $0.45 by -$0.05.
Is LCNB Corporation overvalued?
According to Wall Street analysts LCNB Corporation’s price is currently Overvalued.
Does LCNB Corporation pay dividends?
LCNB Corporation pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 5.32%. See more information on LCNB Corporation dividends here
What is LCNB Corporation’s EPS estimate?
LCNB Corporation’s EPS estimate is 0.35.
How many shares outstanding does LCNB Corporation have?
LCNB Corporation has 14,237,966 shares outstanding.
What happened to LCNB Corporation’s price movement after its last earnings report?
LCNB Corporation reported an EPS of $0.4 in its last earnings report, missing expectations of $0.45. Following the earnings report the stock price went down -0.869%.
Which hedge fund is a major shareholder of LCNB Corporation?
Currently, no hedge funds are holding shares in LCNB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
LCNB Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
LCNB Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $40.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.42%
12-Months-Change
Fundamentals
Return on Equity
8.68%
Trailing 12-Months
Asset Growth
-2.88%
Trailing 12-Months
Company Description
LCNB Corporation
LCNB Corp. is a financial holding company based in the United States, primarily engaged in providing a range of banking and financial services through its wholly owned subsidiary, LCNB National Bank. The company operates in the banking sector, offering services such as commercial and retail banking, mortgage lending, and wealth management. LCNB serves individual and business clients, focusing on delivering personalized financial solutions and fostering community relationships across its operating regions.
Technical Analysis
C&F Financial
―
First Community
―
Hawthorn Bancshares
―
Bank of Princeton
―
Chain Bridge Bancorp, Inc. Class A
―
Ownership Overview
6.40% Insiders
9.72% Mutual Funds
13.13% Other Institutional Investors
61.44% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---