Oak Valley Bancorp [Ca] (OVLY)
NASDAQ:OVLY
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OVLY Stock Chart & Stats
$30.21
$0.22(0.81%)
At close: 4:00 PM EST
$30.21
$0.22(0.81%)
Day’s Range― - ―
52-Week Range$25.25 - $35.97
Previous CloseN/A
Volume1.61K
Average Volume (3M)13.12K
Market Cap
$286.31M
Enterprise Value$127.48M
Total Cash (Recent Filing)$155.55M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)11.7
Beta0.63
Next Earnings
Jul 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.99%
Share Statistics
EPS (TTM)2.90
Shares Outstanding8,413,458
10 Day Avg. Volume9,026
30 Day Avg. Volume13,119
Financial Highlights & Ratios
PEG Ratio-2.25
Price to Book (P/B)1.19
Price to Sales (P/S)3.03
P/FCF Ratio10.09
Enterprise Value/Market Cap0.45
Enterprise Value/Revenue1.42
Enterprise Value/Gross Profit1.56
Enterprise Value/Ebitda4.00
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetNo reported debt and rising shareholders' equity provide durable capital strength, lowering funding and solvency risk. This conservatism preserves regulatory headroom, supports lending through cycles, and sustains strategic flexibility for 2–6 months and beyond.
High And Sustainable MarginsConsistently elevated net margins reflect operational efficiency and pricing power in core lending/fee businesses. High margins generate internal capital, help absorb credit costs, and support profitable growth even if revenue growth moderates over the medium term.
Solid Cash Generation And LiquidityRobust free cash flow closely tracking earnings and sizeable cash equivalents underpin dividend capacity, loan funding, and contingency buffers. Strong liquidity provides durable operational flexibility and reduces short-term refinancing dependency.
Bears Say
Top-line SoftnessA weakening revenue trend constrains net interest income expansion and fee growth, limiting operating leverage. If the softness persists, it can pressure investment in technology/branches and gradually compress profitability and ROE over the coming quarters.
Uneven Cash Flow GrowthWhile FCF is strong on average, volatility and a notable 2024 decline introduce uncertainty in capital allocation. Episodic cash flow weakness could force retained earnings, curtail dividends or loan growth, and reduce strategic flexibility during stress periods.
Isolated Asset-quality IssueA concentration-related NPA tied to one collateral-dependent loan highlights borrower or collateral concentration risk. Even a single problem can increase provisions, tighten underwriting and reduce lending capacity if similar events recur, pressuring credit metrics.
Oak Valley Bancorp [Ca] News
OVLY FAQ
What was Oak Valley Bancorp [Ca]’s price range in the past 12 months?
Oak Valley Bancorp [Ca] lowest stock price was $25.25 and its highest was $35.97 in the past 12 months.
What is Oak Valley Bancorp [Ca]’s market cap?
Oak Valley Bancorp [Ca]’s market cap is $286.31M.
When is Oak Valley Bancorp [Ca]’s upcoming earnings report date?
Oak Valley Bancorp [Ca]’s upcoming earnings report date is Jul 16, 2026 which is in 24 days.
How were Oak Valley Bancorp [Ca]’s earnings last quarter?
Oak Valley Bancorp [Ca] released its earnings results on Apr 22, 2026. The company reported $0.638 earnings per share for the quarter, beating the consensus estimate of N/A by $0.638.
Is Oak Valley Bancorp [Ca] overvalued?
According to Wall Street analysts Oak Valley Bancorp [Ca]’s price is currently Overvalued.
Does Oak Valley Bancorp [Ca] pay dividends?
Oak Valley Bancorp [Ca] pays a Semiannually dividend of $0.375 which represents an annual dividend yield of 1.99%. See more information on Oak Valley Bancorp [Ca] dividends here
What is Oak Valley Bancorp [Ca]’s EPS estimate?
Oak Valley Bancorp [Ca]’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Oak Valley Bancorp [Ca] have?
Oak Valley Bancorp [Ca] has 8,413,458 shares outstanding.
What happened to Oak Valley Bancorp [Ca]’s price movement after its last earnings report?
Oak Valley Bancorp [Ca] reported an EPS of $0.638 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.585%.
Which hedge fund is a major shareholder of Oak Valley Bancorp [Ca]?
Currently, no hedge funds are holding shares in OVLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oak Valley Bancorp [Ca] Stock Smart Score
Neutral
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Hedge Fund Trend
Decreased
By 113.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $2.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.42%
12-Months-Change
Fundamentals
Return on Equity
11.99%
Trailing 12-Months
Asset Growth
4.47%
Trailing 12-Months
Company Description
Oak Valley Bancorp [Ca]
Oak Valley Bancorp, functioning as the parent entity for Oak Valley Community Bank, offers a comprehensive range of commercial banking services. These services are provided to both individual clients and small to mid-sized businesses, primarily operating within California's Central Valley and Eastern Sierras regions. The institution's financial products encompass various deposit options, including checking, savings, money market, health savings accounts (HSAs), individual retirement accounts (IRAs), and certificates of deposit (CDs). For its lending activities, the bank extends financing for commercial real estate, general business operations, trade activities, and also facilitates Small Business Administration (SBA) loans. On the consumer side, loan offerings include vehicle financing, home mortgages, revolving lines of credit, and diverse personal loan solutions. Beyond these core services, the company provides a suite of conveniences such as online and mobile banking, remote deposit capture, merchant services, night depository facilities, extended operating hours, wire transfers, and note collection, complemented by automated teller machines. As of December 31, 2021, Oak Valley Bancorp's operational footprint included seventeen full-service branch offices across various Californian cities, specifically Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, and Sacramento. Founded in 1990, the company's corporate headquarters are situated in Oakdale, California.
Technical Analysis
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Ownership Overview
12.25% Insiders
8.26% Mutual Funds
10.25% Other Institutional Investors
59.77% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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