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Primis Financial (FRST)
NASDAQ:FRST
Earnings Data
Report Date
Jan 22, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.35Last Year’s EPS
-0.65Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance, with significant growth in net earnings, improved return metrics, and successful expansion in key business divisions. However, credit concerns with nonaccrual loans present a challenge that needs resolution.Company Guidance
Significant Improvement in Net Earnings
Primis Financial reported $6.8 million in net earnings and $0.28 per share for Q3 2025, compared to $2 million and $0.08 per share in Q3 2024.
Improved Return Metrics
ROA and ROTCE improved to 70 basis points and 9.45%, with core ROA expected to reach 90 basis points, indicating strong ongoing performance.
Core Margin Growth
Core margin increased to 3.15%, up from 3.12% in Q2 2025 and 35 basis points higher than a year ago.
Noninterest-bearing Deposit Growth
Noninterest-bearing checking accounts grew by 16% year-over-year, improving the deposit mix and reducing the cost of deposits by 20%.
Mortgage Division Expansion
Monthly production in the mortgage division increased from $20 million to $100-$120 million, with pretax earnings of $1.9 million, marking the strongest quarter yet.
Panacea Division Success
Panacea's loan balances and deposits grew significantly, with deposits increasing by 50% year-over-year, and a cost of deposits at 1.37%, lower than the core bank.
FRST Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FRST Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 23, 2025 | $9.70 | $10.69 | +10.21% |
Jul 24, 2025 | $11.58 | $11.61 | +0.26% |
Apr 29, 2025 | $8.18 | $8.08 | -1.22% |
Jan 28, 2025 | $11.11 | $10.30 | -7.29% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Primis Financial (FRST) report earnings?
Primis Financial (FRST) is schdueled to report earning on Jan 22, 2026, After Close (Confirmed).
What is Primis Financial (FRST) earnings time?
Primis Financial (FRST) earnings time is at Jan 22, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FRST EPS forecast?
FRST EPS forecast for the fiscal quarter 2025 (Q4) is 0.35.