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Norwood Financial (NWFL)
:NWFL
Earnings Data
Report Date
Jan 23, 2026TBA (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.78Last Year’s EPS
0.38Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong asset growth, improved net interest margin, and increased noninterest income, indicating a positive financial position. However, merger charges and increased expenses were noted as challenges. Overall, the company appears well-positioned for future growth.Company Guidance
Strong Asset Growth
Assets grew by approximately $100 million year-to-date, driven by good growth in loans and deposits.
Improved Net Interest Margin
Net interest margin increased by 20 basis points from the previous quarter, resulting in a $1.4 million increase in net interest income.
Increased Earnings Potential
The bond portfolio repositioning completed in December 2024 has resulted in improved yields and increased earnings potential.
Noninterest Income Growth
Noninterest income for the nine months ended September 30 increased 9% year-over-year, driven by wealth and trust activities and increased gains on loan sales.
Credit Metrics Improvement
Nonperforming loans as a percent of total loans decreased, and reserves to nonperforming assets increased.
Merger Progress
All regulatory applications necessary for the merger with Presence Bank have been filed, and the leadership transition in the Board of Directors is completed.
NWFL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
NWFL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 22, 2025 | $24.73 | $26.41 | +6.79% |
Jul 22, 2025 | $24.26 | $24.56 | +1.24% |
Apr 17, 2025 | $21.91 | $22.46 | +2.51% |
Jan 27, 2025 | $25.16 | $25.15 | -0.04% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Norwood Financial (NWFL) report earnings?
Norwood Financial (NWFL) is schdueled to report earning on Jan 23, 2026, TBA (Confirmed).
What is Norwood Financial (NWFL) earnings time?
Norwood Financial (NWFL) earnings time is at Jan 23, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is NWFL EPS forecast?
NWFL EPS forecast for the fiscal quarter 2025 (Q4) is 0.78.