FinWise Bancorp reports Q4 EPS 27c, consensus 35c

Reports Q4 revenue $46.85M, consensus $42.32M. Reports Q4 tangible book value per share $14.15. “FinWise delivered a strong 2025, growing net income 26% versus 2024 and posting a steady fourth quarter, all of which underscores how our multi-year investments are gradually translating into tangible, sustainable results,” said Kent Landvatter, chairman and CEO of FinWise Bancorp (FINW). “We delivered balanced revenue growth and disciplined expense management, leading to solid profitability and continued expansion of tangible book value per share. Fourth quarter loan originations totaled $1.6 billion, ahead of our initial guidance of $1.4 billion. This brings full-year 2025 originations to $6.1 billion, representing healthy 22% year-over-year growth. Balances in our credit enhanced product reached $118 million at year-end 2025, also ahead of expectations. With a scalable model that is now demonstrating sustained momentum, we remain confident in our ability to continue delivering long-term value for our shareholders.”