FVCBankcorp Inc (FVCB)
NASDAQ:FVCB
FVCB Stock Chart & Stats
$15.19
$0.38(3.30%)
At close: 4:00 PM EST
$15.19
$0.38(3.30%)
Day’s Range― - ―
52-Week Range$9.49 - $17.94
Previous CloseN/A
Volume4.41K
Average Volume (3M)27.54K
Market Cap
$272.56M
Enterprise Value$284.19M
Total Cash (Recent Filing)$159.11M
Total Debt (Recent Filing)$18.75M
Price to Earnings (P/E)11.4
Beta1.05
Next Earnings
Apr 16, 2026EPS Estimate
0.33Next Dividend Ex-DateN/A
Dividend Yield0.87%
Share Statistics
EPS (TTM)0.31
Shares Outstanding17,943,092
10 Day Avg. Volume26,170
30 Day Avg. Volume27,537
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)0.99
Price to Sales (P/S)2.07
P/FCF Ratio10.56
Enterprise Value/Market Cap1.04
Enterprise Value/Revenue2.37
Enterprise Value/Gross Profit4.46
Enterprise Value/Ebitda9.97
Forecast
1Y Price Target
$18.00Price Target Upside18.50% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.43
Revenue Forecast (FY)$73.88M
Bulls Say, Bears Say
Bulls Say
Deleveraged Balance SheetMaterial deleveraging through 2025 meaningfully strengthens capital resilience and regulatory flexibility. Lower debt reduces interest burden and default risk, improving the bank’s ability to absorb credit losses and support lending through economic cycles over the next several quarters.
Consistent Revenue GrowthMulti-year revenue growth indicates durable demand for core lending and deposit services in its market. Sustained top-line expansion supports operating leverage and provides a foundation for reinvesting in product and branch services, aiding stability across medium-term horizons.
Capital Raise Bolsters Regulatory RatiosThe completed $25M senior note placement increases tangible capital and regulatory cushion, enabling measured loan growth and reserve management. While it adds fixed interest cost, the incremental capital improves long-term capacity to expand lending in the core D.C. market and absorb shocks.
Bears Say
2025 Cash-flow Red FlagA reported zero operating/free cash flow in 2025 is a major data or operational red flag that undermines confidence in cash conversion. If accurate, it indicates strained liquidity or one-time cash drains, reducing ability to fund buybacks, capital needs, or absorb credit stress reliably.
Profitability And Margin VolatilityWide swings in margins and uneven earnings quality signal sensitivity to rate cycles, credit costs, or expense control. Persistent margin volatility makes future earnings less predictable and complicates capital planning, affecting the bank’s ability to deliver stable returns over the medium term.
Geographic Concentration / Limited ScaleHeavy concentration in the D.C. metro limits geographic diversification and exposes performance to local economic, political and real estate cycles. Its smaller regional scale constrains diversification of loan/products and may increase cyclicality and competition-related margin pressure over time.
FVCBankcorp News
FVCB FAQ
What was FVCBankcorp Inc’s price range in the past 12 months?
FVCBankcorp Inc lowest stock price was $9.49 and its highest was $17.94 in the past 12 months.
What is FVCBankcorp Inc’s market cap?
FVCBankcorp Inc’s market cap is $272.56M.
When is FVCBankcorp Inc’s upcoming earnings report date?
FVCBankcorp Inc’s upcoming earnings report date is Apr 16, 2026 which is in 20 days.
How were FVCBankcorp Inc’s earnings last quarter?
FVCBankcorp Inc released its earnings results on Jan 20, 2026. The company reported $0.31 earnings per share for the quarter, the consensus estimate of $0.31 by $0.
Is FVCBankcorp Inc overvalued?
According to Wall Street analysts FVCBankcorp Inc’s price is currently Undervalued.
Does FVCBankcorp Inc pay dividends?
FVCBankcorp Inc pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 0.87%. See more information on FVCBankcorp Inc dividends here
What is FVCBankcorp Inc’s EPS estimate?
FVCBankcorp Inc’s EPS estimate is 0.33.
How many shares outstanding does FVCBankcorp Inc have?
FVCBankcorp Inc has 17,943,092 shares outstanding.
What happened to FVCBankcorp Inc’s price movement after its last earnings report?
FVCBankcorp Inc reported an EPS of $0.31 in its last earnings report, expectations of $0.31. Following the earnings report the stock price went up 7.016%.
Which hedge fund is a major shareholder of FVCBankcorp Inc?
Currently, no hedge funds are holding shares in FVCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FVCBankcorp Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$18.00 (18.50% Upside)
$18.00 (18.50% Upside)
Insider Transactions
Sold Shares
Worth $801.6K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-10.79%
12-Months-Change
Fundamentals
Return on Equity
8.92%
Trailing 12-Months
Asset Growth
4.07%
Trailing 12-Months
Company Description
FVCBankcorp Inc
FVCBankcorp, Inc. operates as the holding company for FVCbank that provides various banking products and services in Virginia. It offers deposit products, including interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The company also provides commercial real estate loans; commercial construction loans; commercial loans for various business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration loans; asset-based loans and accounts receivable financing; home equity loans; and consumer loans. In addition, it offers business and consumer credit cards; merchant services; business insurance products; and online banking, remote deposit, and mobile banking services. The company serves the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C., and Baltimore metropolitan areas. It operates a network of 9 additional branch offices in Arlington, Virginia; the independent city of Manassas, Virginia; Reston, Fairfax County, Virginia; Springfield, Fairfax County in Virginia; Montgomery County and Baltimore in Maryland, and Washington, D.C. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.
FVCB Stock 12 Month Forecast
Average Price Target
$18.00
▲(18.50% Upside)
Technical Analysis
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Ownership Overview
7.09% Insiders
8.22% Mutual Funds
22.25% Other Institutional Investors
53.43% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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