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Oak Valley Bancorp [Ca] ( (OVLY) ) has issued an announcement.
Oak Valley Bancorp reported its third-quarter financial results for 2025, showing a consolidated net income of $6,693,000, or $0.81 per diluted share, marking an increase from the previous quarter but a decrease from the same period last year. The increase in net income from the prior quarter was driven by earning asset growth and higher loan yields, while the year-over-year decrease was due to the absence of a significant credit loss reversal recorded in 2024 and increased operating expenses. The company also highlighted its strong liquidity position and zero non-performing assets, with a focus on maintaining excellent asset quality and customer relationships as it opened its 19th branch in Lodi on October 2, 2025.
Spark’s Take on OVLY Stock
According to Spark, TipRanks’ AI Analyst, OVLY is a Outperform.
Oak Valley Bancorp demonstrates solid financial performance with no debt and strong profit margins, which are major strengths. The stock is undervalued, offering a decent dividend yield. However, technical indicators and recent income declines suggest caution, balancing the overall score.
To see Spark’s full report on OVLY stock, click here.
More about Oak Valley Bancorp [Ca]
Oak Valley Bancorp operates Oak Valley Community Bank and its Eastern Sierra Community Bank division, providing a range of loan and deposit products to individuals and small businesses. The company operates through 19 branches located in various regions including Oakdale, Turlock, Stockton, and others, focusing on expanding its presence across the Central Valley.
Average Trading Volume: 11,033
Technical Sentiment Signal: Buy
Current Market Cap: $219.1M
Learn more about OVLY stock on TipRanks’ Stock Analysis page.