LCNB Corporation (LCNB)
NASDAQ:LCNB
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LCNB Stock Chart & Stats
$15.88
-$0.13(-0.85%)
At close: 4:00 PM EST
$15.88
-$0.13(-0.85%)
Day’s Range― - ―
52-Week Range$13.75 - $17.89
Previous CloseN/A
Volume6.71K
Average Volume (3M)25.25K
Market Cap
$232.64M
Enterprise Value$320.39M
Total Cash (Recent Filing)$23.14M
Total Debt (Recent Filing)$110.89M
Price to Earnings (P/E)12.4
Beta0.68
Next Earnings
Jul 28, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend Yield5.32%
Share Statistics
EPS (TTM)1.62
Shares Outstanding14,246,007
10 Day Avg. Volume35,438
30 Day Avg. Volume25,247
Financial Highlights & Ratios
PEG Ratio0.14
Price to Book (P/B)0.84
Price to Sales (P/S)1.86
P/FCF Ratio6.90
Enterprise Value/Market Cap1.38
Enterprise Value/Revenue2.58
Enterprise Value/Gross Profit3.56
Enterprise Value/Ebitda11.45
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.69
Revenue Forecast (FY)$95.80M
Bulls Say, Bears Say
Bulls Say
Profitability & Cash ConversionSustained high reported margins and near-100% free cash conversion indicate durable earnings quality and internal funding capacity. Over the medium term this supports dividends, reserve building, and reinvestment without immediate reliance on external capital, improving financial resilience.
Improving Leverage / Balance SheetA meaningful reduction in debt-to-equity over recent years materially lowers solvency and interest-rate sensitivity. Improved capital structure enhances funding flexibility, capacity for targeted lending growth or buybacks, and reduces downside risk in stressed macro scenarios.
Revenue Diversification Via Wealth ManagementGrowing wealth-management AUM and fiduciary income diversifies earnings away from net interest margin dependence. Recurring fee streams improve revenue stability, increase client stickiness and cross-sell potential, helping offset cyclical loan and deposit volatility over time.
Bears Say
Sharp TTM Revenue DeclineA one-third decline in trailing revenue signals structural top-line weakness or one-off declines that compress scale economics. If sustained, this erodes margin headroom, limits reinvestment, and forces difficult trade-offs between growth and capital returns over the medium term.
Volatile Cash Flows And MarginsMaterial year-to-year swings in operating cash and margins make forecasting and capital allocation harder. Volatility increases the risk of earnings surprises, complicates dividend sustainability assessments, and raises the chance management must conserve capital during downturns.
Credit Stress In Specific SectorsMaterial provisions and charge-offs tied to logistics exposures highlight concentration and underwriting risk in the commercial book. Even with low NPL ratios, sector-specific losses can presage higher loss rates, requiring higher allowance levels and tighter monitoring going forward.
LCNB News
LCNB FAQ
What was LCNB Corporation’s price range in the past 12 months?
LCNB Corporation lowest stock price was $13.75 and its highest was $17.89 in the past 12 months.
What is LCNB Corporation’s market cap?
LCNB Corporation’s market cap is $232.64M.
When is LCNB Corporation’s upcoming earnings report date?
LCNB Corporation’s upcoming earnings report date is Jul 28, 2026 which is in 63 days.
How were LCNB Corporation’s earnings last quarter?
LCNB Corporation released its earnings results on Apr 22, 2026. The company reported $0.31 earnings per share for the quarter, missing the consensus estimate of $0.35 by -$0.04.
Is LCNB Corporation overvalued?
According to Wall Street analysts LCNB Corporation’s price is currently Overvalued.
Does LCNB Corporation pay dividends?
LCNB Corporation pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 5.32%. See more information on LCNB Corporation dividends here
What is LCNB Corporation’s EPS estimate?
LCNB Corporation’s EPS estimate is 0.44.
How many shares outstanding does LCNB Corporation have?
LCNB Corporation has 14,246,007 shares outstanding.
What happened to LCNB Corporation’s price movement after its last earnings report?
LCNB Corporation reported an EPS of $0.31 in its last earnings report, missing expectations of $0.35. Following the earnings report the stock price went down -3.486%.
Which hedge fund is a major shareholder of LCNB Corporation?
Currently, no hedge funds are holding shares in LCNB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
LCNB Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
LCNB Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $41.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.42%
12-Months-Change
Fundamentals
Return on Equity
8.48%
Trailing 12-Months
Asset Growth
-2.82%
Trailing 12-Months
Company Description
LCNB Corporation
LCNB Corp. is a financial holding company based in the United States, primarily engaged in providing a range of banking and financial services through its wholly owned subsidiary, LCNB National Bank. The company operates in the banking sector, offering services such as commercial and retail banking, mortgage lending, and wealth management. LCNB serves individual and business clients, focusing on delivering personalized financial solutions and fostering community relationships across its operating regions.
Technical Analysis
C&F Financial
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First Community
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Hawthorn Bancshares
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Bank of Princeton
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Chain Bridge Bancorp, Inc. Class A
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Ownership Overview
6.40% Insiders
9.73% Mutual Funds
13.34% Other Institutional Investors
60.94% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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