Bankwell Financial Group (BWFG)
NASDAQ:BWFG
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BWFG Stock Chart & Stats
$52.70
$0.00(0.00%)
At close: 4:00 PM EST
$52.70
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$28.18 - $53.86
Previous CloseN/A
Volume3.21K
Average Volume (3M)46.81K
Market Cap
$418.38M
Enterprise Value$375.15M
Total Cash (Recent Filing)$227.17M
Total Debt (Recent Filing)$179.70M
Price to Earnings (P/E)10.1
Beta0.80
Next Earnings
Apr 22, 2026EPS Estimate
1.22Next Dividend Ex-DateN/A
Dividend Yield1.66%
Share Statistics
EPS (TTM)1.15
Shares Outstanding7,976,788
10 Day Avg. Volume88,697
30 Day Avg. Volume46,810
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)1.18
Price to Sales (P/S)1.71
P/FCF Ratio13.59
Enterprise Value/Market Cap0.90
Enterprise Value/Revenue1.81
Enterprise Value/Gross Profit3.50
Enterprise Value/Ebitda7.14
Forecast
1Y Price Target
$55.00Price Target Upside4.36% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)5.21
Revenue Forecast (FY)$123.73M
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability MomentumMulti-year top-line expansion and a sharp profitability rebound in 2025 indicate a resilient core commercial bank franchise. Sustained revenue growth and improved margins reflect stronger loan production, better funding mix and operating leverage that support durable earnings capacity over the medium term.
Improving Asset Quality And CapitalLower NPAs, healthy allowance coverage and solid regulatory capital ratios provide a structural cushion against credit stress and support continued lending. Improved tangible book value and capital adequacy increase balance-sheet capacity for disciplined growth and regulatory flexibility over coming quarters.
Diversifying Revenue And Stronger Funding MixGrowing SBA-related fee income and improved deposit mix reduce reliance on interest spread alone, while rising low-cost deposits lower funding costs. This diversification and funding improvement support more stable net interest income and fee generation across the medium term, enhancing revenue resilience.
Bears Say
Weak Cash Generation In 2025A move to negative operating and free cash flow increases cash-conversion risk and could constrain organic funding for loan growth, dividends, or investments. If persistent, weaker cash generation may force reliance on external funding or slower reinvestment, reducing financial flexibility over the medium term.
Earnings And Margin VolatilityLarge swings in profitability and margins suggest sensitivity to credit cycles, prepayment activity and funding dynamics. This inconsistent performance makes future earnings less predictable, complicates capital planning, and raises the risk that one adverse cycle could materially compress returns again.
Higher Expense Base, Prepayment And Floating-rate RisksStructural investment-driven expense growth raises the breakeven for efficiency improvements. Increased floating-rate exposure and SBA/prepayment seasonality can mute NIM expansion and create revenue lumpiness. Together these factors heighten execution risk that higher expenses may outpace sustainable revenue gains.
Bankwell Financial Group News
BWFG FAQ
What was Bankwell Financial Group’s price range in the past 12 months?
Bankwell Financial Group lowest stock price was $28.18 and its highest was $53.86 in the past 12 months.
What is Bankwell Financial Group’s market cap?
Bankwell Financial Group’s market cap is $418.38M.
When is Bankwell Financial Group’s upcoming earnings report date?
Bankwell Financial Group’s upcoming earnings report date is Apr 22, 2026 which is in 3 days.
How were Bankwell Financial Group’s earnings last quarter?
Bankwell Financial Group released its earnings results on Jan 29, 2026. The company reported $1.15 earnings per share for the quarter, missing the consensus estimate of $1.187 by -$0.037.
Is Bankwell Financial Group overvalued?
According to Wall Street analysts Bankwell Financial Group’s price is currently Undervalued.
Does Bankwell Financial Group pay dividends?
Bankwell Financial Group pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 1.66%. See more information on Bankwell Financial Group dividends here
What is Bankwell Financial Group’s EPS estimate?
Bankwell Financial Group’s EPS estimate is 1.22.
How many shares outstanding does Bankwell Financial Group have?
Bankwell Financial Group has 7,976,788 shares outstanding.
What happened to Bankwell Financial Group’s price movement after its last earnings report?
Bankwell Financial Group reported an EPS of $1.15 in its last earnings report, missing expectations of $1.187. Following the earnings report the stock price went up 1.66%.
Which hedge fund is a major shareholder of Bankwell Financial Group?
Currently, no hedge funds are holding shares in BWFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bankwell Financial Group Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$55.00 (4.36% Upside)
$55.00 (4.36% Upside)
Blogger Sentiment
Bullish
BWFG Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
54.51%
12-Months-Change
Fundamentals
Return on Equity
12.21%
Trailing 12-Months
Asset Growth
2.94%
Trailing 12-Months
Company Description
Bankwell Financial Group
Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It offers various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also provides first mortgage loans secured by one-to-four family owner occupied residential properties for personal use; home equity loans and home equity lines of credit secured by owner occupied one-to-four family residential properties; loans secured by commercial real estate, multi-family dwellings, and investor-owned one-to-four family dwellings; commercial construction loans for commercial development projects, including apartment buildings and condominiums, as well as office buildings, retail, and other income producing properties; land loans; commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners; loans secured by savings or certificate accounts and automobiles; and unsecured personal loans and overdraft lines of credit. It operates branches in New Canaan, Stamford, Fairfield, Wilton, Westport, Darien, Norwalk, and Hamden, Connecticut. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.
BWFG Company Deck
BWFG Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights meaningful progress across revenue, deposits, asset quality and capital while management provided constructive guidance for 2026. Positive operational momentum (NIM expansion, improved NPAs, stronger non-interest income driven by an operational SBA division, and higher tangible book value) outweighs a small number of headwinds (a one-time tax charge, asset yield compression, higher planned expenses, and some business volatility from prepayments and SBA seasonality).View all BWFG earnings summariesBWFG Stock 12 Month Forecast
Average Price Target
$55.00
▲(4.36% Upside)
Technical Analysis
Citizens & Northern
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First Bancorp
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Primis Financial
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BayCom
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CoastalSouth Bancshares
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Ownership Overview
20.77% Insiders
9.84% Mutual Funds
0.18% Other Institutional Investors
58.30% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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