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Hawthorn Bancshares (HWBK)
NASDAQ:HWBK
US Market
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Hawthorn Bancshares (HWBK) Price & Analysis

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HWBK Stock Chart & Stats

$38.34
$0.05(0.13%)
At close: 4:00 PM EDT
$38.34
$0.05(0.13%)

Bulls Say, Bears Say

Bulls Say
Profitability Recovery & MarginsA multi-year rebound in profitability (net income up sharply to $25.2M TTM and materially stronger margins) indicates improved earnings quality and operational control. Sustained margins support internal capital build, dividend coverage, and resilience to modest revenue slippage, aiding long-term stability.
Improved Capital And LeverageMarked decline in leverage and rising equity strengthen the bank's loss-absorbing capacity and regulatory posture. Healthier capitalization increases lending flexibility, reduces refinancing risk, and provides capacity for organic growth or M&A without unduly stressing funding or capital ratios over the medium term.
Strategic Acquisition ProgressAdvancing the FSC Bancshares acquisition is a structural growth move to expand Hawthorn’s Missouri footprint and customer base. If closed and integrated well, the deal can deliver scale, cross-sell opportunities and cost synergies that sustainably improve competitive position and revenue diversification.
Bears Say
Earnings Volatility And Cyclical RiskThe sharp 2023 profit collapse demonstrates meaningful exposure to credit and interest-rate cycles. That history implies earnings and capital metrics can reverse quickly under stress, making long-term forecasting and dividend sustainability more uncertain without continued disciplined underwriting and margin management.
Modest Top-line GrowthLow single-digit revenue growth constrains operating leverage and makes EPS gains dependent on margin improvement, cost control, or inorganic expansion. Modest organic growth limits ability to scale expenses and absorb credit shocks, raising reliance on acquisitions or NIM expansion for durable profit growth.
Inconsistent Cash-flow CoverageVariability in operating cash flow and free cash flow across recent years adds uncertainty to funding flexibility. Inconsistent coverage can complicate provision funding, dividend sustainability, and financing of growth or acquisitions, increasing execution risk during adverse credit or liquidity episodes.

Hawthorn Bancshares News

HWBK FAQ

What was Hawthorn Bancshares’s price range in the past 12 months?
Hawthorn Bancshares lowest stock price was $28.10 and its highest was $40.36 in the past 12 months.
    What is Hawthorn Bancshares’s market cap?
    Hawthorn Bancshares’s market cap is $269.06M.
      When is Hawthorn Bancshares’s upcoming earnings report date?
      Hawthorn Bancshares’s upcoming earnings report date is Oct 28, 2026 which is in 86 days.
        How were Hawthorn Bancshares’s earnings last quarter?
        Hawthorn Bancshares released its earnings results on Jul 29, 2026. The company reported $1.06 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Hawthorn Bancshares overvalued?
          According to Wall Street analysts Hawthorn Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hawthorn Bancshares pay dividends?
            Hawthorn Bancshares pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 2.1%. See more information on Hawthorn Bancshares dividends here
              What is Hawthorn Bancshares’s EPS estimate?
              Hawthorn Bancshares’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hawthorn Bancshares have?
              Hawthorn Bancshares has 6,900,678 shares outstanding.
                What happened to Hawthorn Bancshares’s price movement after its last earnings report?
                Hawthorn Bancshares reported an EPS of $1.06 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.129%.
                  Which hedge fund is a major shareholder of Hawthorn Bancshares?
                  Currently, no hedge funds are holding shares in HWBK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Hawthorn Bancshares

                    Hawthorn Bancshares, Inc. functions as the parent holding company for Hawthorn Bank, which delivers a full spectrum of financial services to both commercial clients and individual consumers. The institution offers various deposit accounts, such as checking, savings, money market, and individual retirement accounts, in addition to time deposits and certificates of deposit. Its lending portfolio encompasses commercial and industrial financing, personal installment and single payment loans, consumer credit, and both commercial and residential real estate loans. Furthermore, Hawthorn Bank provides specialized financing for equipment, operating capital, and Small Business Administration (SBA) loans. Customers also have access to debit and credit card services. Beyond conventional banking, the company furnishes trust services, including estate planning, investment management, and asset supervision. Other available resources include cash management solutions, secure safety deposit boxes, brokerage facilities, and convenient internet banking. The bank maintains a presence across Missouri with 23 branch locations, serving communities such as Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the broader Kansas City metropolitan area. Hawthorn Bancshares, Inc. traces its origins back to 1865 and is headquartered in Jefferson City, Missouri.

                    Hawthorn Bancshares (HWBK) Earnings & Revenues

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                    Ownership Overview

                    13.36%8.53%<0.01%69.14%
                    13.36% Insiders
                    <0.01% Other Institutional Investors
                    69.14% Public Companies and
                    Individual Investors
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