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First Western Financial Inc (MYFW)
NASDAQ:MYFW
MYFW Stock Chart & Stats
$23.99
$0.01(0.05%)
At close: 4:00 PM EST
$23.99
$0.01(0.05%)
Day’s Range― - ―
52-Week Range$17.52 - $28.00
Previous CloseN/A
Volume1.87K
Average Volume (3M)27.30K
Market Cap
$233.54M
Enterprise Value$331.40M
Total Cash (Recent Filing)$55.36M
Total Debt (Recent Filing)$107.61M
Price to Earnings (P/E)19.6
Beta0.96
Next Earnings
Apr 23, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.34
Shares Outstanding9,735,091
10 Day Avg. Volume27,560
30 Day Avg. Volume27,305
Financial Highlights & Ratios
PEG Ratio0.36
Price to Book (P/B)0.97
Price to Sales (P/S)1.39
P/FCF Ratio-44.87
Enterprise Value/Market Cap1.42
Enterprise Value/Revenue1.78
Enterprise Value/Gross Profit3.39
Enterprise Value/Ebitda16.53
Forecast
1Y Price Target
$26.50Price Target Upside10.46% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.08
Revenue Forecast (FY)$115.50M
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthLeverage has improved materially with equity growth, giving the bank a stronger capital buffer to absorb shocks and support lending. Lower debt-to-equity increases resilience, enables disciplined organic growth and potential opportunistic M&A without immediate need for dilutive capital.
NIM And Net Interest Income ExpansionSustained NIM expansion and large year-over-year NII gains reflect effective repricing and deposit-cost management. Management’s long-run NIM target and active balance-sheet optimization suggest NII growth can remain a durable revenue driver as loans reprice and deposit beta moderates.
Scale In Wealth & Mortgage FranchiseA sizeable AUM base and rising tangible book value indicate a scalable wealth/trust platform that can produce recurring fees and operating leverage. Insider ownership aligns management/shareholders, while mortgage and wealth hiring (e.g., new MLOs) supports sustainable fee diversification over time.
Bears Say
Weak Cash Flow ConversionBack-to-back negative operating and free cash flow reverses prior strong cash generation, raising durable concerns about earnings quality and conversion. Weaker cash flow can constrain reinvestment, limit buffers for credit stress, and increase reliance on deposits or wholesale funding.
Modest ReturnsProfitability and returns remain well below prior-cycle peaks, limiting internal capital generation and shareholder return potential. Sustained low ROE and compressed margins reduce flexibility to fund growth initiatives and make performance sensitive to higher funding costs or margin pressures.
Wealth Fee HeadwindsQuarterly AUM outflows and a drop in noninterest income weaken recurring fee revenue and operating leverage in the wealth business. If withdrawals persist, wealth fees and margin expansion targets will be harder to achieve, making diversification benefits less durable.
First Western Financial News
MYFW FAQ
What was First Western Financial Inc’s price range in the past 12 months?
First Western Financial Inc lowest stock price was $17.52 and its highest was $28.00 in the past 12 months.
What is First Western Financial Inc’s market cap?
First Western Financial Inc’s market cap is $233.54M.
When is First Western Financial Inc’s upcoming earnings report date?
First Western Financial Inc’s upcoming earnings report date is Apr 23, 2026 which is in 38 days.
How were First Western Financial Inc’s earnings last quarter?
First Western Financial Inc released its earnings results on Jan 22, 2026. The company reported $0.34 earnings per share for the quarter, missing the consensus estimate of $0.43 by -$0.09.
Is First Western Financial Inc overvalued?
According to Wall Street analysts First Western Financial Inc’s price is currently Undervalued.
Does First Western Financial Inc pay dividends?
First Western Financial Inc does not currently pay dividends.
What is First Western Financial Inc’s EPS estimate?
First Western Financial Inc’s EPS estimate is 0.44.
How many shares outstanding does First Western Financial Inc have?
First Western Financial Inc has 9,735,091 shares outstanding.
What happened to First Western Financial Inc’s price movement after its last earnings report?
First Western Financial Inc reported an EPS of $0.34 in its last earnings report, missing expectations of $0.43. Following the earnings report the stock price went down -8.814%.
Which hedge fund is a major shareholder of First Western Financial Inc?
Currently, no hedge funds are holding shares in MYFW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Western Financial Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$26.50 (10.46% Upside)
$26.50 (10.46% Upside)
Hedge Fund Trend
Increased
By 5.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $981.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.72%
12-Months-Change
Fundamentals
Return on Equity
5.06%
Trailing 12-Months
Asset Growth
8.07%
Trailing 12-Months
Company Description
First Western Financial Inc
First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, mortgage lending, and institutional asset management services. The company operates through two segments: Wealth Management and Mortgage. The Wealth Management segment provides deposit, loan, insurance, and trust and investment management advisory products and services. The Mortgage segment engages in soliciting, originating, and selling mortgage loans into the secondary market. It serves entrepreneurs, professionals, high-net worth individuals or families, and philanthropic and business organizations. The company operates 18 profit centers, including 14 boutique private trust bank offices with 2 locations in Arizona, 9 locations in Colorado, and 3 location in Wyoming; 2 loan production offices with 1 location in Ft. Collins, Colorado, and 1 location in Greenwood Village, Colorado; and 2 trust offices with 1 location in Laramie, Wyoming, and 1 location in Century City, California. First Western Financial, Inc. was incorporated in 2002 and is headquartered in Denver, Colorado.
MYFW Company Deck
MYFW Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly constructive picture: margin expansion, strong net interest income growth, quarter-over-quarter loan and deposit growth, stable asset quality, and strategic investments in talent and wealth/mortgage capabilities. Most negatives were one-time, seasonal, or operational timing items (OREO write-down, AUM withdrawals, seasonal mortgage and noninterest income declines). Management reiterated a positive 2026 outlook (expecting similar loan/deposit growth, further NIM improvement, and a path toward a 1% ROA), supporting a forward-looking constructive view.View all MYFW earnings summariesMYFW Stock 12 Month Forecast
Average Price Target
$26.50
▲(10.46% Upside)
Technical Analysis
Ownership Overview
13.66% Insiders
13.88% Mutual Funds
34.16% Other Institutional Investors
29.00% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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