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First Western Financial (MYFW)
:MYFW
US Market
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First Western Financial (MYFW) Ratios

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First Western Financial Ratios

MYFW's free cash flow for Q1 2025 was $0.55. For the 2025 fiscal year, MYFW's free cash flow was decreased by $ and operating cash flow was $0.12. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.01 0.11 190.05 1.28K 453.77
Quick Ratio
0.01 0.11 380.09 2.42K 827.04
Cash Ratio
<0.01 0.10 174.68 1.09K 344.35
Solvency Ratio
<0.01 <0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
<0.01 <0.01 42.91 467.18 -206.03
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -2.74B$ -2.46B$ -2.41B$ -1.85B$ -1.61B
Leverage Ratios
Debt-to-Assets Ratio
0.07 0.06 0.07 0.03 0.09
Debt-to-Equity Ratio
0.80 0.73 0.83 0.35 1.12
Debt-to-Capital Ratio
0.45 0.42 0.45 0.26 0.53
Long-Term Debt-to-Capital Ratio
0.45 0.42 0.45 0.00 0.53
Financial Leverage Ratio
11.69 12.26 11.90 11.54 12.74
Debt Service Coverage Ratio
0.17 0.10 1.37 4.04 3.55
Interest Coverage Ratio
0.18 0.09 2.77 5.04 4.57
Debt to Market Cap
1.04 0.94 0.75 0.00 1.12
Interest Debt Per Share
29.99 26.47 22.86 10.41 22.92
Net Debt to EBITDA
10.91 -8.09 0.08 -10.79 0.52
Profitability Margins
Gross Profit Margin
51.85%48.72%100.00%100.00%100.00%
EBIT Margin
8.70%4.27%1984.03%28.22%33.99%
EBITDA Margin
10.22%5.71%2122.51%29.52%35.13%
Operating Profit Margin
8.70%4.27%3289.88%28.22%33.99%
Pretax Profit Margin
8.70%4.27%1984.03%28.22%33.99%
Net Profit Margin
6.60%3.16%1493.32%21.32%25.22%
Continuous Operations Profit Margin
6.60%3.16%1493.32%21.32%25.22%
Net Income Per EBT
75.82%74.00%75.27%75.55%74.20%
EBT Per EBIT
100.00%100.00%60.31%100.00%100.00%
Return on Assets (ROA)
0.38%0.18%0.76%0.82%1.24%
Return on Equity (ROE)
4.55%2.15%9.01%9.41%15.83%
Return on Capital Employed (ROCE)
3.07%1.60%1.67%1.08%1.68%
Return on Invested Capital (ROIC)
-0.47%1.16%10.05%3.61%8.96%
Return on Tangible Assets
0.39%0.18%0.77%0.83%1.26%
Earnings Yield
5.78%2.76%8.15%8.51%15.87%
Efficiency Ratios
Receivables Turnover
8.71 7.88 0.08 6.73 7.54
Payables Turnover
60.08 22.36 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
7.16 6.55 0.06 4.03 18.29
Asset Turnover
0.06 0.06 <0.01 0.04 0.05
Working Capital Turnover Ratio
-0.07 -0.07 <0.01 0.29 0.55
Cash Conversion Cycle
35.82 30.00 4.34K 54.25 48.42
Days of Sales Outstanding
41.89 46.33 4.34K 54.25 48.42
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
6.08 16.32 0.00 0.00 0.00
Operating Cycle
41.89 46.33 4.34K 54.25 48.42
Cash Flow Ratios
Operating Cash Flow Per Share
1.26 2.29 5.10 20.78 -11.82
Free Cash Flow Per Share
1.02 2.05 4.79 20.52 -11.97
CapEx Per Share
0.24 0.25 0.31 0.26 0.15
Free Cash Flow to Operating Cash Flow
0.81 0.89 0.94 0.99 1.01
Dividend Paid and CapEx Coverage Ratio
4.23 9.32 14.42 75.94 -76.38
Capital Expenditure Coverage Ratio
5.35 9.32 16.27 78.68 -77.45
Operating Cash Flow Coverage Ratio
0.06 0.12 0.24 2.14 -0.54
Operating Cash Flow to Sales Ratio
0.07 0.13 33.23 1.72 -0.96
Free Cash Flow Yield
4.96%10.32%17.01%67.58%-61.15%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
17.29 36.21 12.27 11.76 6.30
Price-to-Sales (P/S) Ratio
1.14 1.14 183.30 2.51 1.59
Price-to-Book (P/B) Ratio
0.77 0.78 1.11 1.11 1.00
Price-to-Free Cash Flow (P/FCF) Ratio
20.17 9.69 5.88 1.48 -1.64
Price-to-Operating Cash Flow Ratio
16.38 8.65 5.52 1.46 -1.66
Price-to-Earnings Growth (PEG) Ratio
1.20 -0.60 -1.09 -0.69 0.03
Price-to-Fair Value
0.77 0.78 1.11 1.11 1.00
Enterprise Value Multiple
22.08 11.95 8.72 -2.30 5.05
Enterprise Value
396.02M 112.80M 268.84M -65.55M 172.45M
EV to EBITDA
22.08 11.95 8.72 -2.30 5.05
EV to Sales
2.26 0.68 185.03 -0.68 1.77
EV to Free Cash Flow
39.88 5.77 5.93 -0.40 -1.82
EV to Operating Cash Flow
32.43 5.16 5.57 -0.40 -1.85
Tangible Book Value Per Share
23.42 22.10 18.85 19.62 16.55
Shareholders’ Equity Per Share
26.66 25.44 25.46 27.45 19.62
Tax and Other Ratios
Effective Tax Rate
0.24 0.26 0.25 0.24 0.26
Revenue Per Share
18.07 17.33 0.15 12.11 12.32
Net Income Per Share
1.19 0.55 2.29 2.58 3.11
Tax Burden
0.76 0.74 0.75 0.76 0.74
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.27 0.29 37.58 0.53 0.44
Stock-Based Compensation to Revenue
0.01 0.01 1.76 0.03 0.03
Income Quality
1.06 4.19 2.22 8.05 -3.80
Currency in USD
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