Norwood Financial (NWFL) Price & Analysis

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NWFL Stock Chart & Stats

$28.45

$0.36(1.39%)

At close: Jan 08 4:00 PM EST

$28.45

$0.36(1.39%)

Day’s Range― - ―

52-Week Range$21.25 - $30.59

Previous CloseN/A

Volume2.37K

Average Volume (3M)27.97K

Market Cap

$265.51M

Enterprise Value$258.56M

Total Cash (Recent Filing)$215.92M

Total Debt (Recent Filing)$72.07M

Price to Earnings (P/E)43.8

Beta0.57

Next Earnings

Jan 23, 2026

EPS Estimate

0.85

Next Dividend Ex-DateN/A

Dividend Yield4.21%

Share Statistics

EPS (TTM)0.89

Shares Outstanding9,264,200

10 Day Avg. Volume30,919

30 Day Avg. Volume27,966

Financial Highlights & Ratios

PEG Ratio13.48

Price to Book (P/B)1.02

Price to Sales (P/S)2.15

P/FCF Ratio11.06

Enterprise Value/Market Cap0.97

Enterprise Value/Revenue2.30

Enterprise Value/Gross Profit4.27

Enterprise Value/Ebitda23.54

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)2.92

Revenue Forecast (FY)$85.80M

Bulls Say, Bears Say

Bulls Say

Capital ManagementA recent ~$30M follow-on offering to reposition low yielding AFS portfolio into higher yielding securities is expected to enhance profitability metrics and EPS levels.

Dividend SustainabilityThe company's strong dividend history and current ~5.0% yield is seen as sustainable, even with lower profitability metrics compared to peers.

Management StrategyA relatively new pro-growth management team is positioning the bank for margin EPS and profitability improvement.

Bears Say

Financial PerformanceThe forecasted ROA of 1.05% in 2026 is below peers, contributing to the Equal-Weight rating and a $25.50 price target.

Growth ProjectionsDespite the expectation of mid-single-digit organic growth in 2025, the anticipated growth may not be sufficient to overcome the current lower profitability metrics.

Norwood Financial News

Norwood Financial receives regulatory approvals for PB Bankshares acquisition

Norwood Financial (NWFL) received final regulatory approvals for its proposed acquisition of PB Bankshares. Subject to the satisfaction...

14d ago

NWFL

Norwood Financial Announces Increased Quarterly Dividend

Norwood Financial ( ($NWFL) ) just unveiled an announcement. On December 17, 2025, Norwood Financial Corp announced a...

9d ago

NWFL

Norwood Financial Receives Approval for PB Bankshares Acquisition

Norwood Financial ( ($NWFL) ) just unveiled an announcement. On December 12, 2025, Norwood Financial Corp announced it...

14d ago

NWFL

Norwood Financial’s Earnings Call Highlights Growth and Optimism

Norwood Financial (($NWFL)) has held its Q3 earnings call. Read on for the main highlights of the call....

2M ago

NWFL

Norwood Financial Corp Reports Strong Q3 2025 Results

Norwood Financial ( ($NWFL) ) has released its Q3 earnings. Here is a breakdown of the information Norwood...

2M ago

NWFL

Norwood Financial Reports Strong Q3 2025 Earnings Growth

Norwood Financial ( ($NWFL) ) has provided an announcement. On October 22, 2025, Norwood Financial Corp announced its...

2M ago

NWFL

Norwood Financial reports Q3 EPS 94c vs 48c last year

Jim Donnelly, President and Chief Executive Officer, stated, “Our quarterly results continue to demonstrate the strength of our...

2M ago

NWFL

Is NWFL a Buy, Before Earnings?

Norwood Financial (NWFL) is scheduled to report 3rd quarter earnings on 10/22/2025, before the market opens. Regarding Q3...

2M ago

NWFL

Norwood Financial Announces Leadership Changes and Dividend

Norwood Financial ( ($NWFL) ) has issued an announcement. On September 16, 2025, Lewis J. Critelli retired as...

3M ago

NWFL

Norwood Financial announces Chairman Critelli to retire, Forte to succeed

Lewis Critelli has announced his retirement from the Board of Directors of Norwood Financial (NWFL) and its subsidiary,...

3M ago

NWFL

Norwood Financial Corp Reports Strong Q2 2025 Results

Norwood Financial ( ($NWFL) ) has released its Q2 earnings. Here is a breakdown of the information Norwood...

5M ago

NWFL

NWFL Upcoming Earnings Report: What to Expect?

Norwood Financial (NWFL) is scheduled to report 2nd quarter earnings on 07/23/2025. Regarding Q2 estimates, Wall Street analysts...

5M ago

NWFL

Norwood Financial Announces Merger with PB Bankshares

An announcement from Norwood Financial ( ($NWFL) ) is now available. On July 7, 2025, Norwood Financial and...

6M ago

NWFL

Norwood Financial to acquire PB Bankshares in cash, stock transaction

Norwood Financial (NWFL) and PB Bankshares announced that both companies’ boards of directors have unanimously approved an agreement...

6M ago

NWFL

NWFL FAQ

What was Norwood Financial’s price range in the past 12 months?

Norwood Financial lowest stock price was $21.25 and its highest was $30.59 in the past 12 months.

What is Norwood Financial’s market cap?

Norwood Financial’s market cap is $265.51M.

When is Norwood Financial’s upcoming earnings report date?

Norwood Financial’s upcoming earnings report date is Jan 23, 2026 which is in 28 days.

How were Norwood Financial’s earnings last quarter?

Norwood Financial released its earnings results on Oct 22, 2025. The company reported $0.89 earnings per share for the quarter, beating the consensus estimate of $0.705 by $0.185.

Is Norwood Financial overvalued?

According to Wall Street analysts Norwood Financial’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Norwood Financial pay dividends?

Norwood Financial pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 4.21%. See more information on Norwood Financial dividends here

What is Norwood Financial’s EPS estimate?

Norwood Financial’s EPS estimate is 0.85.

How many shares outstanding does Norwood Financial have?

Norwood Financial has 9,264,200 shares outstanding.

What happened to Norwood Financial’s price movement after its last earnings report?

Norwood Financial reported an EPS of $0.89 in its last earnings report, beating expectations of $0.705. Following the earnings report the stock price went up 6.793%.

Which hedge fund is a major shareholder of Norwood Financial?

Currently, no hedge funds are holding shares in NWFL

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Norwood Financial Stock Smart Score

Neutral

Fundamentals

Return on Equity

3.56%

Trailing 12-Months

Asset Growth

5.80%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Norwood Financial

Norwood Financial (NWFL) is a diversified financial services company that operates primarily in the banking and investment sectors. Based in the United States, NWFL offers a range of financial products and services including personal and commercial banking, mortgages, investment advisory, and wealth management services. The company is committed to providing tailored financial solutions to its clients, leveraging technology and insights to enhance customer experience and drive growth.

Norwood Financial (NWFL) Earnings & Revenues

Historic Earnings Reports

NWFL Company Deck

NWFL Earnings Call

Q3 2025

0:00 / 0:00

Earnings Call Sentiment|Positive

The earnings call highlighted strong asset growth, improved net interest margin, and increased noninterest income, indicating a positive financial position. However, merger charges and increased expenses were noted as challenges. Overall, the company appears well-positioned for future growth.View all NWFL earnings summaries