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First Western Financial Inc (MYFW)
NASDAQ:MYFW
US Market
MYFW
First Western Financial
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First Western Financial (MYFW) Ratios

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First Western Financial Ratios

MYFW's free cash flow for Q1 2026 was $0.59. For the 2026 fiscal year, MYFW's free cash flow was decreased by $ and operating cash flow was $0.17. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.11 0.10 0.10 0.11 0.09
Quick Ratio
 0.11 0.10 0.10 0.11 0.09
Cash Ratio
 0.09 0.07 0.09 0.10 0.08
Solvency Ratio
 <0.01 <0.01 <0.01 <0.01 <0.01
Operating Cash Flow Ratio
 <0.01 >-0.01 >-0.01 <0.01 0.02
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -2.64B$ -2.63B$ -2.41B$ -2.46B$ -2.41B
Leverage Ratios
Debt-to-Assets Ratio
 0.03 0.03 0.04 0.06 0.07
Debt-to-Equity Ratio
 0.35 0.41 0.43 0.73 0.83
Debt-to-Capital Ratio
 0.26 0.29 0.30 0.42 0.45
Long-Term Debt-to-Capital Ratio
 0.26 0.29 0.30 0.42 0.45
Financial Leverage Ratio
 11.85 11.88 11.57 12.26 11.90
Debt Service Coverage Ratio
 0.21 0.19 0.12 0.10 1.37
Interest Coverage Ratio
 0.24 0.21 0.13 0.09 1.67
Debt to Market Cap
 0.33 0.42 0.58 0.94 0.75
Interest Debt Per Share
 18.61 19.89 20.51 26.47 22.86
Net Debt to EBITDA
 -7.65 -4.62 -8.94 -8.09 0.08
Profitability Margins
Gross Profit Margin
53.52%52.50%49.23%48.72%83.57%
EBIT Margin
10.93%9.65%6.51%4.27%22.61%
EBITDA Margin
11.66%10.76%7.96%5.71%24.19%
Operating Profit Margin
10.93%9.65%6.51%4.27%22.61%
Pretax Profit Margin
10.45%9.16%6.51%4.27%22.61%
Net Profit Margin
8.02%7.08%4.77%3.16%17.02%
Continuous Operations Profit Margin
8.02%7.08%4.77%3.16%17.02%
Net Income Per EBT
76.75%77.24%73.18%74.00%75.27%
EBT Per EBIT
95.58%94.90%100.00%100.00%100.00%
Return on Assets (ROA)
0.47%0.42%0.29%0.18%0.76%
Return on Equity (ROE)
5.74%4.97%3.36%2.15%9.01%
Return on Capital Employed (ROCE)
5.22%4.42%2.87%1.60%6.26%
Return on Invested Capital (ROIC)
4.00%3.41%2.10%1.18%4.71%
Return on Tangible Assets
0.47%0.42%0.29%0.18%0.77%
Earnings Yield
5.38%5.09%4.49%2.76%8.15%
Efficiency Ratios
Receivables Turnover
 11.13 11.80 8.53 7.88 7.37
Payables Turnover
 55.36 68.36 45.24 22.36 18.62
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 7.38 7.25 7.37 6.55 5.08
Asset Turnover
 0.06 0.06 0.06 0.06 0.04
Working Capital Turnover Ratio
 -0.08 -0.08 -0.08 -0.07 -0.06
Cash Conversion Cycle
 26.19 25.58 34.72 30.00 29.90
Days of Sales Outstanding
 32.79 30.92 42.78 46.33 49.49
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 6.59 5.34 8.07 16.32 19.60
Operating Cycle
 32.79 30.92 42.78 46.33 49.49
Cash Flow Ratios
Operating Cash Flow Per Share
 0.56 -0.19 -0.06 2.29 5.10
Free Cash Flow Per Share
 0.26 -0.60 -0.18 2.05 4.79
CapEx Per Share
 0.37 0.41 0.13 0.25 0.31
Free Cash Flow to Operating Cash Flow
 0.46 3.21 3.23 0.89 0.94
Dividend Paid and CapEx Coverage Ratio
 1.54 -0.45 -0.32 9.32 16.27
Capital Expenditure Coverage Ratio
 1.54 -0.45 -0.45 9.32 16.27
Operating Cash Flow Coverage Ratio
 0.06 -0.02 >-0.01 0.12 0.24
Operating Cash Flow to Sales Ratio
 0.03 >-0.01 >-0.01 0.13 0.38
Free Cash Flow Yield
0.88%-2.23%-0.93%10.32%17.01%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 18.60 19.63 22.26 36.21 12.27
Price-to-Sales (P/S) Ratio
 1.50 1.39 1.06 1.14 2.09
Price-to-Book (P/B) Ratio
 1.03 0.97 0.75 0.78 1.11
Price-to-Free Cash Flow (P/FCF) Ratio
 113.21 -44.87 -107.37 9.69 5.88
Price-to-Operating Cash Flow Ratio
 51.94 -143.89 -346.78 8.65 5.52
Price-to-Earnings Growth (PEG) Ratio
 0.36 0.36 0.37 -0.48 -1.09
Price-to-Fair Value
 1.03 0.97 0.75 0.78 1.11
Enterprise Value Multiple
 5.23 8.29 4.40 11.95 8.72
Enterprise Value
 115.82M 166.18M 62.21M 112.80M 268.83M
EV to EBITDA
 5.23 8.29 4.40 11.95 8.72
EV to Sales
 0.61 0.89 0.35 0.68 2.11
EV to Free Cash Flow
 46.00 -28.81 -35.41 5.77 5.93
EV to Operating Cash Flow
 21.26 -92.37 -114.35 5.16 5.57
Tangible Book Value Per Share
 25.06 24.25 22.87 22.10 22.07
Shareholders’ Equity Per Share
 28.31 27.50 26.15 25.44 25.46
Tax and Other Ratios
Effective Tax Rate
 0.23 0.23 0.27 0.26 0.25
Revenue Per Share
 19.65 19.30 18.42 17.33 13.48
Net Income Per Share
 1.58 1.37 0.88 0.55 2.29
Tax Burden
 0.77 0.77 0.73 0.74 0.75
Interest Burden
 0.96 0.95 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.30 0.29 0.28 0.29 0.40
Stock-Based Compensation to Revenue
 <0.01 0.01 <0.01 0.01 0.02
Income Quality
 0.36 -0.14 -0.06 4.19 2.22
Currency in USD