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First Western Financial Inc (MYFW)
NASDAQ:MYFW
US Market

First Western Financial (MYFW) Ratios

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First Western Financial Ratios

MYFW's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, MYFW's free cash flow was decreased by $ and operating cash flow was $-0.02. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
190.05 72.62 190.05 1.28K 453.77
Quick Ratio
380.09 72.62 380.09 2.42K 827.04
Cash Ratio
174.68 67.08 174.68 1.09K 344.35
Solvency Ratio
<0.01 <0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
42.91 5.77 42.91 467.18 -206.03
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -2.41B$ -2.46B$ -2.41B$ -1.85B$ -1.61B
Leverage Ratios
Debt-to-Assets Ratio
0.07 0.06 0.07 0.03 0.09
Debt-to-Equity Ratio
0.83 0.73 0.83 0.35 1.12
Debt-to-Capital Ratio
0.45 0.42 0.45 0.26 0.53
Long-Term Debt-to-Capital Ratio
0.45 0.19 0.45 0.00 0.53
Financial Leverage Ratio
11.90 12.26 11.90 11.54 12.74
Debt Service Coverage Ratio
1.37 -0.02 1.37 4.04 3.55
Interest Coverage Ratio
2.77 0.09 2.77 5.04 4.57
Debt to Market Cap
0.75 0.30 0.75 0.00 1.12
Interest Debt Per Share
22.86 26.47 22.86 10.41 22.92
Net Debt to EBITDA
0.08 0.00 0.08 -10.79 0.52
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
1984.03%-2.87%1984.03%28.22%33.99%
EBITDA Margin
2122.51%0.00%2122.51%29.52%35.13%
Operating Profit Margin
3289.88%8.54%3289.88%28.22%33.99%
Pretax Profit Margin
1984.03%8.54%1984.03%28.22%33.99%
Net Profit Margin
1493.32%6.32%1493.32%21.32%25.22%
Continuous Operations Profit Margin
1493.32%6.32%1493.32%21.32%25.22%
Net Income Per EBT
75.27%74.00%75.27%75.55%74.20%
EBT Per EBIT
60.31%100.00%60.31%100.00%100.00%
Return on Assets (ROA)
0.76%0.18%0.76%0.82%1.24%
Return on Equity (ROE)
9.01%2.15%9.01%9.41%15.83%
Return on Capital Employed (ROCE)
1.67%0.24%1.67%1.08%1.68%
Return on Invested Capital (ROIC)
10.05%0.18%10.05%3.61%8.96%
Return on Tangible Assets
0.77%0.18%0.77%0.83%1.26%
Earnings Yield
8.15%2.76%8.15%8.51%15.87%
Efficiency Ratios
Receivables Turnover
0.08 3.94 0.08 6.73 7.54
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.06 2.42 0.06 4.03 18.29
Asset Turnover
<0.01 0.03 <0.01 0.04 0.05
Working Capital Turnover Ratio
<0.01 0.34 <0.01 0.29 0.55
Cash Conversion Cycle
4.34K 92.64 4.34K 54.25 48.42
Days of Sales Outstanding
4.34K 92.64 4.34K 54.25 48.42
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
4.34K 92.64 4.34K 54.25 48.42
Cash Flow Ratios
Operating Cash Flow Per Share
5.10 2.29 5.10 20.78 -11.82
Free Cash Flow Per Share
4.79 2.05 4.79 20.52 -11.97
CapEx Per Share
0.31 0.25 0.31 0.26 0.15
Free Cash Flow to Operating Cash Flow
0.94 0.89 0.94 0.99 1.01
Dividend Paid and CapEx Coverage Ratio
14.42 7.37 14.42 75.94 -76.38
Capital Expenditure Coverage Ratio
16.27 9.32 16.27 78.68 -77.45
Operating Cash Flow Coverage Ratio
0.24 0.12 0.24 2.14 -0.54
Operating Cash Flow to Sales Ratio
33.23 0.26 33.23 1.72 -0.96
Free Cash Flow Yield
17.01%10.32%17.01%67.58%-61.15%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.27 36.21 12.27 11.76 6.30
Price-to-Sales (P/S) Ratio
183.30 2.29 183.30 2.51 1.59
Price-to-Book (P/B) Ratio
1.11 0.78 1.11 1.11 1.00
Price-to-Free Cash Flow (P/FCF) Ratio
5.88 9.69 5.88 1.48 -1.64
Price-to-Operating Cash Flow Ratio
5.52 8.65 5.52 1.46 -1.66
Price-to-Earnings Growth (PEG) Ratio
-1.09 -0.48 -1.09 -0.69 0.03
Price-to-Fair Value
1.11 0.78 1.11 1.11 1.00
Enterprise Value Multiple
8.72 0.00 8.72 -2.30 5.05
Enterprise Value
268.84M 112.80M 268.84M -65.55M 172.45M
EV to EBITDA
8.72 0.00 8.72 -2.30 5.05
EV to Sales
185.03 1.36 185.03 -0.68 1.77
EV to Free Cash Flow
5.93 5.77 5.93 -0.40 -1.82
EV to Operating Cash Flow
5.57 5.16 5.57 -0.40 -1.85
Tangible Book Value Per Share
18.85 22.10 18.85 19.62 16.55
Shareholders’ Equity Per Share
25.46 25.44 25.46 27.45 19.62
Tax and Other Ratios
Effective Tax Rate
0.25 0.26 0.25 0.24 0.26
Revenue Per Share
0.15 8.67 0.15 12.11 12.32
Net Income Per Share
2.29 0.55 2.29 2.58 3.11
Tax Burden
0.75 0.74 0.75 0.76 0.74
Interest Burden
1.00 -2.97 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
37.58 0.58 37.58 0.53 0.44
Stock-Based Compensation to Revenue
1.76 0.02 1.76 0.03 0.03
Income Quality
2.22 4.19 2.22 8.05 -3.80
Currency in USD
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