First Western Financial Inc (MYFW)
NASDAQ:MYFW
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MYFW Stock Chart & Stats
$26.93
$0.01(0.05%)
At close: 4:00 PM EST
$26.93
$0.01(0.05%)
Day’s Range― - ―
52-Week Range$20.29 - $31.15
Previous CloseN/A
Volume1.87K
Average Volume (3M)27.30K
Market Cap
$297.03M
Enterprise Value$114.56M
Total Cash (Recent Filing)$305.99M
Total Debt (Recent Filing)$94.82M
Price to Earnings (P/E)19.4
Beta0.92
Next Earnings
Jul 23, 2026EPS Estimate
0.54Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.57
Shares Outstanding9,728,968
10 Day Avg. Volume27,560
30 Day Avg. Volume27,305
Financial Highlights & Ratios
PEG Ratio0.36
Price to Book (P/B)0.97
Price to Sales (P/S)1.39
P/FCF Ratio-44.87
Enterprise Value/Market Cap0.39
Enterprise Value/Revenue0.60
Enterprise Value/Gross Profit1.13
Enterprise Value/Ebitda5.03
Forecast
1Y Price Target
$27.00Price Target Upside0.26% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.03
Revenue Forecast (FY)$113.15M
Bulls Say, Bears Say
Bulls Say
Diversified Wealth + Private Bank FranchiseFirst Western’s integrated private banking, trust and wealth platform serves high-net-worth clients, creating recurring fee income and sticky deposit relationships. This cross-sellable, relationship-driven model supports durable noninterest revenue and funding stability across cycles, reducing volatility in core earnings.
Improving Balance Sheet And LiquidityQuarterly deposit inflows and a lower loan-to-deposit ratio strengthen funding resilience and reduce reliance on costly wholesale funding. A thicker deposit base supports sustainable loan growth, liquidity buffers and steadier net interest income as management pursues measured balance-sheet expansion.
NIM Expansion And Sustained Efficiency GainsSequential NIM gains coupled with multi-quarter efficiency improvements indicate operating leverage. Sustained margin and expense discipline can translate into durable earnings power as loan yields normalize and fee mix grows, supporting profit margins even if rate cycles moderate.
Bears Say
Weak And Volatile Cash-flow ConversionEarnings-to-cash conversion has been inconsistent, with materially lower free cash flow versus past years. Weak, volatile cash flow limits internal capital for growth, buybacks or cushions against credit stress, and elevates reliance on deposit funding and external capital in adverse scenarios.
Moderate Returns Vs Prior PeaksCurrent ROE and margins remain well below historic peaks, indicating the franchise has yet to fully restore prior earning power. Lower returns constrain capital accumulation and make it harder to meet long-term ROE targets, potentially limiting investor support until improvements are sustained.
Deposit Seasonality And Competitive Pricing PressureSeasonal outflows and intense local deposit competition can compress net interest margin and increase funding costs over time. Persistent pressure on deposit pricing reduces the bank’s control over funding expense and makes margin expansion targets harder to achieve sustainably.
First Western Financial News
MYFW FAQ
What was First Western Financial Inc’s price range in the past 12 months?
First Western Financial Inc lowest stock price was $20.29 and its highest was $31.15 in the past 12 months.
What is First Western Financial Inc’s market cap?
First Western Financial Inc’s market cap is $297.03M.
When is First Western Financial Inc’s upcoming earnings report date?
First Western Financial Inc’s upcoming earnings report date is Jul 23, 2026 which is in 38 days.
How were First Western Financial Inc’s earnings last quarter?
First Western Financial Inc released its earnings results on Apr 23, 2026. The company reported $0.63 earnings per share for the quarter, beating the consensus estimate of $0.44 by $0.19.
Is First Western Financial Inc overvalued?
According to Wall Street analysts First Western Financial Inc’s price is currently Undervalued.
Does First Western Financial Inc pay dividends?
First Western Financial Inc does not currently pay dividends.
What is First Western Financial Inc’s EPS estimate?
First Western Financial Inc’s EPS estimate is 0.54.
How many shares outstanding does First Western Financial Inc have?
First Western Financial Inc has 9,728,968 shares outstanding.
What happened to First Western Financial Inc’s price movement after its last earnings report?
First Western Financial Inc reported an EPS of $0.63 in its last earnings report, beating expectations of $0.44. Following the earnings report the stock price went up 1.344%.
Which hedge fund is a major shareholder of First Western Financial Inc?
Currently, no hedge funds are holding shares in MYFW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Western Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$27.00 (0.26% Upside)
$27.00 (0.26% Upside)
Hedge Fund Trend
Increased
By 1.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $523.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.72%
12-Months-Change
Fundamentals
Return on Equity
5.74%
Trailing 12-Months
Asset Growth
11.51%
Trailing 12-Months
Company Description
First Western Financial Inc
First Western Financial, Inc. functions as a financial holding company, delivering a wide array of services including wealth management, private banking, personal trusts, investment management, mortgage lending, and institutional asset management. The firm operates through two main segments: Wealth Management and Mortgage. Its Wealth Management division provides an extensive suite of offerings such as deposit services, various loan products, insurance solutions, trust administration, and investment advisory. Conversely, the Mortgage segment concentrates on engaging potential borrowers, originating mortgage loans, and subsequently selling these loans into the secondary market. First Western Financial caters to a diverse clientele, including entrepreneurs, professionals, high-net-worth individuals and families, alongside philanthropic and business organizations. Established in 2002 and headquartered in Denver, Colorado, the company maintains 18 distinct profit centers. These include 14 boutique private trust bank offices (two in Arizona, nine in Colorado, and three in Wyoming), two loan production facilities (one in Ft. Collins, Colorado, and one in Greenwood Village, Colorado), and two dedicated trust offices (one in Laramie, Wyoming, and one in Century City, California).
MYFW Company Deck
MYFW Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed broadly positive momentum: meaningful quarter-over-quarter and year-over-year improvements in profitability, NIM expansion, loan and deposit growth, stronger mortgage and fee income, improved efficiency and asset quality, and targeted investments in wealth/deposit capabilities. The negatives were largely manageable or one-time (OREO write-down), plus expected seasonal deposit outflows, competitive deposit pricing, some portfolio rebalancing (owner-occupied CRE), and caution on the pace of future NIM expansion tied to macro uncertainty. On balance the positives materially outweigh the negatives.View all MYFW earnings summariesMYFW Stock 12 Month Forecast
Average Price Target
$27.00
▲(0.26% Upside)
Technical Analysis
Ownership Overview
13.72% Insiders
13.87% Mutual Funds
33.37% Other Institutional Investors
29.53% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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