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Oak Valley Bancorp [Ca] (OVLY)
NASDAQ:OVLY
OVLY Stock Chart & Stats
$30.21
$0.22(0.81%)
At close: 4:00 PM EST
$30.21
$0.22(0.81%)
Day’s Range― - ―
52-Week Range$22.70 - $34.16
Previous CloseN/A
Volume1.61K
Average Volume (3M)13.12K
Market Cap
$271.86M
Enterprise Value$46.39M
Total Cash (Recent Filing)$225.47M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)10.4
Beta0.62
Next Earnings
Apr 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.99%
Share Statistics
EPS (TTM)0.76
Shares Outstanding8,388,221
10 Day Avg. Volume9,026
30 Day Avg. Volume13,119
Financial Highlights & Ratios
PEG Ratio-0.50
Price to Book (P/B)1.31
Price to Sales (P/S)2.69
P/FCF Ratio10.08
Enterprise Value/Market Cap0.17
Enterprise Value/Revenue0.50
Enterprise Value/Gross Profit0.58
Enterprise Value/Ebitda1.49
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservatively Levered Balance SheetZero reported debt and consistent equity signal low financial leverage, giving durable capital flexibility. This reduces refinancing and interest-rate risk, supports continued lending and dividends, and enhances shock-absorption for the next several quarters of operating or credit stress.
Consistent Cash GenerationStable operating and free cash flow, with FCF tracking net income (~0.86–0.95 historically), underpins sustainable shareholder returns and reinvestment. Reliable cash conversion supports loan growth, dividend funding, and provisioning buffers over the 2–6 month horizon.
Scale Growth To $2B In AssetsSurpassing $2B in assets reflects durable franchise growth, broader deposit and lending base, and operational scale that can support diversified net interest income and fee opportunities. Scale helps spread fixed costs and sustain dividend policy over coming quarters.
Bears Say
Sharp TTM Revenue DeclineA 25% TTM revenue contraction materially reduces core earning capacity and signals weakening top-line momentum. If sustained, it can pressure net interest income, limit loan growth capacity, and force either higher risk-taking or cost cuts to preserve profitability over months ahead.
Unusual TTM Net Margin DistortionAn implausibly high TTM net margin indicates earnings quality issues driven by one-offs or accounting effects, undermining confidence in recurring profitability. This complicates forecasting and capital planning and raises risk that near-term reported earnings will revert materially lower.
Emerging Credit Issue: CRE Non-accrualA material provision and a CRE loan placed on non-accrual reveal concentrated credit risk. Single-asset credit hits can erode reserves and capital, and signal potential portfolio vulnerabilities if CRE trends worsen, posing a persistent watch item for earnings and capital over coming quarters.
Oak Valley Bancorp [Ca] News
OVLY FAQ
What was Oak Valley Bancorp [Ca]’s price range in the past 12 months?
Oak Valley Bancorp [Ca] lowest stock price was $22.70 and its highest was $34.16 in the past 12 months.
What is Oak Valley Bancorp [Ca]’s market cap?
Oak Valley Bancorp [Ca]’s market cap is $271.86M.
When is Oak Valley Bancorp [Ca]’s upcoming earnings report date?
Oak Valley Bancorp [Ca]’s upcoming earnings report date is Apr 17, 2026 which is in 38 days.
How were Oak Valley Bancorp [Ca]’s earnings last quarter?
Oak Valley Bancorp [Ca] released its earnings results on Jan 23, 2026. The company reported $0.76 earnings per share for the quarter, beating the consensus estimate of N/A by $0.76.
Is Oak Valley Bancorp [Ca] overvalued?
According to Wall Street analysts Oak Valley Bancorp [Ca]’s price is currently Overvalued.
Does Oak Valley Bancorp [Ca] pay dividends?
Oak Valley Bancorp [Ca] pays a Semiannually dividend of $0.3 which represents an annual dividend yield of 1.99%. See more information on Oak Valley Bancorp [Ca] dividends here
What is Oak Valley Bancorp [Ca]’s EPS estimate?
Oak Valley Bancorp [Ca]’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Oak Valley Bancorp [Ca] have?
Oak Valley Bancorp [Ca] has 8,388,221 shares outstanding.
What happened to Oak Valley Bancorp [Ca]’s price movement after its last earnings report?
Oak Valley Bancorp [Ca] reported an EPS of $0.76 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Oak Valley Bancorp [Ca]?
Currently, no hedge funds are holding shares in OVLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oak Valley Bancorp [Ca] Stock Smart Score
Neutral
1
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5
6
7
8
9
10
Hedge Fund Trend
Decreased
By 113.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $34.8K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.42%
12-Months-Change
Fundamentals
Return on Equity
12.29%
Trailing 12-Months
Asset Growth
4.37%
Trailing 12-Months
Company Description
Oak Valley Bancorp [Ca]
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.
Technical Analysis
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Ownership Overview
17.76% Insiders
8.65% Mutual Funds
9.04% Other Institutional Investors
56.12% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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