Hawthorn Bancshares (HWBK)
NASDAQ:HWBK
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HWBK Stock Chart & Stats
$33.55
$0.12(0.38%)
At close: 4:00 PM EST
$33.55
$0.12(0.38%)
Day’s Range― - ―
52-Week Range$27.07 - $36.49
Previous CloseN/A
Volume1.45K
Average Volume (3M)9.63K
Market Cap
$230.81M
Enterprise Value$280.96M
Total Cash (Recent Filing)$177.90M
Total Debt (Recent Filing)$155.46M
Price to Earnings (P/E)8.6
Beta0.39
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.39%
Share Statistics
EPS (TTM)3.42
Shares Outstanding6,889,810
10 Day Avg. Volume15,383
30 Day Avg. Volume9,627
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)1.40
Price to Sales (P/S)2.17
P/FCF Ratio10.67
Enterprise Value/Market Cap1.22
Enterprise Value/Revenue2.51
Enterprise Value/Gross Profit3.51
Enterprise Value/Ebitda8.96
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Margin Recovery & Revenue Step-upA sharp revenue step-up and net margin recovery to ~21% in 2025 signal materially stronger core profitability across lending and fee businesses. Sustained higher margins improve cash generation and internal funding capacity, supporting reinvestment, dividends, and resilience through business cycles.
Improved Balance-sheet LeverageLeverage declining from ~1.2–1.6x to below 1.0x materially strengthens capital positioning. This enhances the bank's capacity to underwrite loans, absorb credit losses, and pursue growth initiatives or M&A with less reliance on risky funding, improving medium-term financial flexibility.
Accretive M&A Expands FootprintThe FSC Bancshares acquisition meaningfully scales Hawthorn’s Missouri presence, adding deposits, loans, and branches. If executed as guided, accretion and added scale should deliver revenue synergies and improved operating efficiency, strengthening competitive position in regional community banking over coming quarters.
Bears Say
Earnings And Cash-flow VolatilitySignificant swings—strong 2021–22, a deep 2023 trough, then a rebound—point to unstable earnings drivers. Free cash flow coverage and operating cash conversion have been inconsistent, reducing predictability of cash generation and complicating capital allocation, dividend visibility, and investor confidence.
Near-term Tangible Book Dilution & Integration RiskManagement expects ~9.8% tangible book dilution at close with a multi-year payback. That near-term capital dilution combined with regulatory approval and integration execution risk raises the chance of disrupted capital metrics and earnings variability while synergies are realized.
Leverage Variability And Prior Weak ROEDespite recent improvement, past elevated and variable leverage and a collapsed ROE in 2023 reveal sensitivity to funding and credit cycles. This uneven capital and return profile increases risk that adverse funding or asset-quality shocks could materially impair growth and shareholder returns.
Hawthorn Bancshares News
HWBK FAQ
What was Hawthorn Bancshares’s price range in the past 12 months?
Hawthorn Bancshares lowest stock price was $27.07 and its highest was $36.49 in the past 12 months.
What is Hawthorn Bancshares’s market cap?
Hawthorn Bancshares’s market cap is $230.81M.
When is Hawthorn Bancshares’s upcoming earnings report date?
Hawthorn Bancshares’s upcoming earnings report date is Aug 05, 2026 which is in 93 days.
How were Hawthorn Bancshares’s earnings last quarter?
Hawthorn Bancshares released its earnings results on Apr 29, 2026. The company reported $0.98 earnings per share for the quarter, beating the consensus estimate of N/A by $0.98.
Is Hawthorn Bancshares overvalued?
According to Wall Street analysts Hawthorn Bancshares’s price is currently Overvalued.
Does Hawthorn Bancshares pay dividends?
Hawthorn Bancshares pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 2.39%. See more information on Hawthorn Bancshares dividends here
What is Hawthorn Bancshares’s EPS estimate?
Hawthorn Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Hawthorn Bancshares have?
Hawthorn Bancshares has 6,889,810 shares outstanding.
What happened to Hawthorn Bancshares’s price movement after its last earnings report?
Hawthorn Bancshares reported an EPS of $0.98 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.208%.
Which hedge fund is a major shareholder of Hawthorn Bancshares?
Currently, no hedge funds are holding shares in HWBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hawthorn Bancshares Stock Smart Score
Neutral
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10
Blogger Sentiment
Bullish
HWBK Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 45.1K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.97%
12-Months-Change
Fundamentals
Return on Equity
14.66%
Trailing 12-Months
Asset Growth
3.82%
Trailing 12-Months
Company Description
Hawthorn Bancshares
Hawthorn Bancshares, Inc. operates as the bank holding company for Hawthorn Bank that provides commercial and personal banking services. It accepts checking, savings, money market, individual retirement, and other time deposit accounts; and certificates of deposit. The company also offers commercial and industrial, single payment personal, installment, commercial and residential real estate, and consumer loans, as well as equipment, operating, and small business administration loans; and debit and credit cards. In addition, it provides trust services that include estate planning, investment, and asset management services; and cash management, safety deposit box, brokerage, and Internet banking services. The company operates through 23 banking offices in Missouri communities, Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the greater Kansas City metropolitan area. Hawthorn Bancshares, Inc. was founded in 1865 and is headquartered in Jefferson City, Missouri.
Technical Analysis
C&F Financial
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First Community
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LCNB
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Bank of Princeton
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Chain Bridge Bancorp, Inc. Class A
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Ownership Overview
0.66% Insiders
8.74% Mutual Funds
0.20% Other Institutional Investors
82.46% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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