Oak Valley Bancorp [Ca] (OVLY)
NASDAQ:OVLY
OVLY Stock Chart & Stats
$30.21
$0.22(0.81%)
At close: 4:00 PM EST
$30.21
$0.22(0.81%)
Day’s Range― - ―
52-Week Range$22.70 - $34.16
Previous CloseN/A
Volume1.61K
Average Volume (3M)13.12K
Market Cap
$276.80M
Enterprise Value$81.32M
Total Cash (Recent Filing)$746.63M
Total Debt (Recent Filing)$7.62M
Price to Earnings (P/E)10.4
Beta0.62
Next Earnings
Apr 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.99%
Share Statistics
EPS (TTM)0.76
Shares Outstanding8,413,458
10 Day Avg. Volume9,026
30 Day Avg. Volume13,119
Financial Highlights & Ratios
PEG Ratio-2.25
Price to Book (P/B)1.19
Price to Sales (P/S)3.03
P/FCF Ratio10.09
Enterprise Value/Market Cap0.29
Enterprise Value/Revenue0.89
Enterprise Value/Gross Profit1.00
Enterprise Value/Ebitda2.61
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low reported leverage gives the bank durable financial flexibility and resilience. Conservative funding and minimal debt reduce refinancing and interest-rate exposure, supporting lending capacity, regulatory compliance, and consistent capital return programs through economic cycles.
Solid Cash GenerationFCF that aligns with net income and recent positive growth indicates strong earnings quality and internal funding ability. Reliable cash generation supports dividends, loan growth, and reserve building without heavy external financing, enhancing long-term financial stability.
Orderly Leadership TransitionAn internal successor with 26+ years at the bank and prior CFO/COO roles reduces execution risk and preserves strategic continuity. Well-planned transitions tend to maintain credit standards, customer relationships, and management stability—important for a community bank's long-term franchise value.
Bears Say
Revenue ContractionA meaningful revenue decline erodes earnings power and limits internal capital for lending and reserves. If driven by lower loan growth or margins, this trend can persist absent strategy shifts, constraining medium-term profit recovery and reducing room for dividend or growth investments.
Credit-quality PressureA CRE non-accrual and higher NPA levels increase provisioning needs and signal asset-quality sensitivity to commercial real estate cycles. Persistent or additional CRE stress would compress net interest margins and require higher loan-loss reserves, pressuring capital and profitability over time.
Balance-sheet VolatilityA material asset decline introduces uncertainty about the sustainability of growth and funding mix. Volatile assets can reflect portfolio runoff, deposit shifts, or repricing actions, complicating forecasting, capital planning, and the bank's ability to steadily grow earning assets in the medium term.
Oak Valley Bancorp [Ca] News
OVLY FAQ
What was Oak Valley Bancorp [Ca]’s price range in the past 12 months?
Oak Valley Bancorp [Ca] lowest stock price was $22.70 and its highest was $34.16 in the past 12 months.
What is Oak Valley Bancorp [Ca]’s market cap?
Oak Valley Bancorp [Ca]’s market cap is $276.80M.
When is Oak Valley Bancorp [Ca]’s upcoming earnings report date?
Oak Valley Bancorp [Ca]’s upcoming earnings report date is Apr 17, 2026 which is in 12 days.
How were Oak Valley Bancorp [Ca]’s earnings last quarter?
Oak Valley Bancorp [Ca] released its earnings results on Jan 23, 2026. The company reported $0.763 earnings per share for the quarter, beating the consensus estimate of N/A by $0.763.
Is Oak Valley Bancorp [Ca] overvalued?
According to Wall Street analysts Oak Valley Bancorp [Ca]’s price is currently Overvalued.
Does Oak Valley Bancorp [Ca] pay dividends?
Oak Valley Bancorp [Ca] pays a Semiannually dividend of $0.3 which represents an annual dividend yield of 1.99%. See more information on Oak Valley Bancorp [Ca] dividends here
What is Oak Valley Bancorp [Ca]’s EPS estimate?
Oak Valley Bancorp [Ca]’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Oak Valley Bancorp [Ca] have?
Oak Valley Bancorp [Ca] has 8,413,458 shares outstanding.
What happened to Oak Valley Bancorp [Ca]’s price movement after its last earnings report?
Oak Valley Bancorp [Ca] reported an EPS of $0.763 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Oak Valley Bancorp [Ca]?
Currently, no hedge funds are holding shares in OVLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oak Valley Bancorp [Ca] Stock Smart Score
Neutral
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10
Hedge Fund Trend
Decreased
By 113.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $34.8K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.42%
12-Months-Change
Fundamentals
Return on Equity
12.74%
Trailing 12-Months
Asset Growth
6.25%
Trailing 12-Months
Company Description
Oak Valley Bancorp [Ca]
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.
Technical Analysis
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Ownership Overview
17.58% Insiders
8.26% Mutual Funds
9.04% Other Institutional Investors
56.62% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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