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FVCBankcorp Inc (FVCB)
NASDAQ:FVCB
FVCB Stock Chart & Stats
$15.32
$0.38(3.30%)
At close: 4:00 PM EST
$15.32
$0.38(3.30%)
Day’s Range― - ―
52-Week Range$9.49 - $17.94
Previous CloseN/A
Volume4.41K
Average Volume (3M)27.54K
Market Cap
$276.91M
Enterprise Value$291.60M
Total Cash (Recent Filing)$159.11M
Total Debt (Recent Filing)$18.75M
Price to Earnings (P/E)12.7
Beta1.05
Next Earnings
Apr 16, 2026EPS Estimate
0.33Next Dividend Ex-DateN/A
Dividend Yield0.87%
Share Statistics
EPS (TTM)0.31
Shares Outstanding18,074,814
10 Day Avg. Volume26,170
30 Day Avg. Volume27,537
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)0.99
Price to Sales (P/S)2.07
P/FCF Ratio0.00
Enterprise Value/Market Cap1.05
Enterprise Value/Revenue2.43
Enterprise Value/Gross Profit4.58
Enterprise Value/Ebitda10.23
Forecast
1Y Price Target
$18.00Price Target Upside17.49% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.43
Revenue Forecast (FY)$73.88M
Bulls Say, Bears Say
Bulls Say
Balance-sheet DeleveragingFVCBankcorp materially reduced leverage and raised tangible capital between 2022 and 2025, creating a stronger regulatory and loss-absorption buffer. This durable improvement supports lending capacity, lowers systemic vulnerability, and improves resilience to credit shocks over the medium term.
Steady Revenue GrowthConsistent top-line growth from 2020–2025 indicates durable demand for the bank’s loan, deposit and fee products. Persistent revenue expansion supports scale, funds reinvestment in relationship banking and treasury services, and underpins medium-term earnings potential independent of short-term cycles.
Capital Flexibility Via Notes OfferingThe $25M senior note issuance is a structural move to strengthen regulatory capital and explicitly support lending in the core market. While it carries cost, the issuance increases the bank’s capacity to underwrite loans and manage credit risk, improving strategic flexibility over coming quarters.
Bears Say
2025 Cash-flow DeteriorationA reported collapse of operating/free cash flow in 2025, versus consistent positive cash generation 2020–2024, raises durable concerns about cash conversion and liquidity reliability. Until clarified, it weakens confidence in funding internal growth, servicing debt, and sustaining capital returns.
Profitability Volatility And Margin InconsistencyEarnings quality has been uneven, with wide margin swings and incomplete 2025 margin data. Persistent profitability volatility undermines predictability of returns, complicates capital allocation and dividend planning, and increases reliance on management execution to stabilize long-term ROE.
Higher Funding Cost And Partial Reversal Of DeleveragingAlthough the notes boost capital, their 6.75% coupon and added senior unsecured debt raise fixed interest costs and modestly reverse the prior deleveraging trend. Structurally higher funding expense can pressure net interest margin and compress long-run profitability absent offsetting revenue or margin gains.
FVCBankcorp News
FVCB FAQ
What was FVCBankcorp Inc’s price range in the past 12 months?
FVCBankcorp Inc lowest stock price was $9.49 and its highest was $17.94 in the past 12 months.
What is FVCBankcorp Inc’s market cap?
FVCBankcorp Inc’s market cap is $276.91M.
When is FVCBankcorp Inc’s upcoming earnings report date?
FVCBankcorp Inc’s upcoming earnings report date is Apr 16, 2026 which is in 42 days.
How were FVCBankcorp Inc’s earnings last quarter?
FVCBankcorp Inc released its earnings results on Jan 20, 2026. The company reported $0.31 earnings per share for the quarter, the consensus estimate of $0.31 by $0.
Is FVCBankcorp Inc overvalued?
According to Wall Street analysts FVCBankcorp Inc’s price is currently Undervalued.
Does FVCBankcorp Inc pay dividends?
FVCBankcorp Inc pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 0.87%. See more information on FVCBankcorp Inc dividends here
What is FVCBankcorp Inc’s EPS estimate?
FVCBankcorp Inc’s EPS estimate is 0.33.
How many shares outstanding does FVCBankcorp Inc have?
FVCBankcorp Inc has 18,074,814 shares outstanding.
What happened to FVCBankcorp Inc’s price movement after its last earnings report?
FVCBankcorp Inc reported an EPS of $0.31 in its last earnings report, expectations of $0.31. Following the earnings report the stock price went up 7.016%.
Which hedge fund is a major shareholder of FVCBankcorp Inc?
Currently, no hedge funds are holding shares in FVCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FVCBankcorp Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$18.00 (17.49% Upside)
$18.00 (17.49% Upside)
Insider Transactions
Sold Shares
Worth $631.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-10.79%
12-Months-Change
Fundamentals
Return on Equity
8.87%
Trailing 12-Months
Asset Growth
-2.69%
Trailing 12-Months
Company Description
FVCBankcorp Inc
FVCBankcorp, Inc. operates as the holding company for FVCbank that provides various banking products and services in Virginia. It offers deposit products, including interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The company also provides commercial real estate loans; commercial construction loans; commercial loans for various business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration loans; asset-based loans and accounts receivable financing; home equity loans; and consumer loans. In addition, it offers business and consumer credit cards; merchant services; business insurance products; and online banking, remote deposit, and mobile banking services. The company serves the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C., and Baltimore metropolitan areas. It operates a network of 9 additional branch offices in Arlington, Virginia; the independent city of Manassas, Virginia; Reston, Fairfax County, Virginia; Springfield, Fairfax County in Virginia; Montgomery County and Baltimore in Maryland, and Washington, D.C. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.
FVCB Stock 12 Month Forecast
Average Price Target
$18.00
▲(17.49% Upside)
Technical Analysis
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Ownership Overview
9.14% Insiders
8.23% Mutual Funds
22.09% Other Institutional Investors
51.77% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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