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FVCB Stock Chart & Stats
$15.55
$0.38(3.30%)
At close: 4:00 PM EST
$15.55
$0.38(3.30%)
Day’s Range― - ―
52-Week Range$11.83 - $18.41
Previous CloseN/A
Volume4.41K
Average Volume (3M)27.54K
Market Cap
$314.40M
Enterprise Value$315.89M
Total Cash (Recent Filing)$9.44M
Total Debt (Recent Filing)$30.54M
Price to Earnings (P/E)13.4
Beta0.91
Next Earnings
Jul 23, 2026EPS Estimate
0.36Next Dividend Ex-DateN/A
Dividend Yield0.87%
Share Statistics
EPS (TTM)1.29
Shares Outstanding17,996,792
10 Day Avg. Volume26,170
30 Day Avg. Volume27,537
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)0.99
Price to Sales (P/S)2.07
P/FCF Ratio10.59
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue2.58
Enterprise Value/Gross Profit4.68
Enterprise Value/Ebitda10.39
Forecast
1Y Price Target
$19.00Price Target Upside22.19% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.43
Revenue Forecast (FY)$76.61M
Bulls Say, Bears Say
Bulls Say
High Net MarginSustained TTM net margin around 21% reflects improved profitability versus prior years and indicates durable pricing power and cost control. Strong margins support internal capital accumulation, buffer against credit cycles, and enable reinvestment in lending and technology over the next 2–6 months.
Conservative LeverageLeverage reduced to roughly 0.09 TTM with steady equity growth, providing balance-sheet resilience. Low debt levels improve funding flexibility and lower default risk, supporting sustained lending capacity and capital returns even if loan demand softens or provisioning needs rise.
Healthy Cash GenerationFree cash flow growth near 9% TTM and FCF roughly matching net income show reliable cash conversion. Persistent cash generation underpins dividends, the executed buyback program, and organic loan growth, while providing buffers for credit losses or technology investment over the medium term.
Bears Say
TTM Revenue DeclineA roughly 9% TTM revenue decline signals weakening top-line momentum and reduces operating leverage. If revenue contraction persists, it can erode margins, limit internal reinvestment and constrain loan growth initiatives, making sustained earnings improvement harder over the coming quarters.
Regional Portfolio ConcentrationConcentration in the Washington, D.C. area and in real estate/commercial loans raises exposure to local economic, regulatory or sector-specific downturns. Geographic and sector concentration can amplify cyclical losses and limit diversification benefits, affecting credit stability over time.
Historical Leverage And Growth VolatilityPast swings to elevated leverage and uneven growth indicate potential variability in capital strategy and earnings. Such historical volatility suggests management may face execution risks in capital allocation, which could re-emerge under stress and materially affect stability and investor returns.
FVCBankcorp News
FVCB FAQ
What was FVCBankcorp Inc’s price range in the past 12 months?
FVCBankcorp Inc lowest stock price was $11.83 and its highest was $18.41 in the past 12 months.
What is FVCBankcorp Inc’s market cap?
FVCBankcorp Inc’s market cap is $314.40M.
When is FVCBankcorp Inc’s upcoming earnings report date?
FVCBankcorp Inc’s upcoming earnings report date is Jul 23, 2026 which is in 16 days.
How were FVCBankcorp Inc’s earnings last quarter?
FVCBankcorp Inc released its earnings results on Apr 21, 2026. The company reported $0.36 earnings per share for the quarter, beating the consensus estimate of $0.33 by $0.03.
Is FVCBankcorp Inc overvalued?
According to Wall Street analysts FVCBankcorp Inc’s price is currently Undervalued.
Does FVCBankcorp Inc pay dividends?
FVCBankcorp Inc pays a Quarterly dividend of $0.07 which represents an annual dividend yield of 0.87%. See more information on FVCBankcorp Inc dividends here
What is FVCBankcorp Inc’s EPS estimate?
FVCBankcorp Inc’s EPS estimate is 0.36.
How many shares outstanding does FVCBankcorp Inc have?
FVCBankcorp Inc has 17,996,792 shares outstanding.
What happened to FVCBankcorp Inc’s price movement after its last earnings report?
FVCBankcorp Inc reported an EPS of $0.36 in its last earnings report, beating expectations of $0.33. Following the earnings report the stock price went up 1.874%.
Which hedge fund is a major shareholder of FVCBankcorp Inc?
Currently, no hedge funds are holding shares in FVCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FVCBankcorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$19.00 (22.19% Upside)
$19.00 (22.19% Upside)
Blogger Sentiment
Bullish
FVCB Sentiment 100%
Sector Average 67%
Sector Average 67%
Insider Transactions
Sold Shares
Worth $23.5K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-10.79%
12-Months-Change
Fundamentals
Return on Equity
9.25%
Trailing 12-Months
Asset Growth
4.22%
Trailing 12-Months
Company Description
FVCBankcorp Inc
FVCBankcorp, Inc. serves as the holding company for FVCbank, delivering a comprehensive suite of banking products and services throughout Virginia. Its deposit options include both interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The institution provides various loan products, such as commercial real estate and construction financing. It offers commercial loans designed for diverse business needs, including working capital, equipment purchases, lines of credit, and government contract financing. Additional loan offerings extend to Small Business Administration (SBA) loans, asset-based lending, accounts receivable financing, home equity loans, and consumer loans. Complementing these, it issues business and consumer credit cards, offers merchant services, and provides business insurance. Digital services like online banking, remote deposit, and mobile banking are also available. The company primarily caters to the financial requirements of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees throughout the greater Washington, D.C., and Baltimore metropolitan areas. A network of nine additional branch offices supports its operations, located in Arlington, Manassas, Reston (Fairfax County), and Springfield (Fairfax County) in Virginia; Montgomery County and Baltimore in Maryland; and Washington, D.C. FVCBankcorp, Inc. was established in 2007 and maintains its headquarters in Fairfax, Virginia.
FVCB Stock 12 Month Forecast
Average Price Target
$19.00
▲(22.19% Upside)
Technical Analysis
Norwood Financial
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First Internet Bancorp
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First Western Financial
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FB Bancorp, Inc.
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Ownership Overview
10.26% Insiders
8.39% Mutual Funds
23.25% Other Institutional Investors
46.75% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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