Hawthorn Bancshares (HWBK)
NASDAQ:HWBK
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HWBK Stock Chart & Stats
$33.55
$0.12(0.38%)
At close: 4:00 PM EST
$33.55
$0.12(0.38%)
Day’s Range― - ―
52-Week Range$27.07 - $37.70
Previous CloseN/A
Volume1.45K
Average Volume (3M)9.63K
Market Cap
$260.00M
Enterprise Value$299.84M
Total Cash (Recent Filing)$313.73M
Total Debt (Recent Filing)$148.72M
Price to Earnings (P/E)10.3
Beta0.44
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.39%
Share Statistics
EPS (TTM)3.63
Shares Outstanding6,896,585
10 Day Avg. Volume15,383
30 Day Avg. Volume9,627
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)1.40
Price to Sales (P/S)2.17
P/FCF Ratio10.67
Enterprise Value/Market Cap1.15
Enterprise Value/Revenue2.63
Enterprise Value/Gross Profit3.65
Enterprise Value/Ebitda9.19
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Capital StructureA materially lower debt-to-equity ratio and rising equity (to $175.4M) provide durable capital flexibility. Stronger leverage supports lending capacity, regulatory cushions and M&A funding without immediate capital raises, reducing financial risk across economic cycles.
Solid Cash GenerationConsistent operating cash flow growth and FCF that tracks earnings (FCF ~81% of net income) underpin sustainable internal funding. This durable cash conversion supports dividends, branch and tech investment, and cushions credit stress without overreliance on external funding.
Strategic Acquisition & ScaleThe FSC deal expands the branch footprint and asset base, creating a ~ $2.2B combined bank. Structural scale in northern Missouri should enhance deposit density, revenue diversification and cost efficiency, improving long-term earnings power and market position.
Bears Say
Earnings VolatilityA sharp ROE collapse in 2023 followed by recovery shows earnings sensitivity to rate and credit cycles. Persistent cyclicality raises risk to capital and dividend consistency, and makes multi-quarter earnings visibility weaker for investors and management planning.
Weak Loan Growth & Rising NPAsModest contraction in loan balances and slightly higher non-performing assets suggest pressure in core lending markets. Persistent weak loan growth limits interest income expansion and rising NPAs can force higher provisions, constraining durable margin and credit performance.
Cash Flow VariabilityMaterial swings in free cash flow and inconsistent OCF coverage across periods reduce predictability for capital allocation. That volatility complicates funding for strategic initiatives and makes sustainable dividend or buyback pacing harder during adverse cycles.
Hawthorn Bancshares News
HWBK FAQ
What was Hawthorn Bancshares’s price range in the past 12 months?
Hawthorn Bancshares lowest stock price was $27.07 and its highest was $37.70 in the past 12 months.
What is Hawthorn Bancshares’s market cap?
Hawthorn Bancshares’s market cap is $260.00M.
When is Hawthorn Bancshares’s upcoming earnings report date?
Hawthorn Bancshares’s upcoming earnings report date is Jul 23, 2026 which is in 38 days.
How were Hawthorn Bancshares’s earnings last quarter?
Hawthorn Bancshares released its earnings results on Apr 29, 2026. The company reported $0.831 earnings per share for the quarter, beating the consensus estimate of N/A by $0.831.
Is Hawthorn Bancshares overvalued?
According to Wall Street analysts Hawthorn Bancshares’s price is currently Overvalued.
Does Hawthorn Bancshares pay dividends?
Hawthorn Bancshares pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 2.39%. See more information on Hawthorn Bancshares dividends here
What is Hawthorn Bancshares’s EPS estimate?
Hawthorn Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Hawthorn Bancshares have?
Hawthorn Bancshares has 6,896,585 shares outstanding.
What happened to Hawthorn Bancshares’s price movement after its last earnings report?
Hawthorn Bancshares reported an EPS of $0.831 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.208%.
Which hedge fund is a major shareholder of Hawthorn Bancshares?
Currently, no hedge funds are holding shares in HWBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hawthorn Bancshares Stock Smart Score
Neutral
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10
Blogger Sentiment
Bullish
HWBK Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 45.1K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.97%
12-Months-Change
Fundamentals
Return on Equity
14.66%
Trailing 12-Months
Asset Growth
3.82%
Trailing 12-Months
Company Description
Hawthorn Bancshares
Hawthorn Bancshares, Inc. functions as the parent holding company for Hawthorn Bank, which delivers a full spectrum of financial services to both commercial clients and individual consumers. The institution offers various deposit accounts, such as checking, savings, money market, and individual retirement accounts, in addition to time deposits and certificates of deposit. Its lending portfolio encompasses commercial and industrial financing, personal installment and single payment loans, consumer credit, and both commercial and residential real estate loans. Furthermore, Hawthorn Bank provides specialized financing for equipment, operating capital, and Small Business Administration (SBA) loans. Customers also have access to debit and credit card services. Beyond conventional banking, the company furnishes trust services, including estate planning, investment management, and asset supervision. Other available resources include cash management solutions, secure safety deposit boxes, brokerage facilities, and convenient internet banking. The bank maintains a presence across Missouri with 23 branch locations, serving communities such as Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the broader Kansas City metropolitan area. Hawthorn Bancshares, Inc. traces its origins back to 1865 and is headquartered in Jefferson City, Missouri.
Technical Analysis
C&F Financial
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First Community
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LCNB
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Bank of Princeton
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Chain Bridge Bancorp, Inc. Class A
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Ownership Overview
13.37% Insiders
8.58% Mutual Funds
11.04% Other Institutional Investors
58.70% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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