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Hawthorn Bancshares (HWBK)
NASDAQ:HWBK
US Market
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Hawthorn Bancshares (HWBK) Price & Analysis

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HWBK Stock Chart & Stats

$33.55
$0.12(0.38%)
At close: 4:00 PM EST
$33.55
$0.12(0.38%)

Bulls Say, Bears Say

Bulls Say
Improved CapitalizationMaterial de-leveraging and equity growth strengthen solvency and regulatory buffers. Lower debt-to-equity (from ~1.21x in 2022 to ~0.85x TTM 2026) increases capacity to absorb loan losses, support organic growth, dividends, and smaller M&A without immediate capital raises.
Improving Cash GenerationSustained rise in operating and free cash flow across recent years underpins earnings quality and internal funding. FCF running ~81% of net income in 2026 TTM improves ability to finance dividends, invest in digital/branches, and service debt without relying on volatile capital markets.
Profitability Rebound & MarginsA multi-year rebound from a 2023 trough to robust 2026 TTM profitability (net and EBIT margins expanded) indicates the franchise generated higher core earnings and improved efficiency. Higher margins provide cushion against rate/credit cycles and support long-term ROE.
Bears Say
Cyclical Earnings VolatilityThe sharp profitability collapse in 2023 demonstrates sensitivity to credit and interest-rate cycles. Even with recent recovery, earnings and ROE can swing materially, making forward performance dependent on macrocredit conditions and lending mix stability over the medium term.
Inconsistent Cash Flow CoverageWhile cash generation improved recently, prior declines and inconsistent operating cash coverage create uncertainty in debt servicing and capital planning. Variability reduces predictability of internal funding for loans, dividends, or acquisitions during weaker cycles.
M&A Integration & Dilution RiskThe announced FSC Bancshares acquisition scales the franchise but carries tangible book dilution and integration execution risk. Post-deal asset mix, credit quality, and realized cost saves will determine lasting benefit; near-term capital metrics and shareholder dilution may be pressured.

Hawthorn Bancshares News

HWBK FAQ

What was Hawthorn Bancshares’s price range in the past 12 months?
Hawthorn Bancshares lowest stock price was $27.07 and its highest was $37.30 in the past 12 months.
    What is Hawthorn Bancshares’s market cap?
    Hawthorn Bancshares’s market cap is $243.79M.
      When is Hawthorn Bancshares’s upcoming earnings report date?
      Hawthorn Bancshares’s upcoming earnings report date is Jul 23, 2026 which is in 59 days.
        How were Hawthorn Bancshares’s earnings last quarter?
        Hawthorn Bancshares released its earnings results on Apr 29, 2026. The company reported $0.831 earnings per share for the quarter, beating the consensus estimate of N/A by $0.831.
          Is Hawthorn Bancshares overvalued?
          According to Wall Street analysts Hawthorn Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hawthorn Bancshares pay dividends?
            Hawthorn Bancshares pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 2.39%. See more information on Hawthorn Bancshares dividends here
              What is Hawthorn Bancshares’s EPS estimate?
              Hawthorn Bancshares’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hawthorn Bancshares have?
              Hawthorn Bancshares has 6,896,585 shares outstanding.
                What happened to Hawthorn Bancshares’s price movement after its last earnings report?
                Hawthorn Bancshares reported an EPS of $0.831 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.208%.
                  Which hedge fund is a major shareholder of Hawthorn Bancshares?
                  Currently, no hedge funds are holding shares in HWBK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Hawthorn Bancshares Stock Smart Score

                    Company Description

                    Hawthorn Bancshares

                    Hawthorn Bancshares, Inc. operates as the bank holding company for Hawthorn Bank that provides commercial and personal banking services. It accepts checking, savings, money market, individual retirement, and other time deposit accounts; and certificates of deposit. The company also offers commercial and industrial, single payment personal, installment, commercial and residential real estate, and consumer loans, as well as equipment, operating, and small business administration loans; and debit and credit cards. In addition, it provides trust services that include estate planning, investment, and asset management services; and cash management, safety deposit box, brokerage, and Internet banking services. The company operates through 23 banking offices in Missouri communities, Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the greater Kansas City metropolitan area. Hawthorn Bancshares, Inc. was founded in 1865 and is headquartered in Jefferson City, Missouri.

                    Hawthorn Bancshares (HWBK) Earnings & Revenues

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                    Ownership Overview

                    0.80%8.58%11.04%71.37%
                    11.04% Other Institutional Investors
                    71.37% Public Companies and
                    Individual Investors

                    Options Prices

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