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FRST Stock Chart & Stats
$13.52
-$0.10(-0.90%)
At close: 4:00 PM EST
$13.52
-$0.10(-0.90%)
Day’s Range― - ―
52-Week Range$9.55 - $16.77
Previous CloseN/A
Volume19.84K
Average Volume (3M)78.85K
Market Cap
$390.10M
Enterprise Value$747.04M
Total Cash (Recent Filing)$8.36M
Total Debt (Recent Filing)$378.12M
Price to Earnings (P/E)8.4
Beta0.84
Next Earnings
Jul 23, 2026EPS Estimate
0.38Next Dividend Ex-DateN/A
Dividend Yield3.06%
Share Statistics
EPS (TTM)1.88
Shares Outstanding24,878,620
10 Day Avg. Volume73,083
30 Day Avg. Volume78,846
Financial Highlights & Ratios
PEG Ratio-0.01
Price to Book (P/B)0.81
Price to Sales (P/S)1.10
P/FCF Ratio37.99
Enterprise Value/Market Cap1.92
Enterprise Value/Revenue2.56
Enterprise Value/Gross Profit3.91
Enterprise Value/Ebitda10.86
Forecast
1Y Price Target
$17.00Price Target Upside25.74% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.58
Revenue Forecast (FY)$194.95M
Bulls Say, Bears Say
Bulls Say
Margin Expansion & ProfitabilitySustained NIM and ROA improvement signal stronger core banking economics: higher net interest income (+23% YoY) and NIM expansion give the bank durable earnings power. Management’s stated NIM targets and funding actions support lasting margin improvement over coming quarters.
Loan And Deposit GrowthDouble-digit loan growth and solid deposit gains expand interest‑earning assets and diversify revenue. Growth in noninterest-bearing deposits and robust mortgage/warehouse activity provide a larger, stickier funding base and recurring fee streams supportive of medium-term earnings.
Capital Actions And Repricing TailwindsPaying down subordinated debt lowers funding costs and, together with sizable upcoming loan repricings, creates a structural tailwind to margins. These actions improve core profitability and support management’s ROA targets absent large deposit cost shocks.
Bears Say
Weak Cash Flow ConversionNegative operating and free cash flow in the trailing twelve months weakens the company’s self‑funding ability. Even with improved accrual earnings, poor cash conversion raises reliance on external funding for growth, dividends, or loan warehouse expansion and elevates liquidity risk.
Rising LeverageA rising debt-to-equity ratio reduces balance-sheet flexibility and increases fixed funding obligations. Higher leverage constrains the bank’s capacity to absorb credit shocks or pursue opportunistic growth, making capital management and provisioning more critical in the medium term.
CRE NPAs And Deposit-cost PressurePersisting CRE office nonperforming assets create resolution uncertainty and potential credit losses. Coupled with elevated deposit costs (cost of deposits ~223 bps and digital deposits relatively expensive), these structural funding and asset-quality pressures can compress margins and strain capital over several quarters.
Primis Financial News
FRST FAQ
What was Primis Financial’s price range in the past 12 months?
Primis Financial lowest stock price was $9.55 and its highest was $16.77 in the past 12 months.
What is Primis Financial’s market cap?
Primis Financial’s market cap is $390.10M.
When is Primis Financial’s upcoming earnings report date?
Primis Financial’s upcoming earnings report date is Jul 23, 2026 which is in 12 days.
How were Primis Financial’s earnings last quarter?
Primis Financial released its earnings results on Apr 23, 2026. The company reported $0.33 earnings per share for the quarter, beating the consensus estimate of $0.283 by $0.047.
Is Primis Financial overvalued?
According to Wall Street analysts Primis Financial’s price is currently Undervalued.
Does Primis Financial pay dividends?
Primis Financial pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 3.06%. See more information on Primis Financial dividends here
What is Primis Financial’s EPS estimate?
Primis Financial’s EPS estimate is 0.38.
How many shares outstanding does Primis Financial have?
Primis Financial has 24,878,620 shares outstanding.
What happened to Primis Financial’s price movement after its last earnings report?
Primis Financial reported an EPS of $0.33 in its last earnings report, beating expectations of $0.283. Following the earnings report the stock price went up 3.016%.
Which hedge fund is a major shareholder of Primis Financial?
Currently, no hedge funds are holding shares in FRST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Primis Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$17.00 (25.74% Upside)
$17.00 (25.74% Upside)
Hedge Fund Trend
Increased
By 3.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $147.6K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-19.11%
12-Months-Change
Fundamentals
Return on Equity
11.47%
Trailing 12-Months
Asset Growth
15.13%
Trailing 12-Months
Company Description
Primis Financial
Primis Financial Corp. operates as the bank holding company for Primis Bank that provides various financial services to individuals, and small and medium sized businesses in the United States. The company offers deposit products, including checking, NOW, savings, and money market accounts, as well as certificates of deposits; and commercial deposit products comprising investment/sweep accounts, wire transfer services, employer services/payroll processing services, zero balance accounts, night depository services, depository transfers, merchant services, ACH originations, business debit cards, controlled disbursement accounts, and remote deposit capture services. It also provides commercial lending products, such as loans consist of lines of credit, revolving credit facilities, demand loans, term loans, equipment loans, SBA loans, stand-by letters of credit, and unsecured loans; loans for permanent financing; construction loans for commercial, multi-family, assisted living and other non-residential properties, and builder/developer lines; second asset based lending; SBA lending; financing for medical, dental, and veterinary businesses; and warehouse lending lines of credit to residential mortgage originators. In addition, the company provides consumer lending products comprising residential mortgage, home equity lines of credit, secured and unsecured personal loans, life insurance premium financing, and Panacea consumer loans. Further, it offers debit cards, ATM services, notary services, and mobile and online banking. The company was formerly known as Southern National Bancorp of Virginia, Inc. and changed its name to Primis Financial Corp. Primis Financial Corp. was founded in 2004 and is headquartered in McLean, Virginia.
FRST Company Deck
FRST Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Positive overall: the company reported meaningful operating improvements including higher operating EPS (up ~126% vs prior-year adjusted), stronger ROA (84 bps), margin expansion (NIM to 3.43%), double-digit loan growth (11.7% YoY), robust mortgage and warehouse momentum (mortgage production +122% YoY; warehouse ~$460M), and demonstrated operating leverage (core revenue growth ~34% vs OpEx +4%). Notable negatives include a large GAAP earnings decline versus a prior-year one-time gain, modest provisioning and remaining CRE NPAs, mortgage fair value/market volatility impacts, and ongoing deposit-cost considerations. On balance the operational and growth positives and the forward-looking margin and efficiency catalysts (repricing tailwinds, AI initiatives, reduced subordinated debt) outweigh the lowlights.View all FRST earnings summariesFRST Stock 12 Month Forecast
Average Price Target
$17.00
▲(25.74% Upside)
Technical Analysis
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Ownership Overview
3.27% Insiders
16.86% Mutual Funds
1.65% Other Institutional Investors
66.60% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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