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First Western Financial Inc (MYFW)
NASDAQ:MYFW
US Market
MYFW
First Western Financial
RESEARCH TOOLSreports

First Western Financial (MYFW) Ratios

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First Western Financial Ratios

MYFW's free cash flow for Q4 2025 was $0.55. For the 2025 fiscal year, MYFW's free cash flow was decreased by $ and operating cash flow was $0.11. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.03 0.03 0.10 0.11 0.09
Quick Ratio
 0.03 0.03 0.10 0.11 0.09
Cash Ratio
 <0.01 <0.01 0.09 0.10 0.08
Solvency Ratio
 <0.01 <0.01 <0.01 <0.01 <0.01
Operating Cash Flow Ratio
 >-0.01 >-0.01 >-0.01 <0.01 0.02
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -2.82B$ -2.82B$ -2.41B$ -2.46B$ -2.41B
Leverage Ratios
Debt-to-Assets Ratio
 0.03 0.03 0.04 0.06 0.07
Debt-to-Equity Ratio
 0.41 0.41 0.43 0.73 0.83
Debt-to-Capital Ratio
 0.29 0.29 0.30 0.42 0.45
Long-Term Debt-to-Capital Ratio
 0.29 0.29 0.30 0.42 0.45
Financial Leverage Ratio
 11.88 11.88 11.57 12.26 11.90
Debt Service Coverage Ratio
 0.19 0.19 0.12 0.10 1.37
Interest Coverage Ratio
 0.21 0.21 0.13 0.09 1.67
Debt to Market Cap
 0.43 0.42 0.58 0.94 0.75
Interest Debt Per Share
 19.89 19.89 20.51 26.47 22.86
Net Debt to EBITDA
 4.88 4.88 -8.94 -8.09 0.08
Profitability Margins
Gross Profit Margin
52.50%52.50%49.23%48.72%83.57%
EBIT Margin
9.65%9.65%6.51%4.27%22.61%
EBITDA Margin
10.76%10.76%7.96%5.71%24.19%
Operating Profit Margin
9.65%9.65%6.51%4.27%22.61%
Pretax Profit Margin
9.16%9.16%6.51%4.27%22.61%
Net Profit Margin
7.08%7.08%4.77%3.16%17.02%
Continuous Operations Profit Margin
7.08%7.08%4.77%3.16%17.02%
Net Income Per EBT
77.24%77.24%73.18%74.00%75.27%
EBT Per EBIT
94.90%94.90%100.00%100.00%100.00%
Return on Assets (ROA)
0.42%0.42%0.29%0.18%0.76%
Return on Equity (ROE)
5.06%4.97%3.36%2.15%9.01%
Return on Capital Employed (ROCE)
2.33%2.33%2.87%1.60%6.26%
Return on Invested Capital (ROIC)
-0.62%-0.62%2.10%1.18%4.71%
Return on Tangible Assets
0.42%0.42%0.29%0.18%0.77%
Earnings Yield
5.20%5.09%4.49%2.76%8.15%
Efficiency Ratios
Receivables Turnover
 10.22 10.22 8.53 7.88 7.37
Payables Turnover
 68.36 68.36 45.24 22.36 18.62
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 7.25 7.25 7.37 6.55 5.08
Asset Turnover
 0.06 0.06 0.06 0.06 0.04
Working Capital Turnover Ratio
 -0.08 -0.08 -0.08 -0.07 -0.06
Cash Conversion Cycle
 30.37 30.37 34.72 30.00 29.90
Days of Sales Outstanding
 35.71 35.71 42.78 46.33 49.49
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 5.34 5.34 8.07 16.32 19.60
Operating Cycle
 35.71 35.71 42.78 46.33 49.49
Cash Flow Ratios
Operating Cash Flow Per Share
 -0.19 -0.19 -0.06 2.29 5.10
Free Cash Flow Per Share
 -0.74 -0.60 -0.18 2.05 4.79
CapEx Per Share
 0.55 0.41 0.13 0.25 0.31
Free Cash Flow to Operating Cash Flow
 3.97 3.21 3.23 0.89 0.94
Dividend Paid and CapEx Coverage Ratio
 -0.32 -0.40 -0.32 9.32 16.27
Capital Expenditure Coverage Ratio
 -0.34 -0.45 -0.45 9.32 16.27
Operating Cash Flow Coverage Ratio
 -0.02 -0.02 >-0.01 0.12 0.24
Operating Cash Flow to Sales Ratio
 >-0.01 >-0.01 >-0.01 0.13 0.38
Free Cash Flow Yield
-2.79%-2.23%-0.93%10.32%17.01%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 18.92 19.63 22.26 36.21 12.27
Price-to-Sales (P/S) Ratio
 1.35 1.39 1.06 1.14 2.09
Price-to-Book (P/B) Ratio
 0.94 0.97 0.75 0.78 1.11
Price-to-Free Cash Flow (P/FCF) Ratio
 -35.23 -44.87 -107.37 9.69 5.88
Price-to-Operating Cash Flow Ratio
 -138.68 -143.89 -346.78 8.65 5.52
Price-to-Earnings Growth (PEG) Ratio
 4.10 0.36 0.37 -0.48 -1.09
Price-to-Fair Value
 0.94 0.97 0.75 0.78 1.11
Enterprise Value Multiple
 17.42 17.79 4.40 11.95 8.72
Enterprise Value
 353.79M 356.71M 62.21M 112.80M 268.83M
EV to EBITDA
 17.64 17.79 4.40 11.95 8.72
EV to Sales
 1.90 1.91 0.35 0.68 2.11
EV to Free Cash Flow
 -49.54 -61.83 -35.41 5.77 5.93
EV to Operating Cash Flow
 -196.66 -198.28 -114.35 5.16 5.57
Tangible Book Value Per Share
 24.25 24.25 22.87 22.10 22.07
Shareholders’ Equity Per Share
 27.50 27.50 26.15 25.44 25.46
Tax and Other Ratios
Effective Tax Rate
 0.23 0.23 0.27 0.26 0.25
Revenue Per Share
 19.30 19.30 18.42 17.33 13.48
Net Income Per Share
 1.37 1.37 0.88 0.55 2.29
Tax Burden
 0.77 0.77 0.73 0.74 0.75
Interest Burden
 0.95 0.95 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.29 0.29 0.28 0.29 0.40
Stock-Based Compensation to Revenue
 0.01 0.01 <0.01 0.01 0.02
Income Quality
 -0.14 -0.14 -0.06 4.19 2.22
Currency in USD