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Hawthorn Bancshares (HWBK)
NASDAQ:HWBK
US Market
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Hawthorn Bancshares (HWBK) Price & Analysis

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HWBK Stock Chart & Stats

$38.34
$0.05(0.13%)
At close: 4:00 PM EDT
$38.34
$0.05(0.13%)

Bulls Say, Bears Say

Bulls Say
Profitability RecoveryA multi-year rebound in net margin and ROE signals restored core earnings power and better pricing or cost control. Sustained higher margins increase internal capital generation, support dividends and lending capacity, and reduce dependence on external funding over a 2–6 month horizon and beyond.
Improving Cash GenerationMaterial TTM increases in operating and free cash flow strengthen financial flexibility and the bank's ability to self-fund growth, dividends, and acquisitions. Consistent cash coverage of net income enhances resilience to stress and supports capital allocation over the medium term.
Strategic Missouri AcquisitionThe FSC Bancshares deal is a structural growth move that should expand market presence and scale in Missouri. Achieved regulatory non‑objections indicate execution progress; upon closing it can deliver cost synergies, broader customer access and durable competitive positioning locally.
Bears Say
Balance-Sheet UncertaintyAn abrupt TTM reporting of zero debt alongside declining assets raises questions on classification or timing rather than a sustained de‑risking. If transitory, leverage metrics and funding assumptions could revert, creating medium-term uncertainty around capital and liquidity planning.
Earnings & Cash Flow VolatilityHistorical swings in earnings and cash flow indicate sensitivity to credit, rate cycles, and one‑time items. This volatility undermines predictability of returns and capital deployment, making multi‑period planning and dividend sustainability less certain without consistent trend continuation.
Concentration & Deposit/Loan PressuresConcentration in a single regional market and recent modest falls in loans and deposits limit diversification and expose net interest income to local economic swings or deposit competition. Persistent declines would constrain lending growth and margin stability over the medium term.

Hawthorn Bancshares News

HWBK FAQ

What was Hawthorn Bancshares’s price range in the past 12 months?
Hawthorn Bancshares lowest stock price was $29.39 and its highest was $40.60 in the past 12 months.
    What is Hawthorn Bancshares’s market cap?
    Hawthorn Bancshares’s market cap is $270.61M.
      When is Hawthorn Bancshares’s upcoming earnings report date?
      Hawthorn Bancshares’s upcoming earnings report date is Oct 28, 2026 which is in 64 days.
        How were Hawthorn Bancshares’s earnings last quarter?
        Hawthorn Bancshares released its earnings results on Jul 29, 2026. The company reported $1.061 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Hawthorn Bancshares overvalued?
          According to Wall Street analysts Hawthorn Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hawthorn Bancshares pay dividends?
            Hawthorn Bancshares pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 2.1%. See more information on Hawthorn Bancshares dividends here
              What is Hawthorn Bancshares’s EPS estimate?
              Hawthorn Bancshares’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hawthorn Bancshares have?
              Hawthorn Bancshares has 6,900,678 shares outstanding.
                What happened to Hawthorn Bancshares’s price movement after its last earnings report?
                Hawthorn Bancshares reported an EPS of $1.061 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.129%.
                  Which hedge fund is a major shareholder of Hawthorn Bancshares?
                  Currently, no hedge funds are holding shares in HWBK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Hawthorn Bancshares Stock Smart Score

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                    Neutral
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                    Company Description

                    Hawthorn Bancshares

                    Hawthorn Bancshares, Inc. functions as the parent holding company for Hawthorn Bank, which delivers a full spectrum of financial services to both commercial clients and individual consumers. The institution offers various deposit accounts, such as checking, savings, money market, and individual retirement accounts, in addition to time deposits and certificates of deposit. Its lending portfolio encompasses commercial and industrial financing, personal installment and single payment loans, consumer credit, and both commercial and residential real estate loans. Furthermore, Hawthorn Bank provides specialized financing for equipment, operating capital, and Small Business Administration (SBA) loans. Customers also have access to debit and credit card services. Beyond conventional banking, the company furnishes trust services, including estate planning, investment management, and asset supervision. Other available resources include cash management solutions, secure safety deposit boxes, brokerage facilities, and convenient internet banking. The bank maintains a presence across Missouri with 23 branch locations, serving communities such as Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the broader Kansas City metropolitan area. Hawthorn Bancshares, Inc. traces its origins back to 1865 and is headquartered in Jefferson City, Missouri.

                    Hawthorn Bancshares (HWBK) Earnings & Revenues

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                    Ownership Overview

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                    10.97% Other Institutional Investors
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