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Hawthorn Bancshares (HWBK)
NASDAQ:HWBK
US Market
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Hawthorn Bancshares (HWBK) Price & Analysis

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HWBK Stock Chart & Stats

$33.55
$0.12(0.38%)
At close: 4:00 PM EST
$33.55
$0.12(0.38%)

Bulls Say, Bears Say

Bulls Say
Improved Leverage And Capital BaseSustained reduction in leverage and a larger equity base improve regulatory resilience and strategic optionality. Lower debt-to-equity and rising book value support lending capacity, dividend funding and M&A financing without immediate capital raises, reducing long-term refinancing and solvency risk.
Consistent Cash Generation And Rising Free Cash FlowImproving operating and free cash flow demonstrates higher cash conversion and earnings quality. Durable cash generation underpins dividends, internal investment and deal funding, and provides a buffer for provisioning cycles, enhancing long-run financial flexibility for a regional bank.
Strategic, Accretive M&A To Expand FranchisePlanned acquisition materially increases scale and branch density in northern Missouri, improving revenue diversification and cost efficiency. Size expansion to ~$2.2B can sustain higher lending capacity, enhance deposit mix, and help dilute fixed costs across a larger franchise over the medium term.
Bears Say
Earnings Cyclicality And Prior ROE CollapseA sharp earnings downturn in 2023 shows sensitivity to credit and rate cycles; despite the rebound, the bank's smaller scale and regional concentration mean earnings can swing materially with local economic stress, threatening capital, dividends and strategic plans during adverse cycles.
Modest Revenue Growth And Loan ContractionSlow top-line growth and recent declines in loans and deposits constrain net interest income expansion and limit margin leverage. Without sustained organic loan growth or successful integration of acquisitions, revenue momentum may remain muted, pressuring long-term profitability improvement.
Credit/asset Quality SensitivityA small uptick in NPAs and a modest allowance indicate emerging credit stress in the portfolio. In a recession or local downturn, provisions could rise and compress earnings and capital. For a regional bank, concentrated local exposure can amplify these credit shocks over multiple quarters.

Hawthorn Bancshares News

HWBK FAQ

What was Hawthorn Bancshares’s price range in the past 12 months?
Hawthorn Bancshares lowest stock price was $28.10 and its highest was $40.36 in the past 12 months.
    What is Hawthorn Bancshares’s market cap?
    Hawthorn Bancshares’s market cap is $266.48M.
      When is Hawthorn Bancshares’s upcoming earnings report date?
      Hawthorn Bancshares’s upcoming earnings report date is Jul 23, 2026 which is in 18 days.
        How were Hawthorn Bancshares’s earnings last quarter?
        Hawthorn Bancshares released its earnings results on Apr 29, 2026. The company reported $0.831 earnings per share for the quarter, beating the consensus estimate of N/A by $0.831.
          Is Hawthorn Bancshares overvalued?
          According to Wall Street analysts Hawthorn Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hawthorn Bancshares pay dividends?
            Hawthorn Bancshares pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 2.39%. See more information on Hawthorn Bancshares dividends here
              What is Hawthorn Bancshares’s EPS estimate?
              Hawthorn Bancshares’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hawthorn Bancshares have?
              Hawthorn Bancshares has 6,896,585 shares outstanding.
                What happened to Hawthorn Bancshares’s price movement after its last earnings report?
                Hawthorn Bancshares reported an EPS of $0.831 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.209%.
                  Which hedge fund is a major shareholder of Hawthorn Bancshares?
                  Currently, no hedge funds are holding shares in HWBK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Hawthorn Bancshares Stock Smart Score

                    Company Description

                    Hawthorn Bancshares

                    Hawthorn Bancshares, Inc. functions as the parent holding company for Hawthorn Bank, which delivers a full spectrum of financial services to both commercial clients and individual consumers. The institution offers various deposit accounts, such as checking, savings, money market, and individual retirement accounts, in addition to time deposits and certificates of deposit. Its lending portfolio encompasses commercial and industrial financing, personal installment and single payment loans, consumer credit, and both commercial and residential real estate loans. Furthermore, Hawthorn Bank provides specialized financing for equipment, operating capital, and Small Business Administration (SBA) loans. Customers also have access to debit and credit card services. Beyond conventional banking, the company furnishes trust services, including estate planning, investment management, and asset supervision. Other available resources include cash management solutions, secure safety deposit boxes, brokerage facilities, and convenient internet banking. The bank maintains a presence across Missouri with 23 branch locations, serving communities such as Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the broader Kansas City metropolitan area. Hawthorn Bancshares, Inc. traces its origins back to 1865 and is headquartered in Jefferson City, Missouri.

                    Hawthorn Bancshares (HWBK) Earnings & Revenues

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                    Ownership Overview

                    13.37%8.53%11.04%58.36%
                    13.37% Insiders
                    11.04% Other Institutional Investors
                    58.36% Public Companies and
                    Individual Investors

                    Options Prices

                    Currently, No data available
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