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Total Valuation
First Western Financial has a market cap or net worth of $320.96M. The enterprise value is $124.87M.
Market Cap$320.96M
Enterprise Value$124.87M
Share Statistics
First Western Financial has 9,728,968 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding9,728,968
Owned by Insiders13.72%
Owned by Institutions33.37%
Financial Efficiency
First Western Financial’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 3.41%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.41%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee582.33K
Profits Per Employee41.21K
Employee Count320
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of First Western Financial is 21.0. First Western Financial’s PEG ratio is 0.36.
PE Ratio21.0
PS Ratio1.39
PB Ratio0.97
Price to Fair Value0.97
Price to FCF-44.87
Price to Operating Cash Flow58.51
PEG Ratio0.36
Income Statement
In the last 12 months, First Western Financial had revenue of 186.35M and earned 13.19M in profits. Earnings per share was 1.36.
Revenue186.35M
Gross Profit97.83M
Operating Income17.99M
Pretax Income17.07M
Net Income13.19M
EBITDA20.05M
Earnings Per Share (EPS)1.36
Cash Flow
In the last 12 months, operating cash flow was 5.45M and capital expenditures -3.55M, giving a free cash flow of 1.90M billion.
Operating Cash Flow5.45M
Free Cash Flow1.90M
Free Cash Flow per Share0.20
Dividends & Yields
First Western Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.90
52-Week Price Change41.07%
50-Day Moving Average29.43
200-Day Moving Average25.83
Relative Strength Index (RSI)71.75
Average Volume (3m)27.30K
Important Dates
First Western Financial upcoming earnings date is Jul 23, 2026, After Close (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
First Western Financial as a current ratio of 0.10, with Debt / Equity ratio of 34.68%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.42
Net Debt to EBITDA-4.62
Interest Coverage Ratio0.21
Taxes
In the past 12 months, First Western Financial has paid 3.89M in taxes.
Income Tax3.89M
Effective Tax Rate0.23
Enterprise Valuation
First Western Financial EV to EBITDA ratio is 8.29, with an EV/FCF ratio of -28.81.
EV to Sales0.89
EV to EBITDA8.29
EV to Free Cash Flow-28.81
EV to Operating Cash Flow-92.37
Balance Sheet
First Western Financial has $305.99M in cash and marketable securities with $94.82M in debt, giving a net cash position of $211.17M billion.
Cash & Marketable Securities$305.99M
Total Debt$94.82M
Net Cash$211.17M
Net Cash Per Share$21.71
Tangible Book Value Per Share$24.25
Margins
Gross margin is 53.52%, with operating margin of 9.65%, and net profit margin of 7.08%.
Gross Margin53.52%
Operating Margin9.65%
Pretax Margin9.16%
Net Profit Margin7.08%
EBITDA Margin10.76%
EBIT Margin9.65%
Analyst Forecast
The average price target for First Western Financial is $29.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$29.00
Price Target Upside7.69% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast5.87%
EPS Growth Forecast49.29%