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First Western Financial Inc (MYFW)
NASDAQ:MYFW
MYFW Stock Chart & Stats
$25.99
$0.01(0.05%)
At close: 4:00 PM EST
$25.99
$0.01(0.05%)
Day’s Range― - ―
52-Week Range$17.52 - $28.00
Previous CloseN/A
Volume1.87K
Average Volume (3M)27.30K
Market Cap
$252.49M
Enterprise Value$350.34M
Total Cash (Recent Filing)$355.64M
Total Debt (Recent Filing)$95.59M
Price to Earnings (P/E)19.3
Beta0.94
Next Earnings
Apr 23, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.34
Shares Outstanding9,714,711
10 Day Avg. Volume27,560
30 Day Avg. Volume27,305
Financial Highlights & Ratios
PEG Ratio0.37
Price to Book (P/B)0.75
Price to Sales (P/S)1.06
P/FCF Ratio-107.37
Enterprise Value/Market Cap1.39
Enterprise Value/Revenue1.95
Enterprise Value/Gross Profit3.77
Enterprise Value/Ebitda18.23
Forecast
1Y Price Target
$26.50Price Target Upside1.96% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Net Interest Margin ExpansionSustained NIM expansion increases core net interest income, the bank's primary revenue driver, improving baseline earnings power and supporting reinvestment. If management sustains deposit cost control and loan repricing, margin gains provide durable revenue growth and reduce reliance on volatile fee income.
Stronger Balance Sheet / Lower LeverageTransition to no reported debt and materially improved leverage enhances capital resilience against credit stress, supports organic loan growth and selective M&A, and lowers funding risk. A safer balance sheet improves operational flexibility and reduces downside risk over the next several quarters.
Repeatable Loan And Deposit GrowthQuarterly deposit inflows and solid average-deposit growth underpin a stable, low-cost funding base that supports sustainable lending. Coupled with consistent new loan production, this funding mix reduces wholesale reliance, helps sustain NIM expansion, and supports durable balance-sheet-driven earnings growth.
Bears Say
Inconsistent Cash GenerationVolatile operating and free cash flow weakens the link between reported earnings and actual cash available for investment or distributions. This inconsistency reduces confidence in self-funding capacity, heightens reliance on capital markets if stress occurs, and complicates sustainable capital allocation decisions.
AUM Withdrawals Pressuring Fee IncomeA meaningful quarterly AUM decline reduces recurring management fees and delays the benefits of wealth-restructuring initiatives. Persistent outflows, especially from low-fee products, can depress fee-income growth, elongate the timeline to diversify revenue away from interest income, and heighten earnings cyclicality.
Moderate Returns Despite Safer Balance SheetDespite improved leverage and no reported debt, ROE and overall profitability remain modest and below prior peaks. Management's near-term ROA target (~1%) implies limited capital efficiency, which may constrain long-term shareholder returns and make it harder to justify slower balance-sheet normalization versus pursuit of higher yields.
First Western Financial News
MYFW FAQ
What was First Western Financial Inc’s price range in the past 12 months?
First Western Financial Inc lowest stock price was $17.52 and its highest was $28.00 in the past 12 months.
What is First Western Financial Inc’s market cap?
First Western Financial Inc’s market cap is $252.49M.
When is First Western Financial Inc’s upcoming earnings report date?
First Western Financial Inc’s upcoming earnings report date is Apr 23, 2026 which is in 64 days.
How were First Western Financial Inc’s earnings last quarter?
First Western Financial Inc released its earnings results on Jan 22, 2026. The company reported $0.34 earnings per share for the quarter, missing the consensus estimate of $0.43 by -$0.09.
Is First Western Financial Inc overvalued?
According to Wall Street analysts First Western Financial Inc’s price is currently Undervalued.
Does First Western Financial Inc pay dividends?
First Western Financial Inc does not currently pay dividends.
What is First Western Financial Inc’s EPS estimate?
First Western Financial Inc’s EPS estimate is 0.44.
How many shares outstanding does First Western Financial Inc have?
First Western Financial Inc has 9,714,711 shares outstanding.
What happened to First Western Financial Inc’s price movement after its last earnings report?
First Western Financial Inc reported an EPS of $0.34 in its last earnings report, missing expectations of $0.43. Following the earnings report the stock price went down -8.814%.
Which hedge fund is a major shareholder of First Western Financial Inc?
Currently, no hedge funds are holding shares in MYFW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Western Financial Stock Smart Score
Underperform
1
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5
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7
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$26.50 (1.96% Upside)
$26.50 (1.96% Upside)
Hedge Fund Trend
Decreased
By 56.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.2M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.72%
12-Months-Change
Fundamentals
Return on Equity
4.95%
Trailing 12-Months
Asset Growth
3.04%
Trailing 12-Months
Company Description
First Western Financial Inc
First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, mortgage lending, and institutional asset management services. The company operates through two segments: Wealth Management and Mortgage. The Wealth Management segment provides deposit, loan, insurance, and trust and investment management advisory products and services. The Mortgage segment engages in soliciting, originating, and selling mortgage loans into the secondary market. It serves entrepreneurs, professionals, high-net worth individuals or families, and philanthropic and business organizations. The company operates 18 profit centers, including 14 boutique private trust bank offices with 2 locations in Arizona, 9 locations in Colorado, and 3 location in Wyoming; 2 loan production offices with 1 location in Ft. Collins, Colorado, and 1 location in Greenwood Village, Colorado; and 2 trust offices with 1 location in Laramie, Wyoming, and 1 location in Century City, California. First Western Financial, Inc. was incorporated in 2002 and is headquartered in Denver, Colorado.
MYFW Company Deck
MYFW Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly constructive picture: margin expansion, strong net interest income growth, quarter-over-quarter loan and deposit growth, stable asset quality, and strategic investments in talent and wealth/mortgage capabilities. Most negatives were one-time, seasonal, or operational timing items (OREO write-down, AUM withdrawals, seasonal mortgage and noninterest income declines). Management reiterated a positive 2026 outlook (expecting similar loan/deposit growth, further NIM improvement, and a path toward a 1% ROA), supporting a forward-looking constructive view.View all MYFW earnings summariesMYFW Stock 12 Month Forecast
Average Price Target
$26.50
▲(1.96% Upside)
Technical Analysis
Ownership Overview
13.88% Insiders
13.86% Mutual Funds
3.12% Other Institutional Investors
59.88% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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