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FRST Stock Chart & Stats
$13.52
-$0.10(-0.90%)
At close: 4:00 PM EST
$13.52
-$0.10(-0.90%)
Day’s Range― - ―
52-Week Range$9.55 - $16.77
Previous CloseN/A
Volume19.84K
Average Volume (3M)78.85K
Market Cap
$398.56M
Enterprise Value$677.02
Total Cash (Recent Filing)$8.36M
Total Debt (Recent Filing)$378.12M
Price to Earnings (P/E)7.4
Beta0.89
Next Earnings
Oct 22, 2026EPS Estimate
0.43Next Dividend Ex-DateN/A
Dividend Yield2.5%
Share Statistics
EPS (TTM)1.88
Shares Outstanding24,878,620
10 Day Avg. Volume73,083
30 Day Avg. Volume78,846
Financial Highlights & Ratios
PEG Ratio-0.01
Price to Book (P/B)0.81
Price to Sales (P/S)1.10
P/FCF Ratio37.99
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$18.50Price Target Upside36.83% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.5
Revenue Forecast (FY)$195.94M
Bulls Say, Bears Say
Bulls Say
NIM & Earning-Asset GrowthSustained NIM expansion alongside double-digit earning-asset growth supports durable net interest income. Higher-yielding asset growth funded at attractive incremental margins should underpin recurring NII over the next several quarters, reducing reliance on one-time items for profitability.
Deposit Franchise & Low-Cost FundingGrowing core and noninterest-bearing deposits lower funding costs and improve liquidity profile. A deeper low-cost deposit mix increases margin resilience and balance-sheet flexibility, supporting loan growth and NIM stability across typical medium-term funding cycles.
Tech-driven Efficiency & Core ConversionA quantified core conversion and platform consolidation provide a durable operating-leverage tailwind. Realized revenue and vendor savings should structurally lower noninterest expense and improve long-term efficiency ratios, strengthening recurring profitability beyond temporary gains.
Bears Say
Cash Flow WeaknessNegative trailing‑twelve‑month operating and free cash flow signals weakening earnings-to-cash conversion, which can constrain internal funding for loan growth, dividends, or capital investments. Persistent cash generation shortfalls would increase reliance on external funding.
Rising LeverageAn increasing debt-to-equity ratio reduces capital flexibility and raises financial risk. Higher leverage limits ability to absorb losses or pursue growth without raising capital and makes planned refinancings and interest-cost reductions more important to preserve solvency and strategic optionality.
Concentrated CRE Credit RiskMaterial reserves tied to a single large office CRE exposure highlight concentration and idiosyncratic credit risk. Continued leasing or recovery uncertainty could drive further provisions or charge-offs, creating earnings volatility and pressuring capital if resolution timelines extend.
Primis Financial News
FRST FAQ
What was Primis Financial’s price range in the past 12 months?
Primis Financial lowest stock price was $9.55 and its highest was $16.77 in the past 12 months.
What is Primis Financial’s market cap?
Primis Financial’s market cap is $398.56M.
When is Primis Financial’s upcoming earnings report date?
Primis Financial’s upcoming earnings report date is Oct 22, 2026 which is in 79 days.
How were Primis Financial’s earnings last quarter?
Primis Financial released its earnings results on Jul 23, 2026. The company reported $0.23 earnings per share for the quarter, missing the consensus estimate of $0.381 by -$0.151.
Is Primis Financial overvalued?
According to Wall Street analysts Primis Financial’s price is currently Undervalued.
Does Primis Financial pay dividends?
Primis Financial pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 2.5%. See more information on Primis Financial dividends here
What is Primis Financial’s EPS estimate?
Primis Financial’s EPS estimate is 0.43.
How many shares outstanding does Primis Financial have?
Primis Financial has 24,878,620 shares outstanding.
What happened to Primis Financial’s price movement after its last earnings report?
Primis Financial reported an EPS of $0.23 in its last earnings report, missing expectations of $0.381. Following the earnings report the stock price went down -2.231%.
Which hedge fund is a major shareholder of Primis Financial?
Currently, no hedge funds are holding shares in FRST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Primis Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$18.50 (36.83% Upside)
$18.50 (36.83% Upside)
Blogger Sentiment
Bearish
FRST Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 3.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $147.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-19.11%
12-Months-Change
Fundamentals
Return on Equity
2.50%
Trailing 12-Months
Asset Growth
12.45%
Trailing 12-Months
Company Description
Primis Financial
Primis Financial Corp. operates as the bank holding company for Primis Bank that provides various financial services to individuals, and small and medium sized businesses in the United States. The company offers deposit products, including checking, NOW, savings, and money market accounts, as well as certificates of deposits; and commercial deposit products comprising investment/sweep accounts, wire transfer services, employer services/payroll processing services, zero balance accounts, night depository services, depository transfers, merchant services, ACH originations, business debit cards, controlled disbursement accounts, and remote deposit capture services. It also provides commercial lending products, such as loans consist of lines of credit, revolving credit facilities, demand loans, term loans, equipment loans, SBA loans, stand-by letters of credit, and unsecured loans; loans for permanent financing; construction loans for commercial, multi-family, assisted living and other non-residential properties, and builder/developer lines; second asset based lending; SBA lending; financing for medical, dental, and veterinary businesses; and warehouse lending lines of credit to residential mortgage originators. In addition, the company provides consumer lending products comprising residential mortgage, home equity lines of credit, secured and unsecured personal loans, life insurance premium financing, and Panacea consumer loans. Further, it offers debit cards, ATM services, notary services, and mobile and online banking. The company was formerly known as Southern National Bancorp of Virginia, Inc. and changed its name to Primis Financial Corp. Primis Financial Corp. was founded in 2004 and is headquartered in McLean, Virginia.
FRST Company Deck
FRST Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominately positive operational and financial picture: strong YoY earnings and margin expansion, robust earning-asset and deposit growth, improving asset quality, and clear, quantified expected benefits from a core consolidation project that should materially improve 2027 results. Offsetting these positives were several one-time items (a reported gain and legal/lease-related costs), a sizable specific reserve on a large office CRE loan that temporarily raised provisions and charge-offs, and competitive pressures on loan pricing that could temper future margin upside. On balance, the company demonstrated improving recurring profitability and identified credible near-term operational levers to drive further expense and revenue improvements.View all FRST earnings summariesFRST Stock 12 Month Forecast
Average Price Target
$18.50
▲(36.83% Upside)
Technical Analysis
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Ownership Overview
3.27% Insiders
16.86% Mutual Funds
4.57% Other Institutional Investors
63.63% Public Companies and
Individual Investors