Hawthorn Bancshares Reports Strong Q1 2025 Results

Hawthorn Bancshares ( (HWBK) ) has released its Q1 earnings. Here is a breakdown of the information Hawthorn Bancshares presented to its investors.

Hawthorn Bancshares, Inc., headquartered in Jefferson City, Missouri, is a financial-bank holding company that operates Hawthorn Bank, providing banking services across multiple locations in Missouri, including the Kansas City metropolitan area.

In its first quarter of 2025, Hawthorn Bancshares reported a net income of $5.4 million, marking a 20.8% increase from the previous year. The company also saw an improvement in its efficiency ratio and earnings per diluted share, which rose to $0.77.

Key financial highlights include a net interest margin increase to 3.67%, a reduction in provision for credit losses, and a strong return on average assets and equity. The company also reported growth in loans, deposits, and investments, alongside a notable improvement in credit quality with a decrease in non-performing assets.

Looking ahead, Hawthorn Bancshares remains committed to enhancing its financial results and customer relationships, as reflected in its strategic focus on core relationship growth and operational improvements.