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Fidelity D & D Bancorp Inc (FDBC)
NASDAQ:FDBC
US Market
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Fidelity D & D Bancorp (FDBC) Price & Analysis

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FDBC Stock Chart & Stats

$48.35
-$0.13(-0.30%)
At close: 4:00 PM EST
$48.35
-$0.13(-0.30%)

Bulls Say, Bears Say

Bulls Say
Strong Balance Sheet (sharply Reduced Leverage)Material reduction in leverage and rising equity materially improve financial flexibility and resilience. A near-minimal debt load reduces interest expense sensitivity, supports lending capacity, preserves capital in stress, and gives management room for dividends, buybacks or targeted investments over months.
Sustained Revenue Growth With Healthy Recent MarginsConsistent top-line growth plus durable positive margins indicate the bank is expanding core franchise and monetizing scale. Revenue momentum coupled with ~21% net margin supports predictable earnings generation and longer-term earnings stability despite cyclical banking pressures.
Positive And Persistent Cash GenerationConsistently positive operating and free cash flow provides internal funding for growth, capital returns, and reserves. Reliable cash generation supports reinvestment in the franchise and shareholder distributions while reducing dependence on external financing over the medium term.
Bears Say
Margin Compression Versus Earlier PeaksNet margins materially below prior peaks imply reduced earnings power per dollar of revenue. This compression weakens earnings resilience, narrows buffers against cost or credit shocks, and may limit long-term profitability improvement absent cost or mix changes.
Weakened FCF Growth And Moderate Cash ConversionDeclining free cash flow growth and only moderate conversion of net income to FCF reduce predictability of cash available for investment or distributions. Persistent volatility in cash generation could constrain strategic initiatives or shareholder returns under stress.
Return On Equity Below Prior Peak LevelsA noticeably lower ROE versus historical peak signals the company is not yet matching prior capital efficiency. That reduced return per equity dollar may reflect competitive pressures or margin drag, limiting long-term shareholder return unless operational leverage improves.

Fidelity D & D Bancorp News

FDBC FAQ

What was Fidelity D & D Bancorp Inc’s price range in the past 12 months?
Fidelity D & D Bancorp Inc lowest stock price was $39.00 and its highest was $53.51 in the past 12 months.
    What is Fidelity D & D Bancorp Inc’s market cap?
    Fidelity D & D Bancorp Inc’s market cap is $291.77M.
      When is Fidelity D & D Bancorp Inc’s upcoming earnings report date?
      Fidelity D & D Bancorp Inc’s upcoming earnings report date is Jul 29, 2026 which is in 18 days.
        How were Fidelity D & D Bancorp Inc’s earnings last quarter?
        Fidelity D & D Bancorp Inc released its earnings results on Apr 22, 2026. The company reported $1.282 earnings per share for the quarter, beating the consensus estimate of N/A by $1.282.
          Is Fidelity D & D Bancorp Inc overvalued?
          According to Wall Street analysts Fidelity D & D Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Fidelity D & D Bancorp Inc pay dividends?
            Fidelity D & D Bancorp Inc pays a Quarterly dividend of $0.43 which represents an annual dividend yield of 3.61%. See more information on Fidelity D & D Bancorp Inc dividends here
              What is Fidelity D & D Bancorp Inc’s EPS estimate?
              Fidelity D & D Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Fidelity D & D Bancorp Inc have?
              Fidelity D & D Bancorp Inc has 5,805,180 shares outstanding.
                What happened to Fidelity D & D Bancorp Inc’s price movement after its last earnings report?
                Fidelity D & D Bancorp Inc reported an EPS of $1.282 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.264%.
                  Which hedge fund is a major shareholder of Fidelity D & D Bancorp Inc?
                  Currently, no hedge funds are holding shares in FDBC
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Fidelity D & D Bancorp Stock Smart Score

                    Company Description

                    Fidelity D & D Bancorp Inc

                    Fidelity D & D Bancorp, Inc. serves as the parent company for The Fidelity Deposit and Discount Bank, offering a comprehensive suite of banking, trust, and financial solutions. Its diverse clientele includes individual consumers, small to medium-sized businesses, and larger corporate entities. The institution provides a wide array of deposit options, such as savings accounts, specialized club accounts, both interest-bearing and standard checking accounts, money market accounts, short-term and extended-term time deposits, and certificates of deposit. In terms of lending, its portfolio spans commercial and industrial financing, commercial real estate loans, personal consumer loans, and residential mortgage financing. Beyond traditional banking, the company also delivers supplementary financial and insurance products, in addition to asset management services. As of April 21, 2022, Fidelity D & D Bancorp, Inc. operated 22 full-service banking locations situated in Lackawanna, Luzerne, and Northampton counties within Pennsylvania. The company, which has its roots in a founding date of 1902, maintains its primary corporate office in Dunmore, Pennsylvania.

                    Fidelity D & D Bancorp (FDBC) Earnings & Revenues

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                    Ownership Overview

                    21.69%6.48%0.38%63.57%
                    21.69% Insiders
                    0.38% Other Institutional Investors
                    63.57% Public Companies and
                    Individual Investors

                    Options Prices

                    Currently, No data available
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