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Norwood Financial (NWFL)
NASDAQ:NWFL
NWFL Stock Chart & Stats
$28.45
$0.36(1.39%)
At close: 4:00 PM EST
$28.45
$0.36(1.39%)
Day’s Range― - ―
52-Week Range$21.25 - $30.59
Previous CloseN/A
Volume2.37K
Average Volume (3M)27.97K
Market Cap
$306.16M
Enterprise Value$262.92M
Total Cash (Recent Filing)$215.92M
Total Debt (Recent Filing)$72.07M
Price to Earnings (P/E)9.6
Beta0.57
Next Earnings
Apr 17, 2026EPS Estimate
0.77Next Dividend Ex-DateN/A
Dividend Yield4.21%
Share Statistics
EPS (TTM)0.84
Shares Outstanding10,934,200
10 Day Avg. Volume30,919
30 Day Avg. Volume27,966
Financial Highlights & Ratios
PEG Ratio13.48
Price to Book (P/B)1.02
Price to Sales (P/S)2.15
P/FCF Ratio11.06
Enterprise Value/Market Cap0.86
Enterprise Value/Revenue2.34
Enterprise Value/Gross Profit4.34
Enterprise Value/Ebitda23.94
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Capital ManagementA recent ~$30M follow-on offering to reposition low yielding AFS portfolio into higher yielding securities is expected to enhance profitability metrics and EPS levels.
Dividend SustainabilityThe company's strong dividend history and current ~5.0% yield is seen as sustainable, even with lower profitability metrics compared to peers.
Management StrategyA relatively new pro-growth management team is positioning the bank for margin EPS and profitability improvement.
Bears Say
Financial PerformanceThe forecasted ROA of 1.05% in 2026 is below peers, contributing to the Equal-Weight rating and a $25.50 price target.
Growth ProjectionsDespite the expectation of mid-single-digit organic growth in 2025, the anticipated growth may not be sufficient to overcome the current lower profitability metrics.
Norwood Financial News
NWFL FAQ
What was Norwood Financial’s price range in the past 12 months?
Norwood Financial lowest stock price was $21.25 and its highest was $30.59 in the past 12 months.
What is Norwood Financial’s market cap?
Norwood Financial’s market cap is $306.16M.
When is Norwood Financial’s upcoming earnings report date?
Norwood Financial’s upcoming earnings report date is Apr 17, 2026 which is in 84 days.
How were Norwood Financial’s earnings last quarter?
Norwood Financial released its earnings results on Jan 22, 2026. The company reported $0.84 earnings per share for the quarter, missing the consensus estimate of $0.845 by -$0.005.
Is Norwood Financial overvalued?
According to Wall Street analysts Norwood Financial’s price is currently Overvalued.
Does Norwood Financial pay dividends?
Norwood Financial pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 4.21%. See more information on Norwood Financial dividends here
What is Norwood Financial’s EPS estimate?
Norwood Financial’s EPS estimate is 0.77.
How many shares outstanding does Norwood Financial have?
Norwood Financial has 10,934,200 shares outstanding.
What happened to Norwood Financial’s price movement after its last earnings report?
Norwood Financial reported an EPS of $0.84 in its last earnings report, missing expectations of $0.845. Following the earnings report the stock price went down -1.999%.
Which hedge fund is a major shareholder of Norwood Financial?
Currently, no hedge funds are holding shares in NWFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Norwood Financial Stock Smart Score
Neutral
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10
Blogger Sentiment
Bullish
NWFL Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 12.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $105.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.13%
12-Months-Change
Fundamentals
Return on Equity
3.56%
Trailing 12-Months
Asset Growth
5.80%
Trailing 12-Months
Company Description
Norwood Financial
Norwood Financial (NWFL) is a diversified financial services company that operates primarily in the banking and investment sectors. Based in the United States, NWFL offers a range of financial products and services including personal and commercial banking, mortgages, investment advisory, and wealth management services. The company is committed to providing tailored financial solutions to its clients, leveraging technology and insights to enhance customer experience and drive growth.
NWFL Company Deck
NWFL Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented materially stronger operating performance in 2025 with major positives including a 62% increase in net interest income, adjusted net income and EPS more than doubling, a completed acquisition that grew assets by 20%, improved credit metrics, and strategic hires and AI initiatives. Countervailing items were modest: a 3 basis point margin decline sequentially, a 2% linked-quarter decline in pre-provision net revenue, rising short-term expenses (5% linked quarter), and ~$520k of merger charges. Overall, the positive operational and strategic developments and significant year-over-year income gains outweigh the manageable near-term costs and temporary pressures.View all NWFL earnings summariesTechnical Analysis
First United
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Oak Valley Bancorp [Ca]
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Western New England Bancorp
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FVCBankcorp
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FB Bancorp, Inc.
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Ownership Overview
6.51% Insiders
7.58% Mutual Funds
0.37% Other Institutional Investors
77.81% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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