FinWise released its earnings results on Jan 29, 2026. The company reported $0.27 earnings per share for the quarter, missing the consensus estimate of $0.347 by -$0.077.

Is FinWise overvalued?

According to Wall Street analysts FinWise’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does FinWise pay dividends?

FinWise does not currently pay dividends.

What is FinWise’s EPS estimate?

FinWise’s EPS estimate is 0.36.

How many shares outstanding does FinWise have?

FinWise has 13,586,921 shares outstanding.

What happened to FinWise’s price movement after its last earnings report?

FinWise reported an EPS of $0.27 in its last earnings report, missing expectations of $0.347. Following the earnings report the stock price went down -5.095%.

Which hedge fund is a major shareholder of FinWise?

Currently, no hedge funds are holding shares in FINW

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

FinWise Stock Smart Score

Neutral

Fundamentals

Return on Equity

8.00%

Trailing 12-Months

Asset Growth

36.36%

Trailing 12-Months

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Company Description

FinWise

FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers. It offers various deposit products, including interest and noninterest bearing demand, NOW, money market, and checking and savings accounts, as well as time deposits and certificates of deposits. The company also provides small business administration, residential and commercial real estate, consumer, and commercial non-real estate loans. In addition, it offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and cash management and treasury services. The company operates one full-service banking location in Sandy, Utah; and a loan production office in Rockville Centre, New York. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.

FinWise (FINW) Earnings & Revenues

Historic Earnings Reports

FINW Company Deck

FINW Earnings Call

Q4 2026

0:00 / 0:00

Earnings Call Sentiment|Positive

The call presented strong business momentum—notably 22% YoY originations growth, full-year net income up 26%, expanding credit-enhanced balances that boosted NII and NIM, and healthy product/partnership pipeline—while also disclosing near-term headwinds including elevated Q4 net charge-offs, higher provisions, rising noninterest expenses and a higher efficiency ratio. Management characterized the servicing-standard-related charge-offs as a prudent, largely one-time adjustment and highlighted guidance for continued organic credit-enhanced growth and stable core originations; however, risks remain from lumpiness in NPL migrations, SBA processing seasonality, and a measured ramp for payments/BIN revenue. Overall, positives around scale, margin expansion, and product traction meaningfully outweigh the near-term credit and expense noise, with a balanced but favorable forward outlook.View all FINW earnings summaries