Fidelity D & D Bancorp Inc (FDBC)
NASDAQ:FDBC
Want to see FDBC full AI Analyst Report?
FDBC Stock Chart & Stats
$48.35
-$0.13(-0.30%)
At close: 4:00 PM EST
$48.35
-$0.13(-0.30%)
Day’s Range― - ―
52-Week Range$39.00 - $50.00
Previous CloseN/A
Volume933.00
Average Volume (3M)8.25K
Market Cap
$269.89M
Enterprise Value$111.15M
Total Cash (Recent Filing)$323.80M
Total Debt (Recent Filing)$16.87M
Price to Earnings (P/E)8.4
Beta0.76
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.61%
Share Statistics
EPS (TTM)1.28
Shares Outstanding5,878,757
10 Day Avg. Volume6,380
30 Day Avg. Volume8,249
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)1.05
Price to Sales (P/S)1.79
P/FCF Ratio10.14
Enterprise Value/Market Cap0.41
Enterprise Value/Revenue0.80
Enterprise Value/Gross Profit1.21
Enterprise Value/Ebitda2.88
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
De-levered Balance SheetA materially lower debt-to-equity ratio and larger equity base materially improve loss-absorption capacity and regulatory headroom. This durable capital strength reduces refinancing risk, supports conservative growth and dividend capacity, and increases resilience across economic cycles.
Consistent Revenue Growth And Solid MarginsSustained top-line expansion combined with mid-teens-to-20% profitability metrics reflects a stable core banking model (net interest and fee income). That consistency underpins predictable earnings power, enabling reinvestment in branches and digital channels over the medium term.
Strong Capital And Liquidity MetricsA CET1 ratio above regulatory buffers and healthy tangible book provide lasting capacity to originate loans and absorb credit stress. These metrics support depositor confidence, regulatory compliance, and room to pursue measured balance-sheet expansion without immediate external capital needs.
Bears Say
Volatile Cash Flow HistoryIntermittent negative free cash flow and historical swings reduce predictability of internally generated funding. That volatility can constrain the bank's ability to consistently fund loan growth, absorb shocks, or maintain a steady dividend policy without tapping external capital.
Margin Normalization And Lower ROE Vs PeakReversion from unusually high prior margins and reduced return on equity imply the bank may face structural pressure to generate prior peak profitability. Lower capital efficiency means more equity is needed to produce returns, potentially limiting shareholder payouts or requiring efficiency gains.
Concentrated Regional Franchise RiskA business concentrated in a regional, relationship-driven market increases exposure to local economic cycles and competitive pressure from larger banks and fintech. That concentration can cap diversification benefits and make sustained loan and deposit growth more sensitive to regional downturns.
Fidelity D & D Bancorp News
FDBC FAQ
What was Fidelity D & D Bancorp Inc’s price range in the past 12 months?
Fidelity D & D Bancorp Inc lowest stock price was $39.00 and its highest was $50.00 in the past 12 months.
What is Fidelity D & D Bancorp Inc’s market cap?
Fidelity D & D Bancorp Inc’s market cap is $269.89M.
When is Fidelity D & D Bancorp Inc’s upcoming earnings report date?
Fidelity D & D Bancorp Inc’s upcoming earnings report date is Jul 29, 2026 which is in 87 days.
How were Fidelity D & D Bancorp Inc’s earnings last quarter?
Fidelity D & D Bancorp Inc released its earnings results on Apr 22, 2026. The company reported $1.28 earnings per share for the quarter, beating the consensus estimate of N/A by $1.28.
Is Fidelity D & D Bancorp Inc overvalued?
According to Wall Street analysts Fidelity D & D Bancorp Inc’s price is currently Overvalued.
Does Fidelity D & D Bancorp Inc pay dividends?
Fidelity D & D Bancorp Inc pays a Quarterly dividend of $0.43 which represents an annual dividend yield of 3.61%. See more information on Fidelity D & D Bancorp Inc dividends here
What is Fidelity D & D Bancorp Inc’s EPS estimate?
Fidelity D & D Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Fidelity D & D Bancorp Inc have?
Fidelity D & D Bancorp Inc has 5,878,757 shares outstanding.
What happened to Fidelity D & D Bancorp Inc’s price movement after its last earnings report?
Fidelity D & D Bancorp Inc reported an EPS of $1.28 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.264%.
Which hedge fund is a major shareholder of Fidelity D & D Bancorp Inc?
Currently, no hedge funds are holding shares in FDBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Fidelity D & D Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
FDBC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 41.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $500.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-17.35%
12-Months-Change
Fundamentals
Return on Equity
12.75%
Trailing 12-Months
Asset Growth
5.46%
Trailing 12-Months
Company Description
Fidelity D & D Bancorp Inc
Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, clubs, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of deposit. It also offers commercial and industrial, commercial real estate, consumer, and residential mortgage loans. In addition, the company provides alternative financial and insurance products with asset management services. As of April 21, 2022, it operated 22 full-service banking offices in Lackawanna, Luzerne, and Northampton counties, Pennsylvania. Fidelity D & D Bancorp, Inc. was founded in 1902 and is headquartered in Dunmore, Pennsylvania.
Technical Analysis
Ownership Overview
21.42% Insiders
6.36% Mutual Funds
2.04% Other Institutional Investors
62.97% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---