Want to see FVCB full AI Analyst Report?
FVCB Stock Chart & Stats
$18.00
$0.30(1.67%)
At close: 4:00 PM EDT
$18.00
$0.30(1.67%)
Day’s Range― - ―
52-Week Range$11.83 - $19.11
Previous Close$18.23
Volume156.15K
Average Volume (3M)27.54K
Market Cap
$333.99M
Enterprise Value$335.70
Total Cash (Recent Filing)$12.24M
Total Debt (Recent Filing)$30.16M
Price to Earnings (P/E)12.9
Beta0.87
Next Earnings
Oct 27, 2026EPS Estimate
0.39Next Dividend Ex-DateN/A
Dividend Yield1.4%
Share Statistics
EPS (TTM)1.44
Shares Outstanding18,034,204
10 Day Avg. Volume26,170
30 Day Avg. Volume27,537
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)0.99
Price to Sales (P/S)2.07
P/FCF Ratio10.59
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$21.00Price Target Upside16.67% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.5
Revenue Forecast (FY)$78.64M
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthSharp deleveraging and equity growth provide durable capital resilience. Lower debt-to-equity reduces funding and interest-rate vulnerability, supports regulatory ratios and dividend capacity, and gives management flexibility to absorb losses or pursue measured loan growth without immediate capital raises.
Cash Generation And ConversionStrong operating and free cash flow with near‑one-to-one conversion to net income signals high earnings quality. Reliable cash generation supports dividends, internal investment and balance-sheet deleveraging, reducing reliance on external funding and strengthening long-term financial flexibility.
Improving Core Earnings And Funding MixRecord quarter with expanded margins and sub‑50% efficiency reflects scalable operating leverage. Growth in core and noninterest-bearing deposits improves funding stability and lowers funding costs, supporting sustainable net interest income and durable profitability versus reliance on wholesale funding.
Bears Say
Revenue ContractionA substantial TTM revenue decline erodes scale economics and can mask true operating performance. Persistent top-line pressure constrains margin expansion, limits fee and cross-sell opportunities, and forces greater dependence on cost control or one‑time items to sustain earnings over the medium term.
Margin VolatilityLarge swing in operating margins undermines earnings predictability and raises questions about sustainability of recent profitability. If margins reflect mix shifts, payoffs, or transitory items, management must rebuild consistent core margins to sustain ROE and support dividends without relying on volatile gains.
Limited Operating Cash CoverageDespite rising absolute cash flow, a low operating cash flow coverage ratio indicates limited cushion relative to obligations. This tight coverage can restrict the bank’s ability to withstand credit shocks, pursue opportunistic lending growth, or absorb higher expense or capital demands without accessing external capital.
FVCBankcorp News
FVCB FAQ
What was FVCBankcorp Inc’s price range in the past 12 months?
FVCBankcorp Inc lowest stock price was $11.83 and its highest was $19.11 in the past 12 months.
What is FVCBankcorp Inc’s market cap?
FVCBankcorp Inc’s market cap is $333.99M.
When is FVCBankcorp Inc’s upcoming earnings report date?
FVCBankcorp Inc’s upcoming earnings report date is Oct 27, 2026 which is in 76 days.
How were FVCBankcorp Inc’s earnings last quarter?
FVCBankcorp Inc released its earnings results on Jul 21, 2026. The company reported $0.42 earnings per share for the quarter, beating the consensus estimate of $0.36 by $0.06.
Is FVCBankcorp Inc overvalued?
According to Wall Street analysts FVCBankcorp Inc’s price is currently Undervalued.
Does FVCBankcorp Inc pay dividends?
FVCBankcorp Inc pays a Quarterly dividend of $0.07 which represents an annual dividend yield of 1.4%. See more information on FVCBankcorp Inc dividends here
What is FVCBankcorp Inc’s EPS estimate?
FVCBankcorp Inc’s EPS estimate is 0.39.
How many shares outstanding does FVCBankcorp Inc have?
FVCBankcorp Inc has 18,034,204 shares outstanding.
What happened to FVCBankcorp Inc’s price movement after its last earnings report?
FVCBankcorp Inc reported an EPS of $0.42 in its last earnings report, beating expectations of $0.36. Following the earnings report the stock price went up 0.113%.
Which hedge fund is a major shareholder of FVCBankcorp Inc?
Currently, no hedge funds are holding shares in FVCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FVCBankcorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$21.00 (16.67% Upside)
$21.00 (16.67% Upside)
Blogger Sentiment
Bullish
FVCB Sentiment 100%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
-10.79%
12-Months-Change
Fundamentals
Return on Equity
1.40%
Trailing 12-Months
Asset Growth
5.81%
Trailing 12-Months
Company Description
FVCBankcorp Inc
FVCBankcorp, Inc. serves as the holding company for FVCbank, delivering a comprehensive suite of banking products and services throughout Virginia. Its deposit options include both interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The institution provides various loan products, such as commercial real estate and construction financing. It offers commercial loans designed for diverse business needs, including working capital, equipment purchases, lines of credit, and government contract financing. Additional loan offerings extend to Small Business Administration (SBA) loans, asset-based lending, accounts receivable financing, home equity loans, and consumer loans. Complementing these, it issues business and consumer credit cards, offers merchant services, and provides business insurance. Digital services like online banking, remote deposit, and mobile banking are also available. The company primarily caters to the financial requirements of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees throughout the greater Washington, D.C., and Baltimore metropolitan areas. A network of nine additional branch offices supports its operations, located in Arlington, Manassas, Reston (Fairfax County), and Springfield (Fairfax County) in Virginia; Montgomery County and Baltimore in Maryland; and Washington, D.C. FVCBankcorp, Inc. was established in 2007 and maintains its headquarters in Fairfax, Virginia.
FVCB Stock 12 Month Forecast
Average Price Target
$21.00
▲(16.67% Upside)
Technical Analysis
First Community
―
Timberland Bancorp
―
BayCom
―
CoastalSouth Bancshares
―
John Marshall Bancorp
―
Ownership Overview
10.24% Insiders
8.37% Mutual Funds
3.92% Other Institutional Investors
65.85% Public Companies and
Individual Investors








