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MYFW Stock Chart & Stats
$26.93
$0.01(0.05%)
At close: 4:00 PM EST
$26.93
$0.01(0.05%)
Day’s Range― - ―
52-Week Range$20.40 - $33.69
Previous CloseN/A
Volume1.87K
Average Volume (3M)27.30K
Market Cap
$320.96M
Enterprise Value$124.87M
Total Cash (Recent Filing)$305.99M
Total Debt (Recent Filing)$94.82M
Price to Earnings (P/E)21.0
Beta0.90
Next Earnings
Jul 23, 2026EPS Estimate
0.56Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.57
Shares Outstanding9,728,968
10 Day Avg. Volume27,560
30 Day Avg. Volume27,305
Financial Highlights & Ratios
PEG Ratio0.36
Price to Book (P/B)0.97
Price to Sales (P/S)1.39
P/FCF Ratio-44.87
Enterprise Value/Market Cap0.39
Enterprise Value/Revenue0.66
Enterprise Value/Gross Profit1.23
Enterprise Value/Ebitda5.48
Forecast
1Y Price Target
$29.00Price Target Upside7.69% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.37
Revenue Forecast (FY)$115.80M
Bulls Say, Bears Say
Bulls Say
Diversified, Relationship-driven Business ModelFirst Western’s integrated, relationship-driven model combines recurring wealth management fees with core banking spread. Serving high-net-worth clients across banking, trust and investments creates durable cross-sell opportunities, recurring fee revenue and lower client churn, supporting steadier long-term revenue per client.
Improving Asset Quality And Conservative UnderwritingSustained improvements in credit metrics — no charge-offs, falling NPAs and allowance coverage — reflect conservative underwriting and active portfolio management. This reduces long-term credit volatility, lowers expected provisioning and supports stable net income and capital retention through economic cycles.
Stronger Balance Sheet And Funding BaseMaterial deposit inflows and a sub-95% loan-to-deposit ratio alongside manageable leverage provide durable funding stability. A conservative debt-to-equity posture and growing deposits support organic loan growth, liquidity buffers and optionality for targeted capital actions like buybacks or selective acquisitions.
Bears Say
Volatile And Weak Cash ConversionOperating and free cash flow have been inconsistent, with recent TTM cash conversion weak versus earnings. Persistent volatility in cash generation constrains reinvestment, capital returns and financial flexibility, raising sensitivity to profit swings and limiting durable funding for growth initiatives.
Below‑peer Returns On EquityROE remains materially below prior peaks, signaling limited earning power on equity capital. Without sustained margin expansion or efficiency gains, restoring mid-teens ROE targets will be challenging; low returns can constrain long-term shareholder value and reduce capital available for growth or distributions.
Funding Pressure From Deposit Pricing And SeasonalityCompetitive deposit pricing and predictable seasonal outflows create persistent funding cost pressure. Higher priced deposits or outflows can compress net interest margin and require more active liquidity management, a structural headwind for sustaining margin and long-term profitability.
First Western Financial News
MYFW FAQ
What was First Western Financial Inc’s price range in the past 12 months?
First Western Financial Inc lowest stock price was $20.40 and its highest was $33.69 in the past 12 months.
What is First Western Financial Inc’s market cap?
First Western Financial Inc’s market cap is $320.96M.
When is First Western Financial Inc’s upcoming earnings report date?
First Western Financial Inc’s upcoming earnings report date is Jul 23, 2026 which is in 16 days.
How were First Western Financial Inc’s earnings last quarter?
First Western Financial Inc released its earnings results on Apr 23, 2026. The company reported $0.63 earnings per share for the quarter, beating the consensus estimate of $0.44 by $0.19.
Is First Western Financial Inc overvalued?
According to Wall Street analysts First Western Financial Inc’s price is currently Undervalued.
Does First Western Financial Inc pay dividends?
First Western Financial Inc does not currently pay dividends.
What is First Western Financial Inc’s EPS estimate?
First Western Financial Inc’s EPS estimate is 0.56.
How many shares outstanding does First Western Financial Inc have?
First Western Financial Inc has 9,728,968 shares outstanding.
What happened to First Western Financial Inc’s price movement after its last earnings report?
First Western Financial Inc reported an EPS of $0.63 in its last earnings report, beating expectations of $0.44. Following the earnings report the stock price went up 1.344%.
Which hedge fund is a major shareholder of First Western Financial Inc?
Currently, no hedge funds are holding shares in MYFW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Western Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$29.00 (7.69% Upside)
$29.00 (7.69% Upside)
Hedge Fund Trend
Increased
By 1.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $523.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.72%
12-Months-Change
Fundamentals
Return on Equity
5.74%
Trailing 12-Months
Asset Growth
11.51%
Trailing 12-Months
Company Description
First Western Financial Inc
First Western Financial, Inc., a financial holding company, provides wealth advisory, private banking, personal trust, investment management, mortgage lending, and institutional asset management services to individual and corporate clients. The company operates in two segments, Wealth Management and Mortgage. The Wealth Management segment provides deposit products, including money market, demand deposit, time-deposit, interest checking, and saving accounts; loans comprising consumer and commercial purpose, unsecured consumer, construction and development, 1-4 residential, commercial real estate, and commercial and industrial loans; trust and investment management advisory products and services; and insurance. The Mortgage segment engages in soliciting, originating, and selling residential mortgage loans into the secondary market. It serves entrepreneurs, professionals, high net worth individuals or families, and business and philanthropic organizations. The company was incorporated in 2002 and is headquartered in Denver, Colorado.
MYFW Company Deck
MYFW Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed broadly positive momentum: meaningful quarter-over-quarter and year-over-year improvements in profitability, NIM expansion, loan and deposit growth, stronger mortgage and fee income, improved efficiency and asset quality, and targeted investments in wealth/deposit capabilities. The negatives were largely manageable or one-time (OREO write-down), plus expected seasonal deposit outflows, competitive deposit pricing, some portfolio rebalancing (owner-occupied CRE), and caution on the pace of future NIM expansion tied to macro uncertainty. On balance the positives materially outweigh the negatives.View all MYFW earnings summariesMYFW Stock 12 Month Forecast
Average Price Target
$29.00
▲(7.69% Upside)
Technical Analysis
Ownership Overview
13.72% Insiders
13.90% Mutual Funds
33.37% Other Institutional Investors
28.91% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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