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FRST Stock Chart & Stats
$13.52
-$0.10(-0.90%)
At close: 4:00 PM EST
$13.52
-$0.10(-0.90%)
Day’s Range― - ―
52-Week Range$9.55 - $16.88
Previous CloseN/A
Volume19.84K
Average Volume (3M)78.85K
Market Cap
$400.51M
Enterprise Value$843.73
Total Cash (Recent Filing)$10.12M
Total Debt (Recent Filing)$448.07M
Price to Earnings (P/E)7.5
Beta0.84
Next Earnings
Oct 22, 2026EPS Estimate
0.43Next Dividend Ex-DateN/A
Dividend Yield2.45%
Share Statistics
EPS (TTM)2.16
Shares Outstanding24,799,072
10 Day Avg. Volume73,083
30 Day Avg. Volume78,846
Financial Highlights & Ratios
PEG Ratio-0.01
Price to Book (P/B)0.81
Price to Sales (P/S)1.10
P/FCF Ratio37.99
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$18.50Price Target Upside36.83% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.45
Revenue Forecast (FY)$195.94M
Bulls Say, Bears Say
Bulls Say
Net Interest Margin & Earning-asset GrowthSustained NIM expansion alongside double-digit earning-asset growth supports durable net interest income generation. With deposits rising and core funding costs down, the bank can convert balance-sheet growth into recurring NII rather than one-off gains, bolstering core profitability over the next 2–6 months.
Mortgage & Fee-income DiversificationA growing mortgage franchise and mortgage-warehouse lending expand noninterest income and provide high-efficiency fee margins. This diversification reduces sole reliance on loan-yield spreads and creates recurring, less rate-sensitive revenue that supports earnings stability across mortgage cycle swings.
Core Conversion & Tech-driven Operating LeverageA quantified $6.1–$7.0M pretax benefit from converting the core is a durable structural lever: it should lower ongoing vendor/operating costs and improve margins. Coupled with a tech-forward strategy and board additions with payments/AI expertise, this strengthens long-term operating leverage and scalability.
Bears Say
Weak Cash GenerationMaterial negative operating and free cash flows despite reported net income indicate earnings are not translating into cash. This raises reliance on external funding or balance-sheet actions to support growth, dividends, or debt servicing, reducing financial resilience over the medium term.
Rising LeverageA rapid increase in leverage diminishes capital flexibility and amplifies downside risk if earnings or asset quality deteriorate. Higher debt levels increase interest and rollover exposure, constraining the bank’s ability to invest organically or absorb shocks without raising costly capital in a stressed window.
Credit Concentration: Large Office CRE ExposureA single large office CRE nonaccrual with substantial specific reserves and recent charge-offs evidences portfolio concentration risk. Recovery timelines for CRE can be long; this single-credit stress can drive volatility in provisions and earnings and signal sensitivity to local CRE market shifts over the next several quarters.
Primis Financial News
FRST FAQ
What was Primis Financial’s price range in the past 12 months?
Primis Financial lowest stock price was $9.55 and its highest was $16.88 in the past 12 months.
What is Primis Financial’s market cap?
Primis Financial’s market cap is $400.51M.
When is Primis Financial’s upcoming earnings report date?
Primis Financial’s upcoming earnings report date is Oct 22, 2026 which is in 58 days.
How were Primis Financial’s earnings last quarter?
Primis Financial released its earnings results on Jul 23, 2026. The company reported $0.23 earnings per share for the quarter, missing the consensus estimate of $0.381 by -$0.151.
Is Primis Financial overvalued?
According to Wall Street analysts Primis Financial’s price is currently Undervalued.
Does Primis Financial pay dividends?
Primis Financial pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 2.45%. See more information on Primis Financial dividends here
What is Primis Financial’s EPS estimate?
Primis Financial’s EPS estimate is 0.43.
How many shares outstanding does Primis Financial have?
Primis Financial has 24,799,072 shares outstanding.
What happened to Primis Financial’s price movement after its last earnings report?
Primis Financial reported an EPS of $0.23 in its last earnings report, missing expectations of $0.381. Following the earnings report the stock price went down -2.232%.
Which hedge fund is a major shareholder of Primis Financial?
Currently, no hedge funds are holding shares in FRST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Primis Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$18.50 (36.83% Upside)
$18.50 (36.83% Upside)
Blogger Sentiment
Bullish
FRST Sentiment 75%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 38.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $112.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-19.11%
12-Months-Change
Fundamentals
Return on Equity
2.45%
Trailing 12-Months
Asset Growth
12.45%
Trailing 12-Months
Company Description
Primis Financial
Primis Financial Corp. operates as the bank holding company for Primis Bank that provides various financial services to individuals, and small and medium sized businesses in the United States. The company offers deposit products, including checking, NOW, savings, and money market accounts, as well as certificates of deposits; and commercial deposit products comprising investment/sweep accounts, wire transfer services, employer services/payroll processing services, zero balance accounts, night depository services, depository transfers, merchant services, ACH originations, business debit cards, controlled disbursement accounts, and remote deposit capture services. It also provides commercial lending products, such as loans consist of lines of credit, revolving credit facilities, demand loans, term loans, equipment loans, SBA loans, stand-by letters of credit, and unsecured loans; loans for permanent financing; construction loans for commercial, multi-family, assisted living and other non-residential properties, and builder/developer lines; second asset based lending; SBA lending; financing for medical, dental, and veterinary businesses; and warehouse lending lines of credit to residential mortgage originators. In addition, the company provides consumer lending products comprising residential mortgage, home equity lines of credit, secured and unsecured personal loans, life insurance premium financing, and Panacea consumer loans. Further, it offers debit cards, ATM services, notary services, and mobile and online banking. The company was formerly known as Southern National Bancorp of Virginia, Inc. and changed its name to Primis Financial Corp. Primis Financial Corp. was founded in 2004 and is headquartered in McLean, Virginia.
FRST Company Deck
FRST Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominately positive operational and financial picture: strong YoY earnings and margin expansion, robust earning-asset and deposit growth, improving asset quality, and clear, quantified expected benefits from a core consolidation project that should materially improve 2027 results. Offsetting these positives were several one-time items (a reported gain and legal/lease-related costs), a sizable specific reserve on a large office CRE loan that temporarily raised provisions and charge-offs, and competitive pressures on loan pricing that could temper future margin upside. On balance, the company demonstrated improving recurring profitability and identified credible near-term operational levers to drive further expense and revenue improvements.View all FRST earnings summariesFRST Stock 12 Month Forecast
Average Price Target
$18.50
▲(36.83% Upside)
Technical Analysis
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Ownership Overview
3.28% Insiders
16.92% Mutual Funds
33.28% Other Institutional Investors
34.79% Public Companies and
Individual Investors